Aos (n)

0
1
2
3
4
5
SUMA

Saldo insoluto
(c)
$1,000,000.00
$800,000.00
$600,000.00
$400,000.00
$200,000.00
$0.00

Abono anual
(R)
$0.00
$200,000.00
$200,000.00
$200,000.00
$200,000.00
$200,000.00
$1,000,000.00

R= C/N $200,000.00
i= 0.24
IVA= 0.15

interes sobre saldo

( I=Ci)
$0.00
$240,000.00
$192,000.00
$144,000.00
$96,000.00
$48,000.00
$720,000.00

IVA
$0.00
$36,000.00
$28,800.00
$21,600.00
$14,400.00
$7,200.00
$108,000.00

pago anual
( R+ I+ IVA)
$0.00
$476,000.00
$420,800.00
$365,600.00
$310,400.00
$255,200.00
$1,828,000.00

Acomulado
$0.00
$476,000.00
$896,800.00
$1,262,400.00
$1,572,800.00
$1,828,000.00

Aos (n)
0
1
2
3
4
5
SUMA

interes
Saldo
Abono anual
sobre saldo
insoluto ( c )
(R)
( I=Ci)
$1,000,000.00
$875,752.29
$721,685.12
$530,641.83
$293,748.16
$0.00

$0.00
$364,247.71
$364,247.71
$364,247.71
$364,247.71
$364,247.71
$1,821,238.57

pago anual
( RI)

$0.00
$0.00
$240,000.00 $124,247.71
$210,180.55 $154,067.17
$173,204.43 $191,043.29
$127,354.04 $236,893.68
$70,499.56 $293,748.16
$821,238.57 $1,000,000.00

R= ( C ) ( i) ( i) [1 + i) ^ n / ( 1 + i) ^ n - 1
R= 703590.01498
1.9316250624
R= $364,247.71
i= 0.24

Acomulado
$0.00
$124,247.71
$278,314.88
$469,358.17
$706,251.84
$1,000,000.00