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DEBTS RECOVERY TRIBUNAL (PROCEDURE) RULES, 1993 In exercise of the powers conferred by sub-sections(1) and (2) of section 36 of the

Recovery of Debts Due to Ban s and !inancia" Institution #rdinance$ 1%%3 (2& of 1%%3)$ the 'entra" (overn)ent hereby )a es the fo""owin* ru"es$ na)e"y+-1. Short title !" #o$$e!#e$e!t (1) These rules may be called the Debts Recovery Tribunal (Procedure) Rules, 1993. (2) They shall come into force on the date of their ublication in the !fficial "a#ette. %. De&i!itio!' $n these rules, unless the conte%t other&ise re'uires,(( (a) )a*ent) means a erson duly authorised by a arty to resent a on its behalf before the Tribunal+ lication or to *ive re ly

(b)

)a licant) means a erson ma,in* an a lication under section 19 or under section 31(and also includes an )a licant) &ho files an a eal under section 3.(1) of the -ct+ )a lication) means an a lication filed under section 19 or under section 31(- and includes an )a eal) filed under section 3.(1) of the -ct+ )le*al ractitioner) shall have the same meanin* as it is assi*ned to it in the -dvocates -ct, 19/1 (20 of 19/1)+ )!rdinance) means the Recovery of Debts Due to 1an,s and 2inancial $nstitutions -ct, 1993 (01 of 1993) (hereinafter referred to as the -ct)+ )Presidin* !fficer) means the Presidin* !fficer of a Tribunal+ )Re*istrar) means the Re*istrar of the Tribunal and includes the -ssistant Re*istrar to &hom the o&ers and duties of the Re*istrar may be dele*ated+ )Re*istry) means the Re*istry of the Tribunal.

(c)

(d)

(e)

(f) (*)

(h)

3. L !() (e o& the Tri*)! l (1) The roceedin*s of the Tribunal shall be conducted in 3n*lish or 4indi. (2) 5o reference, a lication, re resentation, documents or other matter contained in any lan*ua*e other than 3n*lish or 4indi shall be acce ted by the Tribunal unless the same is accom anied by the true translation thereof in 3n*lish or 4indi. +. Pro#e")re &or &ili!( ,,li# tio!' (1) The a lication u6s 19 or sec. 31-, or u6s. 3.(1) of the -ct may be resented as nearly as ossible in 2orm($, 2orm($$ and 2orm($$$ res ectively anne%ed to these rules by the a licant in erson or by his a*ent or by a duly authorised le*al ractitioner to the Re*istrar of the 1ench &ithin &hose 7urisdiction his case falls or shall be sent by re*istered ost addressed to the Re*istrar.

(2) -n a lication sent by ost under sub(rule (1) shall be deemed to have been resented to the Re*istrar the day on &hich it &as received in the office of the Re*istrar. (3) The a lication under sub(rule (1) shall be resented in t&o sets in a a er boo, alon* &ith an em ty file si#e envelo e bearin* full address of the defendants and &here the number of defendant is more than one, then sufficient number of e%tra a er(boo,s to*ether &ith em ty file si#e envelo es bearin* full address of each of the res ondents shall be furnished by the a licant. -. Pre'e!t tio! !" '#r)ti!. o& ,,li# tio!' (1) The Re*istrar, or, as the case may be, the officer authorised by him, shall endorse on every a lication the date on &hich it is resented or deemed to have been resented under Rule 8 and shall si*n endorsement. (2) $f on scrutiny, the a serial number. lication is found to be in order, it shall be duly re*istered and *iven a

