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Volume I, Issue 2: August 2008

Boerne
business monthly

Mercedes - benz of Boerne


A History of Customer Care

Retirement & the Business Professional


Healthcare Issues Facing
Small Business
Investing in Boerne Real Estate

www.BoerneBusinessMonthly.com 1
Kathy Budde Kathy Miner
210.274.4136 1595 S. Main #101 • Boerne, Texas 78006
830.816.3500 - Office
210.823.8952

15000 sq ft bldg, pavement, parking, Key to The Hills Motel Boerne Texas
IH35 Frontage. Two way access, halfway - 40 rooms, 2 apartments, .88 acres Main Street Boerne.
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Main Street Boerne


- Prime location. Parking
front and rear. B2 Zoning.
3126 sq ft bldg. .26 acre
tract. $1.1 million

Income producer -
Stable tenant, Hard corner,
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www.BoerneBusinessMonthly.com 3
Dear Reader: table of contents
Welcome to the August issue of Boerne
Business Monthly. We at the Greater 06: legal
by Joe Davis
Boerne Chamber of Commerce are always
pleased to see new avenues of promoting
the Boerne business community and wish
BBM continued success.
08: finance
by Ronnie Huie
The role of the Chamber of Commerce has evolved
10: profile
over the years. From the beginning of commerce, merchants
have banded together. The evolution of the Chamber’s
concerns expanded incrementally through the last half-century Mercedes-Benz of Boerne
to include major issues of the day including inadequate by Ben Schooley
housing, quality schools, community services, and other socio-
economic concerns. 12: real estate
by Phillip Bell
The Chamber of Commerce of the Twenty-First Century
can no longer just ask its members, “What do you want
your chamber to do?” Rather, the Chamber of Commerce
today is asking, “What kind of a community do we want ours
14: marketing
by Kathy Rudkin
to be?”
We are fortunate to be living in the Texas Hill Country
and the City of Boerne with the beautiful surroundings, the
20: web
by Mark Figart
warmth of the people, the entrepreneurial spirit and the
economic diversity of our region. It is these qualities that make
this a great place to raise families and provide a quality of life
24: health care
by Richard Sena
second to none. Our region offers educational, cultural and
recreational facilities. We have a diverse industrial base, and
enjoy many businesses that have an entrepreneurial spirit that
27: ribbon cuttings
seeks out and seizes opportunities.
The mission of the Greater Boerne Chamber of Commerce 29: networking
by Allyson Munsell
is to develop leadership and partnerships to promote
prosperity and the quality of life.
As we complete our 80th year, we can be proud of
30: opinions
our achievements during the past eight decades. Our
membership is both diverse and universal. Most of our
member businesses are small and independently owned published by
and operated. They share many of the same concerns, such Ben schooley
as adequate parking for customers, effective signage, rising
energy costs, and recruiting and retaining skilled employees.
lauren tuttle stumberg
In addition to being the voice of business in the art direction
Greater Boerne area, this Chamber of Commerce takes a Distinct
positive and proactive part in our community in promoting
free enterprise and economic development in our area,
cover photo provided by
conveying policy issues to various levels of government. Over Pritchett Photography
a thousand local businesses, both small and large, support the
107 Shooting Club Rd. Boerne, Texas 78006
Chamber because it is simply good business.
For 80 years, the Chamber in Boerne has been a vibrant 210.507.5250 • 830.249.8020
part of the city’s history. We look forward to growing Boerne Business Monthly is published by Ben Schooley/
with the community, and expanding our focus on Lauren Stumberg, copyright 2008. Reproduction is strictly
prohibited without prior consent of the publisher. Opinions
business development. Leading businesses while leading our expressed in Boerne Business Monthly are those of the
community is what the Greater Boerne Chamber of Commerce writers or sources and do not necessarily represent the views
is all about. of the publisher, nor do they constitute the endorsement of
products or services herein. Although the information and
Sincerely, recomendations in this publication have been compiled from
sources believed to be reliable, Boerne Business Monthly
Paula K. White makes no guarantee as to, and assumes no responsibility
President and CEO for, the correctness, sufficiency or completeness of such
information and recommendations.
Greater Boerne Chamber of Commerce

4 Boerne Business Monthly n August 2008


BBM
b o e r n e b u s i n e ss m o n t h l y a d v i s o r y c o u n c i l
Phillip Bell, Commercial Realtor
Phillip Bell has resided in Boerne, Texas and Kendall County since moving from Houston, Texas in 1981. Over the years, he has been
active in serving the community in various capacities.
Phillip Bell is a co-founder of the Kendall County Economic Development Corporation and serves as a member of the board of
directors appointed by the County Judge and Commissioners Court.
Mr. Bell is chairman of the Historical Landmark Commission appointed by the Mayor of Boerne and City Council. He has served in
this position for twenty years.
He served on the Home Rule Charter Commission that wrote the City Charter that presently governs all activities of the City of
Boerne.
Mr. Bell presently serves as president of Kendall County Health Facility Development Corporation, appointed by the Commissioners
Court. The board recommends approval of tax-free bonds for financing projects that are health related and non-profit.
He also serves as a Director of the WCID#2 (Water Control Improvement District #2) for the Esparanza Development. In addition,
he served as Chairman of the Telecommunications Advisory Committee for the City of Boerne.
He has served as Chairman of the Advisory Committee for the Texas Cooperative Extension Service for Kendall County and is presently a board member.
Phillip Bell was co-founder and first president of the Kendall County 100 Club, for law enforcement officers that are killed or injured in the line of duty. He also
served on the Capital Recovery advisory committee for the City of Boerne.
His reputation in the community is impeccable and he has always conducted himself with the highest standards of ethics.

Beth Coyle - President/CEO - Coyle Engineering


In 1995, Beth G. Coyle and her husband Mike co-founded Coyle Engineering, Inc., and Beth became the Chief Executive Officer
and principal owner in 2001. She is responsible for all aspects of the running of the Corporation, including corporate direction,
marketing strategy, risk management, personnel management, contract negotiations, and day-to-day operations. Beth was
selected to be profiled by Forbes Magazine (July 2007) along with six other women business owners across the State of Texas, “where
women are integral to company achievements, contributing bold ideas and a sense of vision.”
Beth is solely responsible for the company’s financial stability, continuing a conservative, no-debt policy as the company
approaches $2 million in annual business.

Mark Figart, Digett


Mark Figart moved from Houston to Boerne in June of 2001 with his wife, Lori, both seeking a slower pace. Having succeeded
in their quest, Mark and Lori now spend much of their time showing their new son, Ian Douglass, the many splendors of the Hill
Country and trying to expand his vocabulary beyond the word “truck”.
Through fourteen years of consulting to Global 2000 organizations, Mark has pursued a passion for excellence in digital media and
marketing. Mark had already managed consulting engagements with clients like Goldman Sachs, AIM Investments and... well... er...
uh... Enron... when he founded Digett (pronounced like digit) in 2001. In its first seven years the boutique agency has helped clients
such as Schlumberger, H-E-B, Churchill Downs and the Kentucky Derby to increase profits through more effective use of the web.
Mark is a veteran of the U.S. Army and Texas National Guard, and a graduate of Texas A&M University. He currently serves on the
boards of the Boerne Noon Rotary Club and the Kendall County United Way.

Mike Lang - Co-Owner and Escrow Officer - Kendall County Abstract Corporation
Mike Lang, a 1976 graduate of Texas A&M University and co-owner of the company, spent most of his business life on the opposite
side of the closing table. From 1982 until 1997, Mike was a lending officer with NBC Bank of San Antonio, which is now Bank of
America. The majority of that time he served as a commercial real estate lender in the San Antonio and Boerne markets.
In February 1997, Mike joined KCAC and took on the responsibilities of upgrading and maintaining the company’s escrow, plant
and operating systems. Due to his previous relationships with local real estate professionals, Mike also concentrates on calling on the
local realtors, builders, developers and lenders.

Dan Rogers – President/CEO – Kendall County Economic Development Corporation


Dan Rogers has been in the Public Relations and Economic Development field for 40 years.
Dan was the state, county and city lobbyist for Motorola Texas for a number of years and worked to pass several bills in the Texas
Legislature and ordinances in several Motorola communities.
His company, Rogers Consulting Group, formed in 1998 was involved in site selection processes, public relations, and crisis
management. He has worked with state, individual businesses, colleges, universities and industry clients in the area of crisis
management and economic development. His involvement with business and educational institutions has been extensive
in the area of formatting industry needs to educational programs and in the formation of working relations of colleges and
universities with industry. He has also worked with economic development organizations and colleges in forming partnerships in industry
recruiting efforts.
In June of 2006, Dan became the President/CEO of the Kendall County Economic Development Corporation.
Along with his business duties, Dan is a guest lecturer at the Hobby School of Public Affairs at Texas State University. His topics are
Economic Development and Communication in Crisis. He is also a contributor to several trade magazines in the areas of site selection and growth modeling.
www.BoerneBusinessMonthly.com 5
legal

