I.

Executive Summary

This is my personal Investment Plan, this report uses financial models present situation and

illustrations of possible direction of my finances. Future economic and market condition are

unknown and will change. The assumptions used are representative of economic and market

conditions that occur and designed to promote appropriate action that may need to take now

or in the future and to help manage and maintain the finances of building the house.

My current situation

 I have assets of approximately $ 400, 000

 Liabilities of approximately $ 50, 647

 My net worth is approximately $ 1,253,535

 Has a stable job; a doctor

 Currently have the house but to be renovated

My Goals

 I want to retire at the age of 66

 Monthly after tax income needed at that time is $5,310

 At least have an income until last life expectancy of 98

 Meet education goals to save for my children

Analysis Details

 Asset allocation

 Long term care assets at risk

This aims to build a house that will suffice all the needs of the of everyone especially my family

where they can be comfortable and a place where they can connect while achieving their goals.

These also provides accommodation with utmost hospitability for all the people and excellent

value for money while assuring the firm structure of the house.

Vision

A vison to promote care until the end of their life through a safe and better home. It also

contribute meaningfully to the people and to my families by giving the best care through a

friendly home and to be amongst other.

Objectives

The objectives of these house are as follow:

 To collect capable team in building the house

 To source and secure funding

 To strive competitiveness

 To implement strategy

 To strive growth and expansion; and

 To give better, comfortable and safe home to everyone

The house offers all from high quality of the structure to the materials, the things and

infrastructure providing each member of the family the comfortableness they wanted and the

things made to suit for everyone down to the smallest detail.

The house provide fresh and relaxing room all the times, a soft and comfy sofas and a clean

comfort room which is very essential. It also offers a mini gym for the family to obtain fit and

healthy body, a mini library office wherein academic aspects are prioritize and also a rendezvous

where each member can hang out, bonding and so the things they wanted.

Competitive Advantage

The house will position itself aa unique home it’s patrons cannot only enjoy the accommodations

but also spend their time in an ambient environment. Comfortable chairs, sofas, dining table and

everything are made personally. In these home you can feel something that you cannot resist

where in you can bare in mind that “there is no place like home”.

III. Investment Guidelines and Constraints

It is not that easy to renovate nor build a house so it really needs time, effort, thinking skills, and

more importantly money in order to reach the standard, investments are important and needed

because that is the road map in developing the different life financial cycle.

Guidelines
The investment guidelines I would follow is critical for it is the road map in the house

investment. These are as follow:

1. In investing for my house it shall be distinctive in order to lessen the possible risks upon

especially in capital matter.

2. All of my assets shall be invested with in depth knowledge, skill, professionalism, and

above all trusted investors to have an assurance.

3. Ensuring that in the investment process it should be constructive that will lead to a safe,

secure and thorough process.

Constraints

Investments constraints is checked capital accumulations and growth and especially

preserving investment constraints must be consider.

Liquidity. Making down payment for the house so money should be turn quickly from the

business and from the assets.

Investments horizon. Short term investment horizon is consider because it is the amount of

time I am planning to fulfill the house where in I can say that this is my house. It is the time

allotment in building and paying the total amount.

Tax consideration and also special needs constraints. It should be consider because

investment will play a big role and has a part in continuing life especially if a large part of

my wealth will be tied up in building the house.

Developing policy for investments very important to have assurance in both company.

 Demonstrate clear knowledge an my investment purpose, goals, and objectives.

 Consider the constraints with regard to the investment and make use of the

availability of the other sources.

 Figure out the strategy assumptions which will lead to a productive outcome.

 Have in depth knowledge on the investment itself to acquire the needed skills and

thorough in hand.

Asset Allocation

Table

V. Implementation

The house to be build uses a strategy of total quality in product and service offered. Our

promise is in our location, the accommodations availability, the heart of every member we

attract and the atmosphere we create.

Strategic Assumptions:

 People want a better house to live in

 Every people want a more inviting home environment

 The place should be unaffected on the economy and world related events

 The house we create offer several unique advantages over all other houses where in

each member will say there is no place like home.

