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IBPS Clerk Mains 4th January 2020 (Questions)
Directions (1-5): Each of the following questions has a paragraph from which one sentence has been
deleted. From the given options, choose the one that completes the paragraph in the most
appropriate way.
Q1. There is in fact no need to panic on account of the rupee. Barring the gradual decline in its value
this year, the Indian currency has been fairly stable over 2016 and 2017; ______________________ its
purchasing power at home has been falling.
(a) with the Sensex rising by half a percentage point.
(b) With both consumer and wholesale price inflation easing in July.
(c) with inflation being higher than in developed countries.
(d) with the U.S. The Trump administration has just sanctioned Turkey’s Justice
(e) which has only intervened sparingly in the forex market so far.
Q2. State governments, which will administer it through their own agency,
___________________________________, at pre-determined rates. Reaching a consensus on treatment costs
through a transparent consultative process is vital for a smooth and steady rollout.
(a) Will be launched formally on September 25 sends out the signal that the government is finally
recognising
(b) and to raise skill levels. Reducing the cost of universal health coverage is imperative
(c) The Centre should extend the scheme to all children and senior citizens, and cover out-patient
consultation
(d) will have to purchase care from a variety of players, including in the private sector
(e) have been found ordering unnecessary treatments to claim insurance compensation
Q3. The decision to seek the Lok Sabha’s approval to withdraw the legislation this week is a clear
acknowledgement by the government that it had underestimated the extent and intensity of public
opposition to the proposed law. One provision in the Bill had, ____________________________________ the
“bail-in” clause. That banks, by the very nature of their business, are essentially dependent on the
funds lent to them by depositors to serve as the pool of lendable resources.
(a) in particular, generated the greatest debate and attracted the fiercest criticism and ultimately proved
to be its very undoing
(b) explaining the rationale for the Bill as well as the built-in
“safeguards” relating to the bail-in provision
(c) resolution of these issues would require a comprehensive
examination and reconsideration
(d) such a review ought to include an evaluation of the progress made
by the Insolvency and Bankruptcy Code in addressing the crucial
issue of
(e) anomaly must be addressed, especially at a time when several
state-run public sector banks have been roiled by a series of frauds
and high levels of bad loans.
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Q4. Michel Barnier, the European Union’s chief negotiator, suggested in a newspaper article a
softening of the EU’s position on _______________________________________________ until a permanent solution
is found. Both the EU and the U.K. are against a hard border between Ireland and Northern Ireland,
key to the Good Friday Agreement that has ensured peace on the island since 1998.
(a) a post-Brexit free trade area between Britain and the EU for goods alone, leaving trade in services for a
separate agreement.
(b) the Irish “backstop” — a temporary customs arrangement to avoid a hard border between the Republic
of Ireland and Northern Ireland, until
(c) just as Ms. May was trying to win support on the continent, will throw a spanner in the works for her
(d) a lot to gain from parts of the financial sector leaving the U.K. after Brexit.
(e) how Britain proposes to achieve this while exiting the EU Customs Union and Single Market.
Q5. The People’s Democratic Party, ________________________ when it won 32 of the 47 seats. At his party’s
first rally on August 4, Mr. Tobgay touted the 8% GDP growth in favour of his party, which has been
fuelled by a construction and tourist boom in Bhutan.
(a) this election comes after the 73-day India-China stand-off in 2017 in the Bhutan-claimed area of
Doklam.
(b) religious figure in eastern Bhutan, has a similarly worded campaign manifesto title: “For a self-reliant
Bhutan: our concern, our responsibility”.
(c) led by incumbent Prime Minister Tshering Tobgay, enters the elections with a visible edge, even if it
may not be able to better its landslide victory in 2013,
(d) led to the country’s burgeoning national debt. Although the government agreed to raise tariffs for the
original hydropower plant in Chukha in February this year, other tariffs will need to be renegotiated too
(e) can also take credit for stabilising the rupee-ngultrum crisis that he had inherited, as well as for
economic reforms including lifting the import ban on cars.
Directions (6-10): In the questions given below few sentences are given which are grammatically
correct and meaningful. Connect them by the word given above the statements in the best possible
way without changing the intended meaning. Choose your answer accordingly from the options to
form a correct, coherent sentence.
Q6. AS
(A) Some residents in less affected cities such as Kochi have begun returning to their homes to assess the
damage.
(B) Water levels had fallen in the southern Indian state of Kerala and rain is predicted to ease in the coming
days.
(C) The severest flood warnings were withdrawn from districts across the state on Sunday.
(D) Rescue operations continue to free thousands of people still marooned by the worst flooding in a
century.
(a) Only B-D
(b) Only C-A
(c) Only A-D
(d) Only B-C
(e) All of these

