APPENDIX

Questionnaire
Respected Mam/Sir/Investor,

I Am Patel Krinal D, Student of Vidyabharti Trust College of BBA & BCA (VTCBB). I am conducting
a survey on “A STUDY & COMPARISON OF FINANCIAL INSURANCES AND SYSTEMATIC
INVESTMENT PLAN (SIP) – A STUDY OF BARDOLI REGION”.As a part of my study, I kindly
requests you to spend your few minutes to answer my questions. I assure that the information
which you provide are only for the study purpose & will be kept highly confidential.

1) Do you invest your money?

[ ]1. Yes [ ]2. No

2) Who influence you to invest your money?
[ ] 1. Insurances agent [ ] 2. Electronic media
[ ] 3. Advertisement [ ] 4. Newspaper
[ ] 5. Friends [ ] 6. Other____________

3) Where do you invest your saving?

[ ] 1. Bank fixed deposit [ ] 2. Postal saving
[ ] 3. Shares/debenture [ ] 4. Mutual fund(SIP)
[ ] 5. Real estate [ ] 6. Insurances
[ ] 7. gold/silver [ ] 8. other____________

4) What is the percentage of savings from your total income?

[ ] 1. <=25% [ ] 2. <=50% [ ] 3. <=75% [ ] 4.Other

5) What are the factors to which you give priority when you invest?
[ ] 1. Safety [ ] 2. High Return
[ ] 3. Liquidity [ ] 4. Less Risk
[ ] 5. Marketability
6) Are you an investor in insurances plan / SIP?(If no then directly go to question NO.20)

[ ] 1. Yes [ ] 2. No
7) Which of the following you are invest your money? (If you invest your money in SIP then
directly go to question NO.13)
[ ] 1. Insurances [ ] 2. SIP
[ ] 3. Both

8) From where do you purchase insurances?

[ ] 1. Bank [ ] 2.Agent
[ ] 3. Brokers [ ] 4. Other___________

9) Which insurance company you have chosen for insurances?

[ ] 1. HDFC [ ] 2. ICICI
[ ] 3. KOTAK [ ] 4. SBI
[ ] 5. Birla sun life [ ] 6. TATA AIG
[ ] 7. Bajaj Allianz [ ] 8. Other___________

10) In which insurances policy you are investing your money?

[ ] 1. Life insurance [ ] 2. Auto insurance
[ ] 3. Health insurance [ ] 4. Property insurance
[ ] 5. medical insurance [ ] 6.multiple choose
[ ] 7. Other______________

11) From how many years you are investing insurances?

[ ] 1. One year [ ] 2. Two years [ ] 3. Three years
[ ] 4. Four years [ ] 5. Five years [ ] 6. More than five years

12) State your expectation on Insurance investment alternative by ticking according to its
importance:
Expectation on Highly Important Neutral Least Not
investment Important Important important
Safety
Capital Growth
Liquidity
Return
Tax benefit

13) Where from you are purchase SIP (Systematic Investment Plan)?
[ ] 1. Direct from company [ ] 2. Agent
[ ] 3. Brokers [ ] 4. Other___________
14) Which company you have chosen for SIP?

[ ] 1. HDFC [ ] 2. ICICI
[ ] 3. KOTAK [ ] 3. SBI
[ ] 5. Birla sun life [ ] 4. Reliance
[ ] 7. UTI [ ] 5. Other___________

15) How is your investment pattern in SIP:

[ ] 1. Monthly [ ] 2. Once in two months

[ ] 3. Once in a six month [ ] 4. Annually

16) In which SIP scheme you have invested?

[ ] 1. Equity fund [ ] 2. Debt fund
[ ] 3. Balances fund [ ] 4. Other______________

17) Which Factor you consider for investment in SIP?

[ ] 1. High Return on low risk [ ] 2. Liquidity
[ ] 3. Tax saving [ ] 4. Dividend
[ ] 5. Other______________

18) What advantages do you find when you invest in SIP?

[ ] 1. Return potential [ ] 2. Well regulated
[ ] 3. Low cost [ ] 4. Transparency
[ ] 5. Liquidity [ ] 6. Other______________

19) Which is better among insurances & SIP?

[ ] 1. Insurances [ ] 2. SIP
[ ] 3. Both

20) Why you are not investing in insurances?

[ ] 1. No return [ ] 2. Not interest
[ ]3. Investing in other plan [ ]4. Not availability
[ ] 5. Other______________

21) Why you are not investing in SIP?

[ ] 1. Nonperformance of scheme
[ ] 2. Non availability of good service from mutual fund company
[ ] 3. Non availability of investment support
[ ] 4. Lack of information about SIP
[ ] 5. Difficulty in monitoring SIP performance
[ ] 6. Other______________
Basic questions:-
22) Gender:-
[ ] 1. Male [ ] 2. Female

23) Age:-

[ ] 1. Below 20 [ ] 2. 20-30
[ ] 3. 31-40 [ ] 4. 41-50
[ ] 5. 50 Above

24) Education Qualification:-

[ ] 1. Graduate [ ] 2. Post graduate
[ ] 3. Schoolings [ ] 4. Above post graduate
[ ] 5. other__________

25) Type of Employment:-

[ ] 1. Govt.Employee [ ] 2. Professional
[ ] 3. Pvt.Firm employee [ ] 4. Self employed
[ ] 5. Business person [ ] 6. Agriculturist
[ ] 7. Student [ ] 8. Other____________

26) Your annual income is in the range of?

[ ] 1. Below RS.1 Lakh [ ] 2. Between 1 Lakh to 2 Lakh
[ ] 3. Between 3 Lakh to 4 Lakh [ ] 4. Between 4 Lakh to 5Lakh
[ ] 5. Above RS 5 Lakh

THANK YOU