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YONO Insta Life Secure provides life insurance cover by SBI Life Insurance Company Ltd. under the product SBI Life – Sampoorn Suraksha
(UIN: 111N040V04), which offers a yearly renewable group life insurance cover. It is a comprehensive plan that can be availed to provide for
cover against death, at competitive rates.
Get insured today in 3 Simple Steps!
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Enjoy Instant coverage 24x7, worldwide

Simple to manage with auto renewal option
No Medical Examination required
Supports Family Members and Dependants Financially in case of Untimely Death of the member
Premiums Paid are eligible for tax Rebates (under section 80C of the Income Tax Act, 1961)
Available on YONO platform of SBI
Life cover at an affordable Premium
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This is a One Year Group Term Renewal Scheme, presently under SBI Life - Sampoorn Suraksha
Classification (UIN: 111N040V04), available to users of SBI YONO application
Scope of Cover Any SBI YONO user can voluntarily enroll for this cover (subject to eligibility conditions as stated below)
Age at Entry (As On Last Birthday) Minimum : 18 Years Maximum : 55 Years

Age at Maturity (As On Last Birthday) Minimum : 19 Years Maximum : 56 Years

Policy Term 1 Year, renewable upto 55 years of age

Depending on current age (as on enrolment or renewal)
Premium
Premium rates are subject to review.
Minimum : ` 2 lakhs
Sum Assured Maximum : ` 20 lakhs if age at entry is less than or equal to 50 years and ` 10 lakhs for members aged
(Rounded Down to Nearest Lakh) 51 years and above)
The Sum assured would be capped to a multiple of your average account balance.
Death Benefit Sum Assured
Maturity Benefit Not Applicable
The cover under the Scheme will cease on the following :
1. Attainment of 56 years of age (as on last birthday)
Termination of Insurance cover 2. Nonpayment of renewal premium
3. Payment of Claim to the beneficiary
Surrender Benefit Not Applicable
Suicide Exclusion: Suicide claims would be excluded in the first year of coverage. In other words, in
Exclusion case of death due to suicide in the first year of cover the Sum Assured is not payable. In such a scenario,
the 80% of the premiums paid in respect of the member will be refunded.
In the event that you are not satisfied with the terms and conditions of the policy, and wish to cancel the
policy, you can do so by returning the policy to the company along with a letter requesting for cancellation
within 15 days for policies sourced through any channel mode other than Direct Marketing channel
Free Look Cancellation and 30 days for policies sourced through Direct Marketing channel of receipt of policy.
Premium paid by you will be refunded after deducting stamp duty, taxes and the proportionate risk
premium.

BEWARE OF SPURIOUS / FRAUD PHONE CALLS!

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

All product features under this plan have been chosen by the master policyholder in his capacity as the group administrator. State Bank of India is a registered Corporate Agent of SBI Life Insurance Company
Limited under the composite license number CA003 issued by IRDAI. For more details on risk factors, terms and conditions please read sales brochure. SBI as Corporate Agent is authorised to provide pre sales
and post sales advice to the insured in respect of the insurance product opted by him. The purchase by a Bank's customer of any insurance product is purely voluntary and is not linked to availment of any
other facility from the Bank. Trade logo displayed above belongs to State Bank of India and is used by SBI Life under license. Life Insurance Policies are underwritten by SBI Life Insurance Company Limited
with its Registered and Corporate Office: Natraj, M V Road & Western Express Highway Junction, Andheri (East), Mumbai - 400 069. IRDAI Registration No. 111. CIN: L99999MH2000PLC129113 | Email:
info@sbilife.co.in | www.sbilife.co.in 72.YILS.ver.02-08-18 F ENG