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Budget Planner - Overview / Help

Instructions You may move from worksheet to worksheet by clicking on the dark blue buttons located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Quick Budget

Budget By Month

Enter data in only the white cells with gray borders: 400 Use the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.) Quick Budget Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for comparison purposes instead.) Budget by Month Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0". Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected, the "Quick Budget" sheet figures will be used for comparison purposes instead.) Tracking Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section. These figures will be compared to your budgeted figures on the "Comparison" page. Comparison Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the "Income" section Daily Spending We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping you stick to your budget. Your savings can be invested in a better way and which will help you when you are in need! Benefits to you

Often people find it difficult to manage their resources or fail to manage their income and expenditure leading to a life which no longer lead their family or society in a happy and healthy situation. It can grow up as a social problem. Especially people work in Gulf Countries will have a Big "0" balance once they retire or lose their job. We believe this can help you in this situation to manage your funds and help you lead a

Disciplined Life.

Quick Budget
Chart:

Income
Total Income (net) Salary/Wages Salary/Wages (Spouse) Other Other Other

Frequency

Amount

Monthly 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Yearly 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Budget Summary

Monthly Monthly Quarterly Monthly Monthly

Spending

Total:
Monthly Monthly Monthly Semi-Annually Yearly Monthly Monthly Monthly

Transportation Auto Loan/Lease Insurance Petrol,Gas,Oil & Lub. Maintenance Registration/Inspection Train/Bus tickets Taxis Other Home Home Loan EMI Rent Maintenance Insurance Furniture Household Supplies Groceries Real Estate Tax Other Other Utilities Phone - Home Phone - Cell Cable TV Cooking Gas Water Electricity Internet Other Other Health Dental Medical Medicines Vision/contacts Life Insurance Yoga/Fitness Club Other Entertainment Memberships Dining out Events Subscriptions,Newspaper Movies Music Hobbies Travel/ Vacation Other Other Miscellaneous Laundry,Dry Cleaning New Clothes Donations/Charity Child Care Tuition College Loans Pocket Money Gifts Credit Card Other Other Other

$0

$0

$0

$1

$1

$1

Balance

Income

Expense

Spending Summary
0 0

Monthly Monthly Monthly Monthly Yearly Monthly Weekly Semi-Annually Monthly Monthly

Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly

Transportation
Health

Home
Entertainment

Utilities
Miscellaneous

Monthly Monthly Monthly Semi-Annually Monthly Monthly Monthly

Monthly Weekly Monthly Monthly Monthly Monthly Weekly Yearly Monthly Monthly

Monthly Quarterly Monthly Monthly Monthly Monthly Weekly Monthly Monthly Monthly Monthly Monthly

Budget By Month
Chart:
-4

Income
Total Income (net) Salary/Wages Salary/Wages (Spouse) Other Other Other

Oct

Nov 0.00

Dec 0.00

Jan 0.00

Feb 0.00

1 Months
Oct to Date

Budget Summary
450

450.00 450.00

450.00 450.00 0.00 0.00 0.00 0.00 165.00

450

285

450
0

Spending

Total:

165.00 25.00 25.00

0.00 0.00

0.00 0.00

0.00 0.00

0.00 0.00

165

165

Transportation Auto Loan/Lease Insurance Gas Maintenance Registration/Inspection Bill's train pass Jane's bus pass Other Home EMI Rent Maintenance Insurance Furniture Household Supplies Groceries Real Estate Tax Food Other Utilities Phone - Home Phone - Cell Cable Gas Water Electricity Internet Other Other Health Dental Medical Medication Vision/contacts Life Insurance Other Other Entertainment Memberships Dining out Events Subscriptions Movies Music Hobbies Travel/ Vacation Other Other Miscellaneous Dry Cleaning New Clothes Donations Child Care Tuition College Loans Pocket Money Gifts Credit Card Other Other Other

25.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 110.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 60.00 0.00 5.00 0.00 5.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.00 5.00 0.00 0.00 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00

25

25

0
0 0

100

200

300

400

500

Balance

Income

Expense

Spending Summary
0

110.00 50.00

0.00

0.00

0.00

0.00

15
110 0

25

10
5

50

60.00

60

110

5.00 5.00

0.00

0.00

0.00

0.00

Transportation

Home

Utilities

Health

Entertainment

Miscellaneous

Budget by Month

450 400
350

10.00 10.00

0.00

0.00

0.00

0.00

10

300
250

10

200
150 100

50
0 Oct Nov Dec Jan Feb

0.00

0.00

0.00

0.00

0.00

Expense
0 0

Income

15.00 5.00

0.00

0.00

0.00

0.00

15

10.00

10

Tracking
Chart:

