CentralBank of lndia

BALANCESHEETAS ON MARCH31 2010

SCHEDULE AS ON AS ON
NO. 31-Mar-10 31-Mar-09
Rs. Rs.
CAPITAL& LIABILITIES
Capital 1 17711415 1321,14,15
Reservesand Surplus 2 59305620 5090,91,00
Deposits 3 1621074688 131271,84,84
Borrowings 4 73266368 a04,25,10
OtherLiabilities
and Provisions 5 55358147 9167.07,24

TOTAL 't47655.22.37
1826716238

ASSETS
Cashand BalanceswithReserveBankof India 6 170119288 11036,90,56
BalanceswithBanksand Moneyat CallandShort 7 22050850 1214,33,62
Investments 8 505628670 43060,71,66
Advances I 1053834857 85483,19,56
FixedAssets 10 23432881 2277,98,71
OtherAssets 11 51649692 4542,08,26

TOTAL 1826716238 't47655,22.37

Contingent Liabilities 12 387400766 23404,19,71

Billsfor Collection - 54,002,408 2833,02,81
Principal Accounting Policies 17
Notesto Accounts 18

The schedulesreferredto aboveform an integralpartof the BalanceSheet.

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Chairman
& Managing
IH Arun Kaul
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Director Executive
Director Executive
Director Generallvlanager
(Contd.Pg 2)

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 Cental Bank of lndia
FORTHEYEARENDEDMARCH3I 2010
PROFITANDLOSSACCOUNT
(000'somltted)
SCHEDULE YEARENDED YEARENDED
NO. 3l-Mar-10 3l-Mar-09
Rs. Rs.
r .t N c o M E
InterestEarned '13 120643062 '10455,'18,91
Otherlncome 14 17352453 1069,97,06
TOTAL 137995515 11525,15,97
II. EXPENDITURE
InterestExpended '15 95'190129 8226,71,54
Operating Expenses '16 22220172 1861,70,02
ProvisionsandContingencies 10,002,934 865,50,16
TOTAL 127413235 10953,91,72
t. PROFTT/ LOSS
NetPfofitfor theyear 10582240 q71 )A 2a
Profitbroughtforward 11,282

.TOTAL 10593562 571,82,58

IV. APPROPRIATIONS
Transfer
to :
StatutoryReserve 2645570 142,41,06
Investment Reserve 466232 140,72,A3
StaffWelfareFund '150000 15,00,00
RevenueReserye 5749084 98,00,00
ProposedDividend- PreferenceCapital 530940 68,03,85
Proposed Dividend- EquiiyCapital 808283 80,82,83
DividendTax 227601
BalanceCarriedOverto Balance Sheet 15852 1,12,82
TOTAL 10593562 57,1,82,58
EPS(Baslc& Diluted) 24.65 12.17
Principal
Accounting Policies 17
Notesto Accounts 18
The schedulesreferredto aboveforman rt of the Profitand LossAccount

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Chairman
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Director Executive
Directot Executive
Director GeneralManager
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Dr.ShashankSaksetra lll.K.Bhat1acharya' BrijlalKshatriYa
Director Director Director

K,Balakrishnan
a*-+--
Rom6sh Sabharwal
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Major Ved Prakash mbabu
Director Director Director

r M/s. P,G.Bhagwat For M/sJosepb&Rajaran

Cbadered Acsountants

ar Jain) (cA ThomasPhilip)

Patner Partrer Padner
M.No.96980 M.No.83374 l\4.No.25844

For M/s.lJmmedJain & Co. and Associates

For M/s.G.S.A. & Associates
For lvl/s.Sagar
ChaderedAccountants /-tss Chartered Accountants ---" q q-*
F.R.No.119250W .0002s7N F R No.oo3sl0S //Gt;=<c
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(CA U.lll.Jain) ''"") 'aj-o1r..y),/
Partner Panner Padner
M.No.70863 NLNo 83899 NLN0.27357
As pq our repon of even.lare