I The Local Courts System


by Joe Davis
recently had the most wonderful experience of
running for Public office. Now, in some places
in this country uttering that word would earn
you a sure trip to the funny farm, but here in Boerne and the Texas Hill
Country we are fortunate to have a vibrant yet civil political dynamic.
Some cynics would say that is because we just have one party consis-
tently in power. However, the recent primary elections demonstrated to
us that not only do we have a diverse electorate in Kendall County (31%
Democrat, and 66% Republican as well as 3% Libertarian), but also that
two candidates from the same party can have an acrimonious race that
ers are about judicial races and about the court system itself right here
in Kendall County. Many times I was asked, What does District Court
do? Does it handle criminal or civil cases? Is this like a JP? I thought
that (County Judge) Gaylan Schroeder was the District Judge, or (my
personal favorite) do you get paid for doing this job? To each I tried to
patiently explain and educate. Because the District Court is the work-
horse court of the Texas legal system it is surprising to us who have spent
most of our careers in District Court to find that everyone does not have
a basic functional level of awareness of the importance of that court and
the magnitude of the decisions made by it. I soon realized however, that
ends up with one suing the other a la Bush-Gore 2000. Watching the my 30 second lessons were just another sound-bite in an already noisome
Miller-Macias recount and re-recount process and observing its impact political process.
on our community and upon the various Republican factions was like When Boerne Business journal asked me to do a “legal piece” I
watching two friends competing in an Ultimate Fighting contest. You thought that the best thing that I could write about was how the system
can’t stand to see the hard punches on familiar faces, but you just can’t here in Boerne is structured, to move past sound-bite knowledge to more
turn away and not root for someone. substantial understanding of this third branch of our local government.
My experience was markedly different. Four candidates, all good 216th STATE DISTRICT COURT
men and good lawyers were campaigning hard for the office of 216th Kendall County is one of the four counties (along with Bandera
District Judge. Though the race lasted only seventy days, in that time we Gillespie and Kerr) which compose the 216th Judicial District. The
managed to debate one another 14 times, once on live television. Through District Court is a constitutional court, created by the State Legislature
it all we remained not only cordial, but genuinely friendly, growing closer and funded by the State of Texas. Stephen B Ables is the current pre-
together as the common bond of campaigning hard was shared and by siding Judge of the 216th District Court. Judge Ables is retiring this
that sharing-lessened. We found ourselves calling one another to check year after 20 years of public service including four terms on the bench.
Beginning in January, Keith Williams of Kerrville will be assuming the
robes of office. The District Court is the main trial court of the counties
“The most sacred of the duties of a government [is] constituting the 216th District, in Kendall handling all of the felonies and
half of all civil cases. The Court on a typical day might handle a custody
to do equal and impartial justice to all its citizens." dispute between squabbling parents, hold an evidence suppression hear-
ing on a murder case and consider a motion for summary judgment on
-Thomas Jefferson a complex land title case. Most of the “famous” trials in Texas history,
from Sam Houston’s slander case, to the “Slave Ranch” murder trial
took place in a District Court. Odds are if you are a business person
appointments and events, coordinating schedules and commiserating on involved in a significant lawsuit-that suit will be heard in the District
the trials and tribulations of life in the public lane. Court. Any appeal from this court would go to the 4th Court of Appeals
Talking with hundreds of people over that two months made me in San Antonio. In addition to the judicial functions, the District Judge
realize several things, one of which is how uneducated most of the vot- is also responsible for hiring and supervising the County Auditors of the
6 Boerne Business Monthly n August 2008
counties under his jurisdiction and the Chief often confuse the County Court and the CCL. scene of an accident where someone has died
of the Adult Probation Office. The Prosecutor However there is actually very little in common but can only be officially declared so by the
in the District Court is the District Attorney, in between these offices other than the names. Justice of the Peace. Judges Debbie Hudson,
Kendall County’s case that is Bruce Curry from Judge Gaylan Schroeder is the County Judge, Jerry Collins, Freida Presseler and Larry James,
Kerrville. There are other specialty judges, but his role is in essence that of CEO of Kendall serve as Kendall County’s Justices of the Peace.
for child support matter and Child protective County’s Government. He is also the Presiding If a prosecutor is needed in these courts, the
issues. These are typically appointed by the officer over the Commissioners Court. County County Attorney serves here as well.
District Judge for an area and serve at his or her Judges are not required to be lawyers. The use MUNICIPAL COURT JUDGES
discretion. The District Courtroom is on the of the term “Judge” is a hold over from the days Boerne and Fair Oaks Ranch both have
second floor of the Kendall County Courthouse before the creation of CCL’s when County municipal courts. Ed Phillips, a local attorney,
here in downtown Boerne. Judges routinely handled misdemeanor and and Dana Jacobson, an attorney from San
COUNTY COURT AT LAW probate matters. Judge Shroeder’s office is on Antonio serve on a contract basis as the judges
Kendall County is also fortunate to have the first floor of the Courthouse, while com- for these courts. You get to meet them if you
a County Court at Law (or CCL). The CCL is missioners court is on the second floor of the receive a traffic citation in one of these cities.
not a constitutionally created court, but rather Historical Kendall County Courthouse across Each city has its own prosecutors for these
is created and funded by the Commissioners the street. courts.
Court of Kendall County. In our county the JUSTICES OF THE PEACE Each of these courts serves critical func-
CCL handles all of the probate, the misde- These courts handle a large volume of small- tions of keeping our rights intact and our laws
meanor cases (DWI, simple assault, lesser er criminal and civil matters. In Kendall County enforced. The Judges that run them can and do
drug offenses) as well as half of the civil fil- we have a JP for each of the four precincts of have a gigantic impact on our business environ-
ings. Recently the Phillip Shue case that made the County. Each handles the same type matters ment and upon our larger community. Now that
national headlines was handled in the Kendall only in different geographic areas. This court is you know a little more about them, next time
CCL. Any appeal from this court would go to often also referred to as Small Claims Court. It you see one, thank them for their service.BBM
the 4th Court of Appeals in San Antonio. Judge is set up so that those with business before it
Joseph M. Davis has been a partner with Nunley
Bill Palmer is the presiding judge of the CCL, can handle matters themselves without the aid Davis Jolley Cluck Aelvoet LLP since the firm’s for-
mation in 1994, leaving the firm in December of
serving now in his third term after a career of an attorney. Any appeals from this court go 2007. Mr. Davis specializes in complex commer-
as a board certified civil trial specialist here to the CCL. The judges of these courts are street cial, real estate and probate litigation. A native of
Odessa,Texas, Joe graduated Magna Cum Laude
in Boerne. The prosecutor in the CCL is the level problem solvers—called upon to have the from Angelo State University in 1981 with a B.A.
in History, before receiving his Juris Doctorate from
County Attorney, Don Allee and his staff attor- wisdom of Solomon, the patience of Job and Texas Tech University, School of Law in 1984. Prior
neys. The CCL courtroom is also on the second the caring of a grief counselor. Their typical day to founding the Boerne, Texas based firm of Nunley, Davis in 1993, Joe practiced
in Uvalde and San Antonio, Texas where he handled a broad range of litigation
floor of the Kendall County Courthouse. might include processing traffic tickets, magis- oriented matters. An experienced trial lawyer, Mr. Davis became Board Certified
in Civil Trial Law by the Texas Board of Legal Specialization in 1989, after only five
COUNTY COURT trating those who are arrested, hearing a trial years of practice and has been consistently recertified ever since. He is also a fellow
Because of the similar names, folks over a small but unpaid bill, and making the in the Texas Bar Foundation. Joe is licensed to practice before all Courts in Texas, the
Western District of Texas, U.S. Court of Appeals, Fifth Circuit.

Accounting for your Success


At Akin, Doherty, Klein & Feuge, we do everything
in our power to assist you with your business and
personal accounting, tax and financial needs.
Akin, Doherty, Klein, & Feuge, personally
serving our clients Since 1991.

830.815.1100 n www.adkf.com
507 E. Blanco, Suite 101 n Boerne, Texas 78006
8610 North New Braunfels, Suite 101 n San Antonio, Texas 78217

www.BoerneBusinessMonthly.com 7
finance selected employees and serve to supplement qualified
retirement plans.
• General investment portfolio: A business owner
Retirement and the Business Professional: can develop a general investment portfolio, outside of
the framework of the business.