Q7. ONLY IF
(A) The tone of his voice, his manner of speaking, his walk, gestures, and the lines of his face and the
expression of his eyes, were all carefully observed.
(B) All these features need to be satisfied to admit him as a probationer.
(C) He became a probationer for the Scottish ministry in 1661 just before episcopal government was re-
established in Scotland.
(D) These features weren't on the site when it was first launched because the necessary data did not yet
exist.
(a) Only B-D
(b) Only C-A
(c) Only A-B
(d) Both B-C and A-D
(e) None of these
Q8. WHILE
(A) Regulator SEBI is planning to broaden the scope of cybersecurity initiatives for the market
infrastructure institutions.
(B) Asian share markets crept cautiously higher on Monday as investors awaited developments on
proposed Sino-US trade talks
(C) The broader markets also participated in the rally today with the Nifty Midcap index rising over a
percent.
(D) All sectorial indices ended in the green with Nifty Bank, FMCG, Metal and Pharma rising 1-2 percent.
(a) Only B-D
(b) Only C-D
(c) Only A-B
(e) All of these
Q9. NOTWITHSTANDING
(A) The fact is reckless lending would eventually put the banks at a
risk.
(B) Fiscal discipline was compromised and the banking system was
advised to go in for reckless lending.
(C) The result was that global growth picked up.
(D) Most economies were doing well and all emerging economies
started showing a high growth rate.
(a) Only B-A
(b) Only C-D
(c) Only A-B
(e) None of these
Q10. HOWEVER
(A) The planning phase of the first manned mission will see ISRO deploy its Geosynchronous Satellite
Launch Vehicle Mark III (GSLV MK III) with a crew of three into a low earth orbit for five to seven days.
(B) The conservative prime minister said that India would be only the fourth country after Russia, the
United States and China.
(C) There is no other democracy that is so large and so diverse.
(D) Prime Minister Narendra Modi’s Independence Day announcement that the country will send a manned
mission to space by 2022 is truly remarkable.
(a) Only B-A
(b) Only C-D
(c) Only A-B
(e) None of these
Directions (11-15): Rearrange the following six sentences (A), (B), (C), (D), (E), and (F) in the proper
sequence to form a meaningful paragraph and then answer the questions given below.
A. Combined, these are seen as reasons for failing to anticipate many of the serious developments that took
place during the late 20th and early 21st centuries.
B. The generally accepted view, hence, is that intelligence agencies and policy-makers are usually unable
to recognise the potential of movements about which they know little or understand even less.
C. To this day, for instance, many still wonder how the West and its intelligence agencies failed to realise
the dimensions of Iran’s religious revolution, leading to the establishment of a theocratic state under
Ayatollah Khomeini.
D. In retrospect, the Iranian Revolution was much larger than most previous secular uprisings, including
the French Revolution.
E. In recent times, renowned historians like Christopher Andrew have also talked of a lack of ‘theologians’
compounding this situation.
F. Intelligence is often referred to as the ‘missing dimension’ when there is a failure to anticipate critical
developments of a political and strategic nature. History is replete with many such instances.
Q11. Which of the following would be the FOURTH sentence after rearrangement?
(a) E
(b) D
(c) C
(d) A
(e) F
Q12. Which of the following would be the FIRST sentence after rearrangement?
(a) C
(b) A
(c) D
(d) F
(e) E

