Private Sector Bank Financials

Statement I : Private Sector Banks : Deposits/Investments/Advances
As on March 31
S.No.
(Rs.crore)
BANKS
Deposits
2008
Investments
2009
2010
2008
2009
Advances
2010
2008
2009
2010
I
1
City Union Bank Ltd.
6425
8207
10285
1718
2397
3210
4537
5645
6833
ING Vysya Bank Ltd.
20458
24889
25865
6293
10496
10473
14650
16756
18507
SBI Commercial & International Bank Ltd.
522
588
492
144
296
319
358
311
205
Tamilnad Mercantile Bank Ltd.
7670
9566
11639
2554
3207
3499
5331
6572
8288
The Bank of Rajasthan Ltd.
13849
15187
15062
4729
6809
6723
7434
7781
8329
The Catholic Syrian Bank Ltd.
5318
6333
6978
1819
2184
2289
3314
3684
4467
The Dhanalakshmi Bank Ltd.
3608
4969
7098
1075
1567
2028
2102
3196
5006
The Federal Bank Ltd.
25913
32198
36058
10027
12119
13055
18905
22392
26950
The Jammu & Kashmir Bank Ltd.
28593
33004
37237
8758
10736
13956
18883
20930
23057
10
The Karnataka Bank Ltd.
17016
20333
23731
6327
8961
9992
10842
11810
14436
11
The Karur Vysya Bank Ltd.
12550
15101
19272
3526
4716
6602
9422
10410
13497
12
The Lakshmi Vilas Bank Ltd.
5618
7361
9075
1694
1863
2983
3859
5236
6277
13
Nainital Bank Ltd.
1790
2137
2507
483
561
707
995
1131
1288
14
The Ratnakar Bank Ltd.
1101
1307
1585
361
404
507
586
801
1170
15
15156
18092
23012
4572
6075
7156
10454
11848
15823
The South Indian Bank Ltd.

TOTAL OF 15 PVT BANKS [I]
165589
199274
229897
54080
72393
83499
111670
128504
154136
II
NEW PRIVATE SECTOR BANKS
16
Axis Bank Ltd.
87626
117374
141300
33705
46330
55975
59661
81557
104343
17
Centurion Bank of Punjab Ltd.
21809
6945
16182
18
Development Credit Bank Ltd.
6075
4647
4787
2135
1622
2018
4069
3274
3460
19
HDFC Bank Ltd.
100769
142812
167404
49394
58818
58608
63427
98883
125831
20
ICICI Bank Ltd.
244431
218348
202017
111454
103058
120893
225616
218311
181206
21
Indusind Bank Ltd.
19037
22110
26710
6630
8083
10402
12795
15771
20551
22
Kotak Mahindra Bank Ltd.
16424
15644
23886
9142
9110
12513
15552
16625
20775
23
13273
16169
26799
5094
7117
10210
9430
12403
22193
II
YES Bank
TOTAL OF 8 NEW PVT BANKS [II]
509444
537104
592904
224498
234139
270618
406733
446824
478358
III
TOTAL OF 23 PVT BANKS [I+II]
675033
736378
822801
278578
306531
354117
518402
575328
632494
Statement II : Private Sector Banks : Assets, Gross and Net NPAs

As on March 31
S.No.BANKS
(Rs.crore)
Total Assets
2008
2009
Gross NPA
2010
2008
2009
Net NPA
2010
2008
2009
2010
2006-07
7349
9251
11559
83
102
94
44
61
40
ING Vysya Bank Ltd.
25540
31864
33880
116
209
235
103
200
222
666
730
642
8865
11244
13586
122
120
115
20
22
20
15802
17224
17300
126
161
294
31
57
134
5960
7040
7689
131
172
149
53
88
71
7
8

4033
32506
5643
38851
8087
43676
63
469
64
590
78
821
19
43
28
68
42
129
32756
37693
42547
485
559
462
204
288
64
10
19340
22858
27035
380
443
550
106
116
189
11
14583
17061
21993
194
206
235
17
26
31
12
6521
8308
10486
138
144
325
60
65
258
13
14
Nainital Bank Ltd.