(3) $f the a lication, on scrutiny, is found to be defective and the defect noticed is formal in nature, the Re*istrar may allo& the arty to rectify the same in his resence and if the said defect is not formal in nature, the Re*istrar, may allo& the a licant such time to rectify the defect as he may deem fit. (8) $f the concerned a licant fails to rectify the defect &ithin the time allo&ed in sub(rule (3), the Re*istrar may by order and for reasons to be recorded in &ritin*, decline to re*ister the a lication. (0) -n a eal a*ainst the order of the Re*istrar under sub(rule (8) shall be made &ithin 10 days of the ma,in* of such order to the Presidin* !fficer concerned in chamber &hose decision thereon shall be final. -A. Re/ie0 (1) -ny arty considerin* itself a**rieved by an order made by the Tribunal on account of some mista,e or error a arent on the face of the record desires to obtain a revie& of the order made a*ainst him, may a ly for a revie& of the order to the Tribunal &hich had made the order. (2) 5o a lication for revie& shall be made after the e% iry of a eriod of si%ty days from the date of the order and no such a lication shall be entertained unless it is accom anied by an affidavit verifyin* the a lication.. (3) 9here it a ears to the Tribunal that there is no sufficient *round for a revie&, it shall re7ect the a lication but &here the Tribunal is of o inion that the a lication for revie& should be *ranted, shall *rant the same: PR!;$D3D that no such a lication shall be *ranted &ithout revious notice to the o osite arty to enable him to a ear and to be heard in su ort of the order, a revie& of &hich is a lied for. 1. Pl #e o& &ili!( ,,li# tio! The a (a) lication shall be filed by the a licant &ith the Re*istrar &ithin &hose 7urisdiction((

the a licant is functionin* as a ban, or financial institution, as the case may be, for the time bein*, or the defendant, or each of the defendants &here there are more than one, at the time of ma,in* a lication, actually or voluntarily resides, or carries on business, or ersonally &or,s for *ain, or

(b)

(c)

any of the defendants &here there are more than one, at the time of ma,in* the a lication, actually and voluntarily resides, or carries on business, or ersonally &or,s for *ain, or the cause of action, &holly or in art, arises.

(d)

2. A,,li# tio! &ee (1) 3very a lication under section 19(1), or section 19(2), or section 19(<), or section 3.(1) of the -ct, or interlocutory a lication or a lication for revie& of decision of the Tribunal shall be accom anied by a fee rovided in the sub(rule (2) and such fee may be remitted throu*h a crossed 1an, Demand Draft dra&n on a ban, or $ndian Postal !rder in favour of the Re*istrar of the Tribunal and ayable at the lace &here the Tribunal is situated. (2) The amount of fee ayable shall be as follo&s(( TABLE

," -ature of /pp"ication -o. 1. - lication for recovery of debts due under section 19(1) or section 19(2) of the -ct (a) 9here amount of debt due is Rs. 1. la,hs Rs. 12 ...6(

/)ount of !ee payab"e

Rs. 12 ...6( lus Rs. 1 ...6( for every one la,h (b) 9here the amount of debt due ru ees of debt due or art thereof in e%cess of Rs. is above Rs. 1. la,hs 1.6( la,hs sub7ect to a ma%imum of Rs. 1 0. ...6( 2. - lication to counter claim under section 19(<) of the -ct(( (a) 9here the amount of claim made is u to Rs. 1. la,hs (b) 9here the amount of claim made is above Rs. 1. la,hs 3. - lication for Revie& includin* revie& a lication in res ect of the counter claim (a) a*ainst an interim order Rs. 1206( Rs. 12 ...6( Rs. 12 ...6( lus Rs. 1 ...6( for every one la,h ru ees or art thereof in e%cess of Rs. 1. la,hs sub7ect to a ma%imum of Rs. 1 0. ...6(.

(0.= of fee ayable at rates as a licable on the (b) a*ainst a final order e%cludin* a lications under section 19(1) or 19(<) of the -ct revie& for correction of clerical or sub7ect to a ma%imum of Rs. 10 ...6( arithmetical mista,es 8. - lication for interlocutory order Rs. 20.6( 0. - eals a*ainst orders of the

Recovery !fficer $f the amount a ealed a*ainst is (i) less than Rs. 1. la,hs (ii) Rs. 1. la,hs or more but less than Rs. 3. la,hs (iii) Rs. 3. la,hs or more /. ;a,alatnama
3. Co!te!t' o& ,,li# tio! (1) 3very a lication filed under rule 8 shall set forth concisely under distinct heads, the *rounds for such a lication and such *rounds shall be numbered consecutively and shall be ty ed in double s ace on one side of the a er. (2) $t shall not be necessary to resent se arate a the ori*inal a lication the same is rayed for. lications to see, interim order of direction if in

Rs. 12 ...6( Rs. 2. ...6( Rs. 3. ... Rs. 06(

9. Do#)$e!t' to ##o$, !. the ,,li# tio! )!"er 'e#tio! 19 or 'e#tio! 314A o& the A#t (1) -n a containin*,(( lication under section 19 or section 31(- shall be accom anied by a a er boo,

