1

iqfyl ;kruk o laxfBr fgalk ls la?k”kZjr ihfM+r dh Lo0 O;Fkk&dFkk

esjk uke flrkyq] iq=&Lo0 eqUuqyky gS] esjk mez&23 o’kZ gSA
eSa xzke&eM+uh ¼egklhiqj½] Fkkuk&pkScsiqj] ftyk&okjk.klh ¼mÙkj izns”k½
dk fuoklh gw¡A esjs ifjokj esa pkj lnL; eSa] esjh ekrk th ¼nqykjk nsoh½]
iRuh&eaxjh nsoh rFkk ,d csVh fiadh ¼mez&2 o’kZ½ gSA
ge ca/kqvk etnwj ls voeqDr gq, gS rFkk orZeku esa bZV&HkB~Bk ij
etnwjh djds ?kj ifjokj dk ikyu&iks’k.k dj jgs gSA
fnukad 01@07@2008 dh vk/kh jkr yxHkx 12%00 cts gekjs eqlgj
cLrh esa iqfyl okys esjk rFkk lqjs”k ¼eqUuk½ dk uke lEcks/ku djrs gq, ge
yksxksa ds edku ds ikl vk;sA ge nksuksa dk vkokl lVk gqvk gh gSA
gqvk¡ ;g fd ml fnu geyksx HkB~Bk ij ls dke djds “kke esa ykSVs Fks
vkSj [kkuk cukus dh rS;kjh py jgh FkhA rHkh iM+ksl ls /kksch ifjokj ds
lat; o flaVw] lqjs”k ds ?kj vk;s rFkk dgs fd rqedks o flrkyw dks gekjs
pkpk ¼jke th½ cqyk jgs gSA ge Hkh ;g okrkZyki cSBs&cSBs lqu jgs FksA lqjs”k
cksyk fd ge jkr esa dgha ugh tk;sxs] tks ckr djuh gS] og fnu esa djukA
ge nksuksa jkr esa tkus ls iw.kZr% bUdkj dj fn;s] rc os nksuks >Yykdj xqLlk
esa ?kj pys x;sA mlds ckn ykBh&MaMk ls ySl gksdj vk;s rFkk
xkyh&xykSt djrs gq, tcjnLrh ?klhVdj ys tkus dh ckr djus yxsA
fQj Hkh ge “kkar jgrs gq, tkus ls bUdkj dj fn;sA ml le; ge lksps fd
jkr esa tk,] fQj ls dksbZ bYtke yxkdj QWlk ns] bl Mj ls ge yksx ugh
x;sA ;g /kksch ifjokj ge yksxksa dh cLrh mtkM+uk pkgrs gS] ftlls os yksx
bls jkLrk cukdj bLrseky dj ldsA blhfy, ges”kk ijs”kku djrs jgrs gS
rFkk iqfyl ds lkFk feydj QthZ eqdnek esa QWlkus o Mjkrs&/kedkrs jgrs
 2

