Detail1: A0078131_TL201716510704_N_N_N_Y_N_1_I Doc: TLS

Detail2: WONG EVIS_NO 674 PT4898 WAKAF DELIMA_WONG EVIS_16250

22/01/2020

PL11100000
PL11100000
A0078131_TL201716510704
WONG EVIS
NO 674 PT4898 WAKAF DELIMA
WAKAF BHARU
16250 WAKAF BHARU
KELANTAN, MALAYSIA

TL201716510704/TLAS/KG/A0078131/A0068603/A0019903
YEAR 2019 LIFE INSURANCE PREMIUM STATEMENT
PENYATA PREMIUM INSURANS HAYAT TAHUN 2019
Life Policy No. / No. Polisi TL201716510704 Status / Status IN-FORCE
Commencement Date / Tarikh Permulaan 15/05/2017 Maturity Date / Tarikh Matang 14/05/2047
Payment Mode / Frekuensi Pembayaran YEARLY
Policy Owner / Pemunya polisi WONG EVIS
Assignor / Penyerah Hak NOT APPLICABLE
Life Assured / Hayat Diinsuranskan WONG EVIS
PREMIUM PAID / JUMLAH PREMIUM DIBAYAR ( 01/01/2019 - 31/12/2019 )
Life / Insurans hayat RM 10,000.00
Medical / Perubatan RM 0.00
Education / Pendidikan RM 0.00
Annuity / Anuiti RM 0.00
Total Premium Paid / RM 10,000.00
Jumlah Premium Dibayar

*Total Automatic Premium Loan / *Jumlah Pinjaman Premium Automatik RM 0.00

Service Tax (if any) / Cukai Perkhidmatan (jika ada) RM 0.00
Note: This statement is issued for the PURPOSE OF SUBMISSION TO THE INLAND REVENUE BOARD. Eligibility for deductions which may be claimed is subject to the approval of Inland
Revenue Board.
Nota: Penyata ini dikeluarkan untuk TUJUAN PELEPASAN CUKAI. Kelayakan tuntutan pelepasan cukai pendapatan adalah tertakluk kepada keputusan Jabatan Hasil Dalam Negeri.
* Deduction is not allowable for premiums which are not in fact paid although treated by the insurance company as having paid because of a non-forfeiture clause in the policy ie. Automatic
Premium Loan (APL). Please refer to www.hasil.com.my for further information.
* Potongan tidak dibenarkan bagi premium yang belum dibayar walaupun dianggap oleh syarikat insurans sebagai telah dibayar dengan adanya klausa non-forfeiture dalam polisi seperti
Pinjaman Premium Automatik dan sebagainya. Sila melanggani www.hasil.com.my untuk maklumat lanjutan.

HLA Beyond Cancer Plan

A Fresh Start To Your Life

Getting life insurance was previously impossible for cancer survivors,

but not anymore with the HLA Beyond Cancer Plan. The plan provides
protection against 10 critical illnesses, namely heart disease, stroke and
kidney failure, while enabling them to leave a meaningful legacy for
their family.

For more information, please visit any of our Hong Leong Assurance
branches, call 03-7650 1288 or log on to www.hla.com.my

This is a computer generated letter, no signature is required.

Ini adalah cetakan komputer, tandatangan tidak diperlukan.
Hong Leong Assurance Berhad (94613-X)
Level 3, Tower B, PJ City Development, No. 15A, Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. CERTIFIED TO ISO 9001:2015
CERT. NO. : QMS 00355

P.O. Box 120, 46710 Petaling Jaya.

Telephone 03-7650 1818 Fascimile 03-7650 1991
Customer Service Hotline 03-7650 1288 Customer Service Hotfax 03-7650 1299 www.hla.com.my
ANNUAL STATEMENT FOR POLICY / PENYATA TAHUNAN UNTUK POLISI ( TL201716510704 ) @ 31/12/2019
Plan Sum Assured / Benefits (RM) / Basic Annuity Premium (RM)
Pelan Jumlah Diinsuranskan / Faedah (RM) / Anuiti Asas Premium (RM)

