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  • Credit Approval Process

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    ERIC
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    a BANK'S CREDIT APPROVAL PROCES FOR OVERDRAFTS, LOANS ETC.

    Original Title

    CREDIT APPROVAL PROCESS

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    a BANK'S CREDIT APPROVAL PROCES FOR OVERDRAFTS, LOANS ETC.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOC, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    72 views3 pages

    Credit Approval Process

    Uploaded by

    ERIC
    a BANK'S CREDIT APPROVAL PROCES FOR OVERDRAFTS, LOANS ETC.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOC, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 3

    CREDIT APPROVAL PROCESS

    1, Loan Origination & Approval (Branches)


    Stage 1 Stage 2 Stage 3 Stage 4
    Prepare offer letter for
    signing by customers &
    Complete credit application
    Customer obtain all Appraisal /approval of credit submit approved credit
    & submit the form to the
    Information /Documentation application application, accept letter of
    branch credit committee
    offer & relevant information
    & doc to credit dept.

    2, Quality Check (Credit Risk Department)

    Stage 5 Stage 6 Stage 7

    Receive complete credit


    application &
    Conform compliance with
    credit policy requirement
    2, Perfection of security Documentation (Credit Administration Unit)

    Stage 7 Stage 8 Stage 9

    Stage 10 Stage 11 Stage 12

    Stage 13 Stage 14 Stage 15


    Stage 16 Stage 17 Stage 18

    Stage 19 Stage 20 Stage 21

    Stage 22 Stage 23 Stage 24

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