% of MONTHLY

STEP CATEGORY ITEM AMOUNT GROSS CHOICE

2 INCOME Annual Gross Wage $39,221 Editor
3 Monthly Gross Wage $3,268
4 Net Wage (monthly) $2,501

5 SAVINGS Monthly Savings Account $250 10%

6 Monthly Retirement $125 5%
7 Total Monthly Savings $375 11

8 MONTHLY MONEY Monthly Amount for Budget $2,126

9 COST OF LIVING Monthly Rent $602 18 washington dc, 2 people

10 Renter's Insurance $20 1
11 Cable/Satellite $40 1 basic cable, 2 people
Internet $19 1 2 people
Home Phone $0 0 # of people
Mobile Phone $75 2 voice and data
Electricity/Gas $82 2 2 people
12 Total Cost of Living $838 26

13 TRANSPORTATION Public Transportation $195 6 Washington dc

14 Car Payment $0 0 Record the price of your car here
15 Car Insurance $0 0
16 Car Maintenance $0 0
17 Gas $0 0 Record your mileage plan here
18 Total Cost of Transportation $195 6

19 FOOD Groceries $211 6 low cost

20 Dining Out $40 1 once a week, ten dollar meal
21 Total Cost of Food $251 8
22 HEALTH Health Insurance $83 3
23 Dental Insurance $25 1
24 Eye Insurance $25 1
25 Haircut $28 1
26 Other Grooming/Hygiene $25 1
27 Gym Membership $0 0
28 Total Cost of Health $186 6

29 EDUCATION Student Loan $460 14 Record total amount of debt

DISCRETIONARY
30 SPENDING "Wants" $70 2

31 MONTHLY SPENDING Total Costs $2,000 61

If you have a deficit, go

back and review your
MONTHLY budget to find ways to
32 BALANCE Balance $126 4 balance your budget