Q13. Which of the following would be the THIRD sentence after rearrangement?
(a) F
(b) C
(c) E
(d) A
(e) D
Q14. Which of the following would be the FIFTH sentence after rearrangement?
(a) C
(b) A
(c) B
(d) D
(e) F
Q15. Which of the following would be the SECOND sentence after rearrangement?
(a) D
(b) E
(c) F
(d) B
(e) C
Direction (16-20): The following question consists of a sentence which is divided into three parts
which contain grammatical errors in one or more than one part of the sentence. If there is an error
in any part of the sentence, find the correct alternatives to replace those parts from the three
options given below each question to make the sentence grammatically correct. If there is an error
in any part of the sentence and none of the alternatives is correct to replace that part, then choose
(d) i.e. None of the (I), (II) and (III) as your answer. If the given sentence is grammatically correct
or does not require any correction, choose (e) i.e. No correction required as your answer.
Q16. Newly released emails from the Trump administration

officials (I)/ show desires for adding a question on citizenship to
the 2020 census (II)/ at present after President Donald Trump
took office. (III)
(I) New released emails from the Trump administration officials
(II) show a desire to add a question on citizenship to the 2020 census
(III) shortly after President Donald Trump took office
(a) Only (I)
(b) Both (I) and (II)
(c) Both (II) and (III)
(d) None of the (I), (II) and (III)
(e) No correction required
Q17. Self-contained, minimal water using sewage (I)/ might be possible on a farm, but hardly than
your (II)/ staying on the 10th floor of an apartment block. (III)
(I) Self-contained, minimal water for using sewage
(II) might be possible on a farm, but hardly if you’re
(III) staying on the 10th floor in an apartment block
(a)Only (II)
(b)Both (I) and (II)
(c)Both (II) and (III)
(d)None of the (I), (II) and (III)
(e)No correction required
Q18. Truro City chairman Peter Masters says (I)/ the Stadium for Cornwall project will not happen
(II)/ unless the club does not leave Treyew Road by the end of July. (III)
(I) Truro City chairman Peter Masters say
(II) the Stadium for Cornwall project will not happens
(III) unless the club leave Treyew Road by the end of July
(a) Only (II)
(b) Only (III)
Q19. Many reservoirs are now just expanses of baked earth (I)/ and the borewells that are dug ever
deeper (II)/ and more desperately are pumping dry. (III)
(I) Much reservoirs are now just expansion of baked earth
(II) and the borewells which is dug ever deeper
(III) and more desperately are pumping dryness
(a) Only (II)
(b) Only (III)
Q20. Purplish-green small flowers, borne in summer, (I)/ are followed by pinkish-purple fruits
characterised within (II)/ five slender horning extensions with the appearance of jester’s cap. (III)
(I) Small purplish-green flowers, borne in summer
(II) are followed by pinkish-purple fruits characterised by
(III) five slender horn-like extensions with the appearance of a jester’s cap.
(a) Only (II)
(b) Only (III)
(c) All (I), (II) and (III)

