Sr.No.

Specification Target Features Benefits

Audience Accounts
maintainan
ce charge
above free
limit

1. It comes with Zero QAB

BSNL/MTNL 2. Free SMS Alerts
employees/VRS 3. Free VISA Platinum Debit Card
Baroda BSNL/MTNL Saving Account 4. Free Internet & Mobile Banking Zero
optees/Pensioners of
BSNL/MTNL 5. 20% Discount on Locker
6. Free NEFT
7. Nil processing fee on
Housing, Car, Personal Loan
8. Free unlimited
1 transactions at Bank of Baroda ATMs

Baroda Mahila Shakti

LadiesSaving Account 1. Higher Interest with Flexi-Fixed Deposit Rs 100 per
Facility 2. occasion
Attractive offer on Beauty, Lifestyle,
Groceries
3. Complementary Zero Balance
Account for Children
4. Personal Accidental Insurance
5. Attractive discounts on Locker
3 rentails

Baroda Senior Citizen

SeniorPrivilege
Citizen Saving Account
1. Higher Interest with Flexi-Fixed Deposit
Facility 2.
Attractive offer on Health, Wellness,
Lifestyle
3. Can be used as pension Account
4. Free unlimited transactions on Bank of
4 Baroda ATM.

1. Free Debit Card Rs 1000 per

Super Savings Account
Resident Customer 2. Free offering of any branch Banking 3. quarter
Free Standing Instruction 4.
Quarterly payment of interest
5 5. Free transfer of account to any branch
Benefits
Free cheque Visa DD(monthly free Anywhere cash Anywhere cash Outstation
book international limit). deposit withdrawal cheque
Debit Card (monthly free (daily free limit) collection
limit)

Free 150 cheque

leaves per year,
No 84,000 50,000 Free
thereafter Rs 5
per leaf

At Base/Local
Non Base
branches and
facility upto 30 outstation
leaves in a branches – No
financial year,
Up to Rs. 30000/- Charge. 2.
charges will be No Free
levied @ Rs. 5/- per day per Maximum Rs.
per leaf account free of 50000/- per day
thereafter. charge,
thereafter withdrawal
chargeable @ Rs. allowed to A/c
2.50 plus service holder only at
tax per thousand
or part thereof. outstation
branches.

Facility upto 50  Up to Rs.

50,000 per day for Free
leaves in a NO 30000/- per day
outstation
per account free
financial year, of charge,
charges will be thereafter
levied @ Rs. 5/- chargeable @ Rs.
2.50 plus service
per leaf tax per thousand
thereafter. or part thereof.
Free unlimited
cheque book RS 30,000 per
day, thereafter
facility Chargeable @ Rs Rs 50,000 Per day Free
2.50 plus service
tax per thousand
RTGS/NEF Anywhere
T cash clearing

Free

Free

Free

Free
 Target
Specification
sr no Audience

Salary person more than 2.00

Baroda Salary Privilege
lakh

Baroda Salary Premium Higher Management

Baroda Salary Super Middle management

Baroda Salary Classic Entry Level

4
 Features & Benefits

1. Life time free Baroda premier Credit Card with 5x reward points. 2.
Discount on Depository Servives - Waiver of 100% in charges. 3.
Insurance - Accidental Death Insurance Cover. 4.
Lockers - Discounted rate on locker rentals.
5. Free alerts.

1. Salary Band - Net Monthly salary credit between 1 lakh and less than 2 lakh.
2.Credit Card - Life time free Baroda Premier credit card with 5x reward points. 3.
Discount on Depository Services - Waiver of 100 % in charges. 4.
Insurance - Accidental Death Insurance Cover. 5.
Lokers - Discounted rate on loker rentals.
6. Free Alerts.

1. Salary Band - Net monthly salary credit between 50,000 and less than 1 lakh. 2.
Credit card - Life time free Baroda Select Credit with 5x reward points. 3.
Discount on Depository - Waiver of 75% in charges.
4. Insurance - Accidental Death Insurance Cover.
5. Lokers - 10% discount on lockers rentals

1. Salary Band - Net Monthly salary credit of less than 50,000.

2. Credit card - Life time free Baroda Easy Credit Card with 5x reward points.
3. Discount on Depository services - Waiver of 50% in charges.
4. Insurance - Accidental death insurance cover.
5. Lockers - 5% discount on locker rentals.
6. Free Alerts.
7. Complimentary Zero Balance Account for
spouse.
 Target
Specification
Audience

Net monthly salary above Rs 50,000 - 1 lakh

Baroda Salary Super Middle management

Net monthly salary above Rs 1lakh - 2 lakh. Higher

Baroda Salary Premium Management
 Features

Free 75 cheque leaves per year, thereafter Rs. 5 per leaf. Free
unlimited transaction at Bank of Baroda ATMs.
10% discount on locker rentals.
Accidental Death Insurance Cover
Zero balance account
3.25% for balances upto Rs
50.00 lacs and 3.75% for balances above 50.00 lacs. Free internet Banking facility

Free 100 cheque leaves per year, thereafter Rs. 5 per leaf.
Free unlimited transactions at Bank of Baroda ATMs
Relationship Managers available on call
Accidental Death Insurance Cover
Discounted rate on locker rentals. Free
alerts 3.25% for
balances upto Rs 50.00 lacs and 3.75% for balances above 50.00 lacs.
15% discount on
locker rentals.
Loan Amount Interest Rate

The personal loan amount varies by location. In

metro and urban areas, the loan amounts can
range from Rs.1 lakh to Rs.10 lakh. In semi-urban
and rural areas, the personal loan amount varies
from Rs.50,000 up to Rs.5 lakh.

For Existing Customers having

Interest Rates and Charges account Relationship with our
Bank for minimum -6- months
Lowest interest rate on personal loan 11.40%
Processing fee 2% (Rs.1000-10000)+GST
Penal interest 2% on overdue amount
Pre-closure charges Nil charges
Rs. 1 lakh to Rs. 10 lakh for Metro
and Urban Centres & Rs.50,000 to
Loan amount
Rs.5 lakh for Semi Urban & rural
areas)
Tenure 48 to 60 months
Interest Rate

For applicants having account

relationship with other Bank for
minimum -6- months
13.40%
2% (Rs.1000-10,000)+GST
2% on overdue amount
Nil charges
Rs. 1 lakh to Rs. 10 lakh for Metro
and Urban Centres & Rs.50,000 to
Rs.5 lakh for Semi Urban & rural
areas)
48 to 60 months.
 Target
Specification
Audience

1) Any Indian national above 18 years of

Demat Account age with a valid PAN Card.
2) An account with Bank of Baroda
 Features & Benefits

Free account opening. No

Account Maintenance Charges (AMC) first year. Free
SMS Alert facility. Transparent
Services charges as such no hidden charges. Free monthly
transaction statements. Facility to check
balance & transactions online. A Demat Account
offers a secure and convenient way to keep track of shares .
It provides the immediate transfer of securities.
On transfer of security there is no stamp duty .