Certified Receipt Article Number:

PublicNotice/PublicRecord
TimeofSettlementByBank
AbAuctoritateLegis
InfraCorpusComitatusInfraJurisdictionem
Apersonhas"notice"ofafactiftheperson:(1)hasactualknowledgeofit;
(2)hasreceivedanoticeornotificationofit.
Partiesaresaidtosettleanaccountwhentheygooveritsitemsandascertain
andagreeuponthebalanceduefromonetotheother.And,whentheparty
indebtedpayssuchbalance,heisalsosaidtosettleit.UnderU.C.C.4
104(10),"settle"meanstopayincash,byclearinghousesettlement,ina
chargeorcreditorbyremittance,orotherwiseasinstructed.Asettlementmay
beeitherprovisionalorfinal.SeealsoAdjust;Liquidate;Settlement.Blacks
LawDictionarySixthEdition(page1373)
FINALPAYMENTdefined:Thepointatwhichmonetarycreditgivenforanitem
cannotberevokedunderU.C.C.Article4,whichdescribesfourmeansoffinal
paymentoccurs.SeeU.C.C.4213(1).BlacksLawDictionarySixthEdition(page630)
Whereasdefinedbyvirtueof:MediumandTimeofSettlementbyBank;(a)With
respecttosettlementbyabank,themediumandtimeofsettlementmaybe
prescribedbyFederalReserveregulationsorcirculars,clearinghouserules,
andthelike,oragreement.Intheabsenceofsuchprescription:(1)themedium
ofsettlementiscashorcredittoanaccountinaFederalReservebankofor
specifiedbythepersontoreceivesettlement;and(2)thetimeofsettlement,
is:(i)withrespecttotenderofsettlementbycash,acashier'scheck,or
teller'scheck,whenthecashorcheckissentordelivered;(ii)withrespect
totenderofsettlementbycreditinanaccountinaFederalReserveBank,when
thecreditismade;(iii)withrespecttotenderofsettlementbyacreditor
debittoanaccountinabank,whenthecreditordebitismadeor,inthecase
oftenderofsettlementbyauthoritytochargeanaccount,whentheauthorityis
sentordelivered;or(iv)withrespecttotenderofsettlementbyafunds
transfer,whenpaymentismadepursuanttoSection4A406(a)totheperson
receivingsettlement.
DISCHARGEOFACONTRACTdefined:Theactofmakingacontractoragreementnull.
2.Contractsmaybedischargedby,1.Payment.2.Accordandsatisfaction.8
Com.Dig.917;1Nels.Abr.18;1Lilly'sReg.10,16;Hall'sDig.71Poth.Ob.
345.3.Release.8Com.Dig.906;3Nels.Ab.69;18Vin.Ab.294;1Vin.Abr.
192;2Saund.48,a;Gow.onPartn.225,230;15Serg.&Rawle,441;1PothOb.
897.4.Setoff.8Vin.Ab.556,Discount;Hall'sDig.226,496;7Com.Dig.
335,Pleader,2G17;1Poth.Ob.408.5.Therescissionofthecontracts.1
Com.Dig.289,notex;8Com.Dig.349;Chit.onContr.276.6.Extinguishment.
7Vin:Abr.367;14Serg.&Rawle,209,290;8Com.Dig.394;2Nels.Abr.818;
18Vin.Abr.493to515;11Vin.Abr.461.7.Confusion,wherethedutytopay
andtherighttoreceiveuniteinthesameperson.8Serg.&Rawle,24301
Poth.425.8.Extinction,orthelossofthesubjectmatterofthecontract.
Bac.Abr.488Com.Dig.*349;1Poth.Ob.429.9.Defeasance.2Saund.47,n.
note1.10.Theinabilityofoneofthepartiestofulfillhispart.Hall'sDig.
40.11.Thedeathofthecontractor,aswhereheundertooktoteachan
apprentice.12.Bankruptcy.13.Bytheactoflimitations.14.Bylapseoftime.