The said home will be possible for everyone around, especially people who are living in

far area who wants to study and work in Cities, a City where there is still fresh air and

open nature view, all individuals who just wanted a place to hang out. With an expected

almost thousands of population who are planning to alienate from rural to urban. I will

make the vision possible of my house to make it a profitable one. The target value will

not that much but will surely be recognize and the assurance that it will be amongst other.

VI. Market Analysis

Market Plan

The said house business intends to maintain an broad marketing campaign that will allow

everyone to know and have a knowledge on what the house can offer. Specific strategies will

be hold to target the expected clients and targeted market foe these will be the reason to

continue the business and expanding it to different places that can also increase the profit.

Location

Location should be top prioritize. The house to be build would be located at a specific City

here in Leyte distinctively at Tacloban City in Diit, Tacloban City, Leyte, Philippines since
 there are still unrecognized spots of nature but still it will be a nature friendly home and

friendly home for you and me.

VII . Competition

My business house will surely have the counted competitors which includes hotels, boarding

houses, apartments and all even a little house is calculated. Each individual find a same thing

to bare in mind in choosing a home and each of the said competitors target same clients and

each one has unique character to attract customer and it’s pleasure.

My Personal SWOT Analysis

Strength  Has a good

communication skill

5 M’s

Man

The right person for the right position foe effective and efficient organization. An architect is

needed in building my house for the aesthetic design of buildings, spaces, structures, mechanical

system and all of the other attributes necessary to make buildings useful and enjoyed by people.

Designer an interior designer for the house interior and a landscape artist for the outside view of
the house. Importantly engineer who will design and build complicated products, machines,

systems and structure also workers are needed to put the plan into action.

Materials

Materials used in constructing a 1,700 square foot, single family home

4,726 board feet of lumber

4, 614 square foot of sheating, including roofing, wall and floor sheating

243 square feet of plywood sheating

55 cubic yards of concrete block

2,528 square feet of exterior finishing

1,992 square feet of asphalt shingles for roofing

2,500 square feet of insulation

6,484 square feet gypsum wall board

90 linear feet of ducting

55 gallon of paint

302 pounds of nails

750 feet of wiring

280 feet copper pipe

12 windows

10 interior doors, 4 exterior doors, and 1 sliding door

15 kitchen cabinet

Machine

Machine is needed to make the work easier. I need to use the back hoe to clean first the area, also

a tractor in mixing and other machine needed by workers to make it possible and to follow the

allotted time needed in the contract.

Minute

The time allotment is 10 months and 7 days in finishing the said house. Every 5 hours of

working is equivalent to a specific amount under contract. Every second is precious to the

workers so I must pay the right and exact amount too.

Money

The most important thing needed in building house and to run someone’s life. From investments

I will use the money in buying the materials needed, for borrowing the machines, payments for

the workers, the daily snack and lunch of my family also the workers. Money plays the vital role

in our lives and in making things possible.

VIII. Management and Operations

morning up to 5:00 in the evening with an hour of lunch break on 12:00pm-1:00pm a total of 6

hours everyday. The said allotment to finish building the house is only 10 months and 7 days

since we are having workers and staff up to 50 person.

Personnel

Expected of 39 workers, 2 engineer, 2 architect, 1 interior designer, 1 landscape artist and 5

carpenters to finish building the house. The tools are agreed that they would bring the materials

needed. The agreed design should be follow by the workers and should be properly guided by the

engineers and other staff.

IX. Application of loans and Investment

The lot is expected to be at a million price considering it’s location and topography. The

construction at a million and a half with a total of 2, 500,000 pesos. The said idea of land and

house needs a loan of 1.5 million from Security Service System (SSS) , another half million a

loan from Bank if the Philippine Island (BPI) and the remaining 500,000 will be get from my

assets.
 Personal Investment Plan

The Investment Plan Output

In Entrepreneurship

Presented to

Mr. Ferdinand A. Negros

Subject Teacher

Presented by

Ariane Mae D. Caberio

Grade 11 – Guava
Leyte National High School

Second Semester

S.Y 2017 – 2018