Basic / Asas
HLA WEALTH INVEST (YEARLY) 10,000.00 10,000.00

Riders / Rider
NIL 0.00 0.00

Total Relevant Amount / Jumlah Amaun Relevan 10,000.00

Bonus Type Previous Accumulation (RM) Current**(RM) Total / Jumlah (RM)

Jenis Bonus Jumlah Terdahulu (RM) Semasa**(RM) @ 31/12/2019

Compound Reversionary Bonus / Annuity Bonus

NA NA NA
Bonus Berbalik Majmuk / Anuiti

Amount Declared Preceding Last 5 Years Amaun

2018 2017 2016 2015 2014
Dideklarasi 5 Tahun Sebelumnya

Compound Reversionary Bonus / Annuity Bonus

NA NA NA NA NA
Bonus Berbalik Majmuk / Anuiti

Cash Dividend (excluding interest)

300.00 0.00 0.00 0.00 0.00
Dividen Tunai (tidak termasuk faedah)

Cash Payment / Guaranteed Monthly or Yearly Income

/ Guaranteed Monthly or Yearly Cash Coupons
(excluding interest)
Deposit Bayaran Tunai / Pendapatan Bulanan atau Tahunan 2,000.00 0.00 0.00 0.00 0.00
Terjamin / Kupon Tunai Bulanan atau Tahunan Terjamin
(tidak termasuk faedah)

Policy Benefits / Polisi Faedah

Current Year (excluding interest)** Total / Jumlah (RM)

Cash Dividend / Dividen Tunai 300.00

Cash Payment / Guaranteed Monthly or Yearly Income / Guaranteed Monthly or Yearly Cash Coupons /
2,000.00
Bayaran Tunai / Pendapatan Bulanan atau Tahunan Terjamin / Kupon Tunai Bulanan atau Tahunan Terjamin

Total / Jumlah (RM)

Accumulated (inclusive of interest)
@ 31/12/2019

Deposited Cash Dividend / Deposit Dividen Tunai A 633.21

Deposited Cash Payment / Guaranteed Monthly or Yearly Income / Guaranteed Monthly or Yearly Cash Coupons /
B 4,221.44
Deposit Bayaran Tunai / Pendapatan Bulanan atau Tahunan Terjamin / Kupon Tunai Bulanan atau Tahunan Terjamin

Guaranteed Cash Surrender Value*** / Nilai Serahan Yang Dijamin*** C 0.00

Terminal Dividend (Value based on condition there are no changes to Policy 2 months before 31/12/2019
D 14,563.27
Dividen Terminal / (Nilai berdasarkan andaian tidak terdapat sebarang perubahan kepada Polisi 2 bulan sebelum 31/12/2019

Total Automatic Premium Loan / Jumlah Pinjaman Premium Automatik E 0.00

Total Policy Loan / Jumlah Pinjaman Polisi F 0.00

Projected Total Cash Surrender Value G = (A+B+C+D) - E - F

G 19,417.92
Anggaran Jumlah Nilai Serahan

Assignment, Nomination and Contingent Owner Details/Butir-butir Penyerahan Hak, Penamaan dan Pemunya Kotinjen
KOH CHHEW LAN ( Nominee / Penama )
NO 674, PT4898, WAKAF DELIMA, 16250, WAKAF BHARU, KELANTAN, MALAYSIA

Note / Nota :

1. The current interest rate for Policy Loan and Automatic Premium Loan is 8.00% per annum. The company will review this rate periodically based on prevailing interest rate and
this rate can be revised at the Company's discretion.
Kadar faedah semasa untuk Pinjaman Polisi dan Pinjaman Premium Automatik ialah 8.00% setahun. Syarikat akan menyemak kadar ini secara berkala berdasarkan kadar
faedah lazim dan kadar ini boleh disemak semula pada budi bicara Syarikat.

2. Terminal Dividend would be payable only upon Surrender from first year anniversary onwards or Maturity of the Policy (if applicable).
Dividend Terminal hanya akan dibayar atas syarat Penyerahan Nilai dari ulang tahun pertama atau Kematangan Polisi (jika berkenaan).

This is a computer generated letter, no signature is required.

