Sr.No.

Specification Target Features Benefits

Audience

Accounts Free Visa DD(monthly Anywhere

maintainance cheque international free limit). cash
charge above free book Debit Card deposit
limit (monthly
free limit)
1 MahilaMitra Resident Women above 18 years 1)Free 40-Cheque leaves per Rs. 2/HY Gold 50000/- 2L
half-year 30/50transactions
2)Master Crown Debit Card
3)1 folio free per quarter
4) Free Mobile alerts
5)Free E-mail alerts
6)Free monthly Demand Draft
limit of Rs. 50,000/-
7) 50% concession on
Processing Fee / Administration
Fee for all Retail Loan Products
8)Free NEFT / RTGS facility
9) Two Young Champ accounts
in the name of minor children,
with no AMB Stipulation
10) Free Internet banking
11) Free Mobile banking
2 SB Plus 1. Resident Individuals (sole or
joint account)
2. Hindu Undivided Families
3. Trusts
4. Associations
5. Clubs or Societies
6. Foreign Nationals residing in
India (as permitted by Foreign
Exchange Management Act)
7. Others specifically permitted by
RBI
3 Fed Smart 1. Resident Individuals (sole or
joint account)
2. Hindu Undivided Families
3. Trusts
4. Associations
5. Clubs or Societies
6. Foreign Nationals residing in
India (as permitted by Foreign
Exchange Management Act)
7. Others specifically permitted by
RBI
1)Free 40-Cheque leaves per Rs 2/HY Shop 'n' Save 10000/- 30000/-
half-year 30/50transactions
2) Master Crown Debit Card
3)2 folios free per quarter
4)Free Mobile alerts
5) Free E-mail alerts
6) Free monthly Demand Draft
limit of Rs. 10,000/-
7) RTGS / NEFT facility available
8)Free Internet banking
9) Free Mobile banking
1. Free 60-Cheque leaves per Free 3/HY Gold Unlimited 3L
half-year
2. RuPay Platinum Debit Card
3. Free Internet Banking
4. Free Mobile Banking
5. Free Mobile alerts
6. Free Email alerts
7. Free unlimited Demand
Drafts
8. Free RTGS / NEFT facility
9. 50% concession in Processing
Fee / Administration Fee for all
Retail Loan Products
10. No Folio charges
4 Bespoke 1. Resident Individuals (sole or 1. Interest rate up to 5.40% on - 20 Debit Card- - -
Savings joint account) balances above Rs 3 lakhs. cheque Rupay
2. Trusts Senior Citizens to earn upto
Account 3. Associations 5.90%*. leaves Platinum
4. Clubs or Societies 2. Free 20 Cheque leaves per free per Card
5. Foreign Nationals residing in half-year quarter
India (as permitted by Foreign 3. Master Premium (Imperio)
5 Fed Classic Exchange Management Act) Debit Card Rs 30/50 1/HY Shop 'n' Save - -
6. Others specifically permitted by 4. Free internet banking and transaction
RBI mobile banking-No transaction
charges
6 Fed Classic Nil 20 leaves Visa Gold Rs. 300000 Free
5. Free email and mobile alert
Premium 6. First ATM card free and the per Card
AMC for first year waived quarter
7. 1 folio free per quarter

7 Freedom SB Rs 1/HY Shop 'n' Save - -

30/50transactions

8 Young Champ 1. Children up to age of 18 years 1. Low Minimum Opening - No Specially Charges -
(both Resident and NRIs) can Deposit Designed waived on
apply for this account. 2. Specially Designed “ VISA
2. In case of minor below 10 years Young Champ Debit Card” with Debit Card DD up to Rs
the account shall be opened with daily ATM/POS Limit of Rs with daily 50000/- per
parents/guardians as Authorized 2500/- each ATM/POS month for
Signatory. 3. Charges waived on DD up to Limit of Rs educational
3. Minors above 10 years may Rs 50,000/- per month for
open account in their sole name educational purpose. 2500/- each purpose.
and operate savings bank 4. Free Internet Banking (View
accounts independently. facility only)
5. Free Mobile alerts
6. Free E-mail alerts
7. Free FedBook
8. Free standing instruction
facility from the account of
parent to children
9 Yuva Mitra Students beyond matriculation
level, including professional
degree/diploma holders.
1. 10 free cheque leaves per Rs 10 Shop 'n' Save - -
annum 30/50transactions leaves/an
2. 1 folio free per quarter
3. RuPay Classic Debit Card num
4. Free Internet banking
5. Free Mobile banking
6. Free Mobile alerts
7. Free E-mail alerts
8. No Minimum balance
required