(i) a statement sho&in* details of the debt due from a defendant and circumstances under &hich such debt has become due+ and shall also disclose details of the case and decision in that case &hich is sou*ht to be revie&ed+ (ii) all documents relied u on by the a licant and those mentioned in the a lication+

(iii) details of the crossed demand draft or crossed $ndian Postal !rder re resentin* the a lication fee+ (2) The documents referred to in sub(rule (1) shall be neatly ty ed in double s ace on one side of the a er, duly attested by a senior officer of the ban,, or financial institution, as the case may be, and numbered accordin*ly. (3) 9here the arties to the suit or roceedin*s are bein* re resented by an a*ent, documents authorisin* him to act as such a*ent shall also be a ended to the a lication: PR!;$D3D that &here an a lication is filed by le*al ractitioner, it shall be accom anied by a duly e%ecuted ;a,alatnama. 15. Pl)r l re$e"ie' >% % %?

11. E!"or'i!( #o,. o& ,,li# tio! to the re',o!"e!t - co y of the a lication and a er boo, shall be served on each of the res ondents as soon as they are filed, by re*istered ost. 1%. 6ili!( o& re,l. !" other "o#)$e!t' *. the re',o!"e!t (1) The defendant may file t&o com lete sets containin* the re ly to the a lication alon* &ith documents in a a er boo, form &ith the re*istry &ithin one month of the service of the notice of the filin* of the a lication on him. (2) The defendant shall also endorse one co y of the re ly alon* &ith documents as mentioned in sub(rule (1) to the a licant. (3) The Tribunal may, in its discretion on a lication by the res ondent, allo& the filin* of re ly referred to in sub(rule (1), after the e% iry of the eriod referred to therein. (8) $f the defendant fails to file the re ly under sub(rule (1) or on the date fi%ed for hearin* of the lication, the Tribunal may roceed forth&ith to ass an order on the a lication as it thin,s fit.

(0) 9here a defendant ma,es an admission of the full or art of the amount of debt due to a ban, or financial institution, the Tribunal shall order such defendant to ay the amount, to the e%tent of the admission, by the a licant &ithin a eriod of one month from the date of such order failin* &hich the Tribunal may issue a certificate in accordance &ith section 19 of the -ct to the e%tent of amount of debt due admitted by the defendant. (/) The Tribunal may at any time for sufficient reason order that any articular fact or facts shall be roved by affidavit, or that the affidavit of any &itness shall be read at the hearin*, on such conditions as the Tribunal thin,s reasonable: PR!;$D3D that after filin* of the affidavits by the res ective arties &here it a ears to the Tribunal that either the a licant or the defendant desires the roduction of a &itness for cross e%amination and that such &itness can be roduced and it is necessary to do so, the Tribunal shall for sufficient reasons to be recorded, order the &itness to be resent for cross e%amination, and in the event of the &itness not a earin* for cross e%amination, then, the affidavit shall not be ta,en into evidence and further that no oral evidence other than that *iven in this roviso &ill be ermitted. (@) $f the defendant denies his liability to ay the claim made by the a licant, the Tribunal may act u on the affidavit of the a licant &ho is ac'uainted &ith the facts of the case or &ho has on verification of the record s&orn the affidavit in res ect of the contents of a lication and the documents as evidence. (<) Provisions contained in section 8 of the 1an,erAs 1oo,s 3vidence -ct, 1<91 (1< of 1<91) shall a ly to a certified co y of an entry in a ban,erAs boo, furnished alon* &ith the a lication filed under sub(section (1) of section 19 by the a licant. 13. D te !" ,l #e o& he ri!( to *e !oti&ie" (1) The Tribunal shall notify the arties the date and lace of hearin* of the a manner as the Presidin* !fficer may by *eneral or s ecial order direct. 1+. Or"er to *e 'i(!e" !" " te" (1) 3very order of the Tribunal shall be in &ritin* and shall be si*ned and dated by the Presidin* !fficer of the Tribunal. lication in such a