Don’t Put All Your Eggs in One Basket Importance of a Business Continuation Plan

M
A Business Owner should have a “will” for a busi-
ness. A will is a Written Agreement between the business
owner, any business partners and his/her family mem-
bers that are involved in the business.
The importance of a Business Continuation plan
cannot be overemphasized. The potential problems
by Ronnie E. Huie without a written agreement may include; heated con-
any entrepreneurs who start or purchase a business, do so for a flicts among the remaining owners and the decedent’s
number of reasons, both emotional and financial. Social status, the family, unhappiness on all sides and sometimes litiga-
freedom to be your own boss and the potential for a high income are tion, delays in settling the estate and continuing “doing
a few of the reasons commonly cited. business as normal,” loss of customers and possible
For some, business ownership is also seen as a primary way to liquidation of the business, which may bring less than
pay for retirement. If everything goes as planned, the business owner full value.
works hard and, over time, the business grows and becomes more THE SOLUTION: A WRITTEN AGREEMENT (and
valuable. When the owner reaches a certain age the business is sold, with the proceeds from the cash)
sale funding the retirement years. Taking the time now to see that the business will
The Realities of Business Ownership pass in an orderly manner upon the owner’s death will
Using the business as the sole means of achieving financial independence amounts to plac- benefit all parties and their heirs. A written agreement
ing a bet that the owner will be able to sell at the right time, the right price and under the right may provide the following:
terms. There are several reasons why this may not happen: An orderly transfer of the business
• Business failure: Despite good intentions and hard work, businesses do fail. In 2003, for A mutually agreeable sales price
example, there were 612,296 new, small (less than 500 employees) businesses started in the Mutually agreeable terms of sale
United States; in the same year, 540,658 small businesses closed their doors, and 35,037 tiled A value that is binding on the IRS for federal estate
for bankruptcy.1 tax purposes; and Additional stability for customers,
• Timing of the sale: Selling a business is a complex, often time-consuming procedure. The staff, creditors and investors.
actual process of finding a buyer, negotiating the deal, arranging financing and finally closing The cash can be from previous saved earnings, bank
the sale may extend over months or even years. loans or in most cases, it makes sense to have life insur-
• Proceeds: Depending on market conditions, the amount realized may not be enough to ance in place so the cash is available a death. Pay careful
pay for retirement. Income taxes will inevitably consume some of the proceeds. The owner may attention to how the life insurance is owned to avoid
have to accept installment payments, rather than a lump sum. unnecessary taxation.
• “I am the business": The value of a business may depend largely on the skills and/or cus- An agreement which is favorable to all parties can
tomer relationships of a particular owner. be more easily drafted prior to a crisis. Business plan-
Diversification to Reduce Risk ning, especially for the succession of the business, is a
A business owner who seeks to reduce risk will view his or her business as one asset among very complex discipline and will generally require the
many. In addition to the business, a diversified portfolio could include the following. efforts of more than one professional. BBM
• Qualified retirement plans: Business income is used to fund employer-sponsored qualified
Ronnie Huie is a registered representative of and
plans with a current deduction for contributions and tax-deferred growth. offers securities, investment advisory and financial
• Nonqualified plans: Nonqualified deferred compensation plans are often used to reward planning through MML Investor Services, Inc. One
Union Square, Ste. 300, 10101 Reunion Place, San
Antonio,TX 78216-4141. (210) 342-4141. Insurance
offered through Massachusetts Mutual Life Insurance
Company (MassMutual) and other fine companies.

8 Boerne Business Monthly n August 2008


COMMERCIAL O DEVELOPMENT O INVESTMENT
Real Estate Opportunity
tx-commercial
property.com Phillip Bell,
There was a time….
Investment Realtor
210.415.8483 • pbell@texas.net
When IH-10 and cell phones were only a dream…. When we knew our neighbors… worked hard
for our money… and our spirits were enriched because we lived in the Texas Hill Country. We had time
RE/MAX Assoc. - Boerne
to devote to our families. We enjoyed the outdoors and our creativity was nourished. We respected each other more.
309 Water St. • Boerne, Texas
We still have the best to offer.There is land available… and nature invites us to enjoy the lifestyle. 830.816.2660 - office
We have an abundance of friendly people, music, culture and great weather. This is truly a wonderful place to live and work.
Tread lightly and “go green.”

T he “premier” commercial property located


in the Historical district on Main St. and the
banks of the Cibolo. Part of Boerne’s heritage, the
I deal opportunity for a development on this 4.78 acre
estate with home and out-buildings. The 1414 sq.ft.
house can be remodeled for a private residence or the
T his property, located at 609 Live Oak, consists of
two lots zoned B-2 commercial. Presently rented
as a residence, the house has a large living/dining fam-
1.9 ac features the historic “Robert E. Lee” house property can be developed for income-producing, multi- ily room, 4 bedrooms, kitchen and utility. Approx. 1964
(circa 1850’s), main house, 2-story, 3400 sqft (circa family. A cell tower is located at the rear of the property sq.ft. on a lot 75’x207’ with an adjacent lot, 63’x208’.
1900’s), guest house, 1800 sqft. Presently used as a producing additional income. About 3.7 acres are under Both total 138.70 ft frontage on Live Oak. Ideal for
residence, main house has been elegantly restored Ag Exemption. Located at the end of Hill View Lane, the professional office just one block off Main Street. Plat,
with modern amenities. Call for details. property offers privacy and convenience. Call for details. survey and plans available. MLS# 701366

3.2 acre property Income producing This 20.32 acre lot invites
located in city limits zoned property. Mfg. home park planned development. Presently located
B-2. Ready for commer- located on Johns Rd. 18 in the city limits on Hwy 474 just past
cial/retail development. rent spaces plus house. Adler Rd. Originally zoned for manufac-
Located at intersection of Positive cash flow. tured housing, the property can be up-
graded for multi-family, condos, garden
School St and N. Main St. homes, etc. Call to discuss details.
Details available.

2.43 acres for devel- Attention developers. Listed at $2.00 per Sq. Ft., 6.17
This 4.43 acre track is acres located next to “The North Forty
opment on IH-10 access Business Park.” The property is about 2.2
road near Johns Road. located in front of the
Centex subdivision miles from Boerne’s city limits, located in
Located in ETJ. on Scenic Loop Road. the county, but in Boerne’s ETJ. Excellent
Zoned B-2 for commer- visibility from IH-10 traffic. Please note…
cial or retail. Details the present owner is willing to adjust prop-
available. erty lines and survey to accommodate buy-
er. Ideal for commercial development.

12.99 ACRES - Development potential Development opportunity- 131.47 acre property. The history This 28 acre property is available
in one of the hottest areas for growth in This 13.57 acre property invites develop- and heritage of the Texas Hill Country is ex- for development. Contiguous to the city
the Bulverde area. Just 0.6 mile north ment in one of the growing areas of Boerne. aggerated with the original home site, large limits of Boerne, this property fronts Hwy
Located just off Hwy 46 West, across from
of the intersection of Hwy 281 and Home Depot. Presently in the City’s ETJ. barns and outbuildings, a private spring-fed 87 and has approx. 1400 feet of frontage
Hwy 46 across from Kestrel Air Park, Also, 3500 sq.ft. home located on the prop- lake and a mountain with views that stretch on Shooting Club Road in the rear. For-
this property has 767 feet of frontage erty that can be used for residential or com- forever. The homestead, with thick rock walls, mally “Key to the Hills Horse Farm”, the
mercial activities. Two new office complexes
on Hwy 281. Details available. have been constructed on adjacent property. begs to be remodeled and updated. Presently property is under Ag-Exemption. Subject
Survey and plats are available. Call for details. under ag-exemption. Unrestricted. to annexation and zoning. Call for details.

Support RAINWATER HARVESTING! www.BoerneBusinessMonthly.com 9


profile

Mercedes-Benz of Boerne
A History of Customer Care

Bill Bird,
Managing Partner and Operator
Mercedes-Benz of Boerne
A
be doing anything else.”
by Ben Schooley
s Bill Bird, Managing Partner and Operator, walks the lobby
of his Mercedes-Benz dealership, it’s obvious he is deeply
integrated in the day-to-day operations of his company. He
shakes hands with potential and returning customers, answers
questions from his employees, and absent-mindedly wipes a
smudge off of a showroom car. “This is the only thing I want
to be doing. I put teams together, and I operate stores. I’m
an operator. I’m very hands-on. I love this job. I wouldn’t

A San Antonio native, Bird has been in the auto sales business virtually his entire
career. “In 1984, I answered an ad for a sales position at Broadway Dodge. I went
through their training program, and as I neared completion, the manager told me I
wouldn’t make it, and they let me go.” Undeterred, Bird took another stab at auto sales.
“I went over to a local Lincoln/Mercury dealer, and they hired me. While I was there, I
kept asking to do more. My manager was a little unsure of what to do with me, but they
ming, Bird recognizes that his product is
luxury in the truest sense. “When we just love
on our customers, it builds the relationship. A
Benz is not a need, it’s a want. And we just
love on them and take care of them. Instead of
sending some tow truck to help someone with
a flat, we drive down in a Benz, bring them
some water, and let them sit in the AC while
we fix their tire, and get them on their way.
It really didn’t cost me anything extra, but let
me tell you, that customer will remember that
experience, and when faced with the decision
on where to purchase their next car, I’ll be at
the top of that list.”
As has been Bird’s way since starting his
eventually let me run the finance department, and I shattered all sorts of records.” career, he is continually looking for additional
4 years later, Bird made the move to the luxury car market, and joined the San opportunities, and Boerne seems to be a per-
Antonio BMW dealership as their Finance Manager. “I worked my way through BMW, fect fit for he and his partners. “We’ve got
and was eventually managing all of their sales and finance departments.” Eventually 23 acres here on this corner, so we think that
becoming General Manager, Bird requested that he be able to buy into the company, there is room for a few more dealerships on
and the owners did not object. Bird was with BMW for almost 15 years, before selling this property. This is a highly desirable mar-
back his interests in the company, and going into a quasi-retirement. “Once I left BMW, ket, and we’ve built a good reputation here,
I just goofed around for a bit. I had an eBay wholesaling company here in Boerne, and so I think that additional dealerships would
quickly began to focus my energies on the Mercedes dealership here.” Working with hopefully be just as successful.”
one of his partners, Ron Heller, the partners worked a deal to quickly obtain a letter of As for the existing dealership, it’s no
intent from Mercedes to located a new dealership in Boerne. wonder that customers actually enjoy waiting
“At the time, the Toyota dealership that was coming to Boerne was all over the while their cars are repaired. When you pull
news. Our plans here really flew beneath the radar. And that’s a good thing, because into the service corridor, someone opens your
we were really able to focus on setting this business up right.” And it is certainly ‘set car door. They know your name, and what
up right’. The winner of Best of the Best from Mercedes-Benz for both 2006 and 2007, problem they are fixing on your car. They
Mercedes-Benz of Boerne is consistently recognized as one of the top performing and whisk you into the waiting room and offer you
most customer-service oriented dealerships in the country. “When we were getting a complimentary muffin and Starbucks coffee.
started, Mercedes said that this dealership’s potential was for 20 new cars and 10 used You can watch TV on any one of 7 plasma
cars per month. They said that our building needed to be 17,000 feet, so we built it to TV’s, and the kids can play video games on
35,000 feet. They said that we needed 7 service bays, so we built 20. I have lived here yet another 3 tvs. You can surf the web on one
for a while now, and I knew what this community needed. So they shipped us 240 new of 3 computers, or even enjoy a massage from
cars as our year’s allotment for day one, and we sold 68 of them in one month. We are a complimentary masseuse 3 days a week.
consistently outselling San Antonio, Austin, and Georgetown markets.” You can reserve one of their meeting rooms
According to Bird, the key to that success is the employees. “When we got this (for free) to hold your company’s meetings,
thing going, we knew that we had to build a destination. A place that when people came and they regularly feature art exhibitions in
in here, they would have no reason to go anywhere else. We needed to make sure that in the lobby. The dealership is heavily involved
every opportunity we had to meet a customer, we needed to enhance their visit. So we in the community and the dozens of little
give it everything we got. We came up with a seriously customer service driven busi- league photos in the halls are a testament.
ness. We didn’t even worry about the cars, it was, and is, about the customer’s experi- As you wait for your car to be washed
ence. Our biggest asset is our employees. I would put them up against any company on after it has had a repair, and you are sipping
earth. We aren’t really competing against the BMW store, or Lexus…we are competing Starbucks coffee and answering your email
for their best overall experience in luxury. And that’s where our team comes in – they on their computers, rest assured that Bill Bird
are unbelievable.” In addition to the philosophy of customer service levels that the team will be by shortly to shake your hand and
adheres to, Bird and his partners equip employees with the authority and ability to make welcome you to his dealership. He’ll then
decisions on their own, without management approval. “We tell new employees that hand you a business card with his cell phone
something that has never happened to you is about to happen. We are going to give you number on it, and instruct you to call him day
100% empowerment to take care of themselves as well as the customers. We tell them or night if you ever have a problem.
that as long as it makes sense for them, the customer, and the company, they have been Bird sums it up nicely, “In 1984, I was 21
totally empowered to take care of the customer. They don’t have to ask permission, years old. I thought I could do anything at all.
they don’t check with me or anybody, they have total authority to do it. When we say When I got into that Dodge store, they told me
that, most employees wait for ‘the catch’, but eventually they learn that there isn’t one, I couldn’t work in this business. But once I
and it creates an environment where the customer doesn’t have to wait for the employee got in, I really loved that job, and I guess I’ve
to ‘check with the manager’; the problem or question is simply handled, and that again done pretty good.” BBM
adds to the entire experience.”
In an era of skyrocketing gas prices, and an economy that isn’t necessarily hum- www.mbboerne.com
www.BoerneBusinessMonthly.com 11
real estate

