№ Month Balance Main debt Interest Monthly payment more:

0 $ (150,000.00) 18% $ (148,500.00)

1 $150,000.00 $11,502.00 $ 2,250.00 $13,752.00 19.56%
2 $138,498.00 $11,674.53 $ 2,077.47 $13,752.00 1.66%
3 $126,823.47 $11,849.65 $ 1,902.35 $13,752.00 21.87%
4 $114,973.83 $12,027.39 $ 1,724.61 $13,752.00 2.31%
5 $102,946.43 $12,207.80 $ 1,544.20 $13,752.00
6 $90,738.63 $12,390.92 $ 1,361.08 $13,752.00
7 $78,347.71 $12,576.78 $ 1,175.22 $13,752.00
8 $65,770.93 $12,765.44 $ 986.56 $13,752.00
9 $53,005.49 $12,956.92 $ 795.08 $13,752.00
10 $40,048.58 $13,151.27 $ 600.73 $13,752.00
11 $26,897.31 $13,348.54 $ 403.46 $13,752.00
12 $13,548.77 $13,548.77 $ 203.23 $13,752.00
Total: $150,000.00 $ 165,023.99
http://exceltable.com/en/analyses-reports/calculation-effective-interest-rate

effective interest on rate no commissions

effective monthly rate
effective interest on rate with 1 commission
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№ Month Balance Main debt Interest Monthly fee Monthly payment more:
0 $ (150,000.00) 18% $ (148,500.00)
1 $150,000.00 $11,532.00 $ 2,250.00 $ 30.00 $ 13,782.00 19.56%
2 $138,468.00 $11,704.98 $ 2,077.02 $ 30.00 $ 13,782.00 1.70%
3 $126,763.02 $11,880.55 $ 1,901.45 $ 30.00 $ 13,782.00 22.37%
4 $114,882.47 $12,058.76 $ 1,723.24 $ 30.00 $ 13,782.00 2.81%
5 $102,823.71 $12,239.64 $ 1,542.36 $ 30.00 $ 13,782.00
6 $90,584.06 $12,423.24 $ 1,358.76 $ 30.00 $ 13,782.00
7 $78,160.83 $12,609.59 $ 1,172.41 $ 30.00 $ 13,782.00
8 $65,551.24 $12,798.73 $ 983.27 $ 30.00 $ 13,782.00
9 $52,752.51 $12,990.71 $ 791.29 $ 30.00 $ 13,782.00
10 $39,761.80 $13,185.57 $ 596.43 $ 30.00 $ 13,782.00
11 $26,576.23 $13,383.36 $ 398.64 $ 30.00 $ 13,782.00
12 $13,192.87 $13,584.11 $ 197.89 $ 30.00 $ 13,782.00
Total: $150,391.24 $ 165,383.99
http://exceltable.com/en/analyses-reports/calculation-effective-interest-rate

effective interest on rate no commissions

effective monthly rate
effective interest on rate with 1 commission
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Cost of property $ 500,000.00 more:
Term of leasing in months 12
Advance payment 20%
Effective Interest on Rate 23.28%

Дата Payments
8/1/2015 $ (400,000.00)
9/1/2015 $ 37,292.00
10/1/2015 $ 37,292.00
11/2/2015 $ 37,292.00
12/1/2015 $ 37,292.00
1/5/2016 $ 37,292.00
2/1/2016 $ 37,292.00
3/1/2016 $ 37,292.00
4/1/2016 $ 37,292.00
5/2/2016 $ 37,292.00
6/1/2016 $ 37,292.00
7/1/2016 $ 37,292.00
8/1/2016 $ 37,292.00
Total: $ 447,504.00
http://exceltable.com/en/analyses-reports/calculation-effective-interest-rate
OVDP $ (50,000.00) more:
Rate 17%
Months 12
Profit $9,194.59
http://exceltable.com/en/analyses-reports/calculation-effective-interest-rate