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BAQOOLAH AND TRADING SERVICES CONCEPT

KOPERASI SYARIAH IRSYADY
JAKARTA, JULI 2011
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WHY COOPERATIVE FORM?
KOPERASI SYARIAH IRSYADY BACKGROUND
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KSI as ‘Co-operative Society’

 A voluntary association of persons;

 Working together with common economic
objective;
 Providing support to the members;
 Self-help and mutual help;
 Non-profit motive;
 Pooling individual resources for group
welfare;
 For common benefit.
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Types of cooperative societies

Ø Housing cooperative
Ø Building cooperative
Ø Retailers' cooperative
Ø Utility cooperative
Ø Worker cooperative
Ø Business and employment co-operative
Ø Social cooperative
Ø Consumers' cooperative
Ø Agricultural cooperative
Ø Cooperative banking (credit unions and cooperative savings banks)
Ø Federal or secondary cooperatives
 Cooperative wholesale society
 Cooperative Union
 Co-operative party
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Main Objectives

 Render service, not for profit;

 Mutual help, not competition;

 Self help, not dependence;

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Voluntary Association

 Members coming together voluntarily;

 By choice, not by force;

 Continues for as long as he likes;

 May leave at his will.

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Sources of Finance

Capital contributed by all the members;



May raise loans, investment, donation and



secure grants from government or other third

parties
After its registration.

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Self-help through mutual
cooperation
 Co-operative Societies thrive on the
principle of mutual help;
 They are the organizations of financially
weaker sections of society;
 Converts Weakness to strength by ‘self-help
through mutual co-operation’;
 Fights exploitation and secure a place in
society through “Each for all and all for
each”.
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Service Motive

 Co-operatives not to maximize profit but to

provide service to its members;
 A Consumer Co-operative Store sells quality
goods to members at a reasonable price
retaining a small margin of profit;
 In a Cooperative Marketing Society, collects
the products from members, makes
available better marketing & distribution
channels economically
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Consumers’ Co-
operative Society
For protecting interest of general


consumers;
By making consumer goods available at


a reasonable price;
Source goods directly from the


producers or manufacturers;
Eliminates middlemen in the


distribution process.

Baqoola Services
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Co-operative Marketing
Society

Society of small producers and



manufacturers;
Collects the products from members


Makes available better marketing &



distribution channels economically;

Sells in the market.


Trading Services
+ BAQOOLA AND TRADING
SERVICES SCHEME
KOPERASI SYARIAH IRSYADY BUSINESS OPPORTUNITY
+ KSI MAY EMPOWER BUSINESS
OPPORTUNITY WITHIN ITS COMMUNITY

FARMERS
KSI MEMBERS

HARVESTING RAW FACTORY/PROCES FINISHED

GOODS MATERIAL SING UNIT GOODS

MAIN
TRADING SERVICES DISTRIBUTOR

BAQOOLA/RETAIL AGENT/RETAI
LER
DISTRIBUTION SERVICES

ENDUSERS
KSI MEMBERS
+ EMPOWERMENT MODEL
Model # 2 : Supply OFIndustry
Chain to PRODUCTION
SIDE (IE. AGRIBUSINESS, AND MASS CREATIVE
INDUSTRY)

MOU / PKS
INVESTOR KSI

Project Assignment

Financing
Financing INDUSTRY EXPERT & Admin
Support
Project Supervision/ Payment
Technical Advisory

CLUSTER OF FARMERS/PRODUCERS

Sales & Buying Contract

(Raw Material)
RAW MATERIAL
INDUSTRY TRADER
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BAQOOLA MODEL OF
CONSUMER GOODS

PRODUCERS/FABRICA PRODUCERS/FABRICA PRODUCERS/FABRICA

NTS NTS NTS

WAREHOUSE/BAQOOLA OUTLET

END-USERS
AS KSI MEMBERS
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TRADING SERVICES MODEL

PRODUCERS/FABRICA PRODUCERS/FABRICA PRODUCERS/FABRICA

NTS NTS NTS

HARVESTING GOODS FINISHED GOODS

KSI TRADING UNITS OR

TRADING COMPANY

END-BUYERS
+ WHAT KIND OF SUPPORT
NEEDED?
KOPERASI SYARIAH IRSYADY REQUIREMENTS
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KSI REQUIREMENTS

PROFESSIONAL
MANAGEMENT

SKILLED AND TRAINED

HUMAN RESOURCES
GENERAL BASIC
REQUIREMENTS STRONG CAPITAL

LOYALITY OF KSI
COMMUNITY
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KSI STRATEGIC PLAN

FOCUSED BUSINESS PLAN

DETAILED MILESTONE
GENERAL PROGRAMS

MILESTONES
PHASE OF DEVELOPMENT

FULL EXECUTION WITH

STRONG CONTROL
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KSI CHAMPION
PRODUCT/SERVICES

10 STORES AS PILOT AT YEAR 1

BAQOOLAH STORE (MEET KSI STANDARD MODEL)

OR RETAIL
OUTLETS FINANCING BUDGET PER STORE
(“BAQOOLAH AROUND IDR 200.000.000,- AND
DISBURSED THRU KSI
TOKO”) (MUDHARABAH SCHEME)

PILOT LOCATED WITHIN KSI

HEADOFFICE
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KSI STANDARD OF BAQOOLAH

 REFER TO REPUTABLE RETAIL OUTLET MANAGED BY

PROFESSIONAL MANAGEMENT LIKE ALFAMART,
INDOMARET, ETC.

 INTERESTING AND ATTRACTIVE OUTLOOK (KSI SPECIFIC

MODEL)

 SUPPORTED BY SKILLED AND ETHICAL EMPLOYEES

 LOCATED ON MOST STRATEGIC LOCATION, AND MAY

CLOSE TO KSI COMMUNITY

 FULLY PROFIT MOTIVE (NON SOCIAL UNIT)

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KSI CHAMPION
PRODUCT/SERVICES
TARGET MARKET : SUCCESSFUL
ENTREPRENEUR OR
PROFIT SHARING BUSINESSMAN OF KSI MEMBER
INTO EXISTING
BUSINESS OF KSI KSI PROVIDES FINANCING TO
MEMBER EMPOWER HIS BUSINESS THRU
INVESTMENT OR WORKING
(“BERSAMA CAPITAL SCHEME
SAUDAGAR”)
PRIORITIZE TO NOT START-UP
COMPANY (MUST BE
ESTABLISHED)
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KSI CHAMPION
PRODUCT/SERVICES
TARGET MARKET : COMMON
PUBLIC THAT HAVE
PROFIT SHARING SUCCESSFULLY RUN
INTO OTHERS OWNBUSINESS

EXISTING
KSI PROVIDES FINANCING TO
BUSINESS EMPOWER HIS BUSINESS THRU
(“BERSAMA INVESTMENT OR WORKING
CAPITAL SCHEME
MASYARAKAT
LUAS”)
TO ENLARGE THE TARGET OF
KSI COMMUNITY
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KSI CHAMPION
PRODUCT/SERVICES
PRIORITIZE TO PRODUCE BASIC
CONSUMER GOODS (9 PRIMARY
PRODUCTS)
ESTABLISH
MANUFACTURING KSI JOIN AS INVESTORS INTO
OR FACTORY UNIT ESTABLISHED UNIT OWNED BY
MEMBER THRU PROFIT SHARING
(“PABRIK SCHEME
SEMBAKO”)
KSI MAY CONTRIBUTES ALSO IN
PROVIDING THE EXPERTISE,
INVESTMENT AND WORKING
CAPITAL
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THE END