Advantages to Investing

A by Phillip Bell in Boerne Real Estate


s real estate professional, I am San Antonio neighbors. The success of San Antonio’s economic development
often asked why real estate is such in the past ten years has had a direct effect on the Boerne area.
a good investment as compared Families want to live here. Businesses want to relocate here. People want
to, say, the stock market, or bonds, to invest in their local area. Unlike other areas in the country, Texas banks
or perhaps certificates of deposit. are healthy and sound. Real estate has been a steady market in Texas with
Just what makes real estate so only a few areas of adjustment.
special? Here are the Ten Advantages to Purchasing Investment Real Estate:
The truth is the stock market 1. This is a tangible asset.
has been a little disappointing lately. As with most It is something you can feel, touch and see. You can drive by it every day
investors, their sense of security has been shaken. if you want!
So far… I have yet to see real estate in Boerne 2. This is a unique asset.
and Kendall County drop in value by 50% within As the old saying goes, they don't make land anymore. Your real estate
six weeks. I am not proposing to sell all of your investment is one of a kind!
securities. In fact, I own stock and mutual funds like 3. Passive Loss Rules.
most Americans who are investing for the future. Your real estate investment can create a passive loss, even when you are
However there is sound reasoning to invest right making a positive cash flow. Think of it as a paper loss, which can offset
here, in Boerne and the county. ordinary income and lower your taxes!
Recently one of the major television news 4. Your investment may appreciate over time.
channels announced that Texas was the best state In one study of recorded real estate history, real estate had gone up on
in the nation to do business. This may be due to average 5.5% a year for the last 100 years!
our central location, no state income tax, access to 5. Your investment may provide a monthly cash flow.
major interstate transportation, international Many investments will provide a monthly income that you can use to
boarder, a state-wide proactive business fund more investments.
climate and much more. 6. Your investment can grow equity.
Boerne has had a steady, Every payment you make on a mortgage decreases your principal
healthy real estate mar- balance, which means when you sell you will be getting that money back in
ket mostly because of equity!
the quality of life, 7. Your investments when sold may be tax deferred.
climate and close If you follow 1031 exchange rules, you can roll your gain into a new
relations investment and defer your tax!
w i t h 8. Your investment may become tax free!
our How? Imagine that you own a rental for several years and then move into
the home yourself. As long as you meet the new IRS guidelines for a prin-
cipal residence, when you sell this home you may be able have a tax- free
gain. See www.IRS.gov
9. The Power of Leverage is a huge advantage with real estate.
By using a relatively small portion of cash you can readily acquire all
kinds of investment real estate with leverage - bank or owner financing. This
can multiple your return dramatically!
10. You may find a bargain!
Bargain real estate is all around us if we just begin to look! In the
Boerne and Kendall County area real estate values are higher than in metro
areas. So bargains are not just predicated on price… rather appreciation.
Likewise, growth in the Boerne area has made residential property a good
investment while the opportunities for commercial, investment and development
properties are outstanding.
So… if you are looking for a good place to “park” your money…
consider real estate.
Invest in Boerne and Kendall County and join others in planned,
managed growth. BBM

Phillip Bell is a Commercial/Investment Realtor who is dedicated to service


with local community involvement. He is a Co-founder and Board Member of
the Kendall County Economic Development Corp., Chairman of the Boerne
Historic Landmark Commission, a Member or the Boerne Area Chamber
of Commerce & a Member or the Texas Corporative Extension Advisory
Committee.

12 Boerne Business Monthly n August 2008


Jesse Byron Griffin
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www.BoerneBusinessMonthly.com 13
marketing

Small Town Advertising:


by Kathy Rudkin (Part II)

Why Is It? will work for small businesses even in a smaller market.
a. Newspaper: There is no greater way of reaching the masses
A man wakes up after sleeping
in a small town more than your local newspaper. This medium should
under an advertised blanket, be figured into your annual budgeting. In the Hill Country, we are
on an advertised mattress, surrounded by small communities in this area, which have loyal read-
pulls off advertised pajamas, ers and reasonable rates for display ads. Local newspapers, typically
bathes in an advertised shower, have a loyal reader that takes the paper for several reasons; 1.) to see
what going on in their local government, 2.) find local activities and
shaves with an advertised razor,
local businesses to use, and 3.) to see who made the paper that they
brushes his teeth with advertised toothpaste, know. The goal in newspaper is to stand out. Don’t crowd your ad with
washes with advertised soap, everything in your store trying to get the most bang for your buck.
puts on advertised clothes, This is a common mistake and will blend you right in with the rest of
drinks a cup of advertised coffee, the paper, basically throwing away your advertising dollars. Don’t be
afraid of white space and clever headlines. Add spot color to pop off the
drives to work in an advertised car,
page. Spend a little more to get a larger ad. Position it in the right area
and then, refuses to advertise, – request where you would like your ad to fall in the paper. If you have
believing it doesn't pay. the funds, pay a graphic designer to put your ad together to stand out.
Later when business is poor, Although newspapers typically will do this for free, they have limited
he advertises it for sale. designers who will have their “own look.” Many of the ads will have
the same feel thus not allowing yours to jump of the page. And last, but
Why is this?
not least, don’t limit yourself. Expand your advertising dollars to other
(author unknown)

O
regional areas – go into other town newspapers as well.
b. Billboards: This is a great way to get maximum exposure in
your area. It is a 24-hour advertising tool that reaches 1000s of people
daily. Billboards run about $1000 to $3000 per month depending upon
your location. Sounds expensive until you compare it to other advertis-
wning an advertising agency, I ing – it is about the cost of a full-page ad in a local newspaper. The cost
frequently see clients who are des- per thousand is relatively low. The benefits are tremendous. You can
perate and on their last effort to target specific locations. You are not mixed and competing with other
make their businesses work. I am advertisers as you would in newspaper, TV or radio and your message
often amazed at what they have - or is delivered frequently. The most common mistake with billboards is
more likely have not - done to insure the success of their trying to put to much information – visual clutter. It must be colorful
businesses. There are many effective ways to advertise in a and eye-catching, but to the point. Don’t get caught up in trying to fill
small town environment. the space with as much content as possible. Keep it simple and remem-
In the last month’s article we covered several key market- ber to limit it to as few of words as possible. Choose a font that is simple
ing essentials such as logo, branding, websites and direct to read and colors that would appeal to your audience. Your message
mail. In addition to these, there are must be very short so the people driving 60 to 75 mile per hour by your
traditional means of sign can easily read it.
advertising that The advice we give most of our clients is don’t jump into advertising
without knowing who your target market is and the best way to reach
them. Remember advertising almost always works when it is done
correctly and almost always fails when it is done wrong. The key is
to do it correctly the first time. Talk to an advertising pro-
fessional and get a marketing plan. Don’t
make advertising an expense, make it
an investment. BBM

Kathy Rudkin is owner of Rudkin


Productions Advertising and Web
Development Agency. Printing
over two million pieces each
month, RP produces 4 monthly
magazines as well as books
of all sizes. Visit her website at
www.rudkinproductions.com.