10 Fed Book 1. Mobile number should be 1. Quick Account opening NIL Issued on Master Classic NA Cash
Selfie linked with Aadhaar for opening 2. Immediate activation of withdrawal
accounts using E KYC. account and deposit
2. A customer can open only one 3. Zero Balance Account with across the
account using E KYC across all exciting features counter will
Banks. 4. Highly secured App with not be
online validation of KYC allowed.
documents
 Market Share in MH District
Equivalent Products available with Competitors Market Share
Competitior Wise In
India
Ahmednagar Akola Amravati
Anywhere Outstation RTGS/NEFT Anywhere
cash cheque cash clearing
withdrawal collection
(daily free
limit)
50000/- 50% of Free 3L 1. Advantage Woman Savings Account – ICICI Bank
normal 2. HDFC Bank Women’s Savings Account
3. Axis Women’s Savings Account
charge 4. Kotak Mahindra Bank Silk Women’s Savings Account
5. IDBI SuperShakti Women’s Savings Account
30000/- 75% of Normal 60000/-
normal service
charge charge

1L Free Free 5L
Free daily - - -
cash
withdrawals
up to Rs
100000/-

20000/- 75% of Normal 1L

normal service
charge charge
Rs. 100000/- Normal 100% Free local
per day outstation charges will clearing
(Self) clearing be
charges reimbursed

20000/- Normal Normal 20000/- for

charge service transfer
charge
- - - -
- Normal Normal -
charge service
charge

Cash NA NA NA
withdrawal
and deposit
across the
counter will
not be
allowed.
n MH District-Wise

Aurangaba Beed Bhandara Buldhana ChandrapurDhule Gadchiroli Gondia Hingoli Jalgaon Jalna Kolhapur Latur Mumbai CitMumbai Su
Nagpur Nanded Nandurbar Nashik OsmanabadPalghar Parbhani Pune Raigad Ratnagiri Sangli Satara SindhudurgSolapur
Thane Wardha Washim Yavatmal
 Target
Specification
Audience

FedSalary salaried individuals

FedSalary High End Salary Earners

Premium
 Features & Benefits

1. A zero balance account with many features

2. Free Personal Accidental Death Cover of Rs. 2 lakhs
3. Any ATM My ATM facility - Free access to other bank ATMs in India(Free access for
accounts maintained outside Kerala and 10 free transactions for accounts maintained in
Kerala)
4. Convenient Zero-balance account
5. Free Rupay Platinum Debit Card with Airport lounge access and lifestyle privileges
6. Explore the power of Mobile Banking - Transfer your funds in seconds, Top-up your
Mobile / DTH on the go, Utility bill payments
7. 20-Cheque leaves free per half-year
8. One Free monthly account statement to be collected from Branch, if not opted for
passbook
9. Transfer funds online to any bank across the country through NEFT / RTGS
10. Offer National Pension Scheme Services
11. It's All Free - Mobile & Internet Banking, NEFT/RTGS using FedMobile

1. An exclusive premium account with No balance stipulation.

2. A cover for unplanned expenses - Salary Overdraft facility upto 80 % of monthly Salary
3. Free insurance cover worth up to Rs. 60.70L.
4. Any ATM my ATM facility- Free access to other bank ATMs in India*
5. Free Rupay Platinum debit card with higher limits, Airport lounge access, lifestyle
privileges and much more.
6. Free Family Account- Zero balance account for your family members
7. Unique ‘3-in-1' proposition- Account opening charges and 1 year annual maintenance
charges waived off on Demat account along with Trading account.
8. Car Loans, Home Loans and Personal Loans at competitive rates
9. Balance transfer scheme - Seamless transfer of loans from other Banks
10. Discount of 25% on locker rent subject to availability.
11. Internationally accepted Credit cards co-branded with State Bank of India
12. Transfer funds online to any bank across the country through NEFT / RTGS
13. It's All Free - All alerts, Mobile & Internet Banking, anywhere Banking, Online
NEFT/RTGS
14. Explore the power of Mobile Banking - Transfer your funds in seconds, Top-up your
Mobile / DTH on the go, Utility bill payments

Equivalent Products available
with Competitors
Market Share in MH District-Wise
Market Share
Competitior Wise In
India
Ahmednagar Akola Amravati Aurangaba

