Department of Posts

Ministry of Communications, Government of India

ANTICIPATED ENDOWMENT ASSURANCE

( Low Premium, High Bonus ) PLI

Policy Holder's Bonus Rate Bonus per

Spouse Age Effective Age Sum Assured GST
Age ( per ₹ 1,000 ) Annum

23 - - ₹ 1,00,000 ₹ 48 ₹ 4,800 4.50 %

NEW POLICY : PREMIUM FOR FIRST 1 YEAR

( Inclusive of All Taxes )

Premium Rebate Tax Net Total Bonus Maturity

Premium Maturity (P) (R) (T) Premium (~Approximately) Amount
Payment Duration
Age
Type ( P - R + T = NP (~Approximately)
)

Monthly 38 15 660.00 5 29.48 ₹ 684 72,000 1,72,000

Monthly 43 20 500.00 5 22.28 ₹ 517 96,000 1,96,000

Quarterly 38 15 1,980.00 15 88.43 ₹ 2,053 72,000 1,72,000

Quarterly 43 20 1,500.00 15 66.83 ₹ 1,552 96,000 1,96,000

Half Yearly 38 15 3,960.00 30 176.85 ₹ 4,107 72,000 1,72,000

Half Yearly 43 20 3,000.00 30 133.65 ₹ 3,104 96,000 1,96,000

Yearly 38 15 7,920.00 60 353.70 ₹ 8,214 72,000 1,72,000

Yearly 43 20 6,000.00 60 267.30 ₹ 6,207 96,000 1,96,000

Designed & Developed by Centre for Excellence in Postal Technology ( C.E.P.T ), Mysuru - 570010 Page - 1
 Department of Posts
Ministry of Communications, Government of India

CONVERTIBLE WHOLE LIFE ASSURANCE

( Low Premium, High Bonus ) PLI

Policy Holder's Bonus Rate Bonus per

Spouse Age Effective Age Sum Assured GST
Age ( per ₹ 1,000 ) Annum

23 - - ₹ 1,00,000 ₹ 76 ₹ 7,600 4.50 %

NEW POLICY : PREMIUM FOR FIRST 1 YEAR

( Inclusive of All Taxes )

Premium Rebate Tax Net Total Bonus Maturity

Premium Maturity (P) (R) (T) Premium (~Approximately) Amount
Payment Duration
Age
Type ( P - R + T = NP (~Approximately)
)

Monthly 60 37 160.00 5 6.98 ₹ 162 2,81,200 3,81,200

Quarterly 60 37 480.00 15 20.93 ₹ 486 2,81,200 3,81,200

Half Yearly 60 37 960.00 30 41.85 ₹ 972 2,81,200 3,81,200

Yearly 60 37 1,920.00 60 83.70 ₹ 1,944 2,81,200 3,81,200

Designed & Developed by Centre for Excellence in Postal Technology ( C.E.P.T ), Mysuru - 570010 Page - 2
 Department of Posts
Ministry of Communications, Government of India

ENDOWMENT ASSURANCE
( Low Premium, High Bonus ) PLI

Policy Holder's Bonus Rate Bonus per

Spouse Age Effective Age Sum Assured GST
Age ( per ₹ 1,000 ) Annum

23 - - ₹ 1,00,000 ₹ 52 ₹ 5,200 4.50 %

NEW POLICY : PREMIUM FOR FIRST 1 YEAR

( Inclusive of All Taxes )

Premium Rebate Tax Net Total Bonus Maturity

Premium Maturity (P) (R) (T) Premium (~Approximately) Amount
Payment Duration
Age
Type ( P - R + T = NP (~Approximately)
)