14 Boerne Business Monthly n August 2008


Concept Cellular International
I N C ORPORATE D

– Legal Settlement –
Boerne Falls Ranch and Kendall County
Re: Disposition of Cause No. 06-500; 216th District Court between Kendall County vs.
BTEX Ranch, LP (The developer of Boerne Falls Ranch)
The above lawsuit has been settled and an Agreed Final Judgment has been entered.
The Agreed Final Judgment is the result of Kendall County and the developer of Boerne
Falls Ranch working together to satisfactorily resolve the concerns that initiated the
Cellular Phone Repair Unlocking above lawsuit. Boerne Falls Ranch is now a private gated community with limited
access. The details of the settlement are outlined in the Agreed Final Judgment.
Replacement Phones Data Transfers The developer of Boerne Falls Ranch has agreed to dedicate 5 acres to the public
BE PREPARED FOR THE SCHOOL ZONE CELL for the purpose of establishing a future facility for Fire and/or Emergency Medical
PHONE BAN EFFECTIVE AUGUST 25TH. Services. The parties and the appropriate Fire and Emergency Medical Service providers
Get Your Handsfree Solution from CCI to make sure will explore the best way to maximize the benefit of this facility for the residents of
you are in compliance with the new law! both Kendall and Kerr County.
WEAK SIGNAL? Gaylan Schroeder – Kendall County Judge
Increase your cell phone signal with an amplifier Gregory N. Blume – Manager – BTEX Ranch, LP / Boerne Falls Ranch
or repeater. Call or visit CCI for details.
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16 Boerne Business Monthly n August 2008
Kathy Budde Kathy Miner
w w w.Knot TheBox.com 210.274.4136 210.823.8952
1595 S. Main #101 • Boerne, Texas 78006
www.BoerneBusinessMonthly.com 17
Serving our Friends and Neighbors of the
Hill Country Since 1916 APPLICATIONS BEING
From its beginning in 1916, Kendall County Abstract
ACCEPTED FOR BOERNE
Company has been Kendall County’s locally owned and
POLICE DEPARTMENT
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CITIZENS’ ACADEMY
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The purpose of the Boerne Citizens
Agent for: Police Academy is to enhance, through edu-
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• Lawyers Title Insurance Corp.
• United General Title Insurance
the Department and the community. The
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an appreciation of problems and challenges
830.249.3341 - Fax facing law enforcement, and to offer com-
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Boerne, Texas 78006 Completion of the Academy provides citi-
(across from the courthouse) zens an opportunity to assist the department
in many functions where civilian participation
Mike & Laurie Lang, Owners
is needed and appreciated.
Classes will be held on Thursday eve-
Visit us at www.kcac.net nings, beginning June 19, at the Boerne
Police Department. Topics will include specific
details about the Boerne Police Department
operations such as Patrol, Criminal
Investigation, Juvenile Laws, School Resource
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classes will run 2 to 3 hours each starting at
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Allyson W Munsell • Annuities • Life Insurance Ron Warden Applications can be picked up at the police
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18 Boerne Business Monthly n August 2008
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www.BoerneBusinessMonthly.com 19
web
site" is not a legitimate objective. You simply
cannot be successful if you cannot describe what
constitutes success. Typical goals might include
generating web- or phone-based inquiries (leads),
decreasing the number of support calls and facili-
tating your customers' ordering process. The more
specific your goals, the higher the likelihood of
success.
Fulfilling a given objective, of course, implies
a certain cost. Objectives are translated into one
or more features of a web site, and the sum of
these features comprise the project scope. The
greater the scope, the higher the associated costs.
A good firm will step you through the process of
understanding the costs and anticipated benefits
related to various features, giving you information
needed to help establish priorities and a reasonable
budget.
2. Consider Required Skills
Any successful web site project is dependent
on solid skills related to marketing, design, and
technology. The business owner best equipped to
successfully pursue the construction of a new web
site is aware of these and considers them in the
careful evaluation of possible approaches. In any
case, the "weakest link" rule applies here, so select
a vendor that gives you the best coverage within
these areas of expertise for your budget. Below
is a list of specific areas that you might use as a

Selecting a Web
checklist.
Marketing
Content development - Good content is the

Site Vendor
heart of a good web site. Consider whether you'll
need help writing copy, with photography, illustra-