Ini adalah cetakan komputer, tandatangan tidak diperlukan.
Hong Leong Assurance Berhad (94613-X)
Level 3, Tower B, PJ City Development, No. 15A, Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. CERTIFIED TO ISO 9001:2015
CERT. NO. : QMS 00355

P.O. Box 120, 46710 Petaling Jaya.

Telephone 03-7650 1818 Fascimile 03-7650 1991
Customer Service Hotline 03-7650 1288 Customer Service Hotfax 03-7650 1299 www.hla.com.my
 3. Critical Year (CY) option is an option to utilize the accumulated Cash Dividends to offset premium due. In the event that the accumulated dividends are exhausted, take up an
Automatic Premium Loan (APL) to offset premium due (if applicable).
Opsyen Tahun Kritikal (CY) merupakan satu pilihan untuk menggunakan Dividen Tunai terkumpul untuk mengimbangi premium yang perlu dibayar. Sekiranya dividen terkumpul
habis, Pinjaman Premium Automatik (APL) akan digunakan untuk mengimbangi premium yang perlu dibayar (jika berkenaan).

4. With effect from 1st September 2018, the premium charged* on the provision of all types of insurance policy to all business organization inclusive of life policy assigned to a
business organization is subject to 6% service tax. However, provision of insurance policy to educational institution and religious organization registered under any written law
are excluded from service tax.

Please take note that HLA reserves the right to collect from policyholders an amount equivalent to the Service Tax payable on the applicable premium for the policy period. In the
event that the policy period commences before but expires after 1st September 2018, HLA may collect from the policyholders an amount equivalent to the Service Tax payable
on the applicable premium calculated from 1st September 2018 on a pro-rated basis.

If the organization is exempted from 6% service tax, please provide us with a Service Tax Exemption Letter issued by the relevant authorities (e.g. Royal Malaysia Customs
Department or Ministry of Finance). The exemption from service tax will only take effect at next premium due date after HLA receives the Service Tax Exemption Letter.

*Top up premium (single/ regular top up) and reinvestment of claims/benefit paid (if applicable) forms part of the premium mentioned above

** Current Reversionary Bonus / Annuity Bonus /Cash Dividend / Yearly or Monthly Cash Payment Declared
** Semasa Bonus Berbalik Majmuk / Bonus Anuiti /Dividen Tunai / Bayaran Tunai tahunan atau bulanan

** Bonus to be declared in future (if any) is not guaranteed and will depend on the investment and operating results of the company
** Bonus yang akan dideklarasikan (jika ada) untuk pada masa akan datang adalah tidak terjamin dan bergantung kepada pelaburan dan keputusan operasi

*** Subject to deduction of any indebtedness in the policy i.e APL including interest, Policy Loan including interest and etc.
*** Potongan akan diambil kira dari segala tunggakan seperti Pinjaman Premium Automatik termasuk faedah, Pinjaman Polisi termasuk faedah and sebagainya.

*** Guaranteed Cash Surrender Value is inclusive of the Cash Surrender Values of Basic Plan, Rider(s) (if any) and Reversionary Bonus (if any) and Annuity Bonus (if any) as at the date of
extraction.
*** Jaminan Nilai Serahan Yang Dijamin adalah termasuk Nilai Serahan Pelan Asas Polisi, Rider (jika ada) dan Bonus Berbalik Majmuk (jika ada) Bonus Anuiti (jika ada) pada tarikh diekstrak.

This is a computer generated letter, no signature is required.

Ini adalah cetakan komputer, tandatangan tidak diperlukan.
Hong Leong Assurance Berhad (94613-X)
Level 3, Tower B, PJ City Development, No. 15A, Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. CERTIFIED TO ISO 9001:2015
CERT. NO. : QMS 00355

P.O. Box 120, 46710 Petaling Jaya.

