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Prepared By

Ph:
This is proposed to

Proposer Details
Name Raj Kumar
Age 41, 42
Sum Assured 1000000
Term 19
PPT 16
DAB Rider 1000000
AD & DB Rider 0
Term Rider 0
CIR SA 0

First Year Premium


YLY HLY QLY MLY
66272 33484 16915 5639

2nd Year Onwards


YLY HLY QLY MLY
64845 32763 16551 5517

Total Premium Rs.1038947


Total Returns Rs.1848000

Save Rs.178 per day and get an amount of


Rs.1848000 during the term
Year Age Premium Natural Accidntal Returns CashValue Loan

2020 41/42 66272 0 1000000 0 0 0

2021 42/43 64845 0 1000000 0 38050 34245

2022 43/44 64845 0 1000000 0 77966 70169

2023 44/45 64845 0 1000000 0 155445 139900

2024 45/46 64845 0 1000000 0 195462 175915

2025 46/47 64845 0 1000000 0 234554 211098

2026 47/48 64845 0 1000000 0 273882 246493

2027 48/49 64845 0 1000000 0 327498 294748

2028 49/50 64845 0 1000000 0 385131 346617

2029 50/51 64845 0 1000000 0 447085 402376

2030 51/52 64845 0 1000000 0 513517 462165

2031 52/53 64845 0 1000000 0 584757 526281

2032 53/54 64845 0 1000000 0 660935 594841

2033 54/55 64845 0 1000000 0 742717 668445

2034 55/56 64845 0 1000000 0 835172 751654

2035 56/57 64845 0 1000000 0 931047 837942

2036 57/58 0 0 1000000 0 1034378 930940

2037 58/59 0 0 1000000 0 1150519 1035467

2038 59/60 0 0 1000000 0 1218353 1096517

2039 60/61 0 0 0 1848000 0 0

0 0 0 0 0 0 0 0

0 0 1038947 0 0 1848000 0 0
Agent Copy

Plan Age Sum Term Premium Total Prem Returns


Assured PPT

933 42 1000000 19/16 66272 1038947 1848000


You have to pay the premium for 16 yrs
(from Age:42 - Age:57)

If you take the payment mode as yly then you have to pay
Rs.66272 for the first year,from 2nd year onwards Rs.64845

You will receive the amount as shown in the above table under
Returns Column

Total premium is Rs.1038947 and Total Returns are Rs.1848000

Natural Risk Cover is as shown in the above table under Natural


column.....For example In case of Natural Death at Age-46/47,
Nominee will receive Rs.0

Accidental Risk cover is as shown in the above table under


Accidental column.....For example In case of Accidental Death at
Age-46/47, Nominee will receive Rs.1000000

If you close the policy you will receive the amount as shown in the
above table under CashValue Column.....For example
if you close at Age-48/49, you will receive Rs.327498

You can take the loan as shown in the above table under Loan
Column.....For example
at Age-48/49, you can take a loan of Rs.294748

Medical Report: FMR


Disclaimer : The Benefits shown in this presentation are as per the 8% Benefit
illustration of LIC of India, Actual values may vary, depends on the corporation profits
and experience

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