Fast Find Financial Aid Handbook

What is Financial Aid?................................................2

2009-2010 Academic Year
Dates/Deadlines..........................................................3
Fall 2009, Spring and Summer 2010
Critical Enrollment Information..............................3
Transfer Students.........................................................3
Cost of Attendance/Budgets.....................................4
Financial Aid Programs..............................................5
Loans.............................................................................6
Satisfactory Academic Progress.................................7
Federal Loan Repayment Policy................................8
2009-2010 Scholarships............................................10
SFC Endowment Scholarships................................11
352.395.5000

It’s the right time to apply for financial aid for 2009-2010.
Visit us at www.sfcollege.edu
09-FEB
 2
What is Financial Aid?
Financial aid is money provided to assist you in meeting college
costs. It can be gift aid (grants and scholarships) or self help aid (part-
time work and loans). Federal, state and institutional funding are three
sources of financial aid. Grants are free awards that are based on
financial need. Grants don’t have to be repaid unless, for example, you
are awarded funds incorrectly or you withdraw from school and owe a
refund. Scholarships are non-repayable awards based either on merit or
special talent alone or on merit and financial need. Work-study employ-
ment allows students to earn money while attending school. Student
loans are available to students or their parents at low interest rates with
repayment usually deferred until after graduation.
Important
If you withdraw from all of your classes within the first 60 percent
of the payment period measured in calendar days, you may owe a
portion of unearned aid back to the federal government. The college
will owe a percent of the refund of the institutional costs, and any
amount that the college repays will be billed to you. Refer to “Federal
Repayment Policy” on page 8 for additional information.
Who Should Apply?
U.S. citizens, nationals or eligible non-citizens can apply for finan-
cial aid. You must have a high school diploma or GED before financial
aid can be awarded, unless you qualify under ability to benefit guide-
lines. Most male students must register with the Selective Service to get
financial aid.
Where to Get Help
If you have a question or need assistance with any part of the
financial aid process, the Financial Aid Office in R-122 is where you
can get help. We are open Monday through Friday from 8 a.m.-4:30
p.m. Financial aid specialists are available for walk-ins Monday and
Wednesday 8:30 a.m.-1 p.m.; Tuesday and Thursday 11:30 a.m.-4 p.m.;
Friday 1 p.m.-4 p.m. You can e-mail us at financial.aid@sfcollege.edu or
call (352) 395-5480.
Please follow the five steps below to make sure your financial aid is
awarded without delay:
1. File your FAFSA application at www.fafsa.ed.gov.
2. Apply for admission to SFC and submit proof of high school gradu-
ation or GED.
3. Visit the Career Resource Center.
4. View your degree audit online before you register or see an aca-
demic advisor or a program advisor.
5. Check your financial aid status at eSantaFe and read your “notifica-
tions” regularly.
Apply online If you are a dependent student and one of your parents has a PIN,
1. You must apply for financial aid each academic year. Apply online
using FAFSA on the Web at www.fafsa.ed.gov. Sign your FAFSA
using your federal PIN. See the federal PIN on page 2. Do not
estimate your financial figures. List Santa Fe’s federal school code
of 001519 and your housing plans in step six. If you leave your
housing plans blank, you will be awarded financial aid based on a
commuter budget. If you need help in transmitting the informa-
tion, first complete the 2009-2010 FAFSA on the Web worksheet
and then contact the Career Resource Center, (352) 395-5508, for
an appointment. The center is open from 8 a.m.-4:30 p.m. SFC will
receive an electronic file with your FAFSA information that will be
used in awarding your aid.
2. Apply for admission to SFC online at http://dept.sfcollege.edu/enserv/
step1.htm. We cannot award you and disburse aid to you until you
have completed the admissions process. This includes supplying
academic transcripts from your high school and other colleges or
postsecondary institutions that you have attended. As we receive
more information about you, additional documents may be needed.
Check eSantaFe to view the status of your financial aid file.
3. Visit the Career Resource Center, or go to www.sfcollege.edu and
select Career Resource Center in the index for assistance in career
planning.
4. View your degree audit online at eSantaFe and enroll in classes
needed for your degree. For additional information see an academic
advisor or a program advisor before you register. You must be
enrolled in an eligible degree or certificate program. Some ineligible
programs are: 6907 Emergency Medical Technician and 7334 Home
Health Aide. For a list of ineligible programs click on http://dept.
sfcollege.edu/admissions/APP/acrobat/ascodes.pdf
5. Check your financial aid status by viewing My Financial Aid at
eSantaFe. Respond promptly to our requests if additional informa-
tion is needed.
The Federal PIN
Your federal PIN allows you access to personal information in U.S.
Department of Education’s systems such as applying for federal stu-
dent aid. Your federal PIN allows you to:
• Access FAFSA on the Web and Corrections on the Web
• Sign your FAFSA electronically or obtain a copy of your FAFSA
information
• Complete your Federal Direct Student Loan electronic Master
Promissory Note (MPN)
• Review your grant and loan history on the National Student Loan
Data System (NSLDS)
he or she can sign the application electronically using their PIN.
How is Need Determined?
The financial aid information you and your family provide on the
FAFSA is analyzed by the federal processor to determine the expected
family contribution (EFC). Family contribution is the amount you and
your family should be able to pay toward your cost of education. Need
is the difference between the amount you and your family can con-
tribute and the cost to attend the college of your choice. The primary
responsibility for paying for your education belongs to you and your
family.
College Budget (Cost of Attendance)
- Expected Family Contribution
= Financial Need

Award Notification
You will receive a notification in eSantaFe when you are awarded.
The types and amounts of aid offered, specific program information,
your responsibilities, and the conditions that govern the award will be
on eSantaFe in My Financial Aid.
Important Dates/Deadlines
January 1, 2009 – Apply now (or as soon as possible after this date);
complete the Free Application for Student Aid (FAFSA) for the 2009-
2010 academic year.
March 15, 2009 – Priority “on time” deadline for full funding 2009-
2010
June 30, 2010 – The federal processor must receive the FAFSA on
the Web by midnight Central Daylight Time. A paper FAFSA must be
mailed in time for the processor to receive it by the deadline.
July 15, 2010 – File must be complete and verified (or 10 days prior to
your last day of enrollment, whichever is earlier).
August 8, 2010 – SFC must receive your Student Aid Report (SAR,
the results of your processed FAFSA); (or by last day of enrollment,
whichever is earlier) for you to receive any financial aid.
Your Financial Aid Information is
Online at eSantaFe
To find out the status of your file or the awards received, including
the amount and disbursement date of your financial aid check(s), visit
us online at eSantaFe.
Confidentiality
SFC ensures confidentiality of student records in accordance with
the Family Educational Rights and Privacy Act (FERPA). Your infor-
mation is kept private, and can only be released when a signed autho-
rization is presented to the college. You can download the Student
Authorization Form at http://dept.sfcollege.edu/records/PDF_DOC/
Studentautho.pdf.
Notification of Collection and Use
of Social Security Numbers
Section 119.071(5), Florida Statutes
This notice is intended for students, employees, and applicants.
Santa Fe College collects your social security number for use in per-
formance of the college’s duties and responsibilities for the following
possible purposes: classification of accounts; identification and verifica-
tion; creditworthiness; billing and payments; data collection; reconcilia-
tion; tracking; benefit processing; tax and scholarship reporting; finan-
cial aid processing; athletics recruiting; accreditation of programs; and
reporting to authorized agencies of the state and federal government.