Telephone 03-7650 1818 Fascimile 03-7650 1991
Customer Service Hotline 03-7650 1288 Customer Service Hotfax 03-7650 1299 www.hla.com.my
Detail1: A0078131_TL201716510704_N_N_N_Y_N_1_I Doc: TX1
Detail2: WONG EVIS_NO 674 PT4898 WAKAF DELIMA_WONG EVIS_16250

Bonus and Cash Dividend

If your policy shares in the profits of the Participating Fund managed by the company, by way of Compound Reversionary
Bonuses (CRB) or Cash Dividends (CD), please note that actual CRB or CD may vary from year to year depending on the
investment returns and operating results of the Fund. Thus CRB or CD declared may be higher or lower from that shown in the
sales illustration given previously to you. Once annual CRB or CD is declared, they are guaranteed and are not affected by
subsequent year's declarations. If you have elected a Critical Year option, please note that as it depends on the amount of CRB
or CD declared, and the interest rates applied,it is thus not guaranteed. A reduction of the CRB or CD declared may require you
to make premium payments after the Critical Year.

Period of Grace
A thirty (30) days' grace period from the due date shall be allowed for the payment of renewal premiums. A payment for premium
made after grace period is subject to interest on late payment at a rate, which the Company may prescribe from time to time. The
policy shall remain in force during the grace period. In the event of the premium not being paid within the period of grace, the
Policy shall be automatically converted to an Automatic Non-Forfeiture Privilege or Extended Term Insurance after the expiry of
the grace period.

Automatic Extended Term Assurance Privilege

To use the cash value available less any indebtedness due to us (if any) to continue this Policy as a non-participating extended
term insurance for such period as the cash value less any indebtedness due to us (if any) could purchase at the Life Assured's
age at the time this Policy is continued. If the cash value is more than sufficient to purchase Extended Term Insurance to the
expiry date, the excess shall be refunded to the Policy Owner.

Bonus dan Dividen

Jika polisi anda ialah polisi hayat sertaan, secara bonus berbalik majmuk (CRB) atau Dividen Tunai (CD), sila ambil perhatian
bahawa CRB atau CD yang diagihkan setiap tahun akan berbeza dari tahun ke tahun mengikut pulangan pelaburan dan
pengurusan dana. Oleh yang demikian, CRB atau CD yang diisytiharkan berkemungkinan berbeza dengan illustrasi yang
ditunjukkan kepada anda sebelum ini. Apabila CRB atau CD telah diperuntukan, ianya adalah dijamin dan tidak akan terjejas
oleh pengisytiharan yang berikutnya. Jika anda memilih opsyen tahun kritikal, ianya adalah bergantung kepada jumlah dari CRB
atau CD yang diisytiharkan dan kadar faedah yang dikenakan. Oleh yang demikian, ia adalah tidak dijamin. Pengurangan ke
atas CRB atau CD yang bakal diisytiharkan mungkin memerlukan pembayaran premium seterusnya selepas tahun kritikal.

Tempoh Tenggang
Suatu tempoh tenggang selama tiga puluh (30) hari akan dibenarkan untuk pembayaran pembaharuan premium. Dalam
keadaan premium tidak dibayar dalam tempoh tenggang, polisi akan berakhir dan semua premium yang tidak dibayar akan
dilucut oleh Syarikat kecuali dimana premium boleh dibayar dengan permohonan Keistimewaan Tiada Lucut Automatik ataupun
Keistimewaan Insurans Sementara Automatik.

Keistimewaan Insurans Sementara Automatik

Selepas polisi anda memperoleh nilai serahan tunai, anda boleh menggunakan nilai tunai anda yang ada selepas ditolak
apa-apa keterhutangan yang patut dibayar kepada kami (jika ada) untuk meneruskan Polisi ini sebagai insurans bertempoh
lanjutan tanpa penyertaan untuk selama tempoh yang boleh dibeli dengan nilai tunai selepas ditolak apa keterhutangan yang
patut dibayar kepada kami (jika ada) pada umur Hayat Diinsuranskan pada Polisi ini diteruskan. Jika nilai tunai adalah lebih
daripada cukup untuk membeli insurans Bertempoh Lanjutan hingga tarikh tamat tempoh, maka lebihnya akan dibayar balik
kepada pemunya Polisi.

This is a computer generated letter, no signature is required.

Ini adalah cetakan komputer, tandatangan tidak diperlukan.
Hong Leong Assurance Berhad (94613-X)
Level 3, Tower B, PJ City Development, No. 15A, Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. CERTIFIED TO ISO 9001:2015
CERT. NO. : QMS 00355

P.O. Box 120, 46710 Petaling Jaya.