(2) The order shall be ronounced in o en court. 1-. P)*li# tio! o& or"er' -ny orders of the Tribunal as are deemed fit for ublication in any authoritative re ort or the ress may be released for such ublication on such terms and conditions as the Tribunal may lay do&n. 1-A. P)*li# tio! o& ! $e' o& the De& )lter' The Tribunal may cause to notify the names of the defaulters in the ne&s a er or other&ise after the final order6recovery certificate has been assed by the Tribunal as it deems fit and ro er. 11. Co$$)!i# tio! or or"er' to , rtie' 3very order assed on an a lication shall be communicated to the a either in erson or by re*istered ost free of cost. 12. 6ee &or i!',e#tio! o& re#or"' !" o*t i!i!( #o,ie' thereo& (1) - fee of ru ees t&enty for every hour or art thereof of ins ection sub7ect to a minimum of ru ees one hundred shall be char*ed for ins ectin* the record of a each endin* a lication by arty thereto. (2) - fee of ru ees five for a folio or art thereof involvin* ty in* and a fee of ru ees ten for a folio or art thereof involvin* ty in* of statement and fi*ures shall be char*ed. 13. Or"er' !" "ire#tio!' i! #ert i! # 'e' The Tribunal may ma,e such orders to *ive such decision as may be necessary or e% edient to *ive effect to its orders or to revent abuse of its rocess or to secure the ends of 7ustice. 19. 7or8i!( ho)r' o& the Tri*)! l 3%ce t on Baturdays, Bundays and other ublic holidays, the offices of the Tribunal shall, sub7ect to any order made by the Presidin* !fficer, remain o en daily from 1. a.m. to /... .m. but no &or,, unless, of an ur*ent nature, shall be admitted after 8.3. .m. on any &or,in* day. %5. Sitti!( ho)r' o& the Tri*)! l The sittin* hours of the Tribunal (includin* a vacation bench), shall ordinarily be from 1..3. a.m. to 1... .m. and 2... .m. to 0... .m. sub7ect to any order made by Presidin* !fficer. %1. 9oli" . 9here the last day for doin* any act falls on a day &hich the office of the Tribunal is closed and by reason thereof the act cannot be done on that day, it may be done on the ne%t day on &hich that office o ens. %%. Po0er' !" &)!#tio!' o& the Re(i'tr r (1) The Re*istrar shall have the custody of the records of the Tribunal and shall e%ercise such other functions as are assi*ned to him under these rules or by the Presidin* !fficer by a se arate order in &ritin*. licant and to the defendant

(2) The official seal shall be ,e t in the custody of the Re*istrar. (3) Bub7ect to any *eneral or s ecial direction by the Presidin* !fficer, the seal of the Tribunal shall not be affi%ed to any order, summons or other rocess save under the authority in &ritin* from the Re*istrar. (8) The seal of the Tribunal shall not affi%ed to any certified co y issued by the Tribunal save under the authority in &ritin* of the Re*istrar. %3. A""itio! l ,o0er' !" ")tie' o& Re(i'tr r $n addition to the o&ers conferred else&here in these rules, the Re*istrar shall have the follo&in* o&ers and duties sub7ect to any *eneral or s ecial order of the Presidin* !fficer, namely,(( i. ii. to receive all a lications and other documents includin* transferred a lications,

to decide all 'uestions arisin* out of the scrutiny of the a re*istered+

lications before they are

iii.

to re'uire any a lication resented to the Tribunal to be amended in accordance &ith the rules+ sub7ect to the direction of the Presidin* !fficer, to fi% date of hearin* of the a other roceedin*s and issue notice thereof+ direct any formal amendment of records+ to order *rant of co ies of documents to arties to roceedin*s+ to *rant leave to ins ect other records of Tribunal+ dis ose of all matters relyin* to the service of notices or other rocesses, a lication for the issue of fresh notices or for e%tendin* the time for or orderin* a articular method of service on a defendant includin* a substituted service by ublication of the notice by &ay of advertisements in the ne&s a ers+ to re'uisition records from the custody or any court or other authority. lication or

iv.

v. vi. vii. viii.

i%.

%3A. 6)!#tio!' o& A''i't !t Re(i'tr r The -ssistant Re*istrar of the Tribunal shall assist the Re*istrar in the &or, relatin* to the Re*istry and -dministration of the Tribunal and erform such other functions assi*ned6dele*ated to him by the Presidin* !fficer. %+. Se l !" E$*le$ The official seal and emblem of the Tribunal shall be such as the Central "overnment may s ecify.