gSA tc os yksx /kedh o xkyh nsrs gq, pys x,] mlds ckn ge yksx [kkuk
[kkdj Nr ij tkdj lks x;sA vk/kh jkr esa iqfyl }kjk eqUuk o flrkyq bl
uke okys yksx dkSu&dkSu gS] ftlus eksckby pksjh dh gS ckrksa dks lqudj
uhan VwVk vkSj ge uhps vk;sA ge cksys fd ge flrkyq] o ;g eqUuk gS] rc
iqfyl okys cksys fd rqe nkuksa Fkkuk pyksaA ;g dgdj yxHkx vk/kk (½)
fd-eh- iSny pykdj ,d xkM+h ds ikl igq¡ps] tks ek”kZy tSlh izkbZosV xkM+h
FkhA mlesa ihNs cSBk;kA ge nksuksa jkLrk Hkj fcuk Mjs muds lkFk vk;s] ge
cksy Hkh jgs Fks fd geus dksbZ eksckbZy pksjh ugh dh gSA bl ij os yksx cksys
fd igys Fkkuk pyks] ogha crk;k tk;sxk fd pksjh fd;s gks fd ughaA 6&7
iqfyl dfeZ;ksa esa ls rhu iqfyl dehZ fpjbZxk¡o Cykd iqfyl pkSdh ij mrjs
vkSj ge yksx pkScsiqj Fkkuk vk;sA
Fkkuk igq¡pus ds ckn os yksx ge nksuksa ij ncko cukus yxs] bUdkj
djus ij ,d iqfyldehZ cksyk fd ogkW ls dEcy ys yks vkSj ogkW tkdj lks
tkvksaA og ,d cjkenk FkhA tgkW dejk esa ty jgh cYc ds jks”kuh vk jgh
FkhA ge nksuksa dEcy ysdj ogkW tkdj cSB x;sA ifjokj ds fpUrk o pksjh
ds bYtke esa QWlus ds Mj ls jkrHkj lks ugha ik;sA ge nksuksa vkil esa Hkh
dksbZ ckrphr ugh fd;sA bPNk gh ugh gks jgh FkhA
lqcg fuR; deZ djds ge yksx cSBs Fks fd rHkh ,l0vks0 lkgc vk;s
rFkk cksys fd rqe yksx eksckby pksjh fd;s gks] eksckby ns nks vkSj ?kj pys
tkvksaA bl ij ge cksys fd ge yksxks us dksbZ pksjh ugha fd;s gS&lkgcA ge
yksx HkB~Bk ij ls dke djds ykSVs Fks vkSj vkjke ls lks;s Fks fd iqfyl okys
gesa idM+dj ;gkW ys vk;sA bl ij ,l0vks0 cksyk fd >qB er cksy]
eksckby ugh fn;s rc rqe nksuksa ds “kjhj ls peM+h vyx dj nw¡xkA ekj
[kkus ds ckn gh eksckby nksxsA ;g lqudj ge lge x;s rFkk fxM+fxM+krs
 3

gq, cksys fd lkgc geus dksbZ pksjh ugh dh gS] vxj vki ekjuk ihVuk
pkgrs gS rks ekfj;s] ysfdu ge >wB dSls cksys fd geus eksckby pksjh dh gSA
bl ij ,l0vks0 cksys fd rqe nksuksa dh /kqukbZ gksxh] rc dcwy djksxsaA ;g
lc lqudj “kke dh fLFkfr o v”kadk dk /;ku esa vkrs gh jksaxVs [kM+s gks x;s
Fks] D;ksafd lquk Fkk fd iqfyl okys cgqr csjgeh ls ekjrs gS] tc rd tweZ
dcwy u djok ysA ml le; rks esjk daB lw[kus yxk FkkA
;g cksy dj os rks pys x;s] ge vanj ls etcwr gksrs gq, eu gh eu
cksys fd gekjs lkFk pkgs ftruk Hkh ekj&ihV fd;k tk,] ge funksZ’k gS] tqeZ
dcwy ugh djsaxsA
blds ckn uk”rk esa rhu eksVh o NksVh jksVh] nky vkSj pks[kk ge nksuksa
dks ,d gh Fkkyh esa [kkus ds fy;s fn;k x;k] ge yksx uk”rk fd;s rFkk
pkikdy dk ikuh fi;sA tc ge yksx ikuh ihus x;s Fks rc Hkh nks xkMZ
gekjs lkFk esa vk;s FksA ge nksuks dks dkjkxkj ds ckgj gh j[kk x;k FkkA nks
yksx ,d cw<+k o ,d cw<+h Hkh ogha ckgj ge yksxksa ds lkFk dqN nwjh ij
cSBk;s x;s FksA iwjk fnu mlh uk”rk ij dV x;kA “kke dks yxHkx 7 cts
gekjh iRuh o dqN cLrh okys ogk¡ igq¡psA os yksx okjk.klh Mh0vkbZ0th0
lkgc ls feydj vk;s Fks] tgkW mUgsa vk”oklu fn;k x;k fd Fkkuk pys
tkvksa] mu yksx dks NksM+ fn;k tk;sxkA esjh iRuh o HkkbZ NksVsyky ogkW ,d
iqfyl dehZ ls iwNk fd ;gkW ds cM+s lkgc dkSu gS] rHkh og iqfyldehZ cksyk
fd dkSu cM+k lkgc] lkys fdl cM+s lkgc dks iwN jgs gksA lkgc vHkh ugh
gS&tkvksa] dy vkukA iqfyl okys ds bl O;ogkj ls HkkbZ ldidk x;k]
iRuh ds vka[kks ls yxkrkj vkalw fxj gh jgs Fks] tks ;g ns[kdj o lqudj
vkSj fxjus yxkA mlds ckn HkkbZ cktkj x;k rFkk pkj ykSaxyrk feBkbZ o
puk rFkk ew¡xQyh ge nksuksa dks [kkus ds fy, yk;kA bldks [kkus ds ckn
 4

