The calculation herein is only approximate and for illustration purpose only.

Loan Repayment Schedule:

Purchase Price $
Loan Amount $ 1,000,000
Tenor
360
(month)

1
2

Amor Option

1. As per Total Approved

2. As per Total Disbursed

Y Revise M.I upon

N partial redemption

(only applicable for option 2 above)

Ttl Princ Paid

(Incl. Partial Ttl Interest Paid
Redm)
$27,520.57
$12,638.92
$26,649.97
$15,172.74
$24,421.88
$21,310.75
$23,683.55
$24,131.02
$24,318.84
$23,495.73
$873,405.20
$321,959.02
$1,000,000.00
$418,708.17

Interest Rate
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
(and above)

1.28%
1.58%
2.28%
2.65%
2.65%
2.65%

Year 1
Year 2
Year 3
Year 4
Year 5
n-1
Final Year (n)

Ttl Payment
$40,159.49
$41,822.70
$45,732.63
$47,814.57
$47,814.57
$1,195,364.22
$1,418,708.17

Note: Update only the blue cells

Year

Month

1
1
1
1
1
1
1
1
1
1
1
1
2
2
2
2
2
2
2
2
2
2
2
2
3
3
3
3
3
3
3
3
3
3
3
3

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

Draw
Down
$1,000,000

Cum
Draw/d
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000

Partial
Redemption

Interest Rate
1.2800%
1.2800%
1.2800%
1.2800%
1.2800%
1.2800%
1.2800%
1.2800%
1.2800%
1.2800%
1.2800%
1.2800%
1.58%
1.58%
1.58%
1.58%
1.58%
1.58%
1.58%
1.58%
1.58%
1.58%
1.58%
1.58%
2.28%
2.28%
2.28%
2.28%
2.28%
2.28%
2.28%
2.28%
2.28%
2.28%
2.28%
2.28%

Monthly
Instalment
$3,346.62
$3,346.62
$3,346.62
$3,346.62
$3,346.62
$3,346.62
$3,346.62
$3,346.62
$3,346.62
$3,346.62
$3,346.62
$3,346.62
$3,485.23
$3,485.23
$3,485.23
$3,485.23
$3,485.23
$3,485.23
$3,485.23
$3,485.23
$3,485.23
$3,485.23
$3,485.23
$3,485.23
$3,811.05
$3,811.05
$3,811.05
$3,811.05
$3,811.05
$3,811.05
$3,811.05
$3,811.05
$3,811.05
$3,811.05
$3,811.05
$3,811.05

Opening Balance

Principal

Interest

$1,000,000.00
$997,720.04
$995,437.65
$993,152.83
$990,865.57
$988,575.87
$986,283.72
$983,989.14
$981,692.10
$979,392.62
$977,090.68
$974,786.28
$972,479.43
$970,274.64
$968,066.94
$965,856.34
$963,642.82
$961,426.39
$959,207.05
$956,984.78
$954,759.58
$952,531.46
$950,300.40
$948,066.40
$945,829.46
$943,815.49
$941,797.68
$939,776.05
$937,750.57
$935,721.24
$933,688.06
$931,651.02
$929,610.10
$927,565.31
$925,516.63
$923,464.06

$2,279.96
$2,282.39
$2,284.82
$2,287.26
$2,289.70
$2,292.14
$2,294.59
$2,297.04
$2,299.49
$2,301.94
$2,304.39
$2,306.85
$2,204.79
$2,207.70
$2,210.60
$2,213.51
$2,216.43
$2,219.35
$2,222.27
$2,225.20
$2,228.13
$2,231.06
$2,234.00
$2,236.94
$2,013.98
$2,017.80
$2,021.64
$2,025.48
$2,029.33
$2,033.18
$2,037.05
$2,040.92
$2,044.79
$2,048.68
$2,052.57
$2,056.47

$1,066.67
$1,064.23
$1,061.80
$1,059.36
$1,056.92
$1,054.48
$1,052.04
$1,049.59
$1,047.14
$1,044.69
$1,042.23
$1,039.77
$1,280.43
$1,277.53
$1,274.62
$1,271.71
$1,268.80
$1,265.88
$1,262.96
$1,260.03
$1,257.10
$1,254.17
$1,251.23
$1,248.29
$1,797.08
$1,793.25
$1,789.42
$1,785.57
$1,781.73
$1,777.87
$1,774.01
$1,770.14
$1,766.26
$1,762.37
$1,758.48
$1,754.58

Outstanding
Loan Bal.
$997,720.04
$995,437.65
$993,152.83
$990,865.57
$988,575.87
$986,283.72
$983,989.14
$981,692.10
$979,392.62
$977,090.68
$974,786.28
$972,479.43
$970,274.64
$968,066.94
$965,856.34
$963,642.82
$961,426.39
$959,207.05
$956,984.78
$954,759.58
$952,531.46
$950,300.40
$948,066.40
$945,829.46
$943,815.49
$941,797.68
$939,776.05
$937,750.57
$935,721.24
$933,688.06
$931,651.02
$929,610.10
$927,565.31
$925,516.63
$923,464.06
$921,407.59