Directions (21-25): Read the following passage carefully and answer the questions given below it.
Certain words are given in bold to help you locate them while answering some of the questions.
The global economy is likely to pull out of a brief growth slump later this year - with a little help from the
world’s central banks and from U.S. and Chinese trade negotiators. Global finance leaders gathered from
the spring meetings of the International Monetary Fund and the World Bank agree that the global economy
has lost momentum this year. But they expect growth to pick up in the second half of 2019, as central
bankers ease up on interest rates. Still, a trade standoff between the United States and China threatens to
dim the economic outlook. “We must be mindful of an escalation of trade tensions,” Japanese Finance
Minister Taro Aso told reporters on Friday.
Japan holds the chairmanship of the Group of 20 major economies. The G-20 on Friday said that world
economic growth weakened late last year and early this year because of heightened trade tensions,
turbulent financial markets and rising interest rates. The IMF cut its forecast for global growth from 3.6%
last year to 3.3% in 2019, the slowest since the recession year 2009, but it predicts growth will return to
3.6% in 2020. Haruhiko Kuroda, head of the Bank of Japan, told reporters on Friday that the G-20 officials
saw the IMF’s revised forecast as “highly likely” but said all the countries would need to do their part to
boost growth.
Forecasters are worried about the U.S.-China trade conflict. The world’s two biggest economies have
slapped tariffs on $350 billion worth of each other’s goods. They are battling over U.S. allegations that China
deploys predatory tactics - including cybertheft and forcing foreign firms to hand over trade secrets -- in a
sharp-elbowed effort to challenge American technological dominance. Financial markets have rallied this
year on hopes that the two countries will reach a settlement. Changyong Rhee, director of the International
Monetary Fund’s Asia and Pacific Department, said at a briefing on Friday that markets could falter if
negotiators can’t reach a deal after all.
Even a U.S.-China trade deal could create new problems, Rhee said. If the Chinese agree to take in more
imports from the United States, as widely expected, those purchases could come at the expense other
countries that have been doing business with China. Rhee also expressed concern that China would give
American companies “preferential access,” undercutting other countries and leading to “broader worries”
about the future of free trade. Rhee also said a U.S.-China trade peace could prove “short-lived” if the two
countries can’t reach a long-term deal that requires Beijing to improve protection of intellectual-property
and make other economic reforms.
Q21. According to the group of twenty major economies, which

of the following have been the reasons for sputtered global
economic growth?
(I) unsettled financial market
(II) elevating interest rates
(III) magnified trade pressure
(a) Only (I)
(b) Only (II)
(c) Both (II) & (III)
(d) Both (I) & (II)
(e) All (I), (II) & (III)
Q22. Why has the trade between US and China slumped since last year?
(a) Chinese officials have underscored the option of reaching a negotiated solution with the U.S.
(b) China wants to ward off American threats of separate duties on manufactured goods
(c) US and China have accused each other of illegally subsidizing their main aircraft makers.
(d) US has alleged China of cybertheft and forcing non-native firms to hand over their trade secrets to
challenge America’s dominance in technology sector.
(e) None of these
Q23. Why did Rhee state that "a US-China trade deal could create new problems"?
(a) It’s not in the interests of the U.S. and China to find a friendly accord on the issue of penalties
(b) The imports from US to China will have tremendous impact on other countries which are importing to
China.
(c) Any attempt to solve the trade issues between US and China will lead to escalation of tit-for-tat tariffs
(d) Chinese government will be more skeptical of the value of negotiations with the U.S
(e) All of the above
Q24. How does the author expect the world economy to pull out of the plunge?
(a) Change in interest rates by the world’s central bank
(b) US- China trade negotiations
(c) Picking up the growth in 2019
(d) Both (a) and (b)
(e) All (a), (b) and (c)
Q25. Choose the word which is opposite to the “BOOST”, as highlighted in the passage given above.
(a) brace
(b) enliven
(c) vivify
(d) thwart
(e) invigorate


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IBPS Clerk Mains 4th January 2020 (Questions)

1 Adda247 | No. 1 APP for Banking & SSC Preparation

2 Adda247 | No. 1 APP for Banking & SSC Preparation

4 Adda247 | No. 1 APP for Banking & SSC Preparation

Q16. Newly released emails from the Trump administration

6 Adda247 | No. 1 APP for Banking & SSC Preparation

Q21. According to the group of twenty major economies, which

8 Adda247 | No. 1 APP for Banking & SSC Preparation

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