Impact of Livelihood Projects 1

On Financial Status of Women Beneficiaries

CHAPTER 1

Background of the Study

Introduction

Livelihood is a mean of making a living. It encompasses people’s capabilities, assets,

income and activities required to secure the necessities of life. It is sustainable since it

enables people to cope with and recover from shocks and stresses, such as natural disasters

and economic or social upheavals, and enhances their well-being and that of future

generations without undermining the natural environment or resource base.

This study is an investigation into the impact and contribution of income generating

projects on financial status of every women beneficiaries. It specifically sought to look at

women’s livelihood project in the area, evaluating the income generating projects related to

livelihood project. Livelihood project or income generating project is one of the ways to

help solved financial crisis. Livelihood projects activities range from agricultural production,

beautifications etc.

Earning a livelihood in rural areas is considerably more complex and difficult

because of inaccessibility, fragility and vulnerability arising from topographical complexity,

altitudinal gradient and poor physical and socioeconomic infrastructure. (Jodha 2005; Rasul

and Kollmair 2010)

Women in Bislig, like any other counter parts of other of developing countries, are

mostly involved in food production to feed their families. The main activity of women in

rural community is mainly participating in agricultural production namely; cocoa, oil, palm,

rubber, coffee. These crops serve as sources of revenue for the government. Women also are

involved in agro-forestry production particularly around the rural compound and farm stead.
Impact of Livelihood Projects 2
On Financial Status of Women Beneficiaries

Statement of the Problem

1. In what way livelihood projects help in financial aspects in every women

beneficiaries?

2. What are the livelihood projects that sustain the basic needs of the Women’s

families?

Scope and Limitation of the Study

The study seek to understand the variety of instances of livelihood projects’ impact

financially to the family of every women beneficiaries. The research work sets out to study

women of different occupations. The researchers also set up surveys on beneficiaries of the

livelihood program the DSWD given.

Moreso, the study’s scope covers only the Bislig community. A number of livelihood

program that make up Bislig community were outlined and sampled for the study, and

women were only selected via stratified sampling for the study in order to fulfil the study.

Significance of the Study

This study is significant to the following groups:

Unemployed Women- the study will therefore inform the unemployed that

livelihood projects can have a contribution or impact to the financial status of their family.

Bislig community- through this study, local sponsors will be educated about the

contribution of livelihood projects’ network to the community’s economy in Bislig City. The

study will improve the awareness of individual and groups not to limit the livelihood

projects. This will, in turn, improves the standard of living and add to national development

and a successive economy of human race.

Impact of Livelihood Projects 3
On Financial Status of Women Beneficiaries

Future Researcher- this can help them for the future research regarding to these

problem and other related matter.

Conceptual Framework

The concept of this research will focus on how to determine the impact of livelihood

project of financial status of the women beneficiaries in Bislig City.

INPUT

Livelihood Projects in Bislig City

PROCESS

Questionnaires, and scaled situations, pertaining to the improvements done by

livelihood to the lives of the women beneficiaires.

OUTPUT

Significance to the families and impact in financial status of every livelihood

projects’ beneficiaries.

Definition of Terms

Beneficiaries – a person, organization, etc., that is helped by something

Development- The gradual growth of something so that it becomes more

advanced, stronger Rodney (1976) defined it also a skill and capacity, greater freedom

creativity, self-discipline and responsibility.

Impact of Livelihood Projects 4
On Financial Status of Women Beneficiaries

Livelihood- a way of earning money in order to live

Economy- the process or system by which goods and services are produced, sold

and bought in a country or region.

WOMENS- An organization under the DSWD, that is related to Women. It helps

women through livelihoods etc.

Impact of Livelihood Projects 5
On Financial Status of Women Beneficiaries

Chapter 2

REVIEW OF RELATED LITERATURE

Well-being is best conceptualized within a livelihood’s framework. A livelihood is

defined as “the activities, the assets and the access that jointly determine the living gained by

an individual or household” (Ellis, 2003).

Fundamental to the livelihood approach is the asset or resource status of living

individuals and households. Assets provide capabilities for achieving satisfactory levels of

living. Typically this means that the household is the unit of analysis, whereby the

household and its corresponding resource profile is located within the context of the wider

vulnerability environment, the context of social vulnerabilities such as age, ethnic, status,

gender that casually impact how livelihood are constructed and adopted, and within their

policy and institutional context. Rural livelihood diversification is defined as the process by

which household construct an increasingly diverse portfolio of activities and assets in order

to service and improves their standard of living or well-being.

Young (1995) argued the concept of empowerment as use of development agencies

refers mainly to entrepreneurial self- reliance. Taking a critical view of the use of

empowerment technology by development agencies.

