Electronic Document Agreement

We need your permission before we can provide you with electronic versions of important notices and documents
associated with your account(s) at U.S. Bank National Association (“U.S. Bank”) and U.S. Bancorp Investments, Inc.
(“U.S. Bancorp Investments”). Examples of the types of documents that may be provided electronically include
other agreements (such as the Digital Services Agreement), account statements, important account notices, and
tax statements associated with your account(s).

Providing consent does not mean that we will provide all documents electronically, but that we may provide
electronic versions in accordance with your preferences.

Method of delivery
Electronic documents will be delivered within your secure online session at www.usbank.com and within our mobile
application(s). Please save or print your electronic documents for future reference.

Requesting paper copies

You have the right to receive paper copies of electronically presented documents. Paper copies of most documents
are provided at no charge. Copies of previously issued account statements, or other account specific items, may
carry a fee (please see your Consumer and Business Pricing Information brochure). Contact us as described below
to request a paper copy of any document presented electronically.

System requirements
Your Access Device (defined as the electronic device you use to access your account and view electronic documents)
must meet the following minimum system requirements:

• Operating system actively supported by the manufacturer.

• Internet access.
• Software capable of displaying .pdf files.
• Storage space to save your electronic documents.
• A printer if you wish to print your electronic documents.

This agreement applies to all Access Devices you use to access your account and view electronic documents. If you
change Access Devices (or use multiple Access Devices), it is your responsibility to ensure that the other Access
Device meets these system requirements and that you are still able to access and view your electronic documents.

Changes to system requirements

We will notify you if the system requirements change in such a way that may prevent you from accessing or viewing
your electronic documents.

Withdrawal of consent
You have options to manage your electronic delivery preferences and complete withdrawal of your consent may
not be necessary. To manage your electronic delivery preferences, log in to your account or contact us as described
below.

Contact us as described below if you wish to withdraw your consent to this agreement. If you do not accept this
agreement, or you otherwise withdraw your consent, online and mobile access to your account will be limited and
you will receive paper versions of the disclosures and agreements associated with your account(s).
Need help or paper copies?
Contact us if you have problems viewing your electronic documents. You may also contact us to request paper
copies, manage your delivery preferences, or withdraw consent to this agreement.

U.S. Bank 1.800.872.2657

U.S. Bancorp Investments 1.800.888.4700

Acceptance
By accepting this agreement:

• You acknowledge that you have had the opportunity to read this agreement.
• You agree to the terms of this agreement.
• You agree to receive electronic versions of the documents associated with your accounts at U.S. Bank and
U.S. Bancorp Investments.
• You agree to use electronic signatures in place of written signatures.
• You agree to maintain an active and valid email address.

If you enroll in digital financial services at a branch location using our equipment, your enrollment may not be
complete until you confirm your ability to access such services from your Access Device. We will inform you, at the
time of your enrollment, of any additional action you must take. If you take the required action, it is an affirmation
of your consent under the terms of this agreement.

This agreement is revised periodically, and it may include changes from earlier versions. By accessing your account
and engaging in Digital Financial Services, you agree to the most recent version of this agreement, which is always
available to you online and within the mobile application.