2059
1475
2439
1707
2877
2086
19
37
19
17
23
28
0
6
0
5
15
17090
20379
25534
188
261
211
34
134

0
11
62
194544
232292
268977
2557
3072
3622
740
1159
1271
II
16
Axis Bank Ltd.
109578
147722
180648
495
898
1318
248
327
419
17
26911
540
267
18
7582
5943
6137
63
290
319
27
127
108
19
HDFC Bank Ltd.
133177
183271
222459
907
1988
1817
299
628
392
20
ICICI Bank Ltd.
399795
379301
363400
7580
9649
9481
3491
4554
3841
21
Indusind Bank Ltd.
23262
27615
35370
392
255
255
291
179
102
22
28312
28712
37436
453
689
767
276
397
360
23
16982
22901
36383
11
85
60
41
13
II
YES Bank
745599
795464
881831
10440
13854
14018
4907
6253
5235
III
940144
1027756
1150809
12997
16927
17640
5647
7412
6506
Statement III: Private Sector Banks : Income

As on March 31
S.No.BANKS
I
Interest Income
2008
2009
Other Income
2010
2008
2009
Total Income
2010
2008
2009
2010
596
804
957
90
124
143
686
928
1100
ING Vysya Bank Ltd.
1680
2240
2233
419
548
620
2099
2788
2853
312
408
535
42
79
91
355
488
626
2515
3315
3673
395
516
531
2910
3831
4204
2434
2972
3057
245
261
416
2679
3233
3473
10
1560
1949
2043
237
322
311
1798
2271
2355
11
1106
1446
1758
183
265
247
1289
1711
2005
12
506
658
909
82
107
104
589
765
1013
13
Nainital Bank Ltd.
169
209
224
10
16
176
219
240
14
15
I

II
16
44
54
40
14
57
57
46
774
977
1118
118
136
173
892
1113
1291
1049
1376
1359
127
131
130
1176
1507
1489
481
557
578
60
100
74
542
656
652
107
138
144
16
13
116
154
157
1291
1687
1936
143
164
208
1434
1851
2144
14627
18790
20565
2171
2782
3084
16798
21572
23649
Axis Bank Ltd.
7005
10835
11638
1795
2897
3946
8801
13732
15584
17
2185
637
2823
18
562
645
459
174
120
107
736
765
566
19
HDFC Bank Ltd.
10115
16332
16173
2283
3291
3808
12398
19623
19981
20
ICICI Bank Ltd.
30788
31093
25707
8811
7604
7478
39599
38696
33185
21
Indusind Bank Ltd.
1881
2309
2707
298
456
553
2178
2766
3260
22
2535
3065
3256
463
274
628
2999
3339
3884
23
1305
2001
2370
361
437
576
1665
2438
2945
II
YES Bank
56377
66282
62310
14822
15078
17095
71199
81360
79405
III
71004
85071
82874
16993
17860
20180
87998
102932
103054
Statement IV: Private Sector Banks : Expenditure

As on March 31
S.No.BANKS
I
I
II
Interest Expended
###
2008
2009
Operating Expenses
2010
2008
2009
Total Expenditure#
2010
2008
2009
2010
1 City Union Bank Ltd.
###
396
562
678
110
140
166
506
701
844
2 ING Vysya Bank Ltd.
###
1182
1590
1403
609
772
808
1792
2363
2211
3 SBI Commercial & International Bank Ltd.###
36
36
33
10
10
45
46
43
4 Tamilnad Mercantile Bank Ltd.
###
499
643
744
169
204
231
667
848
975
5 The Bank of Rajasthan Ltd.
###
736
998
1024
270
315
493
1005
1313
1517
6 The Catholic Syrian Bank Ltd.
###
317
391
455
151
187
189
468
577
644
7 The Dhanalakshmi Bank Ltd.
###
214
287
394
97
113
193
310
400
587
8 The Federal Bank Ltd.
###
1647
2000
2262
469
571
677
2116
2571
2939
9 The Jammu & Kashmir Bank Ltd.
###
1624
1988
1938
404
471
577
2027
2459
2515
10 The Karnataka Bank Ltd.
###
1102
1444
1708
306
347
386
1407
1790
2094
11 The Karur Vysya Bank Ltd.
###
765
1036
1193
216
258
349
982
1293
1542
12 The Lakshmi Vilas Bank Ltd.
###
382
504
660
116
152
186
498
656
847
13 Nainital Bank Ltd.
###
93
116
131
32
39
45
125
155
175
14 The Ratnakar Bank Ltd.
###
52
74
85
30
33
39
82
108
124
15 The South Indian Bank Ltd.