dqN vkjke feykA 9 cts jkr rd os yksx ,l0vks0 ds bUrtkj esa ogh jgs
vkSj fQj cLrh ykSV x;sA mu yksxksa ds tkus ds ckn ge yksxksa dks pkj&pkj
jksVh] pkoy] nky o vkyw dh Hkqft;k [kkus esa fn;k x;kA [kkuk [kkus ds ckn
ge nksuksa lks x;sA
lqcg yxHkx 5%30 cts lksdj mBs rFkk fuR;deZ djus ds ckn mlh
rjg cSBs Fks fd 6%00 cts ds vk;s ,l0vks0 lkgc vius n¶rj esa cqyk;sA
fQj ogha lHkh ckrs nqgjkus yxsA ge cksys fd ge yksx csdlwj o funksZ’k gS]
vxj vkidksa can djuk gS] rks dj ns] ysfdu >wBk tqeZ dcwy ugh djsaxsA
ml le; ,l0vks0 lkgc dks dgha tkuk Fkk] os ,d iqfyldehZ ls cksys fd
bu nksuksa ls fjgkbZ o iwNrkN ds dkxt ij vaxwBk o gLrk{kj djok yks] ge
,d ?kaVk esa vkrs gS] mlds ckn bUgsa NksM+ nsaxsA rHkh ogk /kksch jke th ,d
IykfLVd ds VkpZ ysdj vk;k rFkk ,l0vks0 dks fn[kkdj cksyk fd ;g
eqlgj ds ?kj ls cjken gqbZ gSaA ,l0vks0 ge yksx ls iwNs fd D;k ;g rqe
yksxksa dk gS] ge cksys fd ge ;gkW gS rc ge ;g dSls pksjh djsaxs] ;g esjk
ugh gSA fQj ls ge yksxksa ij >wBk bYtke yxk;k tk jgk FkkA ;g lc
lqudj os pys x;sA 1 ?kaVk ckn fQj os vk;s ysfdu ge yksxksa ls dksbZ
ckr&fopkj ugha gqvkA rHkh fnus”k /kksch iq=&jketh vk;k rFkk ,l0vks0 ls
dqN ckrphr djds pyk x;kA mlds dqN nsj ckn gekjs ifjokj o cLrh ds
yksx ogkW igq¡ps rFkk ,l0vks0 ls feysA ,l0vks0 cksys fd rqe yksxksa ls
ckrphr djasxs ysfdu vHkh ugh] rc rd ;gh cSB ldrs gksA ;g dgdj
fQj os pys x;sA blds ckn 3 cts os vk;s] ysfdu ge yksxksa ds lanHkZ esa
dksbZ ckrphr ugha gqvkA yxHkx 5 cts ,d njksxk tSlk iqfyldehZ ,l0vks0
ls cksyk fd D;ksa bu >kM+&QwWl dks ;gkW cSBk;s gS] ;s funksZ’k gS] NksM+ fnft,A
,l0vks0 dgha fQj ls tkus okys Fks] ml le; Hkh os cksys fd buds gLrk{kj
 5

