DETAILS OF BONUS RATES DECLARED

REVERSIONARY BONUS FOR PARTICIPATING LIFE INSURANCE POLICIES

For the below mentioned participating policies, compound reversionary bonus is declared on Guaranteed Maturity Benefit and
vested reversionary bonus.

Reversionary Bonus

Savings Savings Anmol Bachat(RP)

FY Cash Advantage
Suraksha(LP) Suraksha(RP)

2.25%
2014 5.25% 3.50%

2015 5.25% 3.50% 2.25% 1.40%

2016 5.00% 3.25% 2.00% 1.15%

For the below mentioned participating policies, compound reversionary bonus is declared on sum assured, vested guaranteed
additions and vested reversionary bonus.

One-time Bonus
Reversionary Bonus (addition to
Reversionary bonus)
ICICI Pru ICICI Pru One-time
ICICI Pru ICICI Pru ICICI Pru One-time
Forever Life Save 'n' Bonus
FY Forever Life (RP) Smart Kid Cash Bak Bonus
(SP) Protect (Par
(Par Pension) (Par Life) (Par life) (Par Life)
(Par Pension) (Par life) pension)
2007 3.25% 3.25% 3.25% 3.25% 3.25%
2008 3.00% 3.00% 3.00% 3.00% 3.00%
2009 2.50% 2.50% 2.25% 2.25% 2.25%
2010 2.75% 2.75% 2.50% 2.50% 2.50% 1.25% 1.50%
2011 3.00% 3.00% 2.50% 2.50% 2.50%
2012 2.75% 2.75% 2.25% 2.25% 2.25%
2013 2.75% 2.75% 2.25% 2.25% 2.25%
2014 2.75% 2.75% 2.25% 2.25% 2.25%
2015 3% 3% 2.50% 2.50% 2.50%
2016 2.75% 2.75% 2.25% 2.25% 2.25%

REVERSIONARY BONUS FOR WHOLE LIFE POLICIES:

For the below policies, the simple reversionary bonus, based on premium payment terms, is declared on sum assured

POLICY NAME: ICICI PRU WHOLE LIFE

Premium Payment Term FY 11 FY 12 FY13 FY 14 FY 15 FY 16

up to 15 years 3.50% 3.50% 3.50% 3.50% 3.50% 3.25%

16 to 20 years 3.90% 3.90% 3.90% 3.90% 3.90% 3.65%

21 to 25 years 4.70% 4.70% 4.70% 4.70% 4.70% 4.45%

26 years and above 5.10% 5.10% 5.10% 5.10% 5.10% 4.85%

For the below policies, the simple reversionary bonus, based on policy term, is declared on sum assured

POLICY NAME: ICICI PRU FUTURE SECURE

Policy Term FY11 FY12 FY13 FY 14 FY 15 FY 16
up to 15 years 3.60% 3.60% 3.60% 3.60% 3.60% 3.35%

16 years and above 4.00% 4.00% 4.00% 4.00% 4.00%

3.75%

TERMINAL BONUS
Terminal bonus is an additional bonus, which may be declared at the time of maturity or a death claim. For the below
participating policies, the terminal bonus is declared as a percentage of the Sum Assured.

FY 09
Product Name UIN Terminal Bonus
ICICI Pru Forever Life Regular Premium, Series II 105N001V02 5%
ICICI Pru Forever Life Single Premium 105N002V01 10%

FY 10
Product Name UIN Terminal Bonus
ICICI Pru Forever Life Regular Premium, Series I 105N001V01 15%
ICICI Pru Forever Life Regular Premium, Series II 105N001V02 20%
ICICI Pru Forever Life Single Premium 105N002V01 25%
ICICI Pru Save 'n' Protect Series I 105N004V01 15%

FY 11
Product Name UIN Terminal Bonus Rate
ICICI Pru Save ‘n’ Protect Series I 105N004V01 20%
ICICI Pru Save ‘n’ Protect Series II 105N004V02 15%
Smart kid Series I 105N014V01 20%
ICICI Pru Forever Life Regular Premium Series-I 105N001V01 20%
ICICI Pru Forever Life Regular Premium Series-II
Policy Term:
up to 7 years 105N001V02 10%
8 years 20%
9 years and above 25%
ICICI Pru Forever Life Single Premium 105N002V01 25%