6OR: ; I (Ru"e 0) -PPD$C-T$!5 E5D3R B3CT$!5 19 !2 T43 R3C!;3RF !2 D31TB DE3 T! 1-5GB -5D 2$5-5C$-D $5BT$TET$!5B -CT, 1993 2or use in TribunalAs office......................................... Date of filin*................................................................. Date of recei t by ost ............................................... or Re*istration 5o ............................................................ Bi*nature Re*istrar $n the Debts Recovery Tribunal (5ame of the lace ) 1et&een and C D Defendant 1 licant

D3T-$DB !2 -PPD$C-T$!5: 1. Particulars of the a licant:

(i) 5ame of the a licant: (ii) -ddress of re*istered office: (iii) -ddress for service of all notices 2. Particulars of the defendant (i) 5ame of the defendant: (ii) !ffice address of the defendant (iii) -ddress for service of all notices 3. Hurisdiction of the Tribunal:

The a licant declares that the sub7ect matter of the recovery of debt due falls &ithin the 7urisdiction of the Tribunal. 8. Dimitation: The a licant further declares that the a lication is &ithin the limitation rescribed in Bection 28 of the Recovery of Debts to 1an,s and 2inancial $nstitutions -ct, 1993 0. 2acts of the case: The facts of the case are *iven belo&: ("ive here a concise statement of facts in a chronolo*ical order, each ara*ra h containin* as nearly as ossible a se arate issue, fact or other&ise) /. Relief(s) sou*ht: $n vie& of the facts mentioned in ara 0 above, the a licant rays for the follo&in* relief(s)((

(B ecify belo& the relief(s) sou*ht e% lainin* the *round for relief (s) and the le*al rovisions (if any) relied u on). @. $nterim order, if rayed for: Pendin* final decision on the a lication, the a licant see,s issue of the follo&in* interim order: ("ive here the nature of the interim order rayed for &ith reasons). <. Iatter not endin* &ith any other court, etc.: The a licant further declares that the matter re*ardin* &hich the a lication has been made is not endin* before any court of la& or any other authority or any other 1ench of the Tribunal. 9. Particulars of ban, draft6 ostal order in res ect of the a (1) 5ame of the ban, on &hich dra&n: (2) Demand draft no: or (1) 5umber of $ndian Postal !rder(s): (2) 5ame of the issuin* ost office: (3) Date of issue of ostal order (s)+ (8) Post office at &hich ayable: 1.. Details of inde%: -n inde% in du licate containin* the details of the documents to be relied u on is enclosed. lication fee:

11. Dist of enclosures:

;3R$2$C-T$!5 $........................son6dau*hter6&ife of Bhri......................bein* the .................(5ame in full and bloc, letters) (desi*nation) of............ (name of the com any) holdin* a valid o&er of attorney from..............(name of the com any) do hereby verify that the contents of aras 1 to 11 are true to my ersonal ,no&led*e and belief and that $ have not su ressed any material facts. Bi*nature of the - licant Place: Date: To The Re*istrar, .......................................... .......................................... 6OR: II (Refer ru"e 0) -PPD$C-T$!5 E5D3R B3CT$!5 31(- !2 T43 R3C!;3RF !2 D31TB DE3 T! 1-5GB -5D 2$5-5C$-D $5BT$TET$!5B -CT, 1993 2our use of TribunalAs office Date of filin* ....................... ....................... !r Re*istration 5o. ..................... Bi*nature Re*istrar $5 T43 D31TB R3C!;3RF TR$1E5-D .................................................... (name of lace) 1et&een ........................ lication(s)6 Hud*ment(Creditor(s) ......................

Date of recei t by ost

and ........................Defendant(s)6H ud*ment(Debtor(s) $. Particulars of the licant(s) licant:

(i) 5ame of the a

(ii) -ddress of the Re*istered !ffice: (iii) -ddress for service of all notices: $$. Particulars of the defendant(s) (i) 5ame of the defendant: (ii) !ffice address of the defendant: (iii) -ddress for service of all notices: $$$. Hurisdiction of the Tribunal: The a Tribunal. ($;) Dimitation: The a licant further declares that the a lication is &ithin the limitation rescribed in section 28 of the Recovery of Debts Due to 1an,s and 2inancial $nstitutions -ct, 1993. (;) 2acts of the case: (*ive here a concise statement of facts in a chronolo*ical order, each ara*ra h containin* as nearly as ossible a se arate issue, facts or other&ise) (;$) Relief rayed for: i. $ssue of Recovery Certificate for the recovery of a sum of Rs. ......... (Ru ees ............. only) inclusive a sum of Rs. ............... (Ru ees .......... only) as er the decree in !.B. 5o. ......... dated .......... assed by ............. &ith interest at the rate of .........= from ......... the date of reali#ation &ith costs. -ny other relief. licant declares that the sub7ect matter of the a lication falls &ithin the 7urisdiction of the

ii.