1. Kotak Platina Salary

2. ICICI Bank Salary Account
3. HDFC Classic Salary Account
4. SBI Corporate Salary Package
5. Axis Priority Salary Account
H District-Wise

Beed Bhandara Buldhana ChandrapurDhule Gadchiroli Gondia Hingoli Jalgaon Jalna

Kolhapur Latur Mumbai CitMumbai SuNagpur Nanded Nandurbar Nashik OsmanabadPalghar
Palghar Parbhani Pune Raigad Ratnagiri Sangli Satara SindhudurgSolapur Thane
Wardha Washim Yavatmal
 Target
Specification
Audience

Noor Personal Resident Individuals (Sole or Joint

Account account)
 Equivalent
Products
available with
Features Competitors

1. Interest-free account 1. HDFC Bank

2. FREE Rupay Platinum Debit card with daily ATM cash withdrawal limit upto Rs. 2. ICICI Bank
100,000/- and POS withdrawal limit of Rs. 100,000/- 3. AXIS Bank
3. Free airport lounge access facility at Select airports by flashing your Rupay Platinum 4. Indusind Bank
debit card (2 entries per quarter) 5. Canara Bank
4. Personal accidental death cover for Rs 2 lakhs (debit card based)*
5. One free chequebook quarter
6. FREE Mobile Banking
7. FREE Email alerts
8. FREE Mobile alerts
9. Nomination facility available
10. National pension Scheme Option
11. Mutual fund investment options
 Market Share in MH District-Wise
Market Share
Competitior Wise In
India

Ahmednagar Akola Amravati Aurangaba Beed Bhandara Buldhana

ChandrapurDhule Gadchiroli Gondia Hingoli Jalgaon Jalna Kolhapur Latur Mumbai Cit
Mumbai SuNagpur Nanded Nandurbar Nashik OsmanabadPalghar Parbhani Pune
Raigad Ratnagiri Sangli Satara SindhudurgSolapur Thane Wardha Washim Yavatmal
 Target
Specification
Audience

Noor Personal Non-individual customers

Account
 Features

1. No stipulation regarding minimum balance : this being a ‘zero- balance' account.

2. Unlimited NEFT/RTGS transfers through multiple channels possible, free of charge.
3. Provision for Cash Management and Account Management Services available.
4. Free ‘Payable at Par'Cheque Book and Demand Drafts.
5. Free Local Cheque collection.
6. Free Cash withdrawals across all locations.
7. FREE Email alerts
8. FREE Mobile alerts
9. FREE Cash withdrawal charges
10. FREE Cheque Book
11. FREE unlimited issue of DD
12. NEFT Free
13. RTGS - Charges are waived if AMB maintained is greater than ¿ 1,00,000/- in the
previous month.
 Market Share in MH District-Wise
Equivalent Products Market Share
available with Competitior Wise In
Competitors India
Ahmednagar Akola Amravati Aurangaba Beed

1. ICICI Bank
2. HDFC Bank
3. IndusInd Bank
4. State Bank of India
5. Citi Bank
Wise

Bhandara Buldhana ChandrapurDhule Gadchiroli Gondia Hingoli Jalgaon Jalna Kolhapur

Latur Mumbai CitMumbai SuNagpur Nanded Nandurbar Nashik OsmanabadPalghar
Parbhani Pune Raigad Ratnagiri Sangli Satara SindhudurgSolapur Thane Wardha
Washim Yavatmal
 Target
Specification
Audience

Demat 1) Any Indian national above 18

Account years of age with a valid PAN
Card.
2) An account with Federal Bank
 Features & Benefits

1. A Demat Account offers a secure and convenient way to keep track of shares .
2. It provides the immediate transfer of securities.
3. On transfer of security there is no stamp duty .
4. Reduced cost on share and commodities transactions.
5. Nomination Facility Available.
6. Negligible paperwork involved in transfer of securities
7. Elimination of risks associated with physical certificates such as bad delivery, fake
securities, delays, thefts etc.
8. Any change in address recorded with DP gets registered electronically with all
companies in which investor holds securities eliminating the need to correspond with
each of them separately.
9. Transmission of securities is done by DP eliminating correspondence with companies
10. Automatic credit into demat account of shares, arising out of
bonus/split/consolidation/merger etc.
11. Holding investments in equity and debt instruments in a single account .
12. Regular statement of account of your transactions/holdings
 Market Share in MH District-Wise
Equivalent Products Market Share
available with Competitior Wise In
Competitors India
Ahmednagar Akola Amravati Aurangaba Beed

