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CREDIT APPROVAL PROCESS

CREDIT APPROVAL PROCESS

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Published by ERIC
a BANK'S CREDIT APPROVAL PROCES FOR OVERDRAFTS, LOANS ETC.
a BANK'S CREDIT APPROVAL PROCES FOR OVERDRAFTS, LOANS ETC.

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Published by: ERIC on Jan 24, 2011
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01/24/2011

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CREDIT APPROVAL PROCESS

1, Loan Origination & Approval (Branches) Stage 1 Stage 2
Complete credit application & submit the form to the branch credit committee

Stage 3

Stage 4
Prepare offer letter for signing by customers & submit approved credit application, accept letter of offer & relevant information & doc to credit dept.

Customer obtain all Information /Documentation

Appraisal /approval of credit application

2, Quality Check (Credit Risk Department) Stage 5
Receive complete credit application & Conform compliance with credit policy requirement

Stage 6

Stage 7

2, Perfection of security Documentation (Credit Administration Unit) Stage 7 Stage 8 Stage 9

Stage 10

Stage 11

Stage 12

Stage 13

Stage 14

Stage 15

Stage 16

Stage 17

Stage 18

Stage 19

Stage 20

Stage 21

Stage 22

Stage 23

Stage 24

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