A study entitled empowerment of women in South Asia identifies two approaches

commonly used by development agencies shows that empowerment through economic

intervention to increase women’s economic status through employment, income generation

Impact of Livelihood Projects 6
On Financial Status of Women Beneficiaries

and access to credit an empowerment through integrated rural development programs, in

which strengthening women’s economic status is only one component along with Education,

literacy, the provision of basic needs and services and fertility control.

Onu, (1998) editorialized that women are the heal of development. They control

most of the non-money economy and taking important part in the money. He further stressed

that everywhere world, women have two jobs around the home and outside it. This assertion

implies that women have a lot in of contribution to make towards the healthy socio-

economic development of every country but women are constantly denied this opportunity

by the nature of our societal organizations and the cultural set up that makes it more

comfortable for men to maintain the status quo.

Much of the current focus on livelihood projects is due to the emergence of concepts

such as social vulnerability and resilience, and to increasing awareness of these concepts

within conservation organizations. Livelihood projects are suggested to have the potential to

reduce vulnerability and increase the social resiliency of communities (Neely, 2007)
Impact of Livelihood Projects 7
On Financial Status of Women Beneficiaries

CHAPTER III

RESEARCH METHODOLOGY

This chapter presents the methods to be used in the study. It also describes the

subjects of the study, the instruments used, and the procedure of data gathering and the

statistical treatment of data.

Research Design

This study used survey method, which includes questionnaires and checklists. The

researchers also gathered data from the institutions to help in decision-making regarding

change strategies. The researchers survey the respondents personally.

Respondents of the Study

The researchers had chosen randomly the respondents of the study from DSWD

Livelihood Project’s beneficiaries. The researchers only chose some respondents.

Setting of the Study

Impact of Livelihood Projects 8
On Financial Status of Women Beneficiaries

This study was conducted in Bislig City community since the respondents were set

inside the Bislig Community.

Research Instruments

In this study, the researchers used a Likert Scale-type survey made by the researchers.

This survey questionnaire helped them identify the impacts of women in community and in

economic growth through livelihood projects.

Data Gathering Procedure

The following procedures were undertaken in the gathering of the data used in the

study:

1. Seeking approval in conducting the study- The researchers wrote permission letter to

the DSWD Head for the information regarding the study that was conducted pertaining to

the impact the impact of livelihood projects on financial status in women beneficiaries.

2. Informed Consent- The researchers wrote permission letter to the head of women worker

in every livelihood project informing them that their women workers will be part of a study

about the impact of livelihood projects on financial status in women beneficiaries.

3. Administration and retrieval of questionnaires- The researchers distributed the survey

questionnaires they had made to all the women beneficiaries. The respondents were assessed

promptly and were given clear instructions in answering the survey questionnaires. After

they finished answering, the survey questionnaires were retrieved for the next step.
Impact of Livelihood Projects 9
On Financial Status of Women Beneficiaries

4. Evaluating, Tabulating and Processing of the Data- After collecting the survey

questionnaires, the researchers then evaluated it for checking purposes and then tabulated

the answers to come up with a specific data. The data gathered will then be processed using

statistical method to be interpreted by the researchers.

Statistical Treatment of Data

The responses of the respondents to the survey questionnaires were carefully tallied,

tabulated and organized. The data were presented, analyzed and interpreted with the used of

weighted mean, frequency, counts percentage and ranking system.

The presentation, analysis and interpretation of the data will be based on the weighted mean

as shown by the scale ranges as follow:

For Percentage computation is:

%= f/n x 100

Where:

%= Percentage

F= Frequency

N= total number of respondents

100= constant values

Impact of Livelihood Projects 10
On Financial Status of Women Beneficiaries

CHAPTER 4

PRESENTATION ANALYSIS AND INTERPRETATION OF DATA

This chapter describes the analysis of data followed by a discussion of the

interpretation of data. The findings relates to the research questions that guided the study.

Data were analyzed to identify, describe and explore the Impact of Livelihood Projects on

Financial Status of Women Beneficiaries. Data were obtained from survey questionnaires,

completed by 24 beneficiaries.

A total of 24 questionnaires were distributed and met the required inclusion criteria

as discussed in the previous chapter. This represented 100% of the expected population. The

high response to surveys about Impact of Livelihood Projects On Financial Status of Women

Beneficiaries may be a partial explanation for the high response rate in this study.

Age
20-29
21% 25% 30-39
40-49
25%
29% 50 above
Impact of Livelihood Projects 11
On Financial Status of Women Beneficiaries

Figure 4.1 age of Womens Livelihood Project Beneficiaries

The Figure 4.1 above shows that there are 29% of the respondents aged from 30-39,

while 25%aged from 40-49, 25% aged from 20-29, and 21% aged 50 above.

