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Budget Planner - Overview / Help

Instructions Budget
Month
You may move from worksheet to worksheet by clicking on the dark blue buttons Quick
By
Budget
located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders: 400
Use the drop down boxes Aug To Date to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.
 th
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et
Quick Budget dg
bu
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Chart: Yearly
te
Income Frequency
ea
Amount Monthly Yearly Budget Summary
cr
Total Income (net) 0.00 0.00
or
Salary/Wages Monthly 0.00 0.00
Salary/Wages (Spouse) Monthly 0.00 0.00 $-
Other Weekly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00 $-

Spending Total: 0.00 0.00

$-
Transportation 0.00 0.00
Auto Loan/Lease Monthly 0.00 0.00
Insurance Monthly 0.00 0.00 $0 $1 $1
Gas Weekly 0.00 0.00 Balance Income Expense
Maintenance Quarterly 0.00 0.00
Registration/Inspection Yearly 0.00 0.00
Bill's train pass Monthly 0.00 0.00
Spending Summary
Jane's bus pass Monthly 0.00 0.00
Other Monthly 0.00 0.00

Home 0.00 0.00

EMI Monthly 0.00 0.00
Rent Monthly 0.00 0.00
Maintenance Monthly 0.00 0.00
Insurance Monthly 0.00 0.00
Furniture Yearly 0.00 0.00
Household Supplies Monthly 0.00 0.00
Groceries Weekly 0.00 0.00
Real Estate Tax Semi-Annually 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Utilities 0.00 0.00

Phone - Home Monthly 0.00 0.00
Transportation Home Utilities
Phone - Cell Monthly 0.00 0.00
Health Entertainment Miscellaneous
Cable Monthly 0.00 0.00
Gas Monthly 0.00 0.00
Water Monthly 0.00 0.00
Electricity Monthly 0.00 0.00
Internet Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Health 0.00 0.00

Dental Monthly 0.00 0.00
Medical Monthly 0.00 0.00
Medication Monthly 0.00 0.00
Vision/contacts Semi-Annually 0.00 0.00
Life Insurance Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Entertainment 0.00 0.00

Memberships Monthly 0.00 0.00
Dining out Monthly 0.00 0.00
Events Monthly 0.00 0.00
Subscriptions Monthly 0.00 0.00
Movies Monthly 0.00 0.00
Music Monthly 0.00 0.00
Hobbies Weekly 0.00 0.00
Travel/ Vacation Yearly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Miscellaneous 0.00 0.00

Dry Cleaning Monthly 0.00 0.00
New Clothes Semi-Annually 0.00 0.00
Donations Monthly 0.00 0.00
Child Care Monthly 0.00 0.00
Tuition Monthly 0.00 0.00
College Loans Monthly 0.00 0.00
Pocket Money Weekly 0.00 0.00
Gifts Monthly 0.00 0.00
Credit Card Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
 et
dg
bu
k