Social security numbers are also used as a unique numeric identifier in
certain cases and may be used for search purposes. Federal law requires
that we protect social security numbers from disclosure to unauthor-
ized parties. Students and employees are assigned SFC identification
numbers to assist in protecting their identities.
A Few Things to Know
The 2009-2010 Financial Aid Handbook information is available
online at http://www.sfcollege.edu/financialaid/..
You may be eligible for a fee deferment (see more information on fee
deferments on page 4.
A standard term is 16 weeks in length and flexterms occur within
the standard term for approximately eight weeks.
Transfer students must have at least a 2.0 GPA after all official
transfer course work has been evaluated to be eligible for financial aid.
If you are awarded a Federal Direct Student Loan you must com-
plete a loan orientation online at http://www.sfcollege.edu/financialaid/
orientation.php. You must also complete a Master Promissory Note
3
(MPN) at http://dlenote.ed.gov if you have not already done so for a
prior Federal Direct Loan.
Many outside organizations offer scholarships to students who
meet certain criteria including, but not limited, to the following: back-
ground, professional affiliations, field of study, and/or place of resi-
dence. You may find scholarships at http://dept.sfcollege.edu/crc/fr.htm.
Transfer Students
If you plan to transfer to SFC during the year (i.e. spring 2010 or
summer 2010) you should:
• Add the SFC Federal school code 001519 on the FAFSA.
• Contact your current school and tell them of your plans to transfer
so they may cancel your aid.
All transfer credits as well as attempted course work at SFC will be
included as attempted credit hours.
You must have at least a 2.0 minimum cumulative all college grade
point average (GPA) after all official transfer credits are evaluated to be
eligible for financial aid. If you are a transfer student with a GPA less
than 2.0 and you are attempting to qualify for aid in subsequent terms,
you must either:
1. Raise your cumulative GPA to at least a 2.0, or
2. Earn a minimum term GPA of 2.5 for enrollment of at least half-
time status. This must occur in your first term at SFC.
Critical Enrollment Information
Maximum eligibility for funding is based on a full-time enrollment
status; however, part-time students may be eligible for financial aid.
Per federal regulations, a student’s financial aid must be calculated by
determining the student’s enrollment status based only on course work
applicable to the student’s degree or certificate at SFC.
Enrollment status categories for funding are as follows:
• Full-time status is 12 credit hours or more;
• Three-quarter time status is 9 to 11 credit hours;
• Half-time status is 6 to 8 credit hours;
• Less than half-time status is 1-5 credit hours.
Students who plan to register for less than full-time enrollment sta-
tus should pay close attention to the eligibility requirements listed for
each financial aid program (see page 5).
The following are examples of enrollment status and financial aid
eligibility:
A. Melissa’s program of study is associate of arts (AA) 1133 and she
has completed all of her SFC degree requirements (60 credits).
During the fall of 2009, she is registered for 13 credit hours of pre-
requisites required for admittance to the upper division of a state
university that she wants to transfer to in the spring of 2010. Be-
cause her fall 2009 courses do not apply to her degree at SFC, her
financial aid enrollment status is zero hours and she is not eligible
for financial aid.
Subject Credit Hours
INR 2002 International Relations 3
SPN 1121 Spanish 2 4
STA 2023 Introduction to Statistics 3
CPO 2001 Comparative Politics 3
B. John’s program is associate of science (AS) 3315 Nuclear Medicine
Technology and his fall 2009 registration of 9 credits includes a 3
credit hour class ENC 1102 that is not applicable to his degree at
SFC. His enrollment status for financial aid is 6 hours (half time).
Subject Credit Hours
NMT 1111 Patient Care 3
NMT 1430 Radiation Biology 3
ENC 1102 Writing/Lit 3
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Flexterm Enrollment
What is a standard term? What is a flexterm?
A standard term is 16 weeks in length. The standard fall term runs
from August to December and the flexterm session occurs within
the standard term at an accelerated pace. For example, the fall A flex-
term runs from August to the middle of October, approximately eight
weeks.
Your fall financial aid will be based on your projected enrollment
in ALL sessions as of the end of the regular drop with a refund date,
August 28, 2009, OR the date the federal government processes your
financial aid application, or the date that your financial aid is initially
calculated by SFC, whichever is later.
This is referred to as your “lock-in” date for determining all of your
financial aid for the standard fall term, fall A flexterm, or fall B flex-
term. The lock-in date for students who only attend the B flexterm will
be the end of the regular drop with a refund date for the B flexterm or
their processed date, or the date that your financial aid is initially cal-
culated by SFC, whichever is later.
If your application is processed by the federal government after the
lock-in date for the standard fall term, August 28, 2009, then your reg-
istration will be “locked-in” at the processed date or the date that your
financial aid is initially calculated by SFC, whichever is later.
This same financial aid awarding process will also apply to the
spring and summer terms of 2010. Please plan accordingly in schedul-
ing your courses for future terms, and for any flexterms within the
terms.
Fall enrollment dates, categories, and examples
are as follows:
Fall term: 8/24/09 to 12/4/09
Fall A flexterm: 8/24/09 to 10/07/09
Fall B flexterm: 10/19/09 to 12/04/09
12 credit hrs. is full time If you drop a class after the drop with a refund date (e.g. during the
12 hrs: 6 fall + 3 fall A + 3 fall B
9-11 credit hrs. is 3/4 time the deferred fees.
9 hrs: 3 fall + 3 fall A + 3 fall B
6-8 credit hrs. is 1/2 time
7 hrs 4 fall + 3 fall B
5 or less credit hrs. is <1/2 time FL Resident
4 hrs: 3 fall + 1 fall B
Students registering for flexterm courses will receive financial aid
checks based on the combined flexterm and standard term enrollment.
If you have any questions about flexterm enrollment and your financial
aid, please contact the Financial Aid Office at financial.aid@sfcollege.
edu or (352) 395-5480.
Enrollment Status and Aid
Adjustment at “Lock-in” Date
After the lock-in date there are no adjustments to aid. Your award
will be based on your recorded enrollment status and it will not
increase or decrease after the lock-in date.
Adjustment of Financial Aid Awards
You will receive a tentative financial aid award based on full-time
enrollment. At the lock-in date (which is the end of the regular drop
with a refund date), your enrollment status is recorded and your award
may be adjusted. The examples below illustrate the adjustment of a
4-month full-time award (standard term) and a 2-month full-time
award (flexterm). Note that the amount of your actual financial aid
award depends upon your calculated need.
The following is an example of a 4-month budget (standard term)
12HRS 9HRS 6HRS
Pell Grant $2365 $1774 $1183
Subsidized Direct Loan $1750 $1750 $1750
The following is an example of 2-month budget (flexterm)
12HRS 9HRS 6HRS
Pell Grant $2365 $1774 $1183
Subsidized Direct Loan $1432 $1796 $2159
Federal Pell Grant is based on your Expected Family Contribution
(EFC) and the number of credits you are taking each semester. If you
are enrolled for less than 12 hours, your Pell award will be adjusted
and, depending on your EFC, your Pell grant may adjust to zero.
Usually the amount of your Direct Loan will not change. Prorating
is required when your loan period is one term and you need 12 hours
or less to complete your program.
The following is an example based on 6 hours enrollment:
The maximum loan amount will be the annual loan limit multiplied
by the number of hours enrolled divided by 24 (the number of
hours a full-time student is expected to earn within the academic
year).
