27618 Woodfield Pl Phone :661-904-4958

Valencia, CA 91354 Email: scott.bobbins@yahoo.com

Scott Bobbins

Experience 2004-2009 First Capital Western Region Los Angeles, CA

Senior Vice President
Regional Credit and Collection Manager
 Manage Western Region Credit Department -700MM annual volume.
 Implement credit policies, direct credit underwriting and portfolio
administration activities for region.
 Directed team leaders in approval procedures establishing standards for
credit control, portfolio maintenance, and monitoring portfolio losses
 Coordinate with Region Managers and New Business development
personnel to evaluate credit worthiness of prospects in the execution of
new business development.
 Named Director of International Credit in 2009.
 Responsible for all Import and Export business within Factors Chain
International

1998–2004 GE Capital Los Angeles, CA

Vice President and Regional Credit Manager
 Manage Western Region Credit Department -700MM annual volume.
 Responsible for facilitating the strategic direction for the Region through
managing and coaching team leaders, credit analysts, credit administrators and
support personnel.
 Established and maintained cordial relationship with clients through positive
interactions and service responses.
 Participate in marketing efforts by recognizing new business
opportunities, submitting referrals, and reviewing prospects customer
base.
 Assumed account executive responsibilities on non-borrowing accounts.

1996-1998 CIT Group Los Angeles, CA

Vice President and Wholesale Credit Manager
 Managed wholesale credit department handling 350MM in annual
volume.
 Responsible for maximizing credit coverage while maintaining high
standards of credit quality.
 Worked with risk leaders and team members in establishing department
 and region goals

1990-1996 CIT Group New York, NY

Assistant Vice President and Unit Manager
 Supervised Credit Analysts handling 650MM in annual volume for
General Products Division.
 Responsible for reviewing and presenting accounts to senior management
residing over formal credit committee.
 Accountable for Special Handling Accounts. In depth cash flow and financial
covenant analysis required on highly leveraged and marginal accounts.
 Renew all client agings on a monthly basis
 Handled 150MM in wholesale volume

1981-1990 Milberg Factors New York, NY

Assistant Vice President and Unit Manager
 Supervised Credit Analysts handling 650MM in annual volume for
General Products Division.
 Responsible for reviewing and presenting accounts to senior management
residing over formal credit committee.
 Accountable for Special Handling Accounts. In depth cash flow and financial
covenant analysis required on highly leveraged and marginal accounts.
 Handled 150MM in wholesale volume

Education: Baruch College – The City University of New York New York, NY.
Six Sigma Training – Green Belt Certified
New York Institute of Credit