Budget By Month
ic
qu
a
te Chart: March
-6

ea
Income Apr May cr Jun Jul Aug 0 Months Budget Summary
Oct to Date

or
Total Income (net) 0.00 0.00 0.00 0.00 0.00 0.00 Err:502

Salary/Wages 0.00 Err:502

Salary/Wages (Spouse) 0.00 Err:502

$-
Other 0.00 Err:502

Other 0.00 Err:502

Other 0.00 Err:502

$-

Spending Total: 0.00 0.00 0.00 0.00 0.00 0.00

Err:502 $-
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 Err:502

Auto Loan/Lease 0.00 Err:502

Insurance 0.00 Err:502

0 1 1
Gas 0.00 Err:502
Balance Income Expense
Maintenance 0.00 Err:502

Registration/Inspection 0.00 Err:502

Bill's train pass 0.00 Err:502

Spending Summary
Jane's bus pass 0.00 Err:502

Other 0.00 Err:502

Home 0.00 0.00 0.00 0.00 0.00 0.00 Err:502

EMI 0.00 Err:502

Rent 0.00 Err:502

Maintenance 0.00 Err:502

Insurance 0.00 Err:502

Furniture 0.00 Err:502

Household Supplies 0.00 Err:502

Groceries 0.00 Err:502

Real Estate Tax 0.00 Err:502

Other 0.00 Err:502

Other 0.00 Err:502

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 Err:502

Phone - Home 0.00 Err:502

Transportation Home Utilities

Phone - Cell 0.00 Err:502

Health Entertainment Miscellaneous

Cable 0.00 Err:502

Gas 0.00 Err:502

Water 0.00 Err:502 Budget by Month

Electricity 0.00 Err:502

Internet 0.00 Err:502

1
Other 0.00 Err:502

Other 0.00 Err:502

Health 0.00 0.00 0.00 0.00 0.00 0.00 Err:502

Dental 0.00 Err:502

Medical 0.00
1
Err:502

Medication 0.00 Err:502

Vision/contacts 0.00 Err:502

Life Insurance 0.00 Err:502

Other 0.00 Err:502

Other 0.00 Err:502

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0

Expense Income
Err:502

Memberships 0.00 Err:502

Apr May Jun Jul Aug
Dining out 0.00 Err:502

Events 0.00 Err:502

Subscriptions 0.00 Err:502

Movies 0.00 Err:502

Music 0.00 Err:502

Hobbies 0.00 Err:502

Travel/ Vacation 0.00 Err:502

Other 0.00 Err:502

Other 0.00 Err:502

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 Err:502

Dry Cleaning 0.00 Err:502

New Clothes 0.00 Err:502

Donations 0.00 Err:502

Child Care 0.00 Err:502

Tuition 0.00 Err:502

College Loans 0.00 Err:502

Pocket Money 0.00 Err:502

Gifts 0.00 Err:502

Credit Card 0.00 Err:502

Other 0.00 Err:502

Other 0.00 Err:502

Other 0.00 Err:502

 Tracking
Chart: September
Income Oct Nov Dec Jan Oct to Date Actual Income/Spend Summary
Total Income (net) 0.00 0.00 0.00 0.00 0.00
Salary/Wages 0.00
Salary/Wages (Spouse) 0.00
$-
Other 0.00
Other 0.00
Other 0.00
$-

Spending
$-
Total Spending: 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00 0 1 1
Insurance 0.00 Balance Income Expense
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Actuals by Month
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00
1

Home 0.00 0.00 0.00 0.00 0.00

EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00 1
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00
Other 0.00
Other 0.00
0 Expense Income
Utilities 0.00 0.00 0.00 0.00 0.00 Oct Nov Dec Jan
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00

Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00

Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00

Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00
 Comparison Compare October to Budget October

Income Budget Oct Actual Vs Budget Tracking vs Budget Summary

Total Income (net) 0 0 0
Salary/Wages 0 0.00 $-
Salary/Wages (Spouse) 0 0.00
Budget $-
Other 0 0.00
Other 0 0.00
$-
Other 0 0.00

Spending $-

Total Spending: 0 0 0 Tracking$-

Transportation 0 0 0
$-
Auto Loan/Lease 0.00 0.00
Insurance 0.00 0.00
Gas 0.00 0.00 0 1 1
Balance (Savings) Income Expense
Maintenance 0.00 0.00
Registration/Inspection 0.00 0.00
Bill's train pass 0.00 0.00
Jane's bus pass 0.00 0.00 Spending Comparison
Other 0.00 0.00

Home 0 0 0
EMI 0.00 0.00
Rent 0.00 0.00
Maintenance 0.00 0.00
Insurance 0.00 0.00
Furniture 0.00 0.00
Household Supplies 0.00 0.00
Groceries 0.00 0.00
Real Estate Tax 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
0 0 0 0 0 0 0 0 0 0 0 0
Budget Tracking
Utilities 0 0 0
Phone - Home 0.00 0.00 Transportation Home Utilities
Phone - Cell 0.00 0.00 Health Entertainment Miscellaneous
Cable 0.00 0.00
Gas 0.00 0.00
Water 0.00 0.00
Electricity 0.00 0.00
Internet 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Health 0 0 0
Dental 0.00 0.00
Medical 0.00 0.00
Medication 0.00 0.00
Vision/contacts 0.00 0.00
Life Insurance 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Entertainment 0 0 0
Memberships 0.00 0.00
Dining out 0.00 0.00
Events 0.00 0.00
Subscriptions 0.00 0.00
Movies 0.00 0.00
Music 0.00 0.00
Hobbies 0.00 0.00
Travel/ Vacation 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Miscellaneous 0 0 0
Dry Cleaning 0.00 0.00
New Clothes 0.00 0.00
Donations 0.00 0.00
Child Care 0.00 0.00
Tuition 0.00 0.00
College Loans 0.00 0.00
Pocket Money 0.00 0.00
Gifts 0.00 0.00
Credit Card 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
 Daily Spending Record

Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00

Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00
Other 0.00
Other 0.00

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00