W
tion, or with producing audio or video.
Search engine optimization (SEO) and online
advertising - Whether you choose to advertise
or not, optimization plays a critical role in your
by Mark Figart site's overall ROI. SEO is not a one-time effort,
but rather an ongoing activity involving time and
hether it's your company's first web site or a replacement for an out- significant skill. Most web sites fail miserably in
dated one, there is a fair chance you will need a new web site within this area, and few company owners understand its
the next couple of years. There is no magic pill for getting what you impact to the bottom line.
need, but this article will hopefully help ensure an acceptable return on Email marketing - At my firm, we treat email
your investment. campaigns as distinct projects, separate from a
I empathize with the business owner who knows she needs a web site web site. But the two go hand in hand and work
and has little knowledge about how to get one. The world wide web together. The value of email campaigns can be
is in its relative infancy, which means tools and techniques evolve at a enormous, so consider this as a point of discussion
blistering pace. Even great firms dedicated to delivering quality web sites can be chal- when talking to potential vendors.
lenged to keep up. Design
Complicating the issue is the equally rapid evolution of modern buyer psychology. Information design - An information architect
The web is responsible for a monumental shift in the way buyers choose products. designs high-level content organization and navi-
Only a minority of marketing firms comprehend and are able to leverage this shift. It gational structures. She makes complex informa-
would be unrealistic, then, to expect the average business person to be on top of such tion appear logical and easy to find. This involves
changes. engaging in a thorough discovery process with the
Despair not. An effective web site -- one which achieves the business' objectives client and getting inside a customer's or prospect's
-- is within the reach of most businesses. Here are three recommendations for ensuring head to anticipate user behavior.
your company's success. Visual design - Good visual design is more
1. Define Objectives than just a pretty web site. Utilizing color, shape,
The number one reason web sites fail to generate adequate ROI is because goals for texture, and typography, a good design effectively
the site were not established in the first place. incorporates branding and usability while effec-
A successful project relies on clear, legitimate objectives up front. "I need a web tively executing the information architect's vision
20 Boerne Business Monthly n August 2008
for organization. Read my lips: print design and web design are not agreement is written in plain speak in the form of a statement of work.
one and the same. You'll want to look for:
Technology A clear definition of scope. What features are included? What
Content management expertise - The need to easily and frequent- specific services are included?
ly modify your site's content being indisputable, you'll want to spend A timeline.
a little time educating yourself about different approaches. Whatever A price. Understand how the vendor arrived at the price, and
you decide, pursue an off-the-shelf approach. In other words, do not understand any variables.
pay anyone to do custom programming unless you are certain your A list of deliverables and an explanation of intellectual property
requirements have not already been addressed by software that is rights. Exactly what will you own in return for your money?
commonly available and supported. Custom development is not only Buyer beware. In the absence of a written agreement, it is the
expensive, it's most often unnecessary, and it usually results in an customer who will likely lose the most if the relationship turns sour.
inferior solution. Conclusion
Hosting - One of the least considered aspects of owning a web In wrapping this up, I realize what an ambitious undertaking it is
site is hosting. To me, effective hosting simply means maximum to explain the ins and outs of navigating the waters related to hiring
uptime, good performance, and excellent support. As long as you a web vendor. There are many ways to slice such an analysis, and
understand what you're getting in each of these areas, you should not the astute business owner will seek additional venues for education.
need to worry about the technical details. You have a business to run, Talk to more than one firm. Every conversation you have with an
for goodness' sake. expert can expand your own understanding and will help lead to a
Technology -- while only a single, relatively invisible aspect of better outcome.
your web site -- is often where companies get into the most trouble in I've had the good fortune of watching good web sites bring great
the long term. I've seen companies "locked in" to a particular situa- changes to their respective businesses. Don't let fear keep you from
tion for various reasons. Seek an approach that incorporates an exit pursuing positive change, and don't let ignorance cause you to throw
strategy. If a vendor becomes unresponsive after a site is launched, away money. BBM
what is the feasibility of moving your site to another host? What
is the likelihood that another vendor can effectively support and Mark Figart is the President of Digett, a Boerne-based web
enhance your site? marketing firm with aspirations of grandeur. Mark can be
3. Get It in Writing reached via email at mark@digett.com.
I don't enjoy reading contracts, and I sure as heck don't enjoy
writing them. But getting things down on paper is the best way I
know to ensure a customer and vendor are on the same page. I'm not
advocating a 10-page glob of "legalease." To me, the most effective
Phillip Manor is Coming Full Circle
Debra Gracy is heavily involved with the current remod- century characters to the mix such as: George Wilkins I encourage people to visit Phillip Manor’s Texas
eling of the Philip Manor House. An intense project, Kendall, the namesake for Kendall County. Kendall polo history website and judge for themselves if the
Debra is excited as she can see the progress that the was a member of the fateful Santa Fe Expedition and Texas Hill Country had anything to do with the begin-
historic building is making. After countless hours of was the world’s first war correspondent (US Mexican nings of American polo. Texas, at present, has no part
planning, the town has been abuzz with questions War) plus he was instrumental in the creation of the (other than the first 20 polo ponies came from here) in
about the project. Debra agreed to answer a few ques- Associated Press. Egremont E. Shearburn (9th Lancer) the origins of American polo history. The old newspa-
tions to set the record straight. a world class polo player and known as “the most pers tell a different story. Check out the 1876 Texas polo
extravagant man in the British Military”. William timeline at www.texaspoloclub.net.
Why did I purchase Phillip Manor? The simple
Hughes, relative of famous British author Thomas Another surprise in my historical research was dis-
answer is because I fell in love with the place! I was
Hughes. William’s letters home from Boerne inspired covering what thousands of others had discovered well
told that Phillip Manor Square is a piece of not only
Thomas Hughes’ book “Gone to Texas” which was a over a century ago. Boerne is a destination.
Texas history but American history, or so the legends
best seller in England. The letters written in the 1870’s It was through my research that it came to me
went. Not being one to believe everything I’m told I
and later published in the book inspired a generation what Phillip Manor Square was to become. Our market-
endeavored to chase down a few of the legends and
of England’s aristocratic second and third son’s to ing slogan is “Phillip Manor is Coming Full Circle” and
see if there were any facts behind the stories. What a
come to Texas and helped coin the catch phrase for that says it all. Phillip Manor Square is returning to its
wonderful chase it turned out to be.
the adventurous of the day, “GTT” or “Gone to Texas”. roots as a social center, hotel, entertainment venue and
Phillip Manor was founded by Joseph and
Dr. W.G. Kingsbury a pioneer in English immigration above all a sanctuary where everyone is welcome, the
Wilhelmina Phillips who purchased the property from
to Texas also lived in Boerne. Another resident was kind of place where all guns and differences are left
A.E.F. Toepperwein in 1868 they, however, had lived there
Captain Glynn Turquand of Her Majesty's Coldstream at the table.
for several years prior to buying it. Wilhelmina was a
Regiment of Foot Guards. Turquand was an officer and Phillip Manor, now in its third century, is Coming
German immigrant, a Pfeiffer, and Joseph an immigrant
a gentleman known round the world to dignitaries, Full Circle with it’s large garden, five star “19th century
from Alsace Loraine. Prior to the Phillips owning the
sportsman and adventurers. He was also somewhat style” all suite lodging, a restaurant with an interna-
house little is known of the structure, but legend has it
famously known as an excellent host at his Balcones tional team, entertainment, events and adventures.
the first stone was laid 1851. If the date is accurate Phillip
Ranch just outside Boerne. The famous captive and I am restoring the Manor from top to bottom and I
Manors original structure, which still exists today, would
passenger of the doomed ship Virginius General C.J.L. take pride in the responsibility that I have in preserving
be older than both the Texas Capitol (1881) and the Texas
Cook often stayed in Kendall County when he was not the historic structure. Phillip Manor Square is not just a
Governors Mansion (1854). Who could resist the opportu-
in Washington DC or the field and Capt. Frank Jones commercial shell it is a Grand Old Mansion that I am
nity to revitalize such a piece of Texas history?
Texas Ranger Company D. Capt. Jones was known as sharing with the public and for this period in history I
What makes Phillip Manor Square so historical “the handsomest man in Texas” and was killed in 1893 am privileged to be her curator.
and why would I make such an investment? The by bandits near Alpine. His death nearly caused an The Hill Country is a vacation destination and
building is a fine antique with great provenance, its international incident with Mexico. Boerne was in the past and can be today,
charm and its elegance makes one wonder who walked
Article in New York Times July 2nd 1893) Daily Republican, - Tuesday, May 18, 1875 -
the gardens, what community events were held there, One of the legends around the Manor was
what kind of people stayed in the rooms and what kind Decatur, Illinois
a tale that the first polo game in America was
of characters sipped whisky and beer in the saloon. played in Boerne and the Team of Englishman A letter written by A.J. Bratford from Wabash Ind.
who played the game often patronized Phillip in 1871 and published in 1875
Boerne, during the frontier period in America, was Instead of going direct to Austin as I
Manor. It was the tale of polo that was the
a crossroad for those coming to and returning from the catalyst for my purchasing the building and intended, we have taken the mountain route
Southwestern frontier. Kendall County was wild in the also the tale that set me on the path of becom- and intend to go as far as Mason County
1850’s, 60’s, 70’s and 80’s. There were Indian raids, ing a novice history detective. I, for the lack where we shall probably arrive next week. If
of a better word, became obsessed with the any part of Texas possesses attractions, cer-
outlaws, sharpshooters, horseman, entrepreneurs, and polo hunt. I had no idea that history could be tainly this section contains more than any other
adventurers aplenty and they all needed a place to so fascinating and was captivated by the era we have seen. The atmosphere of this region
stay. Phillip Manor filled a niche and was a transitioning and Boerne’s place in it. During the process is certainly as fine in any region I have ever
of my search for the origins of American polo felt; and after having been though Texas from
point for well heeled adventurers trying their luck in the the Red River to the Rio Grande and through
in Boerne, I not only discovered that polo
frontier. Many of the 19th century’s greatest characters was indeed in Texas in 1876 (the year the Mexico, California, central America, the West
came through Boerne on their way to the great American “first” game of polo was played in America) Indies and the Canaries, on the Coast of
West. One newspaper article referred to Phillip Manor as but was very surprised to find out that I am Morocco and most of the states in the Union,
a bonafide Daughter of the Texas Republic. I think I can say with truth I have not seen a
“the Lisbon of the Southwest”. Travelers from America more beautiful, romantic or delightful region
My great-great grandfather signed the Texas
and abroad frequented the Manor with its hotel, shooting Declaration of Independence. Who knew? of the country….I saw the beautiful farm of Dr.
club, athletic club and saloon. History is a wonderful thing…. Kingsbury near Boerne and was sorry I could
not tarry in the Charming vale for a few days,
Boerne also contributed its own share of 19th but our ambulance was hired for the trip and
we had to pass on.
Galveston Daily News - Tuesday, September
05, 1876 - Galveston, Texas
A Schuetzen-fest will come off at Boerne
next Sunday. Prize shooting will be had during
the day, and the occasion will be enlivened by
the Fredericksburg brass band. A grand ball
will come off at night at Phillip's hall…. BBM

22 Boerne Business Monthly n August 2008


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www.BoerneBusinessMonthly.com 23
health care
Health Care Issues Facing
Small Business
results in many non-employee family members seeking lower cost individual plans.
Healthcare premiums are now so high in many industries that it significantly impacts
the price of their products. For example, General Motors, with its extremely rich and
low deductible employee plan, factors in $1904 to the price of their average auto to
cover health costs. According to a recent McKinsey & Company study the average
fortune 500 company will spend as much on health care as they earn in profits. The
challenges for small businesses are certainly no different. According to a survey
conducted by United Health Care, cost is the primary reason causing small busi-
nesses to not offer health insurance to employees; 29% states they could not afford
the expenditure, an additional 11% couldn’t find affordable plans that offered good
value, while 5% were new businesses in the first year of operation, and an additional
4% did not want to assume the ongoing financial exposure. Other reasons cited for
not offering a group plan were: most employees were family members (13%) who
chose to purchase individual plans; employees had coverage elsewhere (9%), and
lastly many employees were part time workers.
Many politicians site cost as the primary factor resulting in over 46 million
Americans having no health insurance. To get a real understanding of the problem,
it is necessary to dig a little deeper. The % of uninsured Americans has remained

H
steady at about 15% for the last two decades, with the number of uninsured increas-
ing along with the population. There are several main contributing factors to the
number of uninsured:
1. Eligibility
- approximately 20% of uninsured people are not American citizens
- close to 30% are eligible, based on income, for some kind of government pro-
gram (Children’s Health Insurance Program or Medicaid), yet are not enrolled
2. Temporary Need
- According to the Congressional Budget Office, approximately 25 of the 46 mil-
lion uninsured Americans .have no insurance for the entire year. Therefore, close to
by Richard Sena half have a temporary problem, with the average family who loses coverage being
aving access to adequate and without it for an average of 5.6 months. There are several solutions to this, which
affordable health care for all we will discuss later.
Americans is an issue that is 3. Affordability/Income
increasingly on the front burner as the 2008 presi- - 33% of uninsured Americans have a family income of over $50,000, with 16%
dential election approaches. Political candidates are exceeding $75,000 in annual income. The reality is that are a lot of Americans who
prone to offering “solutions” that emphasize benefits can afford health insurance who simply do not buy it, particularly young, single men.
(to as many voters as possible) while downplaying the A current client of mine had let his former insurance lapse, only to be hurt seriously
cost to the taxpayer. For example, we often hear of the in a work related accident (he did not have workers comp). Close to $45,000 later,
benefits of Medicare Part D, the new prescription drug he was as good as new - except he had a big debt to pay.
benefit, but little of the long term $32 trillion unfunded Though the extent of America’s uninsured may not be as serious as the media
Medicare liability. To both small and larger businesses portrays, there are still significant issues regarding access and cost. So what solu-
alike, health insurance premiums represent one of their tions are out there for businesses and individuals that are trying to overcome these
biggest budget items. What we will explore in this arti- challenges?
cle are the challenges that businesses face and a variety 1. Education - It starts with education; business owners must be aware of all
of solutions. From my experience in working with their options. There are many questions and options to consider in order to make
small business owners, they often lack the knowledge a proper decision. Working with an agent who specializes in health insurance and
and information to make good decisions regarding their works with many different companies and can be objective about various plans is
health insurance plan, and express frustration with its key. Consider this analogy - should you need open heart surgery, you would not
complexities and high cost. It is critical to remember read a manual on how to perform the procedure, you would hire an expert heart
that 46% of all personal bankruptcies are due to illness surgeon.
and medical bills, despite the fact that 75% of these 2. Shopping for health insurance is not something you do every 5 years or
individuals were insured when their sickness began. so - an annual review is essential. I’ve had a client for almost 4 years ago who is
Having the proper coverage is essential. paying about the same premium today as he was in 2004 for his family - with better
The cost of insuring a family in a typical group coverage! We simply visit each year and update his needs and come up with the
plan now exceeds $13,000/year. Texas state law appropriate plan.
requires that employers offering group plans must pay 3. Tweaking deductibles and co-insurance - people often construe this as
at least 50% of an employee’s premium, though there “cutting” their benefits, but it is not necessarily so. One of my newer clients is
is no such requirement for spouses or children. This a 6 employee law firm in San Antonio. By shopping companies we saved them