Date : l',,lay
2 2010
 SCHEDULESFORMINGPARTOF THE BALANCESHEETAS ON MARCH31 2010

SCHEDULE
1 : CAPITAL

AuthorisedCapital 30000000 1500,00,00

lssued,Subscribedand Paidup Capitat: 4041415

Pepetuanon-cumulatve Sharecapita
Prcference 13670000
9i700,00
17711415 1321,14,1s

l. StatutoryReserves

Balanceas perlastBaanceSheei 9455787 802,76,61

AddiUonsduringtheyear 2645570 142 81,06

12101357 945,57,87
ll, CapitalResewes

i) Revaluation
Reserue
Balanceas perlastBalanceSheet 20089159 2038 66.65

duing theyear
Deduciions 468936 29,7506,
19620223 2008,91,s9
ii) Invesinrent
Reserve
Ealanceas perlastBaanceSheet 3164803 1 7 57 6 . 0 0
Addltonsduing the.year 466232 144,72.03
3631035 316,48,03
lll. SharePremium
Baanceas per asi BaanceSheet 7360000 736.00,C0
Additions/
Adjustmentsduringtheyear
7360000 - 736,00,00
lV. Revenueand OtherReserves
) RevenueReserues
as per asi BalanceSheet
BaLance 10828069 9848413

Addilions
duringtheyear 5749084 980000

Less:Deduclions
durngtheyear
16577153 10828069

V. Balancein ProfitandLoss Account 15452 1,12,42

TOTAL 59305620 5090,91,00

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 Central Bank ot lndia

SCHEDULESFORMINGPART OF THE AALANCESHEETAS ON IgIARCH31 20to

SCHEDULE
3 : DEPOSITS

A.l. DemandDeposib

i) FromBanks 7088383 484,89,55

ii) FromOthers 143625474 9627.39,52

150713857 10112,29,07

ll. SavlngsBankDeposits 407635334 33680,07,96

lll. TermDeposits

i) FromBanks 54215792 4713.49,41

il) FromOthe6 - 1008449705 - 8276557.98

1062725497 a7479,41,as

TOTAL ,611qz!!!q 1!21,9!'!!

B i) Deposiis
of BEnchesIn India 1621074688 131271
,44,AA
ii) Deposits
of Branches
outsidelndla

SGHEDULE
4 : BORROWNGS

L BorrowingsIn India

i) ReserveBankof India 0 1 7 , 24
56

ii) OiherBanks 459790 55,10,91

iii) OtherInstiiutions
& Agencies 25751474 731.88,73

lv) Unsecured
R€deemabe Debt)
Bonds(Subodinated 24073000
V) UpperTier
I bonds 15850000 -5850000

vD hfovativePerpetual
DebtInstrument 5830000 58300 OO
71964268 4658,55,10

ll, BorrowingsoutsideIndia 1302100

TOTAL 73266368 4q!q,!!.!q

Secufed
Borrowings
ncluded
in l& llabove

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 Central Bank of lndia

SCHEDULES
FORMING 31 2010
PARTOFTHEBALANCESHEETAS ON II'IARCH
om'nedl
1000s

SCHEDULE
5 : OTHERLIABILITIES
ANDPROVISIONS

I B sPayabe 6 1 42 6 , 3 0
ll Iniefofice Adjuslments
(Net)
lll InteresiAccrued 7272267 336,6615
lV DefeffedTaxLiability 3078900 24,0300
V Otherc(ncludingp.ovisons) 40522838 4335,8179

TOTAL 5535814? ___t4?llL

SCHEDULE RESERVE
6:CASHANDBALANCESwlIH BANKOF
INDIA

L Cashin Hand 7518715 797.3769

(incudingforcigncurfencynotes)

ll BaanceswthReserveBankof lnda
n CureniAccounis 161600573 1 0 1 3 9 . 5827
1000000 100.00,00
1626005?3 10239,52,87

