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GRF – Hublag Micro-Finance Business Model (Cebu and Negros Replication Project)

Farmers’ group Marketing Micro-entrepreneurs


Personalized
Customized loan
Farmers, fishermen
Community leaders Collection of product according to
payments the business needs Retentive
of the client Fixed earners
Grant makers

Partner LGUs Competitive interest


rates
Anti-Poverty groups Professional staff
Face to face
Transportation
equipment for loan
officers

Salaries and commission


Interest income on loans
Interest expense on borrowed funds
Interest income on savings of clients

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