24 Boerne Business Monthly n August 2008


$15,000/year on their premium with the same deductible. They saved longer. Many people do not like the COBRA option due to its high
an additional $5000 by tweaking their co-insurance rate (70/30 vs. cost, where the former employee has to shoulder the entire cost of
80/20 while maintaining their same maximum out of pocket costs, insurance without employer subsidies. For these people, short term
or liability) and raising their office co-pay from $30 to $40. While plans are an excellent option. They do not have some of the “bells
employees may initially have viewed these as “cuts’” their apprecia- and whistles” of most plans, but offer excellent protection for a speci-
tion grew when their employer gave them all a $1000 raise (the two fied duration, and have extremely reasonable premiums. For those
partners were still able to save $7500 each - the cost of a college who have serious health issues and need to maintain COBRA, they
semester for their 2 children). The $10 increase in doctor co-pay did can look for less costly options for other family members.
not seem too important to the employees after they got their raise. 8. Group plan family coverage vs. individual coverage - Check
4. HSA Plans - HSA plans combine a high deductible health out the premium differences. I have one client whose company would
insurance policy with money deposited in a personally owned, tax have deducted from his paycheck over $600/month for his wife and 2
free account. Employees retiring or leaving a company to start their children (his premium was completely paid for by his company). We
own business are allowed a one time transfer of funds from their found an individual plan with similar benefits for under $300/month.
401k plan to an HSA. Many of my self employed clients love these He pocketed $100/month in increased income, and put an additional
plans; people use their HSA funds to pay for smaller and routine $100/month in each child’s new 529 college fund.
health expenditures, while their insurance covers larger costs, such as 9. Supplemental Plans - Accident and Critical Illness policies
hospital stays, when the deductible is reached. Premiums are gener- (cancer, heart attack, stroke, transplants, etc.) are common supple-
ally lower for these plans, and have experienced lower annual rate mental plans used by individuals that have high deductibles. They
increases than more traditional plans. usually have reasonable premiums and can often eliminate out of
5. Preventive Benefits - look for plans that have generous first pocket costs and replace lost income while recuperating.
dollar (no need to meet deductible) preventive coverage - early diag- This is by no means a complete list of solutions, and I’m cer-
nosis of health problems saves you in many ways in the long run. tainly not campaigning to be the next president’s health insurance
Many insurance companies are now offering increased benefits in this guru. However, a little time and research can result in significant
area in an effort to reduce future costly claims. savings and strong protection for a typical American family. With the
6. Uninsurable due to health conditions - this is best reviewed increase in gas prices, food, and college education, it would be nice to
on a case by case basis - but there is always a way to get insurance. save a little bit here and there.BBM
The state of Texas has a risk pool for uninsurable individuals; it is
expensive, but some of their higher deductible options are reasonable,
and offer full major medical benefits. You can purchase supplemental
plans that cover some of the high deductible costs.
7. Short Term Needs - COBRA is offered to those leaving their Rich Sena is an independent health and life insurance broker and
jobs and whom are waiting for their new coverage to begin within 3 the President of Hill Country Health Plans, Inc. in Boerne. He can
months at a new employer. For those without a new job, the wait is be reached at rsena@gvtc.com or 210-833-4904.

Phillip, Renfroe & Rickert


Certified Public Accountants
Tax Consulting & Compliance
Accounting & Assurance
Business Consulting
830-815-2000
888-858-5525
www.prrcpa.com

www.BoerneBusinessMonthly.com 25
Serving Boerne Businesses Since 1973

Kendall County Air State of the


HEAT ING & C O O LING
Art Childcare
Facility Opens

Lloyd and Jennifer Voigt have finished construction on


Boerne’s newest childcare facility, AppleTree Day School.
830.816.1879 Located at 18 Scenic Loop Road, the 13k square foot facil-
136 Industrial Drive, Boerne, TX
www.kendallcountyair.com ity is currently enrolling students for the fall.
TACLA26171E
“We are so excited to have this facility open. We
have worked so hard to pull all of this together and

The waY
present a facility that features the finest amenities for
Your Financial Future schoolchildren that we could,” Lloyd and Jennifer say
as they unloaded the last of the boxes and prepared for
their opening. The school, which accepts students from 6
It’s Supposed To Be weeks of age through 12 years, has integrated some seri-
Financial Services to Help Protect ous technology. “We have webcams installed in every
the Values You Cherish and the classroom. Parents can log on from anywhere in the
People You Love.
world, use their supplied username and password, and
watch their kids as they play. We also have a security
system in the main lobby. The lobby is secure from the
The Business Owner’s Resource for classrooms, and the correct PIN code must be entered
Business and Personal Financial Stategies
before any child can be checked out. No child is ever
u
With all the demands of running a business, you need a
released unless the proper PIN code is pushed. We do
financial concierge you can depend on to help you protect this for everyone’s peace of mind.”
your family’s financial security.That’s why business owners in
Texas turn to Ronnie Huie as a reliable resource in preparing
As Boerne continues to grow, so does our need for
for financial success. many services. As more families relocate here, childcare
u is one of those needs.
830-249-0206 O www.ronniehuie.com
Unicas on the River Check out AppleTree Day School
412 River Road, Suite 102 O Boerne, TX 78006
Ronnie Huie is a registered representative of and offers securities, investment advisory and financial planning services through MML
on the web at
www.appletreedayschool.com
Investors Services, Inc. Member SIPC One Union Square, Ste. 300, 10101 Reunion Place, San Antonio,TX 78216-4157 (210) 342-4141
Huie Financial Services is not a subsidiary or affiliate of MML Investors Services, Inc.

26 Boerne Business Monthly n August 2008


ribbon
cuttings

June/July 2008 Chamber Ribbon Cuttings

Phyllis Browning cuts the ribbon at the Boerne Chamber’s Ribbon Debbie & Jim Colton of Traditions at the Depot are joined by staff
Cutting ceremony at the Grand Opening for the Phyllis Browning members, friends and Chamber ambassadors at their ribbon cutting
Company’s new location in Leon Springs in Fairview Plaza. Phyllis ceremony celebrating the opening of their new men’s clothing line
is joined by Boerne Mayor Dan Heckler, Chamber President Pau- department. Men and women can find Traditions at the Depot at
la White and Chamber ambassadors. You can find the new Phyllis 518 S. Main Street, Boerne and you can call them at 830-816-2795.
Browning Company office at 24200 IH 10 West, Ste 101, San Antonio.

The ribbon cutting ceremony at Fritze’s BBQ & Catering was very Charlie’s Gun Works’ ribbon cutting ceremony took place at its new loca-
well attended. Owner David Fritze is joined by his wife, Mary, daugh- tion in the North Forty Center,41109-G IH 10West,Ste.2 (between Boerne
ter, staff with Chamber ambassadors. Fritze’s BBQ & Catering is lo- and Comfort).Charlie Kelley,owner of Charlie’s GunWorks,is joined by his
cated at 926 N. Main Street and you can call David at (830) 331-9903. family and Chamber ambassadors and you can call Charlie at (830) 537-4844.

Resident Manager of the Woodland Apartments, Carmen Major, is Co-Owners Rex Jennings, Dave Claflin and Skip Huiatt of Ten Oaks Stor-
joined by owners Cindy & John Brockwell, their good friend Sena- age are joined by family members, friends, business associates and Cham-
tor Jeff Wentworth, Mayor Dan Heckler, Mayor Pro-Tem & City ber ambassadors at their ribbon cutting ceremony for their new storage
Councilman Jacques DuBose, many friends, business associates and facility located at 131 Old San Antonio Road, Boerne. Ten Oaks Storage
Chamber ambassadors. The Woodland Apartments are located at provides special moving and storage services for non-profit organiza-
150 Medical Drive #100 and you can contact them at 830-816-6500. tions. Call Rex, Dave or Skip at (210) 887-4937 for more information.
www.BoerneBusinessMonthly.com 27
Mague’s Cafe Opens 2nd Location
One of Boerne’s favorite eateries has expanded to include a second location
in the Bulverde/Spring Branch area.
Mague Romero, owner of Mague’s Cafe, has experienced 19+ years of
success at her Boerne location. Having always wanted to open a second
restaurant, she jumped at the chance to expand to another area of the Hill
Country. The Spring Branch/Bulverde area is booming and Mague’s Cafe in
Boerne has many loyal customers from that area already. The new location
will allow these customers, as well as many new ones, to enjoy Mague’s
food a little closer to home.
Essential to the popularity of Mague’s Cafe are Mague’s daughters
Claudia, Corina and Brenda. All three daughters will be rotating between
the two restaurants to ensure the continued success of both locations.
The second restaurant is located in a prime spot across Hwy 46 from the
Bulverde HEB and is almost double the size of the Boerne location. With
around 40 tables this new location will be able to accommodate quite the
breakfast, lunch and dinner crowds! Aside from the larger space, everything
will be the same as the Mague’s in Boerne, but the Bulverde/Spring Branch
cafe will be closed on Sundays.
With all the right ingredients, this second location is sure to be as good
as the original!

