URN:

BI712769413 Proposal No. Policy No.

Benefit Illustration for DHFL Pramerica Flexi Cash

UIN: 140N040V02 Illustration generated by : dpli

Product Code : T10 Illustration Date : Sat Aug 03 2019
Dear Valued Customer

The illustration is in accordance with the guidelines set by Life Insurance Council & Insurance Regulatory and Development Authority of India. Some benefits are guaranteed and
some benefits are variable with returns based on the future performance of with-profit fund of the Company. If your policy offers guaranteed returns then these will be clearly
marked as "guaranteed" in the illustration table. If your Policy offers variable returns then the illustration will show two different rates of assumed future investment returns.
These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your Policy is dependent on a number of
factors including future investment returns.
For the purpose of illustrating non guaranteed benefits we have assumed 4% per annum and 8% per annum respectively as the lower and the higher rates of investment return
on the with-profit fund of the Company. These assumed rates are not guaranteed and they are not upper or lower limits of what you might get back.
Life to be insured information Base Coverage Information
Name Valued Customer Plan Name DHFL Pramerica Flexi Cash
Age 34 Base Sum Assured (Rs.) 198682
Gender Male Premium Payment Term (Years) 5 Years
Mode of Premium Payment Annual Policy Term (Years) 15 Years
Annualized Premium**(Rs.) 40191 Occupational Extra Rates(If Applicable)
Modal Premium: 1st Policy Year(Rs.) 42000
NA
Modal Premium: 2nd Policy Year Onwards(Rs.) 41095

Communication Address:
DHFL Pramerica Life Insurance Co. Ltd.4th Floor, Building No-9B,DLF Cyber City, Phase - III,Gurgaon - 122002, Haryana, Registration No. 140

Company Salesperson's Signature:_______________________________ Proposer's Signature:_______________________________

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 Non-Guaranteed Benefits

Guaranteed Total Benefits @ 4% Total Benefits @ 8%

Age at the
end of Policy Annual Death Maturity Death Maturity Death Maturity
Policy Surrender Surrender Surrender
Year (Issue Premium Sum Benefit/Guaranteed Benefit Benefit/Guaranteed Benefit Benefit/Guaranteed
Year Value Value* Value*
Age=34 Payable Assured Loyalty Benefit Payable Loyalty Benefit Payable Loyalty Benefit
Years)
1 35 40191 401914 0 0 402291 0 0 405291 0 0
2 36 40191 401914 20096 4019 402670 49800 4019 408726 49800 4019
3 37 40191 401914 28134 4019 403048 76253 4019 412220 81399 4019
4 38 40191 401914 68325 4019 403428 104634 4019 415773 112149 4019
5 39 40191 401914 94449 4019 403808 135559 4019 419386 145851 4019
6 40 0 401914 104497 0 404190 146805 0 423060 160341 0
7 41 0 401914 114545 0 404571 159029 0 426798 176343 0
8 42 0 401914 124593 0 404954 172329 0 430598 194031 0
9 43 0 401914 134640 0 405337 186806 0 434463 213594 0
10 44 0 401914 134640 0 410834 207603 0 450390 247158 0
11 45 0 401914 134640 0 416077 212845 0 462998 259766 0
12 46 0 401914 134640 0 421451 218219 0 476248 273016 0
13 47 0 401914 134640 0 426961 223730 0 490175 286943 0
14 48 0 401914 134640 0 432611 229379 0 504812 301580 0
15 49 0 401914 134640 198682 438403 235171 235171 520195 316964 316964

*Surrender Value is higher of Guaranteed Surrender Value and Special Surrender Value. Surrender value illustrated is subject to change basis change in special surrender value.
The Policyholder can contact the Company regarding the latest available surrender value under the Policy.

**Annualized Premium is the total premium excluding GST, underwriting extra and modal loadings (if any).

Communication Address:
DHFL Pramerica Life Insurance Co. Ltd.4th Floor, Building No-9B,DLF Cyber City, Phase - III,Gurgaon - 122002, Haryana, Registration No. 140

Company Salesperson's Signature:_______________________________ Proposer's Signature:_______________________________

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Conditions applicable specific to this product:
1. The illustrated benefits are assumed as at end of the Policy Year including Maturity Benefit as applicable.
2. This plan provides Guaranteed loyalty benefit payable at the start of Policy Year during premium payment term from the 2nd policy year provided the Policy is in force for
full risk benefits and Premium for previous Policy year have been paid in full. This benefit equals 10% of Annualized premium**.
3. If the death occurs during the policy term, Death sum assured plus Accrued Reversionary Bonuses plus Final bonus if any would be paid. The Death Sum Assured together
with bonuses shall be at least equal to 105% of sum of all Premium paid (excluding underwriting extra and GST) as on date of death. For more details please refer to Policy
Document.
4. On survival to maturity, Maturity Benefit shall be payable which would be equal Base Sum Assured plus Accrued Reversionary Bonuses, plus Final Bonus, if any.
5. The policy will acquire Surrender value after payment of at least two year's Premium in full. Thereafter, if the customer decides not to pay further Premiums, he/she would
have the option to either surrender the Policy or let the Policy continue with reduced benefits in accordance with Policy Document.
6. DHFL Pramerica Flexi Cash is only the name of the Policy and does not in any way indicate the quality of the policy, its future prospects or returns.
7. The Guaranteed Surrender Value shown above is a percentage of Premium paid (excluding underwriting extras) and does not include the Guaranteed Surrender Value of
bonuses.

General Conditions:
1. The illustrative benefits above assume that all Premium are paid on due date.
2. The Modal Premium mentioned above is the Premium payable on the due date and includes GST which is levied as per the applicable tax laws.
3. Annual Premium payable is the total Premium for the year excluding GST.
4. Total Benefits defined above includes guaranteed as well as non-guaranteed benefits. The non-guaranteed benefits include bonuses.
5. Bonuses (including final bonus, if any) are not guaranteed and will depend on the experience of the Company in terms of investment return, mortality experience,
expenses, etc.
6. Past Performance of any plan of the company is not necessarily indicative of the future performance of any of the plans.
7. For more details on risk factors, description of benefits or for any other benefit available under the policy, please refer to the sales brochure and policy document.
8. For any further clarifications, please feel free to get in touch with your Company Salesperson.
9. Please contact the Company for further details on various premium paying mediums available under the plan.
10. Tax Benefits are subject to the prevailing Income Tax laws.
11. Insurance is the subject matter of solicitation.
I ________________________________________, have explained the features and benefits and risks associated with the plan to the proposer to the best of my knowledge.
Company Salesperson's signature:________________________________________
I ________________________________________, having received the information with respect to the above, Have understood the above illustration and statements before entering into
the contract.
Proposer's signature:________________________________________
Company Seal:
Place:
Date:

Communication Address:
DHFL Pramerica Life Insurance Co. Ltd.4th Floor, Building No-9B,DLF Cyber City, Phase - III,Gurgaon - 122002, Haryana, Registration No. 140

Company Salesperson's Signature:_______________________________ Proposer's Signature:_______________________________

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