1.ICICI Bank.
2.HDFC Bank.
3.Kotak Mahindra Bank.
4.Axis Bank.
5. SBI Bank.
Wise

Bhandara Buldhana ChandrapurDhule Gadchiroli Gondia Hingoli Jalgaon Jalna Kolhapur

Latur Mumbai CitMumbai SuNagpur Nanded Nandurbar Nashik OsmanabadPalghar
Parbhani Pune Raigad Ratnagiri Sangli Satara SindhudurgSolapur Thane Wardha
Washim Yavatmal
Sr. Specification Target Features Benefits Eligibility
No Audience

1 FedPremia - Salaried 1. Maximum Loan amount of Rs.25 Lakh 1. Easy for salaried people 1. Resident individuals* with monthly
Personal individuals 2. Maximum Tenure of 48 Months 2. Long tenure net salary Rs.25000/- and above
Loans 3. Attractive rate of interest 3. Competitive rate of interest 2. Maximum age – 60 years at the end
4. Faster processing 4. Quick process of loan tenure
5. Minimal paperwork 5. Minimum documentation 3. Number of years in the present Job
3 years

2 Federal Gold Any Individual  1.Instant sanction and hassle free processing 1. Easy for salaried people Any Individual 
Loans 2. Low rates of interest 2. Long tenure
3. Minimal Paper work and quick disbursement 3. Competitive rate of interest
4. Convenient repayment and flexible tenure 4. Quick process
5.Higher Per Gram Rates 5. Minimum documentation
6.No Hidden Charges 6. Instant cash against gold at low
7. Security for the loan will be pledge of 22 ct.
gold ornaments interest rates.
3 Personal Car Any Individual  1. Funding upto 100% of ex-showroom price
Loan 2. Repayment period upto 84 months
3. Competitive interest rates
4. Free Personal accident insurance upto Rs.
10.00 lakhs for individuals
5. Nil Pre-closure charges for individuals
6. Can be availed for buying new car, used car
and new two-wheelers
7. Re-imbursement within 1 month of car
purchase date
8. No-income document scheme
9. Faster processing
1. 100 % funding 1.Minimum take Home after meeting all
2. Long repayment period monthly EMI commitments including the
3. Accidental insurance proposed one should be at least
4. Quick processing Rs.20000 (lower take home pay
requirement for rural, semi urban
locations)
2. Spouse's income can be clubbed.
3. Agricultural Income/Rental can be
clubbed with regular income(minimum
monthly income to be At least Rs.40,000,
including agriculture income/rental
income)
4 Housing Any Individual  1.Speedy loan approval
Loans 2.Get loan up to 85% of project cost
3.Minimal paperwork
4.Longer repayment period
5.Loan amount up to Rs. 1500 Lakhs with a
margin of 15 – 20%
6.Longer repayment period – up to 30 Years
7.Repayment can be done as easy EMIs
8.Security for the loan will be Mortgage of land
and building.
9.Resident & Non resident individuals including
salaried people, self-employed and business
persons can apply for Federal Housing Loan.
1. Acquire your home
2. Renovate existing home.
3. Takeover your existing housing loans
with other banks.
4. The loan scheme assists borrowers
for construction of house, acquisition of
land & construction of house, repairs /
renovation / remodeling / extension of
house, reimbursement of debt incurred
for construction / purchase /
furnishing / beautification / purchase of
flat / villa / house plots / takeover of
housing loans / supplementary housing
loan to employees of well-run
companies / purchase of house plot for
subsequent construction of house etc.
5 Property Property 1.Quick loan processing
Power owner 2. Individuals (Residents, Non-residents, PIOs)
can apply for the loan
3. Longer repayment period- up to 15 years
4. Lower Interest Rates & EMIs
5. Loan Amount up to Rs.5 Crore
6.Loan can be availed as overdraft as well as
Term Loan
7. Minimal Paperwork
8.Surrogate Scheme for Self Employed Category
available
9.Balance Transfer Programs with additional
finance
10.Property Power is offered against residential
premises, a plot of land or commercial
properties as per your convenience.
1. Property can take care of Personal,
Business and family's needs.
2.Building the business to new heights,
consolidating debts, education of your
children or even arranging funds for a
marriage in the family can now be
fulfilled with Property Power.
Security
1. Mortgage of immovable property
Property in the name of close relatives
also will be accepted
2. For granting Property Power to PIOs,
the property shall be in their own names.
Insurance
1. Insurance options for Property Power
Loan at attractive Premiums
2. Amount for insurance can be included
as a part of our loan component subject
to satisfactory repayment capacity &
availability of required security margin as
per norms.
6 Education and Students 1.Speedy loan approval
Career Loans 2. Loan can be availed for higher studies in India
Special Vidya & Abroad excluding vocational training & skill
Loan development study courses.
3. Loan amount up to Rs.10 Lakhs for studies in
India and Rs.20 Lakhs abroad
4. No security is needed Up to Rs 4 Lakhs.
5. Minimal paperwork
6.No repayment during Moratorium period
7. Repayment can be made in easy EMIs
1. Studying in India as well as abroad. 1. Quantum of Finance
1. Quantum of finance is subject to
repaying capacity of the parents /
students.
2. Satisfactory performance of the
student necessary for continued
disbursal.
2. Items covered under loan
1. Fee payable to College / School,
Hostel, Tuition, Examination, Library, Lab
Cost of books, equipments, instruments,
Uniform, Travel expenses, Computer (if
essential for the course)
2. Expenses for study tours / project
work / thesis etc
3. Caution deposit, Amount payable
towards building fund, refundable
deposit etc supported by bills / receipts
but cannot exceed 10% of the tuition fee.
3. Margin
1. Up to Rs 4.00 L No Margin is
applicable.
2. For studies in India above Rs 4 Lakhs -
5%
3. For Studies Abroad above Rs 4 Lakhs -
15%
4. Loan Period
Moratorium period+ 15 years as
repayment period
(Moratorium period will be course period
+ one year)
 Market Sha
Equivalent Products available with Market Share
Competitors Competitior Wise In
India
Ahmednagar
Loan Amount Repayment Options Interest Rate

