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Proposal for:

Name Age KEAN 27 Monthly Saving Yearly Saving RM167 RM2,000 RM150 RM90,000 RM720,000

* Room and Board * Annual Overall Limit Medical Benefit * Lifetime Overall Limit * Coverage up to age 80 80

YES

* Lump sum medical fund receivable upon diagnosis of a critical illness


36 RM70,000 YES YES

* Future premiums waived till age 70 36 Critical Illness Benefit


36 70

* Policy intact; other benefits continue

* Payment to your loved ones upon : - Accident Death


RM200,000

Death Benefit

- Illness / Natural Death


/ RM100,000

* Total and Permanent Disablement - Caused by accident


RM200,000

TPD Before Age 65


65

- Caused by illness
RM100,000

* Future premiums waived till age 70


70 YES

* Temporary and Total Disablement (weekly)


NO

* Temporary and Partial Disablement (weekly) Weekly Indemnity Benefit


NO * Accident Medical Fees YES (up to RM3,000)

* Daily Cash Benefit - Confinement in Normal Ward Hospital Income Benefit


NO

- Confinement in ICU
NO

Investment Returns
20 years years RM28,600 RM35,550

Investment Returns

25

Note: For Illustration purpose only. Please refer to policy for details.

2/12/2012 Prepared by Eric Chin 012-392 3521

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