4500 X 6 = $1125
24
Fee Deferment
A fee deferment is a charge of fees with the promise to pay at the
established deadline. It does not automatically pay your fees; it only
delays the payment. If you have been awarded financial aid, tuition will
be deferred if fees are less than or equal to the amount of projected
financial aid for the term.
If you have not yet been awarded, but have a complete financial aid
file, you may contact the Financial Aid Office for consideration of a
fee deferment. Late applicants should be prepared to pay for tuition,
books, housing, etc.
You will be notified in writing of the fee deferment deadline. If the
total deferred fees are not paid by the deadline, you will be flagged for
a financial obligation to the college with a hold on all records and will
be turned over to collections.
period that you would receive a W), you will be responsible for paying
Fall and Spring 2008-2009 Student Budgets
Tuition: Single Resident* Single Commuter*
$75.80 Per credit hour $1,818 $1,818
Non-FL Resident
$282.05 Per credit hour $6, 768 $6,768
Books $700 $700
Room and Board $7,112 $1,920
Personal Expenses $2,120 $2,120
Transportation $1,496 $1,496
Totals:
FL Resident $13,246 $8,054
Non-FL Resident $18,196 $13,004
*Costs are subject to change. To check the cost of attendance go to
www.sfcollege.edu and click on Financial Aid for updated informa-
tion. The resident or commuter budget is determined by the student’s
intended housing plans reported in step six of the FAFSA.
Students With Disabilities
The Financial Aid Office and the Disabilities Resource Center
(DRC) work together to assist students with disabilities. Contact the
DRC for any special needs assistance at (352) 395-4400 voice/TTY
or visit Building S, room 229. Upon request, the DRC will arrange a
meeting with a financial aid specialist.
Veterans Affairs
Veterans assistance programs at SFC are coordinated by the Veterans
Affairs Office (R-101), (352) 395-5505. Veterans applying for financial
aid must report all educational benefits and provide written verification

of same to the Financial Aid Office. Veterans may also be requested to
submit a valid DD214 discharge form.
Verification
Verification is the process established by the U.S. Department of
Education to check the accuracy of the information submitted on the
FAFSA. Verification may occur any time during the application or
awarding process. In most cases, applicants are selected by the U.S.
Department of Education; however, the college may also select a stu-
dent. If selected, you will be notified by the federal processor and/or
SFC. You may be asked to provide the following additional documents:
Dependent Student
• 2009-2010 Verification Worksheet
• Signed copy of your 2008 federal income tax return
• Signed copy of your parent(s)’ 2008 federal income tax return(s)
• Any other documents necessary to verify data
Independent Student
• 2009-2010 Verification Worksheet
• Signed copy of your (and spouse’s) 2008 federal income tax
return(s)
• Any other documents necessary to verify data
This review may lengthen the processing time by four to eight
weeks. No money will be awarded until the verification process has
been completed. Each student must complete the verification process
before the end of his or her academic year; files are inactivated in 30
days if no response is received. If the student refuses to provide the
required verification documents, the case may be referred to the Office
of Inspector General for resolution.
Misrepresentation of Circumstances
To maintain the integrity of the programs administered by the
Financial Aid Office, all information and documentation submit-
ted must be accurate and authentic. Students must provide complete
information on all application forms and supplemental documents.
Misrepresentation or the falsification of information and/or statements
on application forms for federal financial aid is a violation of law and
can be considered a criminal offense subject to penalties under the U.S.
Criminal Code. Penalties also apply to state and institutional student
aid funds. If the college has reason to believe that an applicant has
applied for Federal Student Aid under false pretense, the case may be
referred to the Office of Inspector General for resolution.
Financial Aid Programs
Federal Pell Grant
This is a need-based grant program awarded to low-income under-
graduates. Eligibility is determined by the federal processor. Award
amounts are prorated according to the student’s enrollment status (e.g.
full time, three-quarter time, half time, less than half time). Fees may
be deferred and books may be charged to accepted awards. Award
amounts may range from $500-$4700 and are subject to change.
Academic Competitiveness Grant (ACG)
This is a merit-based and need-based federal grant program awarded
to first and second year undergraduates who are enrolled at least half-
time and eligible for a Federal Pell Grant. First academic year students
must have completed a rigorous* secondary school program of study
after January 1, 2006. Second academic year students must have com-
pleted a rigorous* secondary school program of study after January 1,
2005* and have a cumulative GPA of at least 3.0 at the conclusion of
the first year of education. Award limits per academic year are as fol-
lows: first year students may receive a maximum of $750; second year
students may receive a maximum of $1300. Fees may be deferred and
books may be charged to accepted awards.
5
*Visit http://www.ed.gov/admins/finaid/about/ac-smart/state-programs.
html for Recognized State Rigorous Secondary School Programs of
Study.
Federal Supplemental Educational Opportunity Grant
(FSEOG)
This is a need-based grant program awarded to undergraduates
with exceptional need and is given to Federal Pell Grant recipients
with early application as funds are available. Fees may be deferred and
books may be charged to accepted awards. Award amounts range from
$200-$600 per year. A minimum of half-time enrollment status (6-8
hours) per standard term is required for consideration.
Florida Student Assistance Grant (FSAG)
This is a need-based state grant program awarded to undergraduates.
To be considered, students must have one-year prior Florida residency
and be enrolled in an eligible degree program. Priority is given to stu-
dents with early application as funds are available. For renewal eligibil-
ity, if enrolled full time, students must earn 24 credit hours in previous
summer, fall and spring semesters. If enrolled half time (6-8 hours)
students must earn 12 credit hours; if enrolled three-quarter time (9-11
hours) students must complete 18 credit hours. If the award is a com-
bination full-time and part-time FSAG, the student must successfully
complete the applicable credit hours for each term. Award amounts
range from $200-$1916 per year. Fees may be deferred and books may
be charged to accepted awards.
Florida Student Assistance Grant for Students in
Certificate Programs (FSAG-CE)
This is a need-based state grant created to assist Florida students
enrolled in certificate programs. To be considered, students must have
one-year prior Florida residency and be enrolled in a certificate pro-
gram. Priority is given to students with early application as funds are
available. For renewal eligibility, if enrolled full time, students must
earn 24 credit hours in previous summer, fall and spring semesters.
If enrolled half time (6-8 hours) students must earn 12 credit hours;
if enrolled three-quarter time (9-11 hours) students must complete 18
credit hours. If the award is a combination full-time and part-time
FSAG-CE, the student must successfully complete the applicable credit
hours for each term. Award amounts range from $200-$1916 per year.
Fees may be deferred and books may be charged to accepted awards.
The student does not have to receive the Pell Grant to receive an
FSAG-CE program grant.
Florida Work Experience Program (FWEP)
This is a need-based state funded program providing eligible stu-
dents work experience to complement and reinforce their educational
career goals. To be eligible, the student must be a Florida resident
and be enrolled at least half-time. Awards range from 10-15 hours per
week. Students are paid minimum wage bi-monthly. Students who are
awarded should contact the Financial Aid Work Study office in R-122
for job placement. A minimum of half-time enrollment status (6-8
hours) per standard term is required for consideration.
Federal Work Study (FWS)
This is a need-based student work program. Awards range from
10-15 hours per week. Students are paid minimum wage bi-monthly.
Students who are awarded should contact the Financial Aid Work
Study office in R-122 for job placement. A minimum of half-time
enrollment status (6-8 hours) per standard term is required for consid-
eration. Community Service work study positions are available; if inter-
ested, advise the work study placement specialist.
