1 Networth Statement

IDBI BANK LIMITED

CSC Kharagpur

Statement Of Assets And Liabilities as on 31/03/2019

(This form should be obtained from borrower / co-borrower/guarantors)

1 Name of the Borrower/Co- Sri Uttam Maity

Borrower/Guarantors
2 Nationality Indian
3 Father's/Husband Name Late – Rai kishore Maity
4 Present Address At- Debalpur , P.O- Kharagpur, Dist – Paschim Medinipur -721301
5 Permanent Address At- Debalpur , P.O- Kharagpur, Dist – Paschim Medinipur -721301
6 Telephone No
7 Mobile No 9434000237
8 Date Of Birth 01/04/1957
9 Occupation Service/Business/Others(Specify) - Business

10 If in Service Name of the employer Self Employed

Address/Tel No
Service Since
Post held
11 If in Business Name of the Firm M/S SHIV SHAKTI ONION
Address/Tel No AT- JANATA MARKET, GOLE
BAZAR, KHARAGPUR, PASCHIM
MEDINIPUR
Established Since 1976
Line of Activity Onion, Garlic Merchant , Exporter &
Commission Agent
Experience 44 Yrs
Position Strong & Good
12 Annual Income (As per ITR Rs.6,25,369/-
Dated:-31/03/2019)
13 PAN No AYLPM5829N

14. Bank Account Details

(Rs. in Lakh)
Bank Branch SB/CA/CC/OD Present Balance(As Avg Bal in last 6
A/c No. on31/03/2019) months
Central Bank of India Kharagpur SB-3285078425 2,637.76 15000.00
State Bank of India Bhawanipur , Kharagpur SB- 20043513322 2,444.54 20000.00

15. DETAILS OF ASSETS

A. IMMOVABLE PROPERTY (Amt. in Lakh)

Assets Own / Area Free Location/ Purchase Present Whether

Joint (Sq hold or address Cost Value encumbered
name Ft) Lease (Give details)
hold
Non Agri. Land
i. Commercial Joint Free Hold At- Debalpur, 85,75,270.00 6,30,52,000/- Mortgage to IDBI
Name 15800sq Kharagpur, Kharagpur Branch
ft Paschim
G+4 Medinipur
Building
ii. Commercial Joint 32000sq Free Hold At- 74,90,000.00 7,56,50,000/- Nil
Name ft Rupnarayanpur,
G+4 NH-6, Kharagpur
Building
ii. Residential Joint 16000sq Free Hold At- Debalpur, 15,00,000.00 1,85,25,000/- Mortgage to IDBI,
Name ft Kharagpur Kharagpur
 2 Networth Statement
Flat / House

Agri. Land Joint 65000sq Free Hold At- Makrampur, 65,75,000.00 1,70,00,000/- Nil
Name ft NH-60,
Narayangarh,
Paschim
Medinipur
Others Joint 53628sq Lease Hold At- Nimpura 75,00,000.00 1,50,00,000/- Lease for 99 yrs
Name ft for 99 yrs Industrial Growth from WBIIDC(Govt
Center, of WB)
Kharagpur,

Whether Self occupied / Rented / Leased out (Give details) :

B. MOVABLE PROPERTY :

(i). Term Deposits: (Amt. in Lakh)

Deposit Bank/Branch Name Amount & Date of Maturity date Maturity amount
Receipt No. Receipt

(ii). Investment in Govt. securities like Bonds / PPF/ NSC / KVP / IVP etc. (Amt. in Lakh)
Nature of Certificate Dt. of Issuing Office/ Face value Due date Maturity amount
Securities. No purchase Post office
NSC 18/04/2019 KHARAGPUR 1,76,060.00 2,86,080.00

(iii) Insurance Policies (Amt. In Lakh)

Name of Company & Policy No Dt. of Sum Surrender Annual Premium paid
issue assured value premium upto what period
LIC of India 459680251 27/09/20 250000 81200.00 23394.00 27/09/2019
13

(iv) Shares / Debentures / Mutual Fund etc. (copy of Demat Statement to be enclosed) (Amt. in Lakh)
Name of No. of Certificate No./ A/c No./ If charged/ Current Market value
Company shares/ Demat Account No. pledged, the
nature and extent
of charge/ pledge

(v). Vehicles : (Amt. in Lakh)

