The Jammu & Kashmir Bank Limited

4th Floor Prestige Terraces, #5/1 Union Street, Off Infantry Road, Bangalore560001, Karnataka India.

T +91 (0)80 22860016 F +91 (0)80 22860027

E zobang@jkbmail.com W www.jkbank.net

Personnel Department, Zonal Office South, Bangalore

Ref: JKB/ZOS/PER/20142313

To Principal, Community Institute of Commerce & Management Studies, Bangalore, Karnataka.

January 25, 2014

Reg:- Request for project on A Study on Growth in Banking Sector at Jammu & Kashmir Bank Ltd of Mr. Nadeem Mohammed S, BBM Sir,

Please be informed that the Competent Authority has allowed the captioned student to carry out the project work in the Zonal Office South, Bangalore office of the bank. He shall strictly abide by the terms and conditions of the undertaking executed by his in the matter. He shall undertake the study/research under the guidance of the Assistant Vice President, Zonal Office South, Bangalore and the Incharge of the concerned department. He is, however, advised to submit the final report of his project work to the Incharge of the concerned department for its ratification and necessary approval or otherwise, before the submission to the concerned college authorities. It should be noted that no stipend shall be paid to him during the project period.

With Warm Regards, Yours faithfully

Senior Executive