Santa Fe Scholarship
This institutional scholarship is awarded to out-of-district students
with early application as funds are available. Students must be taking
course work required for their major; however, any enrollment status
will be considered when determining awards.
 6
Loans are Financial Aid
William D. Ford Federal Direct Loan
(Direct Loan Program)
Santa Fe College participates in the William D. Ford Federal Direct
Loan and the lender is the U.S. Department of Education. Fees may
be deferred and books may be charged to accepted loans. The amount
of the deferment will be limited to the net loan disbursed. A minimum
half-time enrollment status (6-8 hours) per standard term is required
for consideration. The loan will be disbursed in two installments, and
no installment will be greater than half the loan amount.
A subsidized loan is awarded on the basis of financial need. If you’re
eligible for a subsidized loan, the government will pay (subsidize) the
interest on your loan while you’re enrolled at least half time, for the
first six months after you cease to be enrolled at least half time, and if
you qualify to have your payments deferred. Depending on your finan-
cial need, you may borrow subsidized money for an amount up to the
annual loan borrowing limit for your level of study (see below).
You might be able to borrow loan funds beyond your subsidized
loan amount even if you don’t have financial need. In that case, you’d
receive an unsubsidized loan. We will subtract the total amount of
your other financial aid from your cost of attendance to determine
the amount of your unsubsidized loan. Unlike a subsidized loan, you
are responsible for the interest from the time the unsubsidized loan is
disbursed until it’s paid in full. You can choose to pay the interest or
allow it to accrue (accumulate) and be capitalized (that is, added to the
principal amount of your loan). Capitalizing the interest will increase
the amount you have to repay.
You can receive a subsidized loan and an unsubsidized loan for the
same enrollment period as long as you don’t exceed the annual loan
limits. For loans first disbursed on or after July 1, 2008 the following
limits apply:
• Dependent undergraduate student (excluding students whose
parents cannot borrow Parent Loan for Undergraduate Students
(PLUS Loan):
o $5500 if you’re a first-year student enrolled in an eligible program
of study. No more than $3500 of this amount can be in subsidized
loans.
o $6500 if you’ve completed your first year of study in an associate
degree program. No more than $4500 of this amount can be in
subsidized loans.
o $7500 if enrolled in a bachelor degree program of study. No more
than $5500 of this amount can be in subsidized loans.
• Independent undergraduate student (and a dependent student
whose parents have applied for but were unable to get a PLUS
Loan:
o $9500 if you’re a first-year student enrolled in an eligible program
of study. No more than $3500 of this amount may be in subsi-
dized loans.
o $10500 if you’ve completed your first year of study in an associate
degree program. No more than $4500 of this amount may be in
subsidized loans.
o $12500 if enrolled in a bachelor degree program of study. No
more than $5500 of this amount may be in subsidized loans.
Over a four-year period beginning July 1, 2008, the interest rate
on subsidized Stafford Loans made to undergraduate students will be
Federal Loan Repayment Example
Loan Amount Interest Monthly Total Total Total Months
Type Borrowed Rate Payment Interest Paid in Repayment
Direct Loan $3,500 6.0 $50.00 $818.59 $4,318.59 87
Direct Loan $5,500 6.8 $ 51.79 $ 1714.80 $ 6214.80 120
Direct Loan $9,500 6.8 $ 109.33 $ 3619.60 $ 13119.60 120
PLUS $5,000 7.9 $ 60.40 $ 2248.00 $ 7248.00 120
PLUS $11,000 7.9 $ 132.88 $ 4945.60 $ 15945.60 120
reduced. The applicable interest rates for loans made during this period
are as follows:
First disbursement of a loan*:
Made on or after And made before Interest rate on the
unpaid balance
July 1, 2008 July 1, 2009 6.0 percent
July 1, 2009 July 1, 2010 5.6 percent
July 1, 2010 July 1, 2011 4.5 percent
July 1, 2011 July 1, 2012 3.4 percent
These changes apply to subsidized Stafford Loans first disbursed
on or after July 1 of each year through June 30 of the next year. This
change does not affect any prior loans made to borrowers; the terms
and interest rates of those loans remain the same. These reduced inter-
est rates apply only to subsidized loans; any unsubsidized Stafford
Loan for the same undergraduate borrower would continue to be made
at the current fixed interest rate of 6.8 percent.
*For loans that are first disbursed between July 1, 2008 and June 30,
2009, there is a fee of up to 1.5 percent of the loan, deducted propor-
tionately from each loan disbursement.
If this is your first Federal Direct Loan, you must sign a Master
Promissory Note (MPN), a binding legal document that lists the con-
ditions under which you’re borrowing and the terms under which you
agree to repay your loan. You may access a promissory note and submit
it online at http://dlenote.ed.gov. If you are unable to complete the MPN
online, contact the Financial Aid Office for assistance. You must also
complete and transmit the results of your online loan orientation at
http://www.sfcollege.edu/financialaid/orientation.php.
30-Day Hold
Generally, if you’re a first-year undergraduate student and a first-
time borrower, SFC will hold your first payment until 30 days after the
first day of your enrollment period. This practice ensures you won’t
have a loan to repay if you withdraw during the first 30 days of classes.
Borrower Responsibilities
You must keep SFC and the federal government informed of any
changes in your:
1) Name
2) Permanent address
3) Name and address of expected employer
4) Address of next of kin
5) Change in enrollment status to less than half time
How will I get the loan money?
For both the Direct Loan and FFEL programs, you’ll be paid
through your school in at least two installments. No installment may
exceed one-half of your loan amount. Your loan money must first be
applied to pay for tuition and fees, room and board, and other school
charges. If loan money remains, you’ll receive the funds by check or in
cash, unless you give the school written authorization to hold the funds
until later in the enrollment period.
A school with a cohort default rate of less than 10 percent for each
of the three most recent fiscal years for which data are available is not
required to delay the delivery or disbursement of the first disbursement
of a loan for 30 days for first-time, first year undergraduate borrowers.

Repaying Your Loans
After you graduate, leave school, or drop below half-time enroll-
ment, you have a period of time before you have to begin repayment.
This “grace period” will be six months for a Direct Stafford Loan.
(If you’re a parent reading this and you have a FFEL or Direct PLUS
Loan, you don’t have a grace period and generally must begin repay-
ment within 60 days after the loan is fully disbursed.)
You have a choice of repayment plans (pg. 6). Your monthly pay-
ment will depend on the size of your debt and the length of your
repayment period. “Funding Education Beyond High School: The
Guide to Federal Student Aid” explains available repayment options,
includes examples of monthly payments for different loan amounts,
and covers other topics you need to consider when managing your
loans. To use the calculator to determine your repayment amounts
under each of the different repayment plans go to http://www.ed.gov/
offices/OSFAP/DirectLoan/calc.html.
Exit Counseling
You’ll receive information about repayment and your rights and
responsibilities as a borrower. We can’t emphasize enough the impor-
tance of making your full loan payment on time either monthly (which
is usually when you’ll pay) or according to your repayment schedule. If
you don’t, you could end up in default, which has serious consequenc-
es. Student loans are real loans—just as real as car loans or mortgages.
You have to pay back your student loans.
Get Your Loan Information
The U.S. Department of Education’s National Student Loan Data
System (NSLDS) allows you to access information on loan and/or fed-
eral grant amounts, your loan status (including outstanding balances),
and disbursements made. Go to www.nslds.ed.gov.
