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Budget Planner - Overview / Help

Instructions

Budge

Budge
Month
Budge

Budge
Quick

Month
Quick

tt By
You may move from worksheet to worksheet by clicking on the dark blue buttons

By
tt
located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders: 400
Use the drop down boxes Aug To Date to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.
 Quick

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Budget Chart: Yearly
Income Frequency Amount Monthly Yearly Budget Summary
Total Income (net) 25641.67 307700.00
Salary/Wages Monthly 24600.00 24600.00 295200.00
11780
Salary/Wages (Spouse) Monthly 0.00 0.00 0.00
Medical Bills Yearly 12500.00 1041.67 12500.00
Other Monthly 0.00 0.00 0.00
307700
Other Monthly 0.00 0.00 0.00

Spending Total: 24660.00 295920.00

295920
Transportation 8553.33 102640.00
Auto Loan/Lease Monthly 6870.00 6870.00 82440.00
Insurance Yearly 10000.00 833.33 10000.00 $0 $50,000 $100,000 $150,000 $200,000 $250,000 $300,000 $350,000
Gas Monthly 800.00 800.00 9600.00
$295,920 $307,700 $11,780
Maintenance Monthly 50.00 50.00 600.00
Registration/Inspection Yearly 0.00 0.00
Bill's train pass Monthly 0.00 0.00
Spending Summary
Jane's bus pass Monthly 0.00 0.00
Other Monthly 0.00 0.00 34880

Home 13200.00 158400.00

102640
Tithe Monthly 2500.00 2500.00 30000.00
Rent Monthly 3500.00 3500.00 42000.00
Maintenance Monthly 100.00 100.00 1200.00
Insurance Monthly 0.00 0.00
Furniture Yearly 0.00 0.00
Household Supplies Monthly 0.00 0.00
Groceries Weekly 1500.00 6500.00 78000.00
Maid Monthly 300.00 300.00 3600.00
Milk Monthly 300.00 300.00 3600.00 158400
Other Monthly 0.00 0.00

Transportatio Home Utilities

Utilities 2906.67 34880.00
n
Phone - Home Monthly 700.00 700.00 8400.00
Health Entertainment Miscellaneou
Phone - Cell Monthly 1500.00 1500.00 18000.00 s
Cable Monthly 100.00 100.00 1200.00
Gas Quarterly 320.00 106.67 1280.00
Water Monthly 100.00 100.00 1200.00
Electricity Monthly 400.00 400.00 4800.00
Internet Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Health 0.00 0.00

Dental Monthly 0.00 0.00
Medical Monthly 0.00 0.00
Medication Monthly 0.00 0.00
Vision/contacts Semi-Annually 0.00 0.00
Life Insurance Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Entertainment 0.00 0.00

Memberships Monthly 0.00 0.00
Dining out Monthly 0.00 0.00
Events Monthly 0.00 0.00
Subscriptions Monthly 0.00 0.00
Movies Monthly 0.00 0.00
Music Monthly 0.00 0.00
Hobbies Weekly 0.00 0.00
Travel/ Vacation Yearly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Miscellaneous 0.00 0.00

Dry Cleaning Monthly 0.00 0.00
New Clothes Semi-Annually 0.00 0.00
Donations Monthly 0.00 0.00
Child Care Monthly 0.00 0.00
Tuition Monthly 0.00 0.00
College Loans Monthly 0.00 0.00
Pocket Money Weekly 0.00 0.00
Gifts Monthly 0.00 0.00
Credit Card Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
 Budget By

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Month -5
Chart: March
Income Apr May Jun Jul Aug 1 Months Budget Summary
Oct to Date

Total Income (net) 53000.00 0.00 0.00 0.00 0.00 53000.00

0
53000

Salary/Wages 53000.00 53000.00 53000

Salary/Wages (Spouse) 0.00 0

Other 0.00 0

Other 0.00 0
0
Other 0.00 0

Spending Total: 30470.00 0.00 0.00 0.00 0.00 30470.00 0

30470

Transportation 7920.00 0.00 0.00 0.00 0.00 7920.00 7920

Auto Loan EMI 6720.00 6720.00 6720

Insurance 0.00 0
0 0 0 0 0 0 1 1 1 1 1
Petrol 1200.00 1200.00 1200
$- $- $-
Maintenance 0.00 0

Registration/Inspection 0.00 0

Bill's train pass 0.00 0

Spending Summary
Jane's bus pass 0.00 0

Other 0.00 0

Home 17000.00 0.00 0.00 0.00 0.00 17000.00 17000

Tithe 5300.00 5300.00 5300

Rent 8500.00 8500.00 8500

Maintenance 200.00 200.00 200

Milk 1000.00 1000.00 1000

0.00 0

Household Supplies 0.00 0

Groceries 2000.00 2000.00 2000

0.00 0

0.00 0

Other 0.00 0

Transportatio Home Utilities

Utilities 2550.00 0.00 0.00 0.00 0.00 2550.00 2550

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Phone - Home 0.00 0.00 0

Health Entertainmen Miscellaneou

Phone - Cell 1000.00 1000.00 1000
t s
Cable 300.00 300.00 300

Gas 0.00 0

Water 0.00 0
Budget by Month
Electricity 500.00 500.00 500

Internet 750.00 750.00 750

60,000
Other 0.00 0

Other 0.00 0
50,000

Health 0.00 0.00 0.00 0.00 0.00 0.00 0 40,000

Dental 0.00 0

Medical 0.00 0
30,000
Medication 0.00 0

Vision/contacts 0.00 0

20,000
Life Insurance 0.00 0

Other 0.00
10,000
0

Other 0.00 0

0
Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 Row 16 Row 8
Apr May Jun Jul Aug
0

