1.

TELE MARKETING FRAUD

DEFINITION It is kind of a fraud in which someone calls you makes an invalid or

fake statement which results in misunderstanding of a victim while giving
money to the calls .it is also called as telephone fraud

When you send money to people you don’t know giving them your personal
information to un known callers these all signs increases your chance of being a
victim of telemarketing fraud.

TYPES OF FRAUD

ADVANCE FEE FRAUD

In this fraud the caller claims that victim will receive a lottery prize, loan
companion for a car accident etc.

SECURITIES FRAUD
It is also called boiler room, it involves calling people who generally believe in any
anything, it includes selling worthless securities offering for payment to recover
money lost due to telemarketing fraud so that they can get more money out of
them again by fraud.

CRAMMING
Small charges are added to the bill by third party without the subscriber’s.
Consent.

LINES THAT YOU WILL MOSTLY HEAR

FROM SCRAMERS
 You have won a gift, vacation or any prize but it will also says that you have
to pay for postages or other charges or delivery charges
 Caller says that you don’t have to speak to anyone whether it’s a family,
lawyer, accountant etc.
 You don’t have to need any written proof, information about their company
or reverences
 You can’t afford to miss his high profit, which is totally risk fee
If you ever hear these lines simply say thank you and hang up the
telephone.

PREVENTION AGAINST TELEMARKETING

 DON’T CALL ME: In order to be safe of telemarketing fraud you have to
ignore the calls include sales people, charities and with the companies you
are doing business because there is no confirmation whether they are real
or not.
 NOT TO GIVE THEM ANYTHING: Not to give them any information if
they try to ask you a name ,your address not to give them any personal
information the best way is keep silent.
 DON’T CALL THEM: If the fraudster’s ask you to call them never them for
example if they say they are from bank and want to talk to talk to you on
phone or gives you their own number so you dint have to call them or accept
their number instead of it call the bank directly .
 IN CASE IF U CALL THEM: Even if you call them firstly don’t give them
any personal details about you and ask them to give you a proof whether
they are trust worthy or not, ask them to mail you, also ask for the
refrences,obtain salesman name, phone number, address
 TAKE YOUR TIME: Usually the fraudster gives you a false deadline so that
you invest your money abruptly without any confirmation, you have to take
your time because the money you have earned has taken a lot of time so
think a wisely while spending a lifetime earning.
 PAYMENT: Never pay them in advance pay only when the services are
delivered.
 RESPONSE: Never response to any offer you don’t understand
 HELPING OTHERS: With the help of these precautionary measures you
can also tell others how to be aware of this fraudster’s, not becoming a prey
to them.