The document outlines a micro-finance business model used by GRF in the Cebu and Negros regions of the Philippines. The model connects farmers' groups, community leaders, grant makers, anti-poverty groups, and partner local governments to provide customized microloans through a professional staff to micro-entrepreneurs like farmers, fishermen, and small business owners. The model aims to offer competitive interest rates and personalized service to lift clients out of poverty.
The document outlines a micro-finance business model used by GRF in the Cebu and Negros regions of the Philippines. The model connects farmers' groups, community leaders, grant makers, anti-poverty groups, and partner local governments to provide customized microloans through a professional staff to micro-entrepreneurs like farmers, fishermen, and small business owners. The model aims to offer competitive interest rates and personalized service to lift clients out of poverty.
The document outlines a micro-finance business model used by GRF in the Cebu and Negros regions of the Philippines. The model connects farmers' groups, community leaders, grant makers, anti-poverty groups, and partner local governments to provide customized microloans through a professional staff to micro-entrepreneurs like farmers, fishermen, and small business owners. The model aims to offer competitive interest rates and personalized service to lift clients out of poverty.
GRF – Hublag Micro-Finance Business Model (Cebu and Negros Replication Project)
Farmers’ group Marketing Micro-entrepreneurs
Personalized Customized loan Farmers, fishermen Community leaders Collection of product according to payments the business needs Retentive of the client Fixed earners Grant makers
Partner LGUs Competitive interest
rates Anti-Poverty groups Professional staff Face to face Transportation equipment for loan officers
Salaries and commission
Interest income on loans Interest expense on borrowed funds Interest income on savings of clients