Income
Total Income (net) Salary/Wages Salary/Wages (Spouse) Other Other Other

Oct 0.00

Nov 0.00

Dec 0.00

Jan 0.00

Oct to Date 0.00 0.00 0.00 0.00 0.00 0.00

Actual Income/Spend Summary

Spending
0

Total Spending: Transportation Auto Loan/Lease Insurance Petrol,Gas,Oil & Lub. Maintenance Registration/Inspection Train/Bus tickets Taxis Other Home Home Loan EMI Rent Maintenance Insurance Furniture Household Supplies Groceries Real Estate Tax Other Other Utilities Phone - Home Phone - Cell Cable TV Cooking Gas Water Electricity Internet Other Other Health Dental Medical Medicines Vision/contacts Life Insurance Yoga/Fitness Club Other Entertainment Memberships Dining out Events Subscriptions,Newspaper Movies Music Hobbies Travel/ Vacation Other Other Miscellaneous Laundry,Dry Cleaning New Clothes Donations/Charity Child Care Tuition College Loans Pocket Money Gifts Credit Card Other Other Other

0.00 0.00

0.00 0.00

0.00 0.00

0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0 0 0 1 1 1

Balance

Income

Expense

Actuals by Month
1 1 1 1 1

0.00

0.00

0.00

0.00

1
0 0 0 0

0
Oct

Expense

Nov

Income

Dec

Jan

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

Comparison
Income
Total Income (net) Salary/Wages Salary/Wages (Spouse) Other Other Other

Compare

to Budget

October
Tracking vs Budget Summary
0 Budget 0 0

Budget 0 0 0 0 0 0

Oct Actual 0 0.00 0.00 0.00 0.00 0.00

Vs Budget 0 0.00 0.00 0.00 0.00 0.00

Spending
Total Spending: Transportation Auto Loan/Lease Insurance Petrol,Gas,Oil & Lub. Maintenance Registration/Inspection Train/Bus tickets Taxis Other Home Home Loan EMI Rent Maintenance Insurance Furniture Household Supplies Groceries Real Estate Tax Other Other Utilities Phone - Home Phone - Cell Cable TV Cooking Gas Water Electricity Internet Other Other Health Dental Medical Medicines Vision/contacts Life Insurance Yoga/Fitness Club Other Entertainment Memberships Dining out Events Subscriptions,Newspaper Movies Music Hobbies Travel/ Vacation Other Other Miscellaneous Laundry,Dry Cleaning New Clothes Donations/Charity Child Care Tuition College Loans Pocket Money Gifts Credit Card Other Other Other 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0 Tracking 0 0 0 0 0 1 1 1

Balance (Savings)

Income

Expense

Spending Comparison

Budget

Tracking

Transportation
Health

Home
Entertainment

Utilities
Miscellaneous

Daily Spending Record

Income Spending
Total Day's Spending: Transportation Auto Loan/Lease Insurance Petrol,Gas,Oil & Lub. Maintenance Registration/Inspection Train/Bus tickets Taxis Other Home Home Loan EMI Rent Maintenance Insurance Furniture Household Supplies Groceries Real Estate Tax Other Other Utilities Phone - Home Phone - Cell Cable TV Cooking Gas Water Electricity Internet Other Other Health Dental Medical Medicines Vision/contacts Life Insurance Yoga/Fitness Club Other Entertainment Memberships Dining out Events Subscriptions,Newspaper Movies Music Hobbies Travel/ Vacation Other Other Miscellaneous Laundry,Dry Cleaning New Clothes Donations/Charity Child Care Tuition College Loans Pocket Money Gifts Credit Card Other Other Other 1st 0.00 0.00 2nd 0.00 0.00 3rd 0.00 0.00 4th 0.00 0.00 5th 0.00 0.00 6th 0.00 0.00 7th 0.00 0.00 8th 0.00 0.00 9th 0.00 0.00 10th 0.00 0.00 11th 0.00 0.00 12th 0.00 0.00 13th 0.00 0.00 14th 0.00 0.00 15th 0.00 0.00 16th 0.00 0.00 17th 0.00 0.00 18th 0.00 0.00 19th 0.00 0.00 20th 0.00 0.00 21st 0.00 0.00 22nd 0.00 0.00 23rd 0.00 0.00 24th 0.00 0.00 25th 0.00 0.00 26th 0.00 0.00 27th 0.00 0.00 28th 0.00 0.00 29th 0.00 0.00 30th 0.00 0.00 31st 0.00 0.00 Month 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

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