New Deferment Information
The College Cost Reduction and Access Act (CCRAA), enacted on
Sept. 27, 2007, modified the Military Service Deferment, created the
Active Duty Student Deferment and changed the poverty line standard
for the Economic Hardship Deferment for borrowers in the FFEL
and Direct Loan. For detailed information, contact the Direct Loan
Servicing Center at www.dl.ed.gov or by calling 1-800-848-0979 or
1-315-738-6634. TTY users should call 1-800-848-0983.
Federal Parent Loans to
Undergraduate Students (PLUS)
SFC requires students to complete the FAFSA and have a valid
SAR on file to process a PLUS Loan. For lender information you may
search Google for Federal PLUS Loans. This federal student loan
program for parents of dependent students enables parents to borrow
from a lending institution for the students’ education. Students will
not be able to charge tuition or books against the PLUS loan. The
award limit is the college budget less other financial aid. A minimum
half-time enrollment status (6-8 hours) per standard term is required
for consideration and students must meet minimum standards of
Satisfactory Academic Progress.
Policies That Affect You
Satisfactory Academic Progress for Financial
Aid Recipients—Minimum Standards
Federal and state regulations require that students meet minimum
standards in order to be eligible to receive financial aid funds. The
minimum standards at SFC are defined below and are applied to all
financial aid programs administered by the college, except those pro-
grams where eligibility requirements are defined by institutional or
outside donor guidelines:
1. Students must meet an academic performance requirement of at
least a 2.0 all college cumulative grade point average (GPA).
7
2. Students must make progress toward their degree. Minimum prog-
ress toward a degree requires initial year financial aid applicants
who have previously attended SFC to earn 67 percent of registra-
tion attempted at SFC.
3. Minimum progress toward a degree requires continuing financial
aid recipients to earn 67 percent of credit hours attempted during
the current academic year for renewal eligibility. If a continuing
financial aid recipient completes zero credits/hours for any funded
term during the academic year, then he or she will lose all subse-
quent financial aid awarded for that academic year.
4. Students must complete their educational objective within a given
time frame. This limit is effective whether or not financial aid has
ever been applied for or received.
a. All transfer credits as well as all SFC attempted course work will
be included as attempted credit hours.
b. All AA, AS and AAS degree-seeking students have a maximum
of 90 attempted credit hours.
c. All vocational and certificate (i.e. any 6000 to 7999 program code
such as program code 6507 Office Systems Specialist) seeking
students have a maximum of 45 attempted credit hours or less.
d. All BAS degree-seeking students have a maximum of 180 at-
tempted credit hours.
Effect of Incomplete Grades, Withdrawals, Remedial
Course Work, and Course Repeats
A student who has no completed credit hours and has incompletes
in a term has 20 school days from the first day of classes of the follow-
ing term to make up the incomplete grades in order to continue receiv-
ing funds. Reinstatement of awards is contingent on a funds-available
basis and it is the student’s responsibility to notify the Financial Aid
Office in writing within the time frame.
If grade changes or incomplete grades made up after the time frame
should affect subsequent terms or academic year eligibility, students
must notify the Financial Aid Office in writing of such changes.
Withdrawals from any course(s) will be counted in the total credit
hours attempted and may result in failure to meet the standards of
satisfactory academic progress. Students must follow the official with-
drawal procedures established by the college.
Course repeats will be counted in the total attempted credit hours.
See Grades and Reports in the Academic Affairs section of the college
catalog for additional information.
Funding for remedial course work will be limited to 30 credit hours
regardless of whether or not the student received any financial aid for
these remedial (college preparatory courses) credit hours. For students
receiving financial aid, federal regulations place no limit on the num-
ber of ESL (English as a Second Language) credit hours a student may
take. Remedial and ESL course work are treated the same as other
courses for satisfactory academic progress purposes. Grades received
in these courses will be used in calculating a GPA and hours attempted
will be used to determine the percent of completion. Remedial and
ESL course work will be counted when determining the maximum
time frame for receiving financial aid.
Reinstatement
If a student is denied/suspended from financial aid, the student
must attend a semester or semesters on unaided status until minimum
standards are met.
Determination of Continued Eligibility
Probation/Suspension
Students will be monitored for an all college cumulative 2.0 GPA,
67 percent completion of credit hours attempted and maximum time
frame at the end of every term. Failure to maintain an all college
cumulative 2.0 GPA or failure to earn 67 percent completion will result
 8
in a probationary status that remains until the final review is per-
formed. Students who complete zero credit hours or reach the maxi-
mum time frame will be suspended/denied from financial aid.
A final review of satisfactory progress will occur at the end of the
student’s award year. Students who do not meet the above stated mini-
mum requirement will be suspended from receipt of financial aid.
Students who have reached the maximum time frame in their pro-
gram of study may appeal for consideration of any further financial aid.
A student will not be eligible for renewal of financial aid if mini-
mum standards were not met for the prior funded year even if the
cumulative hours earned (entire SFC academic record) is 67 percent of
all attempted hours.
A student who is suspended because of zero credit hours or less
than 67 percent completed must attend, unaided, until the completion
deficit points are made up for the prior funded year.
Students must have an all college cumulative 2.0 GPA in order to
continue receiving financial aid.
Students have the right of appeal if circumstances warrant further
review.
Appeal
Students have the right to appeal a financial aid denial or suspension
if they have special circumstances that prevented them from meeting
the satisfactory academic progress requirements. Circumstances that
may be considered for this appeal include: death in the student’s imme-
diate family, medical emergencies, accidents, divorce or separation of
parents, personal tragedy, or other documented circumstances beyond
the student’s control that prevented him or her from meeting the mini-
mum standards.
Procedure for Review
In order to appeal the decision on this basis, the following proce-
dures must be used:
1. A request must be submitted by the student in writing to the Finan-
cial Aid Office.
2 . The circumstances which prevented satisfactory progress must be
clearly stated.
3. The request must include documentation to support the exceptional
circumstance, such as death certificate, statement from physician,
or other verifiable information. All documentation is subject to
verification by the Financial Aid Office.
4. Once the review has been made the student will be notified of the
result of the review.
Transfer Student Evaluation
All transfer credits as well as all SFC attempted course work will be
included as attempted credit hours.
Transfer students applying for financial aid must have at least an
all college cumulative 2.0 GPA after transfer credits are evaluated to
be eligible to receive financial aid funding. Transfer students with less
than an all college cumulative 2.0 GPA and attempting to qualify for
aid in subsequent terms must either:
1. Raise the all college cumulative GPA to at least a 2.0 or
2 . Earn a minimum term GPA of 2.5 for enrollment of at least half-
time status. (This must be performed the first term enrolled at
SFC.)
Postsecondary Adult Programs (PSAV)
• PSAV programs greater than or equal to 900 clock hours: Course
work in these PSAV programs will be converted to credit hours for
financial aid payment and will follow the same satisfactory academ-
ic standards as noted above for other credit programs.
• PSAV programs 600 to 899 clock hours: Course work in these
PSAV programs is based on clock hour attendance. Students
receiving financial aid must successfully complete the clock hour
course work with a 2.0 GPA for each class funded before additional
payment can be made. Duration of eligibility will be limited to the
length of the program.
Federal Repayment Policy
As a result of the Higher Education Act of 1998, a student who
completely withdraws from classes may be required to repay a percent-
age of financial aid funds received.
The Registrar’s Office, located in R-101, is the designated office to
contact about withdrawing from the college. Office hours are: 8 a.m. to
4:30 p.m. Monday through Friday. For official withdrawal procedures,
please see the college catalog.