28 Boerne Business Monthly n August 2008


networking

THE GREATER BOERNE YOUNG PROFESSIONALS CLUB

W
by Allyson Munsell
HAT WE ARE make names for themselves, and to aggres- event to recognize the remarkable accom-
Our community sively compete in providing the highest plishments of the Young Professionals
offers a valuable quality of goods and services to our com- Club.
source of emerg- munity. CIVIC DEVELOPMENT
ing leaders who PROFESSIONAL DEVELOPMENT To introduce and promote future lead-
are well-educated, To provide personal and professional ers to community service organizations,
influential and highly motivated. development opportunities which empow- events and government while recogniz-
The Greater Boerne Young Professionals er the lives of YPC members and positions ing the importance of these organizations
Club is an organization designed for them as prominent emerging leaders in the in developing and maintaining a vibrant
emerging leaders ages 21 to 39 in the Boerne area. Greater Boerne community. All activities
greater Boerne area, to develop themselves · Become the first resource businesses promote civic engagement and respect for
professionally, socially, and civically. turn to when seeking emerging leaders. Boerne traditions and quality of life.
Members of the YPC include profession- · Support and encourage leadership · Promote community involvement
als from many different fields, including development in various organizations. through organizing and publicizing activi-
finance and banking, construction and land · Provide members with ongoing ties for Young Professional Club members.
development, arts, education, real estate, opportunities for personal and professional · Create awareness of area organiza-
legal, government, non-profit, insurance, growth. tions and resources by distributing and
and healthcare. · Encourage entrepreneurship and busi- communicating area organizational infor-
My motivation to develop the YPC ness-building. mation.
was to compliment, rather than compete · Connect with career advancement · Connect club members with opportu-
with other area business organizations, opportunities, and business and commu- nities in other community organizations.
such as the Greater Boerne Chamber of nity leaders. · To cultivate awareness and involve-
Commerce. I believe an organization Ideas for activities include, but are ment among emerging leaders on issues
is needed to specifically encourage the not limited to professional development and policies affecting our communities in
growing number of young, up and com- seminars, advanced leadership develop- the Greater Boerne area.
ing professionals moving to Boerne to ment classes, mentoring program, CEO · Cultivate interest in local public
begin their careers and families. It became breakfast series, and entrepreneur brown affairs.
evidently clear from my own experience, bag sessions. · Generate government involvement.
what is needed is a professional business SOCIAL DEVELOPMENT · Provide access to community leaders.
organization focused solely on cultivating Create unique opportunities for Boerne’s CONCLUSION
tomorrow’s leaders through professional, young leaders to network and interact This organization and its young pro-
social and civic opportunities. at a variety of cultural, arts and sporting fessionals will be instrumental in Boerne's
The YPC is not just a networking events throughout the Greater Boerne area. growth and success in the future. Boerne's
group – but collectively through business Build relationships with Boerne area busi- future depends on its ability to cultivate
development education, social functions nesses and organizations through regular and encourage young bright minds.
and civic duty, it’s a way for members to networking, educational events and social And as the YPC develops and matures,
become recognized as a well-respected, functions in order to successfully promote it will continue to add new members, and
influential group of young leaders who members’ business ventures. infuse greater diversity, vitality and new
are extraordinarily eager and motivated to Ideas for social activities include, but ideas to benefit all of our members, and
are not lim- our community.
ited to monthly If you are interested in becoming a
spotlight lun- member or learning more about the Greater
cheons where Boerne Young Professionals Club, please
each member contact Allyson Munsell at (830) 815-1404
has the opportu- for more information. BBM
nity to showcase
their businesses, Allyson Munsell is a Financial Advisor
for Edward Jones Investments, a full
cocktail parties service brokerage firm at 512 E. Blanco
held at numerous Rd. in Boerne. Allyson builds one-on-one
restaurants, orga- relationships with clients, offering per-
sonalized attention and financial advice
nized sporting to plan for the future. Mrs. Munsell was
events, and an raised in Boerne, and recevied her BS
annual black tie from Southern Methodist University.

www.BoerneBusinessMonthly.com 29
Q
opinion

Are gas prices affecting your business?

A
“Yes! While before we “The gas prices have affected
could offer our local us in many ways from rising
clients free delivery, or a cost of goods to employee
nominal fee, we have had travel expenses. These rising
to charge them because of costs have reduced our profit
the gas prices. And, then, margin and to compensate
because there is tax on a we are planning on raising our
delivery charge, they pay prices in 2009.”
even more. I love my clients, and really hate to Holly DeLaune
see them spend an extra dime that they don’t Erickson USA
have to, but with all the trucking surcharges
that have been accessed to our freight bills for
merchandise, this will cause some increases in “It hasn’t affected our business.
the cost of merchandise. Boo!” We are focusing on the things we
can control and we’re not wor-
Catrina Hoelke
rying about it. There’s 70 lines
Catrina’s at the Ranch
on a financial statement, and only
one of those is fuel. One year it’s
gas prices, and the next year it’s
something else. We manage our
business effectively through best
practices, and year after year we
experience a positive result.”
Bill Bird
General Partner – Mercedes
Benz of Boerne

“Gas prices aren’t affecting


“Gas is something we think about all the time us at all. Everyone from New
now. We are combining trips, shipping items Braunfels, Austin, San Antonio,
rather than delivering them ourselves and even and everywhere else are
mailing fabric samples to our clients. It has pushing our direction. People
become very important to coordinate with our want to be in Boerne, and so
installers so we don’t have to make multiple trips. we have seen no negative
Unfortunately some of the added cost must be effect from gas prices.”
passed on the client.” Brittany Hardy
Debbie Wilcox & Kathy Senkbeil General Manager – Holiday Inn
30 Boerne Business Monthly August 2008
Store•House Decor
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RECORD WATER USAGE CAUSES CITY OF BOERNE TO ANNOUNCE STAGE 2 “MANDATORY” WATER RESTRICTIONS
On Tuesday, July 1, Boerne City Manager, Ron Bowman, put into effect Stage 2 water Jeff Thompson.
restrictions for all City residential and commercial water customers. The Stage 2 Water Alert “Half of the 3 million gallons sold during record
requires “mandatory” conservation measures in order to reduce overall water consumption setting peak usage days these last few weeks is being
by 35%. used for outdoor landscape watering. That kind of
Customers must now observe more restrictions, especially related to outdoor watering usage needs to decrease immediately,” Thompson
uses such as landscape irrigation. Both residential and commercial customers are permit- added.
ted to use individual sprinklers or sprinkler systems for lawns, gardens or other landscaped In Stage 2, City of Boerne water customers are
areas only on “designated outdoor water use days”. required to curtail non-essential water use; however
On the designated watering day, sprinkler irrigation is allowed between the hours of watering of lawns or landscaped areas is permitted any-
3:00 am to 8:00 am and 8:00 pm to 10:00 pm. time if using a hand-held hose, a drip irrigation system,
Designated watering days will be implemented according to the last number of the or a hand-held bucket no larger than 5 gallons.
street address as follows: Other Stage 2 conservation requirements include:
•Washing of automobiles, trailers, rv’s, boats,
0 or 1 Monday 6 or 7 Thursday airplanes or any other type of mobile equipment is
2 or 3 Tuesday 8 or 9 Friday prohibited unless using a bucket or pail. However, com-
4 or 5 Wednesday mercial car washing businesses are not restricted.
•Restaurants are prohibited from serving water to customers except when specifically
The City Manager declared Stage 2 water restrictions for all City of Boerne customers requested by the customer.
because consumption and daily usage peaks are continuing to rise. City water customers •Those residents that have swimming pools or hot tubs may refill these as needed
rely on a combined water resource which includes ground water from wells, and surface but only on the designated outdoor water use day and during the hours of 12:00 midnight
water from both the Boerne City Lake and Canyon Lake, through a contract with the to 12:00 noon or 7:00 pm to 12:00 midnight.
Guadalupe Blanco River Authority. Mayor Heckler and the City Council together urge all City of Boerne customers to
The water from wells is subject to Cow Creek Groundwater Conservation District curtail non-essential water use to ensure the City can meet the daily peaking requirements
drought management rules, and to comply with mandated restrictions for this single source and to help those area residents that depend on groundwater for their domestic water
of water, the City has now reduced pumping from wells by more than the 40% as required needs. “Conservation is good for everyone”, states Mayor Heckler.
by the Cow Creek “Stage 5” restrictions. For a full list of the City of Boerne water conservation measures and/or restrictions by
“While the City of Boerne continues to have adequate total water supplies from its Stage, please contact the Utility Customer Service office at (830)249-9511 or view the City’s
three water sources, meeting the daily peak while complying with a 40% reduction in well Conservation and Emergency Drought Management Plan online at www.ci.boerne.tx.us by
use is challenging due to current high levels of irrigation,” reports assistant city manager, looking for Chapter 22 (Utilities) of the Code of Ordinances.
Mercedes-Benz of Boerne
8 Miles North of La Cantera Resort, Exit 543 @ IH10
830-981-6000
mbboerne.com

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