1.Standing instruction registration 11.49 1.HDFC Bank

at your branch 2. Tata Capital
2. FedNet – Our Internet Banking 3. RBL Bank
solution 4.Citibank
3. Automated Payment through 5.ICICI Bank
ECS (Electronic Clearing service)
4. Fed Mobile- Our Mobile
Banking App

Minimum: Rs Flexible repayment options – 9.5 1.HDFC Bank Gold Loan

1,000 lumpsum, EMI 2.Axis Bank Gold Loan
Maximum: Rs 3.SBI Bank Gold Loan
150 Lacs 4. Finance Gold Loan
5. Muthoot Finance Gold Loan
EMIs New- 9.25 1. Allahabad Bank Car Loan
Old - 14.55 2. Bank of Baroda Car Loan
3. Canara Bank Car Loan
4. Axis Bank Car Loan
5. Union Bank of India Car Loan
Equated Monthly Installments (EMI). Home Loan - Salaried 1.State Bank of India.
Loan Amount Interest Rate 2.HDFC.
1.Upto 30Lakhs 8.55 (Repo Rate + 3.Punjab National Bank.
3.40) 4.Axis Bank.
2. Above 30Lakhs and upto 75Lakhs 5.Citibank
8.60 (Repo Rate+ 3.45)
3. Above 75Lakhs 8.65 (Repo Rate+
3.50)

Home Loan – Self-employed

Loan Amount Interest Rate
1.Upto 30Lakhs 8.60 (Repo Rate+
3.45)
2. Above 30Lakhs and upto 75Lakhs
8.65 (Repo Rate + 3.50)
3.Above 75Lakhs 8.70 (Repo Rate +
3.55)
maximum 15 years. (EMIs) 10.50 (Repo Rate+ 5.35) Onwards 1. HDFC Bank
2. IDFC Bank
3. CITI Bank
4. ICICI Bank
5.SBI Bank
Loan amount Equated Monthly Installments (EMI). 10.45 (Repo Rate+ 5.30) Onwards 1. SBI Education Loan
up to Rs.10 2.PNB Education Loan Interest Rates.
Lakhs for 3. Canara Bank education loan interest
studies in rates.
India and 4. IDBI Bank
Rs.20 Lakhs 5. Bank OF Baroda
abroad
 Market Share in MH District-Wise

Akola Amravati Aurangaba Beed Bhandara Buldhana ChandrapurDhule Gadchiroli Gondia Hingoli Jalgaon Jalna Kolhapur Latur
Mumbai CitMumbai SuNagpur Nanded Nandurbar Nashik OsmanabadPalghar Parbhani Pune Raigad Ratnagiri Sangli Satara
SindhudurgSolapur Thane Wardha Washim Yavatmal
Sr. No Specification Target Features
Audience

1 SME Parametrised Scheme MSMEs 1.Key features

2.Speedy loan processing
3.Flexible repayment options
4.Simple assessment
5. Attractive pricing.
6. Cash Credit and BG/LC limits for
working capital requirements.
7. Term Loan for setting
up/Refurbishing an existing unit or
for purchase of fixed asset.