Certified Receipt Article Number:

AngellonAdv.Enjoym.passim;15Vin.Abr.52,99;2Saund.63,n.b;Id.66,
n.8;Id.67,n.10;GowonPartn.235;1,Poth.443,449.15.Byneglectingto
givenoticetothe,personcharged.Chit.onBills,245.16.Byreleasingoneof
twopartners.SeeReceipt.17.Byneglectingtosuetheprincipalattherequest
ofthesurety,thelatterisdischarged.8Serg.&Rawle,110.18.Bythe
dischargeofadefendant,whohasbeenarrestedunderacapiasad
satisfaciendum.8Cowen,R.171.19.Byacertificateanddischargeunderthe
bankruptlaws.ActofCongressofAugust,1841.ALawDictionaryAdaptedToThe
ConstitutionAndLawsOfTheUnitedStatesOfAmericaAndOfTheSeveralStatesOfTheAmericanUnion
by:JohnBouvierRevisedSixthEdition,1856

PAYMENTdefined:contracts.Thatwhichisgiventoexecutewhathasbeen
promised;oritisthefulfillmentofapromise.Solveredicimuscumquisfecit,
quodfacerepromisit.Butthoughthisisthegeneralacceptationoftheword,
yetbypaymentisunderstood,everywaybywhichthecreditorissatisfiedor
oughttobe,andthedebtor,liberatedforexample,anaccordandsatisfaction
willoperateasapayment.IfIoweyouasumofmoney,forthesecurityof
whichIgiveyouamortgage,andafterwardsyouconsenttoreceiveinpaymenta
tractofland,fromthemomentthesaleiscomplete,thefirstobligation,with
allitsaccessories,isextinct,althoughyoushouldbeafterwardsevictedof
thepropertysold.7Toull.n.462Mart.Lo.Rep.N.S.144;S.C.2Harr.
Cond.Lo.R.621,624.ALawDictionaryAdaptedToTheConstitutionandLawsoftheUnited
StatesofAmericaandoftheSeveralStatesoftheAmericanUnionbyJohnBouvierRevisedSixth
Edition,1856

Whereasdefinedbyvirtueof:ALTERATION:(a)"Alteration"means(i)an
unauthorizedchangeinaninstrumentthatpurportstomodifyinanyrespectthe
obligationofaparty,or(ii)anunauthorizedadditionofwordsornumbersor
otherchangetoanincompleteinstrumentrelatingtotheobligationofa
party.(b)Exceptasprovidedinsubsection(c),analterationfraudulentlymade
dischargesapartywhoseobligationisaffectedbythealterationunlessthat
partyassentsorisprecludedfromassertingthealteration.Nootheralteration
dischargesaparty,andtheinstrumentmaybeenforcedaccordingtoitsoriginal
terms.(c)Apayorbankordraweepayingafraudulentlyalteredinstrumentora
persontakingitforvalue,ingoodfaithandwithoutnoticeofthealteration,
mayenforcerightswithrespecttotheinstrument(i)accordingtoitsoriginal
terms,or(ii)inthecaseofanincompleteinstrumentalteredbyunauthorized
completion,accordingtoitstermsascompleted.
Whereasdefinedbyvirtueof:Accordandsatisfactionbyuseofinstrument:(a)
Ifapersonagainstwhomaclaimisassertedprovesthat(i)thatpersoningood
faithtenderedaninstrumenttotheclaimantasfullsatisfactionoftheclaim,
(ii)theamountoftheclaimwasunliquidatedorsubjecttoabonafidedispute,
and(iii)theclaimantobtainedpaymentoftheinstrument,thefollowing
subsectionsapply.(b)Unlesssubsection(c)applies,theclaimisdischargedif
thepersonagainstwhomtheclaimisassertedprovesthattheinstrumentoran
accompanyingwrittencommunicationcontainedaconspicuousstatementtothe
effectthattheinstrumentwastenderedasfullsatisfactionoftheclaim.(c)
Subjecttosubsection(d),aclaimisnotdischargedundersubsection(b)if
eitherofthefollowingapplies:(1)Theclaimant,ifan
organization,provesthat(i)withinareasonabletimebeforethetender,the
claimantsentaconspicuousstatementtothepersonagainstwhomtheclaimis
assertedthatcommunicationsconcerningdisputeddebts,includinganinstrument
tenderedasfullsatisfactionofadebt,aretobesenttoadesignatedperson,
office,orplace,and(ii)theinstrumentoraccompanyingcommunicationwasnot
receivedbythatdesignatedperson,office,orplace.(2)Theclaimant,whether
ornotanorganization,provesthatwithin90daysafterpaymentof
theinstrument,theclaimanttenderedrepaymentoftheamountoftheinstrument
tothepersonagainstwhomtheclaimisasserted.Thisparagraphdoesnotapply
iftheclaimantisanorganizationthatthatsentastatementcomplyingwith