Telephone 03-7650 1818 Fascimile 03-7650 1991
Customer Service Hotline 03-7650 1288 Customer Service Hotfax 03-7650 1299 www.hla.com.my
 PERFORMANCE OF THE PAR FUND

The Par Fund achieved a gross of tax investment return of 11.42% for the financial year ended 30 June
2019. The gross of tax investment return over the past 5 years are as follows:

Investment Returns for Par Fund Gross of Tax

Financial Year 1-year return
2015 5.00%
2016 4.69%
2017 6.66%
2018 3.04%
2019 11.42%*
* Includes unrealized gains. Due to changes to the accounting basis under the new Malaysian accounting
standard MFRS9 effective 1 July 2018, investment returns reported with effect from 1 July 2018 include
unrealized gains. Unrealized gains represent changes in asset values of the investments held purely due
to market movements. These changes in asset values have not been realized and are temporary in nature.
The continual market movements may change unrealized gains into unrealized losses.

The level of bonuses is determined based on the actual experience and future outlook of key factors
affecting the performance of the fund. The key factors include investment performance and future
investment outlook of the fund, operating expenses, insurance claims and surrender experiences.

Bonus allocations are smoothed over a period of time to avoid significant short-term fluctuation in the
bonus declared. As investment performance fluctuates over time, some of the investment returns in good
years may not be distributed immediately so as to smooth out the returns in years where the investment
return is low. However, if the investment performance is poor for several years, bonus rates may be
reduced to reflect the poor results.

Investment Performance in FY 2019

Equities

For the first half of the period under review, the Malaysian market was generally on a downtrend as it
was adjusting to the new government’s policies following the 14th General Elections in May 2018 and
more so with markets digesting the official breakout of trade war between US and China in July 2018.
Continued policy uncertainties on mega projects and regulatory risks caused investors to shy away from
the market. However, at the start of 2019, the Malaysian market saw a turn for the better following the
90-day trade truce made at the G20 summit in Buenos Aires and with crude oil prices rallying from the
bottom on signs that major oil producers have been cutting back on production. This rally was, however,
short-lived when Bank Negara Malaysia made a pre-emptive overnight policy rate cut of 25bps to 3% in
May to address the potential downside risk to growth which had an impact on heavy weighted sectors
such as financials. On the positive side, lackluster valuations in certain sectors and stiff competition have
pushed consolidation and revived M&A activity. In addition, better regulatory clarity for selected counters

This is a computer generated letter, no signature is required.

Ini adalah cetakan komputer, tandatangan tidak diperlukan.
Hong Leong Assurance Berhad (94613-X)
Level 3, Tower B, PJ City Development, No. 15A, Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. CERTIFIED TO ISO 9001:2015
CERT. NO. : QMS 00355

P.O. Box 120, 46710 Petaling Jaya.

Telephone 03-7650 1818 Fascimile 03-7650 1991
Customer Service Hotline 03-7650 1288 Customer Service Hotfax 03-7650 1299 www.hla.com.my
 such as MAHB and TNB sent the stocks rallying in view of less bearish outcomes as previously postulated
by analysts. With that, the KLCI recovered some of its losses but still posted a decline of 1.15% during the
period under review to close at 1672.13 points.

Fixed Income

The fixed income market for the financial year under review was dominated by episodes of surprises and
its ensuing volatility. In the first half of the financial year, the US Federal Reserve went on a tightening
spree on the back of stronger economic metrics which gave rise to two rounds of hikes in the Fed fund
rates. Following the aforesaid hikes, market players were also guided to position for 3 to 4 hikes in the
second half of the financial year.

