Particular 2018 2017 2016 2015 2014

Investment Income 100%

Profit paid on deposits & Borrowing 65.14%
Net Investment Income 34.86%

Net Investment Income 69.77%

Income from Investment in Shares 5.62%
/Securities
Commission, Exchange and Brokerage 21.89%
Other Operating Income 2.72%
Total operating income 100%
Salaries and allowances & contribution to 33.02%
P.F
Directors fees & expenses 0.12%
Shariah Supervisory Committee’s fees & 0.0049%
expenses
Rent, taxes, insurance and lighting etc. 5.47%
Postage, telegram, telephone and stamp 0.53%
etc.
Legal charges 0.12%
Auditors’ fee 0.13%
Salary & Allowances to the Managing 0.14%
Director
Depreciation and repairs to the bank’s 3.87%
properties
Stationery, printing & advertisement etc. 1.37%
Other expenses 4.74%
Total operating expenses 49.41%
Profit/(Loss) before Tax & provision 50.49%
Total provision 17.47%
Profit/(Loss) before Tax 33.13%
Provision for Taxation 13.43%
Net Profit/(Loss) after tax 19.70%

Balance sheet
 Particular 2018 2017 2016 2015 2014
PROPERTY AND ASSETS
Cash in hand 7.6%
Cash in hand(including foreign 0.77%
currencies)
Balance with Bangladesh Bank and its 6.83%
Agents Banks
Balance with other Banks and 3.05%
Financial Institutions
In Bangladesh 0.59%
Outside Bangladesh 2.46%
Placement with Banks & Other 2.42%
Financial Institutions
Investment in Share & Securities 3.61%
Government 3.25%
Others 0.36%
Investments 77.37%
General Investments etc. 72.36%
Bills purchased and discounted 5.01%
Fixed assets less Accumulated 1.33%
Depreciation
Other Assets 4.61%
Non-Banking Assets 0.015%
Total Assets 100%
LIABILITIES AND CAPITAL
Liabilities 78.65%
Placement from Banks & Other 6.43%
Financial Institutions
Deposits and other Accounts
Mudaraba Savings Deposits 11.13%
Mudaraba Term Deposits 44.96%
Other Mudaraba Deposits 14.62%
Al-wadeeah Current Accounts and Other 7.22%
Accounts etc
Bills Payable 0.72%
Other Liabilities 5.75%
Deferred tax Liabilities/ (Assets) 0.05%
AIBL Mudaraba Subordinated Bond 2.19%
Total Liabilities 93.06%
Capital/Share holders Equity
Paid -up Capital 3.08%
Statutory Reserve 2.48%
Revaluation Reserve 0.29%
Retained Earnings 0.56%
Total Equity attributable to equity 6.42%
holders of the bank
Non-Controlling Interest 0.53%
Total Equity 6.93%
Total Liability and Share holders 100%
equity