###
915
1164
1367
248
328
366
1163
1493
1734
###
9960
12834
14076
3235
3939
4715
13195
16773
18791
###

16 Axis Bank Ltd.
###
4420
17 Centurion Bank of Punjab Ltd.
###
1492
977
2469
18 Development Credit Bank Ltd.
###
388
448
317
238
242
201
626
690
518
19 HDFC Bank Ltd.
###
4887
8911
7786
3746
5533
5764
8633
14444
13551
20 ICICI Bank Ltd.
###
23484
22726
17593
8154
7045
5860
31638
29771
23452
21 Indusind Bank Ltd.
###
1580
1850
1821
402
547
736
1982
2397
2557
22 Kotak Mahindra Bank Ltd.
###
1310
1547
1397
1019
1196
1189
2329
2743
2587
###
974
1492
1582
341
419
500
1315
1911
2082
II
23 YES Bank
###
38535
44123
37130
17032
17840
17960
55568
61964
55090
III
###
48495
56957
51206
20267
21779
22676
68762
78737
73881
#Excludes Provisions& Contingencies
7149
6634
2155
2858
3710
6575
10007
10343
Statement V: Private Sector Banks : Profit

As on March
As on 31
March 31
S.No. BANKS
I
II
Provisions & Contingencies
Net Profit
2008
2009
2010
2008
2009
2010
2008
2009
2010
1 City Union Bank Ltd.
180
227
256
78
105
103
102
122
153
2 ING Vysya Bank Ltd.
307
425
642
151
236
400
157
189
242
3 SBI Commercial & International Bank Ltd.
Operating Profit
12
12
13
11
4 Tamilnad Mercantile Bank Ltd.
224
265
316
98
115
131
127
150
185
5 The Bank of Rajasthan Ltd.
171
194
-28
56
76
74
115
118
-102
6 The Catholic Syrian Bank Ltd.
73
79
37
42
37
37
7 The Dhanalakshmi Bank Ltd.
44
88
39
16
30
15
28
57
23
8 The Federal Bank Ltd.
794
1260
1265
426
759
800
368
500
465
9 The Jammu & Kashmir Bank Ltd.
652
774
958
292
365
446
360
410
512
10 The Karnataka Bank Ltd.
391
480
261
149
214
94
242
267
167
11 The Karur Vysya Bank Ltd.
308
418
463
99
182
127
208
236
336
12 The Lakshmi Vilas Bank Ltd.
90
109
166
65
59
136
25
50
31
13 Nainital Bank Ltd.
51
64
65
24
28
22
27
36
43
14 The Ratnakar Bank Ltd.
34
46
33
17
15
14
17
31
19
271
359
411
119
164
177
152
195
234
3604
4799
4858
1626
2390
2545
1978
2409
2312
2226
3725
5241
1155
1910
2726
1071
1815
2515
15 The South Indian Bank Ltd.

16 Axis Bank Ltd.
17 Centurion Bank of Punjab Ltd.
354
236
118
18 Development Credit Bank Ltd.
110
75
48
71
163
127
38
-88
-78
19 HDFC Bank Ltd.
3765
5179
6430
2175
2934
3481
1590
2245
2949
20 ICICI Bank Ltd.
7961
8925
9732
3803
5167
5707
4158
3758
4025
21 Indusind Bank Ltd.
196
368
704
121
220
354
75
148
350
22 Kotak Mahindra Bank Ltd.
670
596
1297
376
320
736
294
276
561
350
528
863
150
224
386
200
304
478
II
23 YES Bank
15632
19396
24315
8087
10937
13516
7544
8459
10799
III
19235
24195
29173
9713
13327
16061
9522
10868
13111
Statement VI : Private Sector Banks: Ratios