From a cautiously optimistic tone, market sentiment took a drastic turn with the unexpected escalation
of trade tension between US and China. On top of that, persistent backlogs in the negotiation surrounding
a Brexit deal, sluggish growth in Europe and other geopolitical stresses globally, started to simultaneously
weigh on global growth. As such, bond yields started to trend lower and went into a free fall in the second
half of the financial year. Sovereign yields for some of the developed nations have plunged into the sub-
zero territory and have seen little signs of a reversion in the near term. Locally, persistent market volatility
and external risks had prompted Bank Negara Malaysia (“BNM”) to take a preemptive cut in its overnight
policy rate by 25 bps to 3.00% in May 2019. The Malaysian fixed income market, surprised by an
announcement on the potential exclusion of Malaysian Government Securities (“MGS”) from the FTSE
Russell’s World Government Bond Index, sparked a knee-jerk selloff which turned out to be relatively
short-lived in the bond market as active foreign bondholders offloaded some positions in anticipation of
the eventual decision by FTSE Russell to remove the MGS from its flagship index. Nonetheless, as domestic
liquidity remains flushed and supply of private debt securities continued to be scarce, local institutions
stepped in to cushion the selloff by the foreign investors.

Investment Outlook

Equity

For the rest of 2019, we expect global equity markets to remain choppy even after the trade truce pact
was made in the G20 summit in Japan as core issues of the trade war – dispute over intellectual property
and transfer of technology - have not been resolved. The trade tensions between the US and China has
resulted in higher volatility with the markets getting more nervous on the negative economic impact
under a prolonged trade friction which will invariably hurt the global supply chain. Major global central
banks have therefore signaled easing - marking the turn of the policy rate cycle as the dovish stance by
central banks is in the hope of using monetary easing to cushion downside risks stemming from
geopolitical factors and the protracted trade war.

On the domestic front, the revival of some key infrastructure projects, resilient crude oil prices and
corporate mergers have lent some support to the market. However, heavy weighted sectors such as banks

This is a computer generated letter, no signature is required.

Ini adalah cetakan komputer, tandatangan tidak diperlukan.
Hong Leong Assurance Berhad (94613-X)
Level 3, Tower B, PJ City Development, No. 15A, Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. CERTIFIED TO ISO 9001:2015
CERT. NO. : QMS 00355

P.O. Box 120, 46710 Petaling Jaya.

Telephone 03-7650 1818 Fascimile 03-7650 1991
Customer Service Hotline 03-7650 1288 Customer Service Hotfax 03-7650 1299 www.hla.com.my
 and plantations have registered minimal to negative earnings growth following tepid demand due to low
consumer sentiment and low crude palm oil prices. Whilst the Malaysian equity market is trading at fair
valuations, corporate earnings’ growth is subdued against the current economic backdrop. However, we
have turned less bearish on the market as foreign investors have been net sellers of our market for two
consecutive years and expectations for corporate earnings are already low. Any significant pullback on
the Malaysian equity market will be a good entry point as we remain positive on the Malaysian economy
in the longer term.

Fixed Income

We opine that the lingering uncertainties from the ongoing trade tension and the spillover effect on the
various global supply chains are likely to have adverse consequences on global growth and inflation. As
such, central banks across the globe are likely to play the accommodative card in the near term. Hence,
we expect investors to maintain an overweight stance on bonds relative to equities until further clarity
surfaces from the trade negotiations between US and China. Domestically, we take the view that the
aforementioned external pressures would prompt BNM to initiate another rate cut in the next 6 to 12
months. In view of that, the low interest rate environment should be conducive for fundraising
opportunities in the corporate space. We expect investors to start to favour investment-grade corporate
papers for yield pick-up over the MGS. As domestic liquidity remains ample and supply of private debt
securities continues to be scarce, we think that bond market yields will remain depressed. That said we
are keeping a close eye on the developments surrounding FTSE Russell’s contemplation to remove
Malaysia from its flagship World Government Bond Index by September 2019. Although BNM had recently
initiated some measures to enhance market liquidity and accessibility, we do not rule out the possibility
of an outright exclusion. Hence, we are positioning for investment opportunities from any selloff by
foreign investors should the risk-reward be favorable.

This is a computer generated letter, no signature is required.

Ini adalah cetakan komputer, tandatangan tidak diperlukan.
Hong Leong Assurance Berhad (94613-X)
Level 3, Tower B, PJ City Development, No. 15A, Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. CERTIFIED TO ISO 9001:2015
CERT. NO. : QMS 00355

P.O. Box 120, 46710 Petaling Jaya.