College refund policy dictates that fees will be refunded in full for
course work dropped during the drop with a refund date or canceled
by the college. However, the federal repayment policy supersedes the
college refund policy for students receiving federal financial aid and
completely withdrawing from the college.
In general, a portion of federal student financial aid (Title IV)
grant or loan funds, but not federal college work study funds, must be
returned to the Title IV programs upon a recipient’s withdrawal from
school. Simply put, any Title IV financial aid recipient who withdraws
within the first 60 percent of the payment period measured in calendar
days owes a portion of unearned aid back to the federal government.
The college will also owe a percentage of the refund of the institutional
costs. Any amount that the college repays will be billed to the student.
All students receiving Title IV assistance who completely with-
draw are subject to the federal repayment law. This law uses the terms
“earned” and “unearned” Title IV funds when relating the amount
of assistance applicable to the percentage of time enrolled. It is the
unearned portion that becomes the focus of the Return of Title IV
Funds formula.
The school must first determine the percentage of Title IV assis-
tance the student earned. Up through the 60 percent point in time,
the percentage of assistance earned is equal to the percentage of the
payment period completed as of the day the student withdrew. If the
withdrawal occurs after the 60 percent point, then the percentage
earned is 100 percent, and no refund/repayment is required. The dif-
ference between the earned Title IV assistance and 100 percent equals
the percentage of unearned Title IV funds that are therefore subject to
repayment by the school and/or the student. Any required repayment
is allocated back to the Title IV programs in order specified by law.*
A student must repay the portion of the original grant overpayment
that is in excess of half of the total Title IV grant funds that he or she
received or could have received. The student does not have to repay
grant overpayments of $50 or less per program. Any repayment of Title
IV loans is to be repaid under the conditions of the existing promis-
sory note.
A student who owes a grant repayment remains ineligible for further
Title IV assistance until the grant is repaid, unless the student and
the U.S. Department of Education agree on a satisfactory repayment
arrangement. The U.S. Department of Education allows a student to
retain eligibility for 45 days from the date that the institution sends
the repayment notification to the student. To continue eligibility past
45 days, the student will either have to pay the overpayment in full or
make satisfactory arrangement with the U.S. Department of Education
to repay.
For more specific information regarding this policy or for examples
of the repayment formula, please contact the Financial Aid Office at
(352) 395-5480.
*Return Title IV funds in the order as specified by law:
1. Unsubsidized Federal Stafford Loans
2. Subsidized Federal Stafford Loans
3. Unsubsidized Direct Stafford Loans
4. Subsidized Direct Stafford Loans
5. Perkins Loans
6. Federal PLUS Loans
 9

7. Direct PLUS Loans the drop with a refund date. Please keep your mailing address up to
8. Federal Pell Grant date to prevent your check(s) from being lost or returned in the mail.
9. Academic Competitiveness Grant Federal Pell Grant, Academic Competitiveness Grant (ACG) and
10. Federal SEOG William D. Ford Federal Direct Loans disbursements must be accepted
11. Other Title IV assistance by the federal government prior to checks processing. Florida Student
Assistance Grant, Bright Futures and other state scholarship checks
Financial Aid Resources will be processed as funds become available and internal reporting
is completed. SFC Endowment Scholarship checks will be processed
FAFSA on the Web
mid-semester.
For federal program information, help in filling out the FAFSA
Financial aid checks will not be mailed to students owing an obliga-
application, requesting a duplicate Student Aid Report (SAR), change
tion to the college. If you owe an obligation, you will be notified and
of address, adding schools, or query status:
should resolve the issue. Once your issues have been resolved, your
(800) 433-3243
check may be picked up at the Cashier’s Office. You are responsible for
TTY (800)730-8913
any debt or overpayment occurring as a result of your error or institu-
www.fafsa.ed.gov/
tional error. The Cashier’s Office is located in the Alan J. Robertson
FAFSA on the Web Customer Service Administration Building, room 52, and is open for business Monday
http://www.fafsa.ed.gov/contact.htm through Friday 8:15 a.m. to 4 p.m.
Federal PIN Registration
http://www.pin.ed.gov Additional Information
National Student Loan Data System (NSLDS) Anti Drug Abuse Act
U.S. Department of Education’s central database with Title IV loans Students should be aware that, if convicted of a drug felony, they
and/or Federal Pell Grant information including loan and/or grant may lose eligibility for federal financial aid programs.
amounts, outstanding balances, loan status, and disbursements. Default
http://www.nslds.ed.gov/ Students are not eligible for federal or state student aid if they are in
Direct Loan Services Online default on a federal loan or owe a repayment on a student grant.
https://www.dl.ed.gov/borrower/BorrowerWelcomePage.jsp A student who has a financial obligation or is in default on a student
Federal Direct Loans loan shall not be permitted to graduate, register, receive an academic
http://www.ed.gov/offices/OSFAP/DirectLoan transcript or benefit from other regular college services.
Federal Direct Loan Master Promissory Note (MPN) Online Need Financial Aid Forms?
http://dlenote.ed.gov You can download forms at http://www.sfcollege.edu/financialaid/forms.
Closed School Search Page php.
http://wdcrobcolp01.ed.gov/CFAPPS/FSA/closedschool/searchpage.cfm
Federal Student Aid Report Outside Resources
http://www.studentaid.ed.gov Notify the Financial Aid Office of all financial aid assistance not
Aid for Native American Students listed on your award notification as your award may have to be adjust-
http://www.finaid.org/otheraid/natamind.phtml ed. You will be responsible for any overpayment occurring as a result
Scholarships Information of receipt of outside resources.
http://studentaid.ed.gov/PORTALSWebApp/students/english/ Check the Web
scholarships.jsp?g It is your responsibility to check eSantaFe for your financial aid
Scholarship Scam Alert information and read your notifications regularly.
http://www.ed.gov/about/offices/list/oig/misused/sscams.html
Professional Judgment
Bright Futures
Federal regulations allow SFC to deny loan eligibility to any student
http://www.floridastudentfinancialaid.org/ssfad/bf/
based on the professional judgment of the financial aid administrator.
Florida Financial Aid Application
If you or your family have unusual circumstances that affect your eligi-
http://www.FloridaStudentFinancialAid.org
bility consult with a financial aid specialist for additional information.
Selective Service System Online
http://www.sss.gov Disclaimer
Title IV Code Search Page Availability and regulations governing the financial aid programs
http://www.fafsa.ed.gov/FOTWWebApp/FSLookupServlet as well as institutional policies and procedures are subject to change
Student Gateway to the U.S. Government without notice. Updated information may be available on our website
http://www.students.gov at http://www.sfcollege.edu/financialaid/.
U.S. Department of Education SFA Ombudsman
http://www.ombudsman.ed.gov/ Federal Student Aid Office of the Ombudsman
Florida’s Academic Counseling and Tracking for Students An ombudsman resolves disputes from a neutral, independent view-
http://www.facts.org point. The U.S. Department of Education provides the services of the
The National Scholars Honor Society Student Financial Aid Ombudsman who works with student loan bor-
http://www.CollegeHonors.org rowers to resolve loan disputes and problems informally. The office
SFC Career Resource Center’s Scholarship Information can be contacted at (877) 557-2575, via the Web at http://ombudsman.
http://dept.sfcollege.edu/crc/fr.htm ed.gov, or by mail at:
FSA Ombudsman
How Will I Get My Money? U.S. Department of Education
Financial aid checks are mailed to the student’s current address on 830 First Street, NE, Fourth Floor
file with the Registrar’s Office approximately three working days after Washington, DC 20202-5144
 10
Interested in a Direct Loan for Summer 2010?