Type of Registration Model Year of make Cost at the time RC Book Present value
Vehicle No. of Purchase details

(vi). Other Movables (Amt. in Lakh)

Description Quantity Valuation (approx)*

(* attach Valuation certificate, if available)

(vii) Other Investment in business

 3 Networth Statement
Name of the Firm Amount of Investment As per Balance Sheet dated 31/03/2019/)
M/S. SHIV SHAKTI ONION 29,39,865.00 29,39,865.00

16. Details of Liabilities

i. As Borrower :
(Amt. in Thousands)
Name of the Purpose of Amt. of Loan Security Repayment Terms Outstanding Balance
Bank Loan (As on 31/03/2019)
IDBI ,KGP CC 80,00,000/- At- Debalpur, 67,44,187.00
BR. Kharagpur, Paschim
Medinipur
IDBI TERM LOAN 2,45,00,000/- At- Debalpur, 2,35,38,341.00
Kharagpur, Paschim
Medinipur

ii. As Guarantor : (Amt.in Thousands)

Name of the person/ Name of the Bank / Guarantee Present Status of Outstanding Balance
company to whom Financial Institution Amount (Rs.) Account (As on --/---/ --- /)
Guaranteed (Performing/NPA)

To the best of my/our knowledge I/we hereby declare that above statement given by me/us are correct

Place Kharagpur
Date 16/07/2020 Signature (Borrower/Guarantor)

NetWorth* assessed as per market report and the details In case of Guarantor, Signature verified
provided by the Borrower, Rs 3,49,91,206/- (by the Borrower)
(Bank Official)
Verified the documents (with the original) by ........................

Date : .................. Signature & Code

Borrower’s Signature
Date : .................

Enclosure (in support of above declarations):

i. Balance Sheet, Profit & Loss Account, Trading Account, Capital Account (Audited / Unaudited)
ii. Copy of Employment Certificate with details of salary drawn.
iii. Copies of Agreement / revenue records / Tax paid receipt/society certificate in respect of
land/building/flat owned by me.
iv. Copies of Income Tax / Wealth Tax Returns / PAN Card / Assessment Order along with proof of
payment.
v. Other relevant documents.

Certified by CA.
(for cases having overall exposure above Rs.1 crore)
Date:16/07/2020
Place:Kharagpur.
 4 Networth Statement

Calculation of Networth

A. Individuals and proprietory concerns

a) Moveable assets like Bank Deposits, Gold ornaments, jewellery, investment in shares, debentures,
company deposits.
b) Personal unencumbered immovable properties like self acquired property, share in the ancestral
property acquired on division of Joint Hindu Family as per Hindu Succession Act / Indian
Succession Act.
c) Capital investment in the business including Investment in partnership.
d) Out of the above properties / assets i.e. (a) to (c), existing borrowings, if any, should be reduced to
arrive at the net value of assets. This net value of the assets shall be the net estimated worth or
means of the borrower.

B. Partnership & Joint Hindu Family (HUF) concerns

a) Capital invested in the business by all the partners
b) Undivided profits
c) Total worth of individual partners i.e. total value of liquid assets of the partners; total value of self
acquired immovable properties of each partner; investment; stock; cash deposits, etc., stake in
sister concerns.
d) Out of the above items, i.e. (a) to (c) deduct borrowings, accumulated losses, intangible assets, if
any
e) However, while computing the liquid assets of the partner the value of shares in the Private /
Public Limited companies, held by partners, proprietor, etc., of these firms should not be included
at the face value, if the scrip is not quoted in the stock exchange and / or is not readily marketable.
The full face value of shares can be taken into account in assessing the holders’ means only if the
companies whose capital these shares represent are first rate running concerns, which have been
continuously making good profits in the past and whose existing liabilities do not our-weigh their
easily realizable assets.
f) Further while assessing the worth of a partner, his investments should be ignored, as the
investment in such firm is included in the firm.

C. Limited Companies
a) Apart from paid capital and free reserves as appearing in the balance sheet, balance in the share
premium account, capital and debenture redemption reserves, and any other reserves (not being the
reserve created for repayment of any future liability for depreciation in assets, for bad debts or
reserves created by revaluation of assets) shall also be taken into account.
b) Accumulated balance of loss, balance of deferred revenue expenditure and other intangible assets
should be deducted from the capital as in (a) above.