LESSON PLAN

School : Vocational high school

Teacher : I Putu Yogi Pratama
Class : XI
Subject : Banking
Topic : Online Banking
Time Allotment : 2 x 45 minutes

A. Core Competences
1. To appreciate and live the religious teachings that they embrace
2. To demonstrate honest behavior, discipline, responsibility, care (tolerance, mutual
assistance), courteous, confident, in interacting effectively with the social and
natural environment within the reach of the association and its existence.
3. To understand and apply knowledge (factual, conceptual, and procedural) based
on students’ curiosity about science, technology, art, culture-related phenomena
and visible events.
4. To process, present, and make reason in a concrete realm (using, parsing,
assembling, modifying, and making) and abstract realm (writing, reading,
computing, drawing and composing) as learned in school and other sources in the
same viewpoint /theory.

B. Instructional Objectives
1. Students are able to learn and understand about online banking
2. Students are able to learn the vocabulary used in online banking

C. Instructional Material
Online banking is one of banking products, which gives you the ability to
manage money online with your mobile device or computer. There is no need to visit
a bank branch, and you can do what you need to do when it is most convenient for
you. They can be easier to use, they usually have higher interest rates, they are free or
inexpensive, and they are better for tracking spending
The features of online banking:
 Open accounts: You can open checking, savings, and other accounts online,
without the need to print or sign anything. In the past, you had to sit with a
personal banker during business hours and fend off numerous sales pitches.
With electronic signature capability, the entire process might take less than ten
minutes.
 Pay bills: Instead of writing checks to pay bills, your bank can print and mail
a check for you—month after month. It is also possible to transfer money to
your payee electronically, even if the amount you owe changes every month.
For complete details, learn how to use online bill pay.
 Transfer funds: Need to move money from your checking account to your
savings account? How about putting extra cash into a certificate of deposit
(CD) or opening a brand-new CD? You do not need to visit a branch or wait
on hold to get those things done. You can even link bank accounts at different
banks and zap money back and forth.
 Apply for loans: Loans are a “paperwork” intensive process. However, they
do not have to be. Type in your information, which will speed the process of
checking your credit, and your bank, will get back to you with an answer.
Some lenders operate entirely online, and they can make almost-instant
lending decisions.
 Get good rates: Online banks are known for competitive rates. In theory, you
should be able to earn more in online savings accounts and pay lower interest
rates on loans. It is always a good idea to shop around and compare online
banking rates to traditional rates, but you will usually do better online. Some
brick-and-mortar banks offer online-only options. To use those accounts, you
will have to give up your paper statements (which you might prefer anyway)
and the ability to bank with a teller.
 Deposit checks: When somebody pays you with a check, there are several
ways to deposit it. The fastest and easiest option is to use remote check
deposit: Snap a photo of the check and submit it to your bank for payment.
There is no need to visit a branch or mail the check in. For more details, learn
how to deposit checks with your mobile device.
 Stay informed: In addition to manually checking your account online, you
can use “old-fashioned” text messages to manage your account, check
 balances, and more. Sometimes it feels like too much work to open an app and
log in just to find out how much you have available. Find out exactly what
types of services are available and how you benefit from texting with your
bank.
 View history: Need to see if that check cleared, or how much your employer
paid you? It is easy to view transactions online, download historical
statements, and search for specific events.
 Dodge fees: Online banking services typically cost less than traditional brick-
and-mortar accounts—while still offering competitive rates. You have a good
chance of landing a free checking account and avoiding monthly maintenance
fees with an online bank.

D. Instructional Method
a. Approach: Scientific approach
b. Strategy: Group work,
c. Method: Communicative Language Teaching

E. Instructional Media
LCD, Ms. Power point, picture, text, video

F. Instructional Activities
No Activity Materials/Topics

1 Pre-activity (10 minutes) 1. Greeting

2. Praying
1. Teacher starts the learning activity with
3. Checking students’
greeting (Good morning, how are you? etc.)
attendance.
2. Teacher ask the representative of the
4. Checking students’
students to lead a pray before continuing the
preparation
activity. 5. Brainstorming.
3. Teacher checks students’ attendance by Using video on YouTube
asking to the students entitled English
4. Teacher checks students’ preparation
conversation: Online
whether they are already with their tools for
Banking
learning
https://www.youtube.com
5. Teacher reviews about the previous material
 Then, teacher shows a video /watch?v=uVTxnHnnIRY
6. Teacher asks questions and relates the video 6. Explaining the objective
to the topic of today’s learning or the new of the study.
material that is online banking
7. Teacher explains the objectives of the study
to give them guidance to learn the material
2 Whilst-activity 1. YouTube video entitled
1. Observing: (10 minutes) How to use Online
• The teacher shows video about online
Banking,
banking.
https://www.youtube.com
• Students are asked to observe the video.
/watch?
The students can take a note the
v=V_S0LhB5KlQ
information that contained in the video
2. Textbook: English for
• Teacher asks the students to explain
Banking and Finance
briefly what happened in the video.
• Teacher asks the special vocabularies book by Marjorie
used for online banking from the video Rosenberg
3. Media: Power point,
2. Questioning: (5 minutes)
LCD projector, Laptop
 Teacher asks the students if they still 4. Internet source:
have questions related to the material https://www.thebalance.c
3. Exploring: (15 minutes) om/what-is-an-online-
• The teacher gives a fill-in-the-blank bank-315204
question about online banking
• The students answer the question based
on the appropriate expressions

4. Associating: (20 minutes)

• The teacher divide the students into
some groups consist of 4-5 students.
• The students is instructed by the teacher
to make a conversation with the topic
online banking
• The students should make the
conversations in a piece of paper
• The teacher will monitor the students to
work cooperatively
• The students should perform the
conversation in front of the class after
 they have done

5. Communicating: (25 minutes)

• Every groups is invited to perform their
conversation that has been done in front
of the class.
• The other students observe the
performance
• After the group performance, the teacher
invites the students to discuss about the
performance
• The teacher gives feedback to every
groups

3 Post-activity (5 minutes) 1. Asking for problem

2. Concluding the lesson
1. The teacher ask students whether they still
3. Telling the next material
have problem during the learning process 4. Praying
2. The teacher ask students to retell what they 5. Greeting
have learned from the beginning
3. The teacher summarizes or give
confirmation about the whole learning
activity
4. The teacher tells the next material to the
students
5. The teacher asks the representative of the
students to lead the pray
6. The teacher end the lesson by saying “Good
bye, have a nice day”

G. Assessment
 Group work assessment
 Speaking Rubric

Proficiency Score
Description 1 2 3 4 5
Grammar
Vocabulary
Fluency
Comprehension

 Writing Rubric
Score
 Proficiency
1 2 3 4 5
Description
Diction
Grammar
Spelling
Content and
development

APPENDIXES

APPENDIX 1 (FILL-IN-THE-BLANK QUESTIONS)

Adopted from Marjorie Rosenberg