Polytechnic University of the Philippines

Sta. Mesa, Manila

Tel. No. 716-7832 to 42

July 17, 2013

Ms. Miraflor A. Cabalan

Human Resource Manager
Philippine Army Finance Center
Producers Integrated Cooperative
Bayani Road, Fort Bonifacio, Taguig City

Dear Ms. Cabalan,

Greetings of Peace!

In partial fulfillments of our requirements for ACCO 4013 Accounting Thesis, we senior students of
Polytechnic University of the Philippines, taking up Bachelor of Science in Accountancy would like to ask
for your permission to conduct a research study entitled “The Role of Financial Ratio on Disbursement of
Loan to the Members of Philippine Army Finance Center Producers Integrated Cooperative”.

In connection with this, we would like to ask your good office to allow us to use your materials as one of our
references and to conduct our survey and interview in your vicinity. Rest assured that the data we will gather
will remain absolutely confidential and to be used on academic purposes only.

We believe that you are with us in our enthusiasm to finish this requirement as compliance for our
graduation and to develop our well-being. We hope for your positive response on this humble matter.

Your approval to conduct this study will be greatly appreciated. For further questions please contact us at
09166483965/09264838921.

Thank you very much!

Respectfully yours,

Charmaine Jhun V. Andaliza

BSA Student PUP

Noted by:

Prof. Rellita D. Paez

 Polytechnic University of the Philippines
Sta. Mesa, Manila
Tel. No. 716-7832 to 42

July 17, 2013

Mr. Cristino Samarita

Proprietor
Samarita’s Enterprises Steel Fabrication
Block 24 Lot 15 Housing Phase 2,
Barangay Pinagsama, Taguig City

Dear Mr. Samarita,

Greetings of Peace!

In partial fulfillments of our requirements for ACCO 4013 Accounting Thesis, we senior students of
Polytechnic University of the Philippines, taking up Bachelor of Science in Accountancy would like to ask
for your permission to conduct a research study entitled “From Wastes to Assets: Environmental Awareness
through JunkShop and Scrap Business”.

In connection with this, we would like to ask your good office to allow us to use your materials as one of our
references and to conduct our survey and interview in your vicinity. Rest assured that the data we will gather
will remain absolutely confidential and to be used on academic purposes only.

We believe that you are with us in our enthusiasm to finish this requirement as compliance for our
graduation and to develop our well-being. We hope for your positive response on this humble matter.

Your approval to conduct this study will be greatly appreciated. For further questions please contact us at
09166483965/09264838921.

Thank you very much!

Respectfully yours,

Charmaine Jhun V. Andaliza

BSA Student PUP

Noted by:

Prof. Rellita D. Paez