Telephone 03-7650 1818 Fascimile 03-7650 1991
Customer Service Hotline 03-7650 1288 Customer Service Hotfax 03-7650 1299 www.hla.com.my
Detail1: A0078131_TL201716510704_N_N_N_Y_N_1_I Doc: ANO
Detail2: WONG EVIS_NO 674 PT4898 WAKAF DELIMA_WONG EVIS_16250

ANNOUNCEMENT

TL201716510704

What is JomPAY?
JomPAY is a service that allows banks' customer to easily pay insurance bills using their credit cards or from their
banking accounts.

Why JomPAY?
Fast, convenient and secure.

How to Make Payment with JomPAY?

1. Spot
Look for JomPAY logo and Biller Code on your insurance premium statement.

2. Go Online
Log on to your preferred Internet or Mobile Banking and look for JomPAY

3. Pay
Enter the policy no from the insurance premium statement and proceed to submit

PERSONAL DATA
Hong Leong Assurance Berhad (“HLA”) safeguards your personal data in accordance with applicable laws in M alaysia. HLA uses personal
data in accordance with the HLA Notice On Personal Data as may be amended from time to time (“Notice on Personal Data”). The Notice on
Personal Data explains the data collection purposes, the persons to whom HLA may transfer data, your data access and correction rights
and how you may contact HLA’s Data Protection Officer. Copies of the Notice on Personal Data are available upon request or from the HLA
website (www.hla.com.my) and you are advised to read the Notice on Personal Data. All personal data provided to HLA by yourself and/or
acquired by HLA from the public domain, as well as personal data that arises as a result of the provision of services to yourself will be subject
to such Notice on Personal Data. If you have any queries, please contact HLA Data Protection Officer at 03-76501817 (fax number), 03-
76501660 (telephone number) or by way of email to customerservice@hla.hongleong.com.my.

DATA PERIBADI
Hong Leong Assurance Berhad ("HLA") melindungi data peribadi anda selaras dengan undang-undang di Malaysia. HLA menggunakan
data peribadi mengikut Notis Data Peribadi HLA sebagaimana yang dipinda dari semasa ke semasa ("Notis Data Peribadi"). Notis Data
Peribadi menerangkan tujuan pengumpulan data, orang yang kepadanya HLA boleh memindahkan data, data akses anda dan hak-hak
pembetulan anda dan bagaimana anda boleh menghubungi Pegawai Perlindungan Data HLA . Salinan Notis Data Peribadi boleh didapati
atas permintaan atau daripada laman web HLA (www.hla.com.my) dan anda dinasihatkan supaya membaca Notis Data Peribadi. Semua
data peribadi yang anda berikan kepada HLA dan/atau yang diperoleh oleh HLA daripada domain awam, dan juga data peribadi yang timbul
akibat daripada penyediaan perkhidmatan kepada anda akan tertakluk kepada Notis Data Peribadi. Jika anda mempunyai sebarang
pertanyaan, sila hubungi Pegawai Perlindungan Data HLA di 03-76501817 (nombor faks), 03- 76501660 (nombor telefon) atau melalui e-
mel kepada customerservice@hla.hongleong.com.my.

Minimum Guaranteed Unit Price at Fund Maturity for HLA EverGreen Funds (If Applicable)

We are pleased to append below the minimum unit price at fund maturity for EverGreen Funds updated as of 27/12/2019.

Fund Type Matu rity Da te Min Unit Price at Funds Maturity (before tax)
HLA EVERGREEN 2023 26 /12/2023 1.2358
HLA EVERGREEN 2025 26 /12/2025 1.2670
HLA EVERGREEN 2028 26 /1 2/2028 1.3136
HLA EVERGREEN 2030 26 /1 2/2030 1.3446
HLA EVERGREEN 2035 26 /12/2035 1.4221

The minimum Guaranteed Unit Price at Fund maturity before tax will attract a portion of tax which has yet to be provided
for. The further tax adjustment is the difference of tax payable on the capital gains of the Funds determined at the funds
maturity and tax which has been provided for the Funds through weekly unit pricing.

The unit prices published weekly are on after tax basis.

Publication of Unit Price

The unit prices of investment linked funds are available on www.hla.com.my.

We also publish the unit prices in Berita Harian and The New Straits Times on the last business day of every month.