Certified Receipt Article Number:

paragraph(1)(i).(d)Aclaimisdischargedifthepersonagainstwhomtheclaim
isassertedprovesthatwithinareasonabletimebeforecollectionofthe
instrumentwasinitiated,theclaimant,oranagentoftheclaimanthaving
directresponsibilitywithrespecttothedisputedobligation,knewthatthe
instrumentwastenderedinfullsatisfactionoftheclaim.
Notice;Knowledge,whereasdefinedbyvirtueof:(a)Subjecttosubsection
(f),apersonhas"notice"ofafactiftheperson:(1)hasactualknowledgeof
it;(2)hasreceivedanoticeornotificationofit;or(3)fromallthefacts
andcircumstancesknowntothepersonatthetimeinquestion,hasreasonto
knowthatitexists.(b)"Knowledge"meansactualknowledge."Knows"hasa
correspondingmeaning.(c)"Discover","learn",orwordsofsimilarimportrefer
toknowledgeratherthantoreasontoknow.(d)Aperson"notifies"or"gives"a
noticeornotificationtoanotherpersonbytakingsuchstepsasmaybe
reasonablyrequiredtoinformtheotherpersoninordinarycourse,whetheror
nottheotherpersonactuallycomestoknowofit.(e)Subjecttosubsection
(f),aperson"receives"anoticeornotificationwhen:(1)itcomestothat
person'sattention;or(2)itisdulydeliveredinaformreasonableunderthe
circumstancesattheplaceofbusinessthroughwhichthecontractwasmadeorat
anotherlocationheldoutbythatpersonastheplaceforreceiptofsuch
communications.(f)Notice,knowledge,oranoticeornotificationreceivedby
anorganizationiseffectiveforaparticulartransactionfromthetimeitis
broughttotheattentionoftheindividualconductingthattransactionand,in
anyevent,fromthetimeitwouldhavebeenbroughttotheindividual's
attentioniftheorganizationhadexercisedduediligence.Anorganization
exercisesduediligenceifitmaintainsreasonableroutinesforcommunicating
significantinformationtothepersonconductingthetransactionandthereis
reasonablecompliancewiththeroutines.Duediligencedoesnotrequirean
individualactingfortheorganizationtocommunicateinformationunlessthe
communicationispartoftheindividual'sregulardutiesortheindividualhas
reasontoknowofthetransactionandthatthetransactionwouldbematerially
affectedbytheinformation.
Whereasdefinedbyvirtueof;"Organization"meansapersonotherthanan
individual.
Thismyfreewill,voluntaryactanddeedtrueandlawfulattorneyinfacttomake,
execute,seal,acknowledge,publishanddeliverundermyhandandseal,explicitly
reservingallrightswithoutprejudicegratia;

By:__________________________________________
SuiJurisknownas;JohnofthegenealogyofDoeBailorforJOHNDOEBailee
___________________________________________
Probatioplena;Jane,DoeThirdPartyWitness
"Sealedanddeliveredinthepresenceofus."
___________________________________________
Probatioplena;Dan,DoeThirdPartyWitness
"Sealedanddeliveredinthepresenceofus."
STATE OF ILLINOIS )
) SS:
COUNTY OF COOK )
CERTIFICATE OF ACKNOWLEDGMENT
On this date the individual named above, in his/her stated capacity, personally appeared
before me to execute this acknowledgement that this instrument was signed, sealed, and
delivered as their free will, voluntary act and deed to make, execute, seal, acknowledge and
deliver under their hand and seal verified and authenticated for the uses and purposes therein
mentioned.