As on March 31
S.No.BANKS
I
Credit-Deposit Ratio
2008
2009
Investment-Deposit Ratio
2010
2008
2009
Spread as % of Assets
2010
2008
2009
2010
70.62
68.79
66.44
26.74
29.21
31.22
2.72
2.62
2.41
ING Vysya Bank Ltd.
71.61
67.32
71.55
30.76
42.17
40.49
1.95
2.04
2.45
68.67
52.88
41.73
27.51
50.30
64.95
1.17
2.47
1.16
69.51
68.70
71.20
33.29
33.53
30.06
3.11
2.97
2.76
53.68
51.23
55.30
34.15
44.83
44.63
1.99
2.19
1.94
62.31
58.17
64.01
34.22
34.49
32.81
2.75
2.35
1.60
58.25
64.32
70.53
29.79
31.54
28.57
2.45
2.16
1.74
72.95
69.54
74.74
38.69
37.64
36.20
2.67
3.39
3.23
66.04
63.42
61.92
30.63
32.53
37.48
2.47
2.61
2.63
10
63.72
58.08
60.83
37.18
44.07
42.11
2.37
2.21
1.24
11
75.07
68.93
70.04
28.10
31.23
34.26
2.34
2.41
2.57
12
68.68
71.14
69.17
30.14
25.31
32.87
1.90
1.85
2.38
13
Nainital Bank Ltd.
55.58
52.94
51.38
27.01
26.23
28.18
3.68
3.80
3.25
14
53.20
61.29
73.84
32.82
30.95
32.00
3.72
3.72
2.82
15
68.97
65.49
68.76
30.17
33.58
31.10
2.20
2.57
2.23

67.44
64.49
67.05
32.66
36.33
36.32
2.40
2.56
2.41
II
16
Axis Bank Ltd.
68.09
69.48
73.84
38.46
39.47
39.61
2.36
2.50
2.77
17
74.20
31.85
2.58
18
66.98
70.46
72.27
35.14
34.90
42.15
2.29
3.32
2.31
19
HDFC Bank Ltd.
62.94
69.24
75.17
49.02
41.19
35.01
3.93
4.05
3.77
20
ICICI Bank Ltd.
92.30
99.98
89.70
45.60
47.20
59.84
1.83
2.21
2.23
21
Indusind Bank Ltd.
67.21
71.33
76.94
34.82
36.56
38.94
1.29
1.66
2.51
22
94.69
106.27
86.97
55.66
58.23
52.38
4.33
5.29
4.96
23
YES Bank
71.05
76.71
82.81
38.38
44.02
38.10
1.95
2.22
2.17
II
79.84
83.19
80.68
44.07
43.59
45.64
2.39
2.79
2.86
III
76.80
78.13
76.87
41.27
41.63
43.04
2.39
2.74
2.75
Statement VII : Private Sector Banks: Ratios

As on March 31
S.No. BANKS
Opr.Exp.As % to Total Return on Assets

Expenses
(in %)
2008
2009
2010
2008
2009
Capital Adequacy Basel I
2010###2008
2009
Capital Adequacy - Basel