djokdj rFkk Fkkuk dks lkQ&lQkbZ djok dj NksM+ nsukA rHkh mlh le;
ge yksxksa ls feyus o NqM+kus ds fy, Jh gfj”kpUnz lksudj th tks “kadjiqj
ds gS rFkk nfyr Qsyks o ekuokf/kdkj ij dk;Z djrs gS] ogkW igq¡ps rFkk
,l0vks0 ls cksys fd lj ;s yksx funksZ’k gS] bUgsa NksM+ nhft,A ;g lqurs
gh ,l0vks0 xqLlk ls mBk vkSj cksyk fd rqEgh Vksih okyk lksudj gks rFkk
nks&pkj FkIiM+ muds psgjk ij ekj fn;kA njksxk Hkh bUgsa /kfd;kdj vanj
dj fn;k rFkk tkfr lwpd xkyh fn;s] lkFk esa ;g Hkh cksy jgs Fks fd
rqEgkjk dkSu ekuokf/kdkj gS] cqykvksa ! ml le; ge Mj ds ekjs dqN Hkh
ugh cksy ik;sA ,l0vks0 cksyk fd ;g rqEgkjk vkneh gSA ge Mj x;s Fks]
bl dkj.k Mj ds ekjs cksys fd ugh lj] ;s gekjk vkneh ugh gSA gesa Mj
yx jgk Fkk fd dgha fQj ls can u dj nsA
blds ckn ge ykxksa dks >kM+w o cksjk ykdj fn;k x;k rFkk ge yksx
rFkk lkFk esa dqN cLrh okys Hkh iwjk Fkkuk ifjlj] “kkSpky;] dejk] xyh
lHkh dqN lkQ fd;sA mlds ckn gh ?kj tkus fn;k x;kA oSls Hkh tc ge
yksx ogka ij dSn Fks rc iqfyl okys ukSdj dh rjg dke djokrs Fks] tSls
%&eksVj xkM+h dks mBkuk] Vªd ij yknuk bR;kfnA “kfDr ugh jgus ij Hkh
th&tku yxkdj “kkjhfjd dke djuk iM+rk Fkk] vxj euk djrs Fks fd
lkgc gels ;g ugh gksxk] rc xkyh nsrs Fks rFkk cqjk vatke Hkqxrus dks
rS;kj jgus dks dgrs FksA ,d njksxk rks ;gkW rd dgk fd ge rqEgkjs
leqnk; ds fdlh efgyk ls Hkh fookg djds j[kuk pkgrs gS] esjk “kknh djok
nksA eSa Mjrs&Mjrs cksyk Fkk fd Bhd gS lkgc] dksbZ feysxh rks vkidks
crk,xs] vHkh rks dksbZ utj esa ugh gSA og cksyk Bhd gS] /;ku j[kukA bruk
gh ugha tc os yksx dqflZ;ksa ij cSBs jgrs Fks] ml le; yxkrkj ia[kk
Mksykuk iM+rk FkkA
 6

geyksx lksudj th dks NksM+dj ugh tkuk pkgrs Fks] ysfdu Mj o

etcwjh ds dkj.k ge yksx ?kj pys vk,A eqlgj cLrh [kkyh djokus
dh ;g lc ‘kM+;a= gS] geyksx iqfyfl;k vR;kpkj o Mj ls rFkk /kksch
ifjokj ds ncaxbZ ds dkj.k cLrh NksM+dj Hkkx tk,] blfy, os yksx
feyhHkxr ls ge yksxksa dks ijs”kku djrs jgrs gSA
vkidks viuh iwjh ckr crkdj vPNk yx jgk gS] fgEer c<+ jgh gS]
ge la?k’kZ djrs jgsaxsA vc ;gh pkgrs gS fd gesa ijs”kku ugh fd;k tk,A
tc pkgsa idM+dj Fkkuk ys vk;s] ukSdj dh rjg dke djok,W] ekjihV djs]
D;ksafd os yksx ge yksx dks tkurs gS fd eqlgj gS] detksj gS] blfy,
vR;kpkj djksa] ;g gekjh fu;fr cu xbZ gSA blfy, vc gesa bu lHkh ckrksa
ls eqfDr feysA ;gha Hkfo’; esa vk”kk o dkeuk djrs gSA

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la?k’kZjr ihfM+r lk{kkRdkjdrkZ

¼flrkyq½ ¼misUnz dqekj½