(;$$) Iatter not endin* &ith any other Court, etc.: The a licant further declares that the matter re*ardin* &hich this a eal has been made is not endin* before any Court of la& or any other authority or any other Tribunal(s). (;$$$) Dist of enclosures: (a) Co y of the decree assed by the Court on the basis of &hich the resent a lication is filed.

(b) (c) (d)

Dist of hy othecated movables indicatin* the lace in &hich they are ,e t. Dist of mort*a*ed immovables Calculations Bheet sho&in* the amount for &hich the Recovery Certificate is sou*ht to be issued. ;3R$2$C-T$!5

$ ........................... (name in full bloc, letters) son6dau*hter6&ife of ................... bein* the ........................... (desi*nation) of ..................... (5ame of 1an,62inancial $nstitution), do hereby verify that the contents of ara $ to ;$$$ are true to my ersonal ,no&led*e and belief and that $ have not su ressed any material fact(s). Bi*nature of the a Place : Date : To Re*istrar Debts Recovery Tribunal ........................................... 6OR: III (Refer ru"e 0) - eal under section 3.(1) of The Recovery of Debts Due to 1an,s and 2inancial $nstitutions -ct, 1993 (01 of 1993) 2or use of TribunalAs office Date of filin* ...................... ...................... !r Re*istration 5o. ...................... Bi*nature Re*istrar ...................... licant

Date of Recei t by ost

$5 T43 D31TB R3C!;3RF TR$1E5-D .................................. (name of lace) 1et&een ................................ - ellant(s)6Hud*ment(Creditor(s) and .............................. Res ondent(s)6Hud*ment(Debtor(s) Details of a eal:

($) Particulars of the - ellant(s) (i) 5ame of the a ellant: ellant:

(ii) -ddress of the Re*istered office of the a (iii) -ddress for service of all notices: ($$) Particulars of the res ondent(s): (i) 5ame(s) of res ondent: (ii) !ffice address of the res ondent: (iii) -ddress for service of all notices: ($$$) Hurisdiction of the Tribunal: The a Tribunal. ($;) Dimitation:

ellant declares that the sub7ect matter of the a eal falls &ithin the 7urisdiction of the

The a ellant declares that the a eal is &ithin the limitation as rescribed in section 3.(1) of the Recovery of Debts Due to 1an,s and 2inancial $nstitutions -ct, 1993 (01 of 1993). (;) 2acts of the case: (*ive here a concise statement of facts and *rounds of a Recovery !fficer, in a chronolo*ical order) (;$) Relief(s) sou*ht: $n vie& of the facts mentioned in ara*ra h ; above, the a relief(s). ellant rays for the follo&in* eal a*ainst the s ecific order of

(B ecify belo& the relief(s) sou*ht e% lainin* the *rounds of relief(s) and the le*al rovisions (if any) relied u on). ;$$. $nterim order, if rayed for(( Pendin* final decision on the a eal the a ellant see,s issue of the follo&in* interim order:

("ive here the nature of the interim order rayed for &ith reasons) (;$$$) Iatter not enin* &ith any other Court, etc.: The a ellant further declares that the matter re*ardin* &hich this a eal has been made is not endin* before any Court of la& or any other authority or any other Tribunal(s). ($J) Details of inde% ( -n inde% in du licate containin* the details of the documents to be relied u on is enclosed. (J) Dist of enclosures: ;3R$2$C-T$!5 $ ................... (name in full bloc, letters) son6dau*hter6&ife of .................. holdin* a valid o&er of attorney from ..................... (5ame of the com any) do hereby verify that the contents of ara $ to $J are true to my ersonal ,no&led*e and belief and that $ have not su ressed any material fact(s). Bi*nature of the a Place : Date : To Re*istrar Debts Recovery Tribunal licant

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