II
2010
2008
2009
2010
21.72
19.89
19.64
1.60
1.50
1.52
###
12.48
12.49
12.09
12.69
13.46
ING Vysya Bank Ltd.
34.02
32.69
36.55
0.74
0.70
0.80
###
10.20
11.68
11.65
14.91
20.43
20.97
23.33
1.93
1.52
0.49
###
25.06
23.81
32.00
23.48
21.24
27.31
25.25
24.10
23.73
1.58
1.51
1.54
###
15.35
14.48
14.09
N.A.
16.05
15.54
26.81
23.98
32.48
0.91
0.74
-0.58
###
11.87
12.00
7.74
11.50
7.52
32.27
32.30
29.35
0.64
0.57
0.02
###
10.87
N.A.
N.A.
11.21
12.29
10.82
31.13
28.28
32.86
0.76
1.21
0.35
###
9.21
14.44
12.47
15.38
12.99
22.15
22.22
23.03
1.34
1.48
1.15
###
22.46
20.14
17.27
20.22
18.36
19.91
19.15
22.96
1.09
1.09
1.20
###
12.80
13.46
14.81
14.48
15.89
10
21.71
19.35
18.44
1.37
1.25
0.67
###
12.17
13.54
11.85
13.48
12.37
11
22.03
19.92
22.61
1.63
1.49
1.76
###
12.58
13.08
12.48
14.92
14.49
12
23.36
23.13
22.02
0.41
0.71
0.33
###
12.73
10.09
14.21
10.29
14.82
13
Nainital Bank Ltd.
25.75
25.07
25.54
1.51
1.68
1.72
###
12.32
13.89
15.53
13.10
15.68
14
36.22
30.88
31.23
1.31
1.96
1.05
###
49.15
44.87
36.01
42.30
34.07
15
21.33
22.01
21.12
1.01
1.09
1.07
###
13.80
13.89
14.73
14.76
15.39

AVERAGE OF 15 PVT BANKS [I]
24.52
23.49
25.09
II
16
Axis Bank Ltd.
32.78
28.56
35.87
1.24
1.44
1.67
###
13.73
13.69
15.80
17
39.57
38.75
0.51
###
10.66
18
37.99
35.07
38.75
0.48
-1.25
-1.30
###
13.38
13.44
13.30
14.85
19
HDFC Bank Ltd.
43.39
38.31
42.54
1.32
1.28
1.53
###
13.60
15.09
16.45
15.70
17.44
20
ICICI Bank Ltd.
25.77
23.66
28.79
1.12
0.98
1.13
###
14.92
15.92
19.14
13.97
15.53
19.41
21
Indusind Bank Ltd.
20.29
22.82
28.79
0.34
0.58
1.14
###
11.91
12.33
13.40
12.55
15.33
22
43.77
43.62
45.98
1.10
1.03
1.72
###
18.65
19.86
18.05
20.01
18.35
23
25.94
30.65
21.91
28.79
24.02
32.60
1.54
1.59
1.79
###
13.60
14.50
16.60
20.60
II
YES Bank
AVERAGE OF 8 NEW PVT BANKS [II]
III
AVERAGE OF 23 PVT BANKS [I+II]
29.47
27.66
30.69
Statement VIII : Private Sector Banks: Ratios

As on March 31
(Rs. l
Net NPA to Net Advances ( in %)
Business Per Employee

Profit Per Employee
Profit Per Employee
S.No. BANKS
I
2008
2009
2010
###
2008
2009
2010
###
0.98
1.08
0.58
###
499.06
565.18
ING Vysya Bank Ltd.
0.70
1.20
1.20
###
547.28
606.39
623.78
###
SBI Commercial & International Bank Ltd.*
0.00
0.00
0.00
###
754.67
960.48
1055.38
###
0.38
0.34
0.24
###
541.99
679.25
870.16
###
0.42
0.73
1.60
###
518.85
532.93
1.61
2.39
1.58
###
317.00
374.00
0.88
0.88
0.84
###
409.08
0.23
0.30
0.48
###
1.08
1.37
0.28
###
10
0.98
0.98
11
0.18
12
1.55
13
Nainital Bank Ltd.
14
15
2009
5.81
2.68
3.03
3.88
13.82
13.17
4.43
5.31
6.43
8.14
569.77
###
2.93
2.89
-2.56
423.00
###
1.34
1.39
0.06
585.88
369.61
###
2.02
4.10
0.07
655.00
750.00
813.00
###
5.43
6.90
6.01
628.15
500.00
731.00
###
4.76
7.00
5.00
1.31
###
589.00
649.00
727.00
###
5.00
5.00
3.00
0.25
0.23
###
604.00
638.00
789.00
###
5.82
5.98
8.05
1.24
4.11
###
453.00
510.00
560.00
###
1.22
2.07
1.13
0.00
0.00
0.00
###
366.00
425.00
521.00
###
4.00
6.00
6.00
0.99
0.68
0.97
###
310.00
373.00
391.00
###
3.00
5.00
3.00
0.33
1.13
0.39
###
600.43
645.14
771.00
###
3.59
4.31
5.00