Monthly 35 12 700.00 5 31.28 ₹ 726 62,400 1,62,400

Monthly 40 17 480.00 5 21.38 ₹ 496 88,400 1,88,400

Monthly 45 22 360.00 5 15.98 ₹ 371 1,14,400 2,14,400

Monthly 50 27 280.00 5 12.38 ₹ 287 1,40,400 2,40,400

Monthly 55 32 240.00 5 10.58 ₹ 246 1,66,400 2,66,400

Monthly 58 35 200.00 5 8.78 ₹ 204 1,82,000 2,82,000

Monthly 60 37 200.00 5 8.78 ₹ 204 1,92,400 2,92,400

Quarterly 35 12 2,096.00 15 93.65 ₹ 2,175 62,400 1,62,400

Quarterly 40 17 1,438.00 15 64.04 ₹ 1,487 88,400 1,88,400

Quarterly 45 22 1,078.00 15 47.84 ₹ 1,111 1,14,400 2,14,400

Quarterly 50 27 838.00 15 37.03 ₹ 860 1,40,400 2,40,400

Quarterly 55 32 720.00 15 31.73 ₹ 737 1,66,400 2,66,400

Quarterly 58 35 600.00 15 26.33 ₹ 611 1,82,000 2,82,000

Quarterly 60 37 600.00 15 26.33 ₹ 611 1,92,400 2,92,400

Half Yearly 35 12 4,138.00 30 184.86 ₹ 4,293 62,400 1,62,400

Half Yearly 40 17 2,838.00 30 126.36 ₹ 2,934 88,400 1,88,400

Half Yearly 45 22 2,128.00 30 94.41 ₹ 2,192 1,14,400 2,14,400

Half Yearly 50 27 1,656.00 30 73.17 ₹ 1,699 1,40,400 2,40,400

Designed & Developed by Centre for Excellence in Postal Technology ( C.E.P.T ), Mysuru - 570010 Page - 3
 Premium Rebate Tax Net Total Bonus Maturity
Premium Maturity (P) (R) (T) Premium (~Approximately) Amount
Payment Duration
Age
Type ( P - R + T = NP (~Approximately)
)

Half Yearly 55 32 1,420.00 30 62.55 ₹ 1,453 1,66,400 2,66,400

Half Yearly 58 35 1,184.00 30 51.93 ₹ 1,206 1,82,000 2,82,000

Half Yearly 60 37 1,184.00 30 51.93 ₹ 1,206 1,92,400 2,92,400

Yearly 35 12 8,150.00 60 364.05 ₹ 8,454 62,400 1,62,400

Yearly 40 17 5,588.00 60 248.76 ₹ 5,777 88,400 1,88,400

Yearly 45 22 4,192.00 60 185.94 ₹ 4,318 1,14,400 2,14,400

Yearly 50 27 3,260.00 60 144.00 ₹ 3,344 1,40,400 2,40,400

Yearly 55 32 2,794.00 60 123.03 ₹ 2,857 1,66,400 2,66,400

Yearly 58 35 2,330.00 60 102.15 ₹ 2,372 1,82,000 2,82,000

Yearly 60 37 2,330.00 60 102.15 ₹ 2,372 1,92,400 2,92,400

Designed & Developed by Centre for Excellence in Postal Technology ( C.E.P.T ), Mysuru - 570010 Page - 4
 Department of Posts
Ministry of Communications, Government of India

WHOLE LIFE ASSURANCE

( Low Premium, High Bonus ) PLI

Policy Holder's Bonus Rate Bonus per

Spouse Age Effective Age Sum Assured GST
Age ( per ₹ 1,000 ) Annum

23 - - ₹ 1,00,000 ₹ 76 ₹ 7,600 4.50 %

NEW POLICY : PREMIUM FOR FIRST 1 YEAR

( Inclusive of All Taxes )

Premium Rebate Tax Net Total Bonus Maturity

Premium Maturity (P) (R) (T) Premium (~Approximately) Amount
Payment Duration
Age
Type ( P - R + T = NP (~Approximately)
)

Monthly 80 32 180.00 5 7.88 ₹ 183 2,43,200 3,43,200

Monthly 80 35 160.00 5 6.98 ₹ 162 2,66,000 3,66,000

Monthly 80 37 160.00 5 6.98 ₹ 162 2,81,200 3,81,200

Quarterly 80 32 540.00 15 23.62 ₹ 549 2,43,200 3,43,200

Quarterly 80 35 480.00 15 20.93 ₹ 486 2,66,000 3,66,000

Quarterly 80 37 480.00 15 20.93 ₹ 486 2,81,200 3,81,200

Half Yearly 80 32 1,080.00 30 47.25 ₹ 1,097 2,43,200 3,43,200

Half Yearly 80 35 960.00 30 41.85 ₹ 972 2,66,000 3,66,000

Half Yearly 80 37 960.00 30 41.85 ₹ 972 2,81,200 3,81,200

Yearly 80 32 2,160.00 60 94.50 ₹ 2,195 2,43,200 3,43,200

Yearly 80 35 1,920.00 60 83.70 ₹ 1,944 2,66,000 3,66,000

Yearly 80 37 1,920.00 60 83.70 ₹ 1,944 2,81,200 3,81,200

Designed & Developed by Centre for Excellence in Postal Technology ( C.E.P.T ), Mysuru - 570010 Page - 5