Download and submit to our office the summer financial aid appli-
cation that will be available in early spring 2010. Please read the infor-
mation below regarding your loan eligibility for the fall 2010 term.
If you have been awarded Direct Loans for the fall and spring terms
of the 2009-2010 academic year and are interested in Direct Loans for
summer 2010 term, the following may apply to you:
You may have less loan eligibility for the fall 2010 term if your sum-
mer loan award exceeds one-half of the maximum you are entitled to
borrow in an academic year (an 8-month period). Your academic year
limit is based on your grade level (first or second year in program) and
dependency status (independent or dependent).
The amount of your award is based on the assumption of full-time
enrollment in the full term. The amount of your award is based on
your registration (number of credit hours) and on the enrollment peri-
od (full semester and/or flexterm) and it may change accordingly.
Example 1
John is a dependent first year student. During the summer 2010, he
was awarded a subsidized loan for $3500. The maximum eligibility
of his fall 2010 loan is $0. This amount is the difference between
his loan limit ($3500) and the summer loan award ($3500) = $0.
Example 2
Mary is an independent first year student. During the summer
2010, she was awarded a subsidized loan for $3500 and an unsubsi-
dized loan for $1500. She has no additional subsidized loan eligibil-
ity for fall 2010 because her summer 2010 subsidized loan for $3500
was the maximum she is entitled to borrow per academic year. For
fall 2010 the maximum amount of her unsubsidized loan eligibility
is $2500. This amount is the difference between her unsubsidized
loan limit ($4000) and her summer 2010 loan award ($1500) =
$2500.Should you have any questions regarding your loan eligibil-
ity, please contact the Financial Aid Office at financial.aid@sfcollege.
edu or call (352) 395-5480.
Study Abroad
Students participating in a Santa Fe College (SFC) Study Abroad
program may be eligible to receive financial assistance for their aca-
demic credits approved by SFC if the coursework is required for the
students’ program of study at SFC.
Other Sources of Aid
2009-2010 Scholarships
Scholarships are gift aid based on scholastic achievement or special
talent; some consider financial need. Scholarships designated for Santa
Fe College students are described below. Many outside organizations
offer awards based on place of residence, background, professional
affiliations and/or field of study. Free computerized scholarship search
assistance is available in the Career Resource Center. Outside aid is
considered in your aid package and must be reported to the Financial
Aid Office.
Many upper division schools offer transfer scholarships to out-
standing students graduating from SFC. For information on such
scholarships, contact the university or college you plan to attend or
visit our website at http://www.sfcollege.edu/financialaid/scholarships.php.
Transfer scholarship deadlines are usually early spring for the following
fall term.
SFC Board of Trustees Scholarships
By Florida statute, the following nine scholarships are funded in
part by a portion of every tuition dollar. These scholarships offer
tuition up to 76 credit hours or program length plus a $700 books/sup-
plies allowance for a maximum of two years, unless otherwise stated.
In-state tuition and fees are charged to these awards, unless otherwise
stated in the student’s scholarship.
Board of Trustees Scholarships
This one-year need-based award is offered on a first-come, first-
served basis to in-district students who have completed all SFC admis-
sion requirements and the Federal Application for Student Financial
Aid. Students must meet minimum standards of academic progress as
defined on page 7.
Athletics
This one-year renewable award is offered through the SFC Athletics
Department to students who excel in baseball, basketball or softball.
Students selected by the SFC Athletics Department must meet state
athletic scholarship guidelines for eligibility and renewal. Full-time
enrollment is required. Contact the Athletics Department at (352) 395-
5535 for more information.
Creative Arts
This one-year renewable award is offered through SFC’s Fine Arts
Department to students who excel in art, dance, debate, music or
theater. Consideration of candidates is based on auditions, portfolio,
interview and recommendation. Students must enroll in courses relat-
ing to award, and full-time enrollment is required. Contact Fine Arts
Chairperson at (352) 395-5310 for more information.
College Achievement Program
This award is offered each year to outstanding participants in the
College Achievement Program. Students have three years to use this
award. Full-time enrollment is required and students must maintain
a 2.5 cumulative GPA for renewal. Contact the Office of Diversity at
(352) 395-5058 for more information.
James Gregg Honors Program
The Honors Program Scholarship Committee will award up to twen-
ty scholarships per academic year to selected students from the Honors
Program. Each scholarship will be granted for one year, renewable
up to two consecutive years if academic standards are met. Contact
the Office of International Education, Economic Development and
Honors Program at (352) 381-3646 for more information.
Public Service
This scholarship is offered to selected students who are participating
in the Gainesville Police Department’s Cadet Program. Students are

expected to attend full time and must maintain a 2.0 cumulative GPA
for renewal. Contact GPD Crime Prevention at (352) 334-2444 for
more information.
Student Ambassador
This one-year award is offered through SFC’s Welcome and
Admissions Center to 16 students selected to represent the college for
the fall and spring terms. Students must have earned at least 18 credit
hours at SFC with a cumulative GPA of 3.0 to apply for consideration.
Contact the program coordinator at (352) 395- 5453.
Student Government
This scholarship is awarded to the current academic year Student
Government leadership team. Students must maintain a 2.5 cumula-
tive GPA and must comply with the Student Government constitution
to remain eligible. Students should contact the Student Government
office in the Center for Student Leadership and Activities.
Technology and Applied Sciences
This scholarship is available to 18 students enrolled in SFC’s Career
and Technical Education Programs. Students must maintain a 2.0
cumulative GPA for renewal. For additional information contact
the Office of International Education, Economic Development and
Honors Program at (352) 381-3646 or in Building P, room 213.