AVERAGE OF 15 PVT BANKS [I]
0.66
0.90
0.82
###
II
16
Axis Bank Ltd.
0.42
0.40
0.40
###
1117.00
1060.00
1111.00
###
8.39
10.02
12.00
17
1.65
###
444.00
###
1.45
18
0.66
3.88
3.11
###
454.00
379.00
515.00
###
2.00
-4.00
-5.00
19
HDFC Bank Ltd.
0.47
0.63
0.31
###
506.00
446.00
590.00
###
4.97
4.18
5.98
20
ICICI Bank Ltd.
1.55
2.09
2.12
###
1008.00
1154.00
1029.00
###
10.00
11.00
12.00
21
Indusind Bank Ltd.
2.27
1.14
0.50
###
1062.67
836.00
837.46
###
2.62
3.49
6.51
22
1.78
2.39
1.73
###
384.00
347.00
487.00
###
4.00
3.00
7.00
23
YES Bank
AVERAGE OF 8 NEW PVT BANKS [II]
0.09
0.33
0.06
###
683.12
988.36
1526.70
###
6.35
11.38
15.75
1.21
1.09
1.40
1.29
1.09
###
1.03
###
AVERAGE OF 23 PVT BANKS [I+II]
* Net NPA is arrived at netting off Floating Provision from Gross NPAs
4.69
2010
4.98
II
III
650.96
###
2008

Private Sector Bank Financials

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Private Sector Bank Financials

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Statement I : Private Sector Banks : Deposits/Investments/Advances

City Union Bank Ltd.

ING Vysya Bank Ltd.

SBI Commercial & International Bank Ltd.

Tamilnad Mercantile Bank Ltd.

The Bank of Rajasthan Ltd.

The Catholic Syrian Bank Ltd.

The Dhanalakshmi Bank Ltd.

The Federal Bank Ltd.

The Jammu & Kashmir Bank Ltd.

The Karnataka Bank Ltd.

The Karur Vysya Bank Ltd.

The Lakshmi Vilas Bank Ltd.

Nainital Bank Ltd.

The Ratnakar Bank Ltd.

The South Indian Bank Ltd.

NEW PRIVATE SECTOR BANKS

Axis Bank Ltd.

Centurion Bank of Punjab Ltd.

Development Credit Bank Ltd.

HDFC Bank Ltd.

ICICI Bank Ltd.

Indusind Bank Ltd.

Kotak Mahindra Bank Ltd.

TOTAL OF 23 PVT BANKS [I+II]

Statement II : Private Sector Banks : Assets, Gross and Net NPAs

City Union Bank Ltd.

ING Vysya Bank Ltd.

SBI Commercial & International Bank Ltd.

Tamilnad Mercantile Bank Ltd.

The Bank of Rajasthan Ltd.

The Catholic Syrian Bank Ltd.

The Dhanalakshmi Bank Ltd.

The Jammu & Kashmir Bank Ltd.

The Karnataka Bank Ltd.

The Karur Vysya Bank Ltd.

The Lakshmi Vilas Bank Ltd.

Nainital Bank Ltd.

The South Indian Bank Ltd.

NEW PRIVATE SECTOR BANKS

Axis Bank Ltd.

Centurion Bank of Punjab Ltd.

Development Credit Bank Ltd.

HDFC Bank Ltd.

ICICI Bank Ltd.

Indusind Bank Ltd.

Kotak Mahindra Bank Ltd.

TOTAL OF 23 PVT BANKS [I+II]

Statement III: Private Sector Banks : Income

City Union Bank Ltd.

ING Vysya Bank Ltd.

SBI Commercial & International Bank Ltd.

Tamilnad Mercantile Bank Ltd.

The Bank of Rajasthan Ltd.

The Catholic Syrian Bank Ltd.

The Dhanalakshmi Bank Ltd.

The Federal Bank Ltd.

The Jammu & Kashmir Bank Ltd.

The Karnataka Bank Ltd.

The Karur Vysya Bank Ltd.

The Lakshmi Vilas Bank Ltd.

Nainital Bank Ltd.