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TO WHOM IT MAY CONCERN:

I am writing in reference to Ms. Sin Tung Chan (Nicole)’s work experience in


HSBC Life (International) Limited as her previous line manager. Sin Tung was a
contract staff appointed as the Project Officer in HSBC Life (International)
Limited. During the contract period from 20/3/2017 to 21/3/2018, she was
employed and seconded from Manpower Services (Hong Kong) Limited to work
in the Operations Department.

Sin Tung is a bright, articulate and diligent project staff, and had made
considerable contribution to the delivery of the regulatory and compliance related
IT projects assigned to her. Her positive attitude and refined communication skills
makes her an effective team player to work with.

I highly recommend Sin Tung for any prospective employment or further


education she decides to pursue.

Should you have any queries, please feel free to contact me at +852 22888707.
Thank you.

Yours faithfully,

David Chow Dao Wei

Senior Manager

HSBC Life (International) Limited

david.dw.chow@hsbc.com

+852 22888707

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