Occupation
Civil Servant
Farmer
21% 25% Petty Trader
Crafting
25% Others
29%

Figure 4.2

occupation of Womens Livelihood Project Beneficiaries

In Figure 4.2 above shows that among the 24 respondents of this study, most of them

are farming- related as their livelihood preference with the highest percentage of 29%. Civil

Servant and Petty Trader followed as the second most taken livelihood with a percentage of

21% respectively. Crafting has a population of 21% among the total number of respondents

making it the least livelihood taken by the 24 respondents.

Impact of Livelihood Projects 12
On Financial Status of Women Beneficiaries

Level of Education

Primary
25% Secondary
34%
B.SC and above
None

41%

Figure 4.3 Level of Education of Womens Livelihood Project Beneficiaries

Figure 4.3, indicates the level of education the respondents attained, there were more

Secondary level respondents having 41% followed by Primary level respondents having

34% and then the B. SC and above having 25%.

Impact of Livelihood Projects 13
On Financial Status of Women Beneficiaries

Impact of Livelihoood Projects in the

Financial Status of the Womens
Beneficiaries Strongly Agree
Agree
Not Sure
Disagree
29% Strongly Disagree
38%

33%

Figure 4.4 number of beneficiaries who improved the financial status by livelihood projects.

As shown in the figure above, the respondents has “Strongly Agree” that livelihood

project does impact their financial status, where 38% of the respondents agreed. Followed

by just plainly “Agree” having 33% of the population and 29% of the population are “Not

Sure” about it’s impact.

According to the respondents they chooses “Strongly Agree” because for them the

impact were visible, and it’s their main source of income, while according to the respondents

that chooses Agree, they choose “Agree” because livelihood only sustains their basic needs

and not the other stuffs. Lastly, the respondents chooses “Not Sure”, are not sure because

they’re new to the field and didn’t find an enough reason to agree or strongly agree.
Impact of Livelihood Projects 14
On Financial Status of Women Beneficiaries

Livelihood projects help in the economic

growth of bislig
Strongly agree
Agree
Not sure
29%
Disagree
Strongly agree

71%

Figure 4.5 Economic Growth

As shown in the figure above, the respondents has “Agree” that livelihood project

does help the economic growth where 71% of the respondents agreed. Followed by

“Strongly Agree” having 29% of the population.

According to the respondents they chooses “Agree” because for them the impact

were visible, and clear to their family, but they do believe that somehow it helps the

economy, while according to the respondents that chooses “Strongly Agree”, they choose

Agree because they do believe that the income that was produced by their products were

divided in the economy and to them. They also believe that their products help the Bislig to

gain more income.

Impact of Livelihood Projects 15
On Financial Status of Women Beneficiaries

Livelihood project help my financial status

concerns
Strongly Agree
Agree
Not sure
Disagree
Strongly Agree

100%

Figure 4.6 Number of beneficiaries improve the financial status by livelihood projects.

As shown in the figure above, the respondents has “Agree” that livelihood project

does impact their financial status, where 100% of the respondents agreed.

According to the respondents they chooses “Agree” because help their financial

concerns but not all of the financial related problem.

Impact of Livelihood Projects 16
On Financial Status of Women Beneficiaries

CHAPTER 5

SUMMARY, CONCLUSION AND RECOMMENDATION

This chapter presents the summary of findings of the study, conclusions arrived and

recommendation given by the researchers.

Summary

The research primarily aimed to know the impact of livelihood projects in the

WOMENS beneficiaries. Specifically it sought to answer the profile of the respondents in

terms of: age, occupation, and level of education. The researchers also found out, in what

way livelihoods projects help in financial aspects of every beneficiaries and what were the

livelihoods projects sustains the basic needs of the beneficiaries' families.

The respondents of this study were the WOMENS Livelihood Organization Member.

Random Sampling was used and ranking method was integrated through getting of the

percentage. The total number of the respondents who took part of this study were 24. 100%

was used in this study.

The researchers provided the research instruments for the respondents to answer the

given questions that were used in creating data needed in the study. After gathering the data

the researcher found out that farming- related livelihood projects sustain the most of the

beneficiaries, and livelihood do really impact the beneficiaries financially by sustaining the

basic needs of the their families, as the results of the data.

Findings

Based on the interpreted data, the following findings are given;

Impact of Livelihood Projects 17
On Financial Status of Women Beneficiaries

1. Livelihood projects do really impact the beneficiaries financially by sustaining the

basic needs of their families.

2. 29 out of 100 % were assigned in farming-related livelihood which resulted as the

most productive and sustainable livelihood projects

3. Livelihood projects is a great way in helping women in sustaining the basic needs of

their families.

Conclusions

The main target of this study is to determine in what livelihood projects sustain the

basic needs of the beneficiaries' families and how does it impact to them. Thus after

thorough conduct of the study and exactly scrutinizing the data, the researchers come up

with the following conclusions: farming-related livelihood is the most productive than the

other livelihood projects with a total percentage of 29%. Livelihood projects financially

impact the beneficiaries. Thus, the researchers analyze that based on the figures given above

the analysis: various factors affect on how the beneficiaries view the impact of livelihood

projects.