TOTAL 1?O1lr?S8

SCHEDULE WITHBANKSANDl\lloNEYAT
7 | BALANCES
CALL& SHORTNOTICE

l . I nI n d i a
) Balances wih Banks
a) In Current
Accounts 7300746 7AA25,22
b) In OthefDepositAccounts 13677000 16188

ii) l\,4oney
at CaLandShodNotice
a) WithBanks
b)WithOtherInstitutions
20977746 709,87,10

ll. Outsiclelncll,
a) n CuffentAccounis 1071762 4 3 13 8 . 9 5
b) n OtherDepositAcco!nts 1342 7 3A 75 7
c) [,,loney
at Call& ShofiNo|ce
1073104 50446.52

TOTAL 22050850 1214,33,62

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 Central Bank of lndia

SCHEDULES PARTOF THEBALANCESHEETASONMARC! 91

FORMING

SCHEDULE
8 : INVESTMENTS

I Investments
in Inda in r "

) Government Securiies 3 7 8 7 84 2 1 1
) OihefappfovedSecurties 1345225 405 38 89
iLi)Shares 5993570 5028174
iv) Debeniures andBonds 28303576 3073 20 42
v) SLrbsidaresandSponsoredinsttutons 2471662 242 26,62
v) Others 1UT Shares& CommeroaPapers, 1!r085864 957 95.94
l,4uilalFLrnd
Unts etc.)
505622076 430600572

L Investrnents
olrtsidelnda if " _
Subsdiaresand/ or Associatesabroad 6594 6594

TOTAL 505628670 430607166

' Investments
in lndia

GfossValu,A 520042970

Less:Provis
on for Deprcciation l!45-43_!! gs
irea.ez
NetVaue 505628670 43060,71,66

*' hvesimeftsoliside India

6594

Less:Provison
for Deprcciat
on 0

ScHEDULE
9 : ADVANCES

A i) B s PurchasedandD scounted 13400512 886.54,29

ii)CashCredLtsOverdrafts
& Loans
repayable
on demand 314996963 2442614.25
725435342 a9j1.9tt-92
IOTAL 1053834857 85483,19,56

Padicularc of Advances
i) SecufedbyTanglblePtssets 449932245 63217,60,21
( ncudrngadvancesagarnst
tsookDebts)
ll)Covercdby Bank/ Government Guarantees 57606576 3071,46.28
186296036 lgl-9!J-?,02
TOTAL 1053834857 85433,19,56

C. SecloralClassificationof Advances
( ) Advances in Indla
) Priorlty
Sectors 338731296 26A3424.77
) Pubic Seclor 50812004 10r22 5 01 3
L)Banks 10153772 6 8 77 36 3
iv) Others 654137785 42840p!.q3
TOTAL 1053834857 85483,19,56

(ll)Advances
outsdeIndia

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 Central Bankof lndia

FORMINGPARTOF THEBALANCESHEETAS ON MARCH31

SCHEDULES

S C H E D U L1E0 : F I X E DA S S E T S

( Ai cost/ rcvalLred
cost)
year
Balanceas at 31stMa.chof lhe prcceding 23663757 236637.57
Additionsd Lrriigthe year 166357 0
23830114 2366,3757

Depreciation
to date 3340107 315.1133
20490007 2051,26,24

Il, OtherFixedAssels
(lncludingf urnitureand tlxtures)
Al cosras on 31stl,larchofthe pr6ed.g year 3153119
AddilonsI Adlustmenls d uringlhe year 1434434
9591553 33534 33
dudngthe year
Deduclons/ Adtustrneits 81976 2 E0 3 1 4
3 1 53 1r S
Deprec6non
to date 6566703 $a$72