2 Agri Loans- Federal Kisan Farmers 1. To meet the recurring expense for
Credit Card crop raising/conducting seasonal
operations.
2. Minimal paperwork
3. Beneficiaries under the scheme
will be issued a Federal Rupay Kisan
Card and pass book.
4. Hassle free processing
Minimum credit limit for Federal
Kisan Credit Card is Rs.25,000/- and
there is no ceiling on maximum
amount.

3 Agri Loans- Agricultural Farmers 1. Loan for purchase and

Development Loan development of agricultural land
Suitable for small farmers
2. Get loan amount up to 75% of sale
consideration/value of land
whichever is lower.
3.Easy documentation
4.No hidden charges or heavy
penalties
5. Flexible repayment facility.
6. Purchase of Agri land upto 2
Hectares (i.e. the existing land
owned by the applicant including the
land to be purchased should be upto
2 Hectares).
4 Agri Allied Loans- Animal Farmers who want to do 1.Quick loan processing
Husbandry Loan allied business 2.Loan amount up to 100 % of the
cost of the asset / project cost*
3.Minimal paperwork
4.Longer repayment period up to 9
years
5.Loan is provided for the purchase
of assets / creation of
assets/infrastructure relating to
poultry, dairy development, Piggery,
Sericulture, 6.Apiculture and
Fisheries Development etc.
7.Generally disbursements are made
directly to the suppliers as per the
schedule set in the proposal.
8.Security for the loan will be
Hypothecation of assets acquired/
Mortgage of land or Third party
guarantee

5 Fed-E-Credit Any Individual- having 1.Fully automated digital loan

deposit in Federal Bank 2.Online loan processing without
visiting the bank
3.Paperless activity
4.Loan amount up to Rs 5 L
5.Loan can be availed as overdraft as
well as Term Loan.
6.Facility to close loan online
7.Facility to use funds through multi
channels like ATM, 8.Cheque,
Internet banking and mobile banking
 Benefits Eligibility Loan Amount

People who want to start a new accomplishing atleast 2 years in

manufacturing/ processing / trading/ current business
service related business or to expand an
existing unit

Farmers to meet their cultivation needs

and non-farm requirements including
purchase of inputs and other short term
requirements and working capital
requirements for allied activities in a
flexible and cost effective manner.

Purchasing and developing agricultural

properties.
 1.Mortagage of land
2. Third party guarantee.
1. Up to Rs.50,000 -
100 % of the cost of
the asset / project
cost is provided as
loan.

2..Above Rs 50,000 -
up to 85 % of the
cost of the
asset/project is given
as loan.

1.Instant Loan 1.Lien on deposit Up to 90% of the

2. Online Process 2. Rupees deposits in the name deposit value subject
of individulas will be accepted to maximum of Rs 5L
3. Available for Advance Against
Deposits (Demand Loan), Easy
Cash (OD against deposits), Fed
Rise (Rising Overdraft against
recurring deposits
 Market Share
Repayment Interest Rate Equivalent Products Market Share
Options available with Competitior Wise In
Competitors India
Ahmednagar
 Equated Monthly 12.20% to 14.45% 1. YES Samriddhi
Installments 2. HDFC Bank
(EMI). 3. Bank of India
4. Corporation Bank
5. IDFC

Loan can be 1. SBI

repaid as Lump 2. ICICI
sum. 3. Bank Of India
4. Bank Of Baroda
5. HDFC

Repayment of
loan will be
quarterly/ half
yearly / yearly
installments
depending on cash
flows of the
borrower
 Equated Monthly 1. ICICI
Installments 2. SBI
(EMI). 3. HDFC
4. PNB
5.Allahbad bank

Remaining period 1. ICICI

of deposit subject 2. DBS
to a maximum of
(30 months for
Demand loan  / 72
months for
Overdraft)
 Market Share in MH District-Wise

Akola Amravati Aurangaba Beed Bhandara Buldhana ChandrapurDhule Gadchiroli Gondia

Hingoli Jalgaon Jalna Kolhapur Latur Mumbai CitMumbai SuNagpur Nanded Nandurbar
Nashik OsmanabadPalghar Parbhani Pune Raigad Ratnagiri Sangli Satara
SindhudurgSolapur Thane Wardha Washim Yavatmal