Certified Receipt Article Number:

_____________________
DATE
AFFIX
NOTARY SEAL
IF REQUIRED

_________________________________
Signature of NOTARY PUBLIC
Date Commission Expires __________________

*CLOSE defined: Signifies the interest in the soil, and not merely a close or enclosure in the common acceptation of the
term. Doct. & Stud. 307 East, 207 2 Stra. 1004; 6 East, 1541 Burr. 133 1 Ch. R. 160. 2. In every case where one man has a
right to exclude another from his land, the law encircles it, if not already enclosed, with an imaginary fence; and entitles
him to a compensation in damages for the injury he sustains by the act of another passing through his boundary,
denominating the injurious act a breach of the enclosure. Hamm. N. P. 151; Doct. & Stud. dial. 1, c. 8, p. 30; 2 Whart. 430.
3. An ejectment will not lie for a close. 11 Rep. 55; 1 Rolle's R. 55 Salk. 254 Cro. Eliz. 235; Adams on Eject. 24. A Law
Dictionary Adapted To The Constitution And Laws Of The United States Of America And Of The Several States Of The
American Union by: John Bouvier Revised Sixth Edition, 1856

Ourdutyiswakefulness,thefundamentalconditionoflifeitself.Theunseen,
theunheard,theuntouchableiswhatweavesthefabricofourseeableuniverse
together.
MAXIMdefined:Anestablishedprincipleorproposition.Aprincipleoflaw
universallyadmitted,asbeingjustandconsonantWithreason.2.Maximsinlaw
aresomewhatlikeaxiomsingeometry.1Bl.Com.68.Theyareprinciplesand
authorities,andpartofthegeneralcustomsorcommonlawoftheland;andare
ofthesamestrengthasactsofparliament,whenthejudgeshavedeterminedwhat
isamaxim;whichbelongstothejudgesandnotthejury.TermsdoLey;Doct.&
Stud.Dial.1,c.8.Maximsofthelawareholdenforlaw,andallothercases
thatmaybeappliedtothemshallbetakenforgranted.1Inst.11.67;4Rep.
See1Com.c.68;Plowd.27,b.3.Theapplicationofthemaximtothecase
beforethecourt,isgenerallytheonlydifficulty.Thetruemethodofmaking
theapplicationistoascertainhowthemaximarose,andtoconsiderwhetherthe
casetowhichitisappliedisofthesamecharacter,orwhetheritisan
exceptiontoanapparentlygeneralrule.4.Thealterationsofanyofthemaxims
ofthecommonlawaredangerous.2Inst.210.Thefollowingaresomeofthemore
importantmaxims.ALawDictionaryAdaptedToTheConstitutionandLawsoftheUnitedStatesof
AmericaandoftheSeveralStatesoftheAmericanUnionbyJohnBouvierRevisedSixthEdition,1856

Oneisnotpresentunlessheunderstands.
Nooneisboundtoarmhisadversary.
Thingstakenorcapturedbypiratesandrobbersdonotchangetheir
ownership.
Thoseawake,notthoseasleep,thelawsassist.
Legalremediesarefortheactiveandvigilant.
Upontheplaintiffreststheprovingtheburdenofproof.
Thenecessityofprovinglieswithhimwhomakesthecharge.
Failuretoenforcethelawdoesnotchangeit.
Ignoranceofthelawdoesnotexcusemisconductinanyone,leastofalla
swornofficerofthelaw.
Foreverylegalrightthelawprovidesaremedy.