system

PNB
SBI
BOI
BOB
HDFC BK
ICICI BK

28%
26%
27%
25%
32%
37%
37%

40%
35%
30%
25%
20%
15%
10%
5%
0%
system

PNB

SBI

BOI

Series1

BOB

HDFC BK ICICI BK

METRO
13.20%
URBAN
20.30%
SEMI URBAN 19.70%
RURAL
46.80%

Location wise branch network

13.20%
46.80%

20.30%

19.70%

branch network

METRO
URBAN
SEMI URBAN
RURAL

FY07
FY08
FY09E
FY10E
FY11E

ADVANCES INVESTMENTS DEPOSITS

30
10
16
25
17
20
24
22
22
24
20
25
22
18
23

ADVANCES

INVESTMENTS

35
30
25
20
15
10
5
0
FY07

FY08

FY09E

INVESTMENTS

DEPOSITS

FY10E

FY11E

FY07
FY08
FY09E
FY10E
FY11E

3.50%
3%
3.30%
3.20%
3.10%

Series1

3.60%
3.50%
3.40%
3.30%
3.20%
3.10%
3.00%
2.90%
Series1

FY07
3.50%

FY08
3%

FY09E
3.30%

Series1

FY09E
3.30%

FY10E
3.20%

FY11E
3.10%

FY06
FY07
FY08
FY09
FY10
FY11

49%
46%
43%
37%
39%
41%

CASA RATIO
60%
50%

49%

46%

43%
37%

40%
30%
20%
10%
0%
FY06

FY07

FY08

FY09

39%

41%

FY10

FY11