TOTAL 0&ll) ,344rs31 2277,94,11

SCHEDULE11 : OTHERASSETS

9962739 7800373

ll. Tax pad in advance/Taxdeductedal source

(Netoi Proviso'rs) 21E6sA2l 1A2J3944

lLl. Stationery
aid Slamps 119652 113359

lV Non-banking
asseisacquircdin 0

InterOfficeAdjustmenls 6209220

Olhels 13492210 132qr922

IOTAL !t!9!91 45!?p!?q

ScHEDULE12 : CONTINGENILIABILITIES

! Q ai.nsagal.slihe Banknotacknowedged

Liabiiyfor padlypa d Investmenis 276a33 273433

llL Liability
on accou.i ofoutsiandn9fotuad 265299320
erchangeconhacts

V Guaraniees
sNenon behaliof constiluenls
56500720 394675 37
1275451 2 7 7 1 30 1
57775771 4223,93.34

V Accp'ances ErcoEe.enls ard O 'e. Obhgalons 41224345 25145181

Vl Qt€. ileT rorwl ch he ban, s corlr genly hable

TOTAL

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 Central Bank of India

FORMINGPARTOF THEPROFIT& LOSSACCOUNTFORTHEYEARENDEDMARCH31'20'10

SCHEDULES

Y E A RE N D E O YEARENDED
31.MaFl0 31.MaF09
RS. RS.
SCHEDULE
13: INTEREST
EARNED

I lnierest/ Discounton Advances/ Bills 86474447 775344.64

ll. Incomeon lnvestmenis 33077869 2 5 6 3 . 1381

ill Intercston
balances
withReseNe runds
BankoflndiaandoiherInter-Bank
otherInter-Bank
funds 1026480 131,51.73

lV. Others 60306 7,04,23

TOTAL 120643062 10455,18,91

SCHEDULE
14 : OTHERINCOME

I Commlssion,Exchangeand Brokerage 5735462 4419506

I Proft on Saleof Investments(Net) 7723824 4097660

lll. Profii/ (Loss)on Revaluatonof Investments 0 0

lV. Proft / (Loss)on Sale of Land,Buildingsand otherAssets(Net) -3221 (3529)

V Profiton ExchangeTransaciions(Nei) 453362 67.3340

Vl. Incomeearnedby way of dividendsetc.frorn

Subsidlaries
and Associalesabroad/ in India 14564 1,43.01

Vll. Nliscellaneous
lncome 3424466 149,8428

TOTAL 17352453 1069,97,06

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 Central Bank of India

SCHEDULES FORTHEYEABE!qEP_U489
PARTOFTHEPROFIT& LOSSACCOUNT
FORMING ?9.19
(000'somitled)

YEARENDED YEAR ENDED

31-Mar-10 31-Mar.09
RS RS.
SCHEDULE
15: INTEREST
EXPENDED

I lntereston Deposits 91210210 7913.31,98

ll. lntereston ReserveBankof India/ Inier-Bank

borrowings 221836 9 16 1 . 8 5

lll.Others 3758083 221.77

T1

TOTAL 95190'129 a226,71,54

SCHEDULE
16 TOPERATING
EXPENSES

I Payrnentsto and Provlsionsfor employees 15441924 1272.54,41

ll Rent,Taxesand Lighting 1626878 14212.73

lll. PrlnrllgandStatone-y 189237 1 7 , 8 80 8

lV. Advedisernent
and P!blicity 172155 15,33,22

V Depreciation
on Banks propedy 747482 8 35 9 . 0 1

Vl. Directors'Fees,Alldwancesand Expenses 15431 1 . 4 45 6

V l. Audltors'Fees
and Expenses
(including
BranchAuditofs) 195734 24.4023

Vll Law Charges 124345 1 07 8 , 1 7

lX Postages,Telegrams,Telephonesetc 47114 9 71.80

X Repars and lvlalntenance 242653 3 2 . 8 92 1

Xl Insurance 1212021 91.419

Xll OtherExpenditufe 2165194 r6353,01

TOTAL 22220172 1861,70,02

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