FY 12
Recommended Terminal
Product Name UIN
Bonus
ICICI Pru Forever Life Regular Premium, Series I 105N001V01 20%
ICICI Pru Forever Life Regular Premium, Series II 105N001V02 15%
ICICI Pru Forever Life Single Premium 105N002V01 25%
ICICI Pru Smartkid Series I 105N014V01 20%
ICICI Pru Smartkid Series II 105N014V02 15%
ICICI Pru Save 'n' Protect Series I 105N004V01 20%
ICICI Pru Save 'n' Protect Series II 105N004V02 15%

FY 13
Terminal Bonus
Product Name UIN Term (in years)
Rate
ICICI Pru Save ‘n’ Protect Series I 105N004V01 11 to 12 25%
ICICI Pru Save ‘n’ Protect Series I 105N004V01 13 and above 30%
ICICI Pru Save ‘n’ Protect Series II 105N004V02 8 to 10 15%
ICICI Pru Save ‘n’ Protect Series II 105N004V02 11 and above 20%
 ICICI Pru Smartkid Series I 105N014V01 11 to 12 25%
ICICI Pru Smartkid Series II 105N014V02 10 15%
ICICI Pru Smartkid Series II 105N014V02 11 and above 20%
ICICI Pru Forever Life Regular Premium Series-I 105N001V01 11 to12 25%
ICICI Pru Forever Life Regular Premium Series-II 105N001V02 5 to 11 20%
ICICI Pru Forever Life Single Premium 105N002V01 11 to 12 30%

FY 14
Product UIN Term (in years) Terminal Bonus Rate

Save ‘n’ Protect Series I 105N004V01 11 to 12 25%

Save ‘n’ Protect Series I 105N004V01 13 and above 30%
Save ‘n’ Protect Series II 105N004V02 8 to 10 15%
Save ‘n’ Protect Series II 105N004V02 11 and above 20%
Smartkid Series I 105N014V01 11 and above 25%

Smartkid Series II 105N014V02 10 15%

Smartkid Series II 105N014V02 11 and above 20%

Forever Life Regular Premium 12 to 13

105N001V01 25%
Series-I
Forever Life Regular Premium 105N001V02 5 to 12 20%
Series-II
Forever Life Single Premium 105N002V01 13 and above 30%

FY 15
Product UIN Term (in years) Terminal Bonus Rate

Save ‘n’ Protect Series I 105N004V01 10 30%

Save ‘n’ Protect Series I 105N004V01 11 and above 40%
Save ‘n’ Protect Series II 105N004V02 8 to 10 25%
Save ‘n’ Protect Series II 105N004V02 11 and above 25%
Smartkid Series I 105N014V01 13 and above 35%

Smartkid Series II 105N014V02 10 20%

Smartkid Series II 105N014V02 11 and above 25%

Cashbak Series I 105N005V01 15 and above 35%

Forever Life Regular Premium 13 and above

105N001V01 35%
Series-I
Forever Life Regular Premium 105N001V02 5 to 9 20%
Series-II
Forever Life Regular Premium 105N001V02 10 and above 35%
Series-II
Forever Life Single Premium 105N002V01 13 and above 40%
FY 16
Product UIN Term (in years) Terminal Bonus Rate

Save ‘n’ Protect Series I 105N004V01 10 20%

Save ‘n’ Protect Series I 105N004V01 11 and above 30%
Save ‘n’ Protect Series II 105N004V02 10 & 11 20%
Save ‘n’ Protect Series II 105N004V02 12 and above 25%
Smartkid Series I 105N014V01 14 and above 35%

Smartkid Series II 105N014V02 10 15%

Smartkid Series II 105N014V02 11 20%

Smartkid Series II 105N014V02 12 and above 25%

Cashbak Series I 105N005V01 15 and above 35%

Forever Life Regular Premium 14 and above

105N001V01 35%
Series-I
Forever Life Regular Premium 105N001V02 5 to 9 20%
Series-II
Forever Life Regular Premium 105N001V02 10 & 11 30%
Series-II
Forever Life Regular Premium 105N001V02 12 and above 35%
Series-II
Forever Life Single Premium 105N002V01 14 and above 35%

Past performance is not indicative of future performance. © 2013, ICICI Prudential Life Insurance Co. Ltd. Registered Address: ICICI Prulife Towers,
1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Reg No: 105. Insurance is the subject matter of the solicitation. For more details on
risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Comp/doc/May/2016/83.