Recommendation

Through the results, findings, and conclusion the researcher recommended the

following:

1. The beneficiaries should appreciate and be more persevere on the projects

that were given to them

2. Basic needs and stuffs that were related to money are a constant ally, but in

terms of decision making the results will only affect your family, therefore be

considerate of how you budget or spend your money

3. And lastly to the future researcher, to dig more studies related to the impact

and importance of livelihood project in the society.

Impact of Livelihood Projects 18
On Financial Status of Women Beneficiaries
Impact of Livelihood Projects 19
On Financial Status of Women Beneficiaries

REFERENCES

Ellis, F. (2003) A Livelihoods Approach to Migratiom and Poverty Reduction. Retrieved on

January 10 2020

Young, A (1995) The Tyranny of Numbers: Confronting the Statistical Realities of the East
Asian Growth Experience. Retrieved on January 10 2020

UNO, (1998) Achieving Gender Equality, Women's Empowerment. Retrieved on January 10

2020

Neely, A. (2007) Community Based Biodiversity Conservation and Rural Livelihood.

Retrieved on January 10 2020
Impact of Livelihood Projects 20
On Financial Status of Women Beneficiaries

APPENDIX A

TEST QUESTIONNAIRE

RESEARCH QUESTIONNAIRE

Section A: Socio- Demographic Characteristics

Instruction: Please check the appropriate boxes

1. Age

20-29 [ ] 30-39 [ ] 40-49[ ] 50 and above [ ]

2. Occupation

Civil Servant [ ] Farmer [ ] Petty Trader [ ] Crafting [ ] Others:

3. Level of Education
Impact of Livelihood Projects 21
On Financial Status of Women Beneficiaries

Primary [ ] Secondary [ ] B.SC and above [ ] None [ ]

Section B: Questionnaire

Instruction: Please rate your responses by checking the appropriate box below, using

the following Likert rating scale.

1. Strongly Disagree

2. Disagree

3. Not sure

4. Agree

5. Strongly Agree

S/N INQUIRY RESPONSE RATINGS

1 2 3 4

5
1 Livelihood projects

improve the
Impact of Livelihood Projects 22
On Financial Status of Women Beneficiaries

financial status of

every beneficiary.
2 Livelihood projects

help in the

economic growth of

Bislig
3 Livelihood project

help my financial

status concerns
4 Livelihood project

also contribute in

my financial status

as well in the

economy
5 The Livelihood

project(s) embarked

upon by the

government in my

community has

greatly improved

our financial status

Impact of Livelihood Projects 23
On Financial Status of Women Beneficiaries

APPENDIX B

Saint Vincent De Paul Diocesan College

Mangagoy, Bislig City

Letecia M. Yu, RSW

DSWD-Bislig, Head

Bislig National Highway

Madam:

Greetings of peace and goodwill!

In partial fulfillment of the requirements for Practical Research II, the students from Saint

Vincent De Paul Diocesan College, would like to request for your permission from your

good office of allowing the hereunder researchers to conduct their study entitled “Impact of

Livelihood Project on Financial Status of Women Beneficiaries ”.

In connection with this, the researchers would like to ask for your permission to allow the

researchers to distribute survey checklists to respective women beneficiaries under your

jurisdiction regarding their research. Rest assured that the data gathered will remain

absolutely confidential and to be used for academic purpose only.

Thank you very much for your cooperation.

Respectfully yours,

Joycelen F. Estebat. Warren O. Lauron

Rose-Ann A. Fernandez. Valerie N. Corpuz

Julinel D. Abacahin. Justine O. Sobrio

Noted By: Noted By;

Aireen B. Guaing Giljohn M. Soberano

Research Adviser SHS Coordinator

Approved By:
Impact of Livelihood Projects 24
On Financial Status of Women Beneficiaries

Walter T. Caminos

APPENDIX C

TEST RESULTS (RAW DATA)

Age Profile

AGE FREQUENCY PERCENTAGE

20-29 8 29%
30-39 6 25%
40-49 6 25%
50 above 4 21%
Occupation

OCCUPATION FREQUENCY PERCENTAGE

Civil Servant 6 25%
Farmer 8 29%
Petty Trader 6 25%
Crafting 4 21%
Others 0 0%

Level of Education

LEVEL OF EDUCATION FREQUENCY PERCENTAGE

Primary 8 34%
Secondary 10 41%
B. SC and above 6 25%
Nome 0 0%

Questions

QUESTIONS S. AGREE AGREE NOT SURE DISAGREE S.

DISAGREE
1 8 10 6

2 11 13

3 8 10 6
Impact of Livelihood Projects 25
On Financial Status of Women Beneficiaries

4 7 13 6

5 6 18