SFC Endowment Scholarships
The following scholarships are offered through the SFC Endowment
Corporation:
Alachua County/SFC Minority Scholarship
Alfred B. Watson, Sr. and Agnes W. Watson Scholarship
Altrusa International, Inc. of Gainesville, Florida
Altrusa International, Inc. of Starke, Florida
Arts and Sciences Scholarship
ASA/NHRA Automotive Technology Scholarship
A.W. Fletcher Memorial Scholarship
Billy and Glenna F. Brashear Nursing and Health Scholarship
Boone/Bussard Welding Scholarship
Bradford County/Andrews SFC Minority Scholarship
Bruce P. Walek Memorial Scholarship
Charisma O’Connor Memorial Scholarship
Charles L. Blount Scholarship
Charles R. Perry Memorial Scholarship
Christa Leigh Hoyt Memorial Scholarship
Colonel R. James Glikes Memorial Scholarship
Davis, Monk & Co. Leo T. Hury Business Scholarship
Dewitt C. Jones and Jeanne C. Johnson Memorial Scholarship
Dexter and Sarajo O’Steen Family Scholarship
Disney’s Animal Kingdom/Animal Programs Scholarship
Dr. Erich and Ellen Farber Scholarship
Dr. Lamar E. Crevasse Scholarship
Ester Porter Lane Memorial Scholarship
Fiona Kathleen Gott Memorial Scholarship
Florence Smith Nursing Scholarship
Francis B. Watson Memorial Scholarship
Gene Gerber Memorial Scholarship
Guy and Elizabeth Andrews Scholarship
H. Medford and Patricia Connelly Scholarship
Harold A. and Jeanne Cruthirds Johnson Scholarship
Henry H. Beck Memorial Scholarship
Herron Health Care Scholarship
Hung-Sen Wu Memorial Scholarship
Irene Zimmerman Memorial Scholarship
11
James and Rena Swick Memorial Scholarship
James F. Moore Memorial Scholarship
Jean Rae Bronson Nursing Scholarship
Jeff Block Memorial Scholarship
Jeffrey Mattison Wershow Memorial Scholarship
Joseph W. Fordyce Scholarship
Joyce Doke Riherd/Bradford County Public Health
Nursing Scholarship
Kiwanis Club of Starke Community Service Scholarship
Laura Lopez Memorial Scholarship
Lillian Stump Nursing & Health Related Scholarship
Margaret F. Knapp Nursing Scholarship
Margaret R.T. Morgan Nursing Scholarship
Mark M. and Flora Yon Richardson Memorial Scholarship
Mazdak Noorbakhsh Memorial Scholarship
Medical and Surgical Affiliates (MSA) Nursing and
Health Related Scholarship
Newberry Garden Club Scholarship
Nicholas J. Gonzalez Memorial Scholarship
Noah Jacob Rodkin Memorial Scholarship
Norman Jensen Art Scholarship
Norris O. Roszel Family Scholarship
Nursing & Health Related Scholarship
Nursing Education Scholarship
Pamphalon Foundation Scholarship
Patricia M. Blount Scholarship
Patricia Sherman Fabrick/Alachua Habitat for Humanity Scholarship
Philip H. Baker Gainesville Civitan Club Scholarship
Plus One Scholarship
Professional Retail Sales Associate Scholarship
Roxann Kelley Buehn Memorial Scholarship
S. Clark Butler Scholarship
Shands at Starke Auxiliary Scholarship
Shands at University of Florida/Rosa B. Williams Scholarship
Starke Rotary Club Scholarship
Village Nursing Scholarship
Eligibility requirements for SFC Endowment Scholarships vary.
Some awards are offered to graduating high school seniors in Alachua
and Bradford counties; others are available to students entering SFC
automotive, welding, business programs and health related fields. For
information on specific scholarships please visit www.sfcollege.edu/
scholarships.
A scholarship handbook will be available at Alachua and Bradford
county high schools in early spring. Most deadlines are March 6, 2009
for the 2009-2010 academic year. Tuition may be charged to accepted
awards. Awards range from $1000 to $1600 per academic year payable
during the fall and spring semesters.
Other Scholarships
Math Opens the Door Scholarships (MODS)
The Santa Fe College mathematics department offers 30 scholar-
ships worth $3125 per year to recipients majoring in mathematics or
engineering who desire to transfer to a baccalaureate degree program
in Computer Science, Engineering, or Mathematics. Both first-time-in-
college and in-college students can apply but eligibility criteria vary.
The scholarship is both merit and need-based so the student must
also apply for Federal Financial Assistance. Additional information
may be viewed at SFC’s Math Opens the Door Web site at http://www.
sfcollege.edu.
 12

Phi Theta Kappa International Honor Society

Over $35 million in local, regional, and international scholarships is
available to Phi Theta Kappa Members. For more details, please con-
tact the Phi Theta Kappa Scholarship Committee in S-154 or e-mail
ptkscholarship@sfcollege.edu. To find out when the scholarship com-
mittee meets, call (352) 395-4105.
Barry Goldwater
Awarded to college students who intend to pursue careers in math,
natural sciences and engineering fields. For more information, call
(352) 395-5010.
Jack Kent Cooke
Awards approximately 50 scholarships to undergraduate students
attending community colleges or two-year institutions in the U.S. and
planning to transfer to four-year institutions. For more information,
call (352) 395-5010.
Hispanic Scholarship Fund
Offered to community college students who plan to transfer and
enroll in a degree-seeking program at a four-year U.S. accredited
institution in the U.S. For more information, visit http://www.hsf.net/ county will receive an additional award of up to $1,500. Applications
Scholarships.aspx. and eligibility criteria are available from your high school’s guidance
office or from the Florida Department of Education Web site: flori-
Native American/Morris K. Udall Scholarship
Offered to Native Americans and Alaska native students who have dastudentfinancialaid.org. SFC receives electronic information about
demonstrated commitment to careers related to the environment, tribal eligible scholars from the Florida Department of Education. You must
public policy or native health. For more information, visit http://www. enroll for at least 6 hours of college-level course work each term. Initial
udall.gov. award amounts are estimated for purposes of SFC’s financial aid award
planning.
The Foundation of the National Student Nurses’ Actual payment depends upon the program regulations and the
Association Undergraduate Scholarship Program amount of tuition and fees assessed for the term. The scholarships
Offered to students currently enrolled in one of the nursing pro- will cover the designated percentage of in-state college-level tuition
grams. For more information, visit http://www.nsna.org/foundation/ and fees for up to 45 credit hours of course work each year. Payment
resources/. will be based on your actual tuition charges. Bright Futures awards are
Transfer Scholarships available for fall and spring terms only. For additional details about the
http://www.sfcollege.edu/financialaid/scholarships.php Bright Futures program and program regulations, visit floridastudentfi-
nancialaid.org.
Other Scholarships
http://www.sfcc.edu/financialaid/scholarships.php
State of Florida Programs
http://www.floridastudentfinancialaid.org/
The Florida Department of Education offers various student finan-
cial assistance programs which are administered by the Office of
Student Financial Assistance (OSFA) http://www.floridastudentfinancial-
aid.org/ in Tallahassee. These programs include Florida Bright Futures,
Florida Student Assistant Grant, Jose Marti Scholarship Challenge
Grant and more.
Florida Bright Futures Scholarship Program
This is a state scholarship awarded to Florida high school graduates
who demonstrate high academic achievement. Awards are issued by the For more information, point your Web browser to www.sfcollege.edu.
State of Florida directly to the eligible student. Initial eligibility is gen- The e-mail address is information@sfcollege.edu.
erally determined in your senior year of high school. The program has
three levels. You may receive only one of the following: Statement of Equal Access/Equal Opportunity
1. Florida Academic Scholars Award pays 100 percent of college-level Santa Fe College is committed to an environment that embraces diversity, respects the rights
tuition plus a book allowance, and requires a 3.0 cumulative GPA of all individuals, is open and accessible, and is free of harassment and discrimination based
for renewal; or on, but not limited to, race, creed, color, religion, age, disability, sex, marital status, national
2 . Florida Medallion Scholars Award (pays 100 percent of college-level origin, political opinions or affiliations, veteran status and/or sexual orientation.
tuition for associate degree programs or 75 percent of college-level Lela Elmore, Equal Access/Equal Opportunity Coordinator
tuition for certificate programs), and requires a 2.75 cumulative R-Annex, room 105, (352) 395-5420
GPA for renewal; or
Santa Fe College is accredited by the Commission on Colleges of the
3. Florida Gold Seal Vocational Scholars Award (pays 75 percent of Southern Association of Colleges and Schools to award Associate and
vocational program tuition), requires 2.75 cumulative GPA for Baccalaureate degrees. Contact the Commission on Colleges at
renewal 1866 Southern Lane, Decatur, Georgia 30033-4097 or call 404-679-4500
Renewal also requires completion of at least 6 credit hours of for questions about the accreditation of Santa Fe College.
college-level course work each term. Each award level has different © 2009 Santa Fe College, Gainesville, Florida
academic criteria for eligibility. The top-ranked scholar from each