Memberships 0.00 0

Dining out 0.00 0

Events 0.00 0

Subscriptions 0.00 0

Movies 0.00 0

Music 0.00 0

Hobbies 0.00 0

Travel/ Vacation 0.00 0

Other 0.00 0

Other 0.00 0

Miscellaneous 3000.00 0.00 0.00 0.00 0.00 3000.00 3000

Dry Cleaning 0.00 0

New Clothes 0.00 0

Donations 0.00 0

Child Care 0.00 0

Tuition 0.00 0

College Loans 0.00 0

Pocket Money 0.00 0

Gifts 0.00 0

Credit Card 3000.00 3000.00 3000

Other 0.00 0

Other 0.00 0

Other 0.00 0
 Trackin
g Chart: September
Income Oct Nov Dec Jan Oct to Date Actual Income/Spend Summary
Total Income (net) 0.00 0.00 0.00 0.00
Salary/Wages 0.00
Salary/Wages (Spouse) 0.00 0
Medical Bills 0.00
Other 0.00
Other 0.00 0

Spending
0
Total Spending: 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00 0 0 0 0 0 0 1 1 1 1 1
Insurance 0.00
$- $- $-
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Actuals by Month
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00
1

Home 0.00 0.00 0.00 0.00 0.00 1

Tithe 0.00 1
Rent 0.00 1
Maintenance 0.00
1
Insurance 0.00
0
Furniture 0.00
Household Supplies 0.00 0
Groceries 0.00 0
Maid 0.00 0
Milk 0.00
0
Other 0.00
0
Oct Row
Nov 17 Row
Dec 8 Jan
Utilities 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00

Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00

Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00

Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00
 Compariso Compare October to Budget October
n
Income Budget Oct Actual Vs Budget Tracking vs Budget Summary
981.67
Total Income (net) 25,642 0 -25,642
Salary/Wages 24600 -24,600.00 25642
Salary/Wages (Spouse) 0 0.00
Medical Bills 1041.67 -1,041.67 24660
Other 0 0.00
Other 0 0.00
0

Spending 0

Total Spending: 24,660 0 -24,660

0
Transportation 8,553 0 -8,553
Auto Loan/Lease 6,870.00 -6,870.00 0 5,000 10,000 15,000 20,000 25,000 30,000
Insurance 833.33 -833.33
Gas 800.00 -800.00 Expense Income Balance
Maintenance 50.00 -50.00 (Savings)
Registration/Inspection 0.00 0.00
Bill's train pass 0.00 0.00
Jane's bus pass 0.00 0.00 Spending Comparison
Other 0.00 0.00 13,200

Home 13,200 0 -13,200

Tithe 2,500.00 -2,500.00
Rent 3,500.00 -3,500.00 8,553
Maintenance 100.00 -100.00
Insurance 0.00 0.00
Furniture 0.00 0.00
Household Supplies 0.00 0.00
Groceries 6,500.00 -6,500.00 2,907
Maid 300.00 -300.00
Milk 300.00 -300.00
Other 0.00 0.00
0 0 0 0 0 0 0 0 0
Transportati
Budget
Home Utilities
Tracking
Utilities 2,907 0 -2,907 on
Phone - Home 700.00 -700.00 Health Entertainme Miscellaneou
Phone - Cell 1,500.00 -1,500.00 nt s
Cable 100.00 -100.00
Gas 106.67 -106.67
Water 100.00 -100.00
Electricity 400.00 -400.00
Internet 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Health 0 0 0
Dental 0.00 0.00
Medical 0.00 0.00
Medication 0.00 0.00
Vision/contacts 0.00 0.00
Life Insurance 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Entertainment 0 0 0
Memberships 0.00 0.00
Dining out 0.00 0.00
Events 0.00 0.00
Subscriptions 0.00 0.00
Movies 0.00 0.00
Music 0.00 0.00
Hobbies 0.00 0.00
Travel/ Vacation 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Miscellaneous 0 0 0
Dry Cleaning 0.00 0.00
New Clothes 0.00 0.00
Donations 0.00 0.00
Child Care 0.00 0.00
Tuition 0.00 0.00
College Loans 0.00 0.00
Pocket Money 0.00 0.00
Gifts 0.00 0.00
Credit Card 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
 Daily Spending
Record
Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00

Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Tithe 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Maid 0.00
Milk 0.00
Other 0.00

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00