Axis Bank Ratio Analysis

Sr.No Year/Ratio 2019 2018 2017 2016 Sr.No

1 Interest Income 6.86 6.62 7.4 7.8 1
2 Net Interest Income 2.91 2.88 3.21 3.41 2
3 Net Interest Margin 2.71 2.69 3 3.2 3
4 Cost to Income Ratio 44.28 51.64 46.42 35.7 4
5 Net Profit 18.19 1.07 15.36 34.51 5
6 Return on Assets 0.58 0.03 0.61 1.56 6
7 Return on Equity 7.01 0.43 6.59 15.46 7
8 Total advances 75.95 78.44 76.4 78.84 8
9 Total Deposits 7.04 7.64 6.89 6.2 9
10 Loans to deposit ratio 10.52 9.48 9.31 8.6 10
11 CASA Ratio 44.37 53.75 51.41 47.33 11
12 Gross NPA 5.26 6.77 5.04 1.67 12
13 Net NPA 2.06 3.4 2.11 0.7 13
14 Provision coverage Ratio 14
15 Capital Adequacy Ratio 15.84 16.57 14.95 15.29 15
 Kotak Mahindra Bank
Year/Ratio 2019 2018 2017 2016
Interest Income 7.66 7.45 8.24 8.52
Net Interest Income 1.47 1.52 1.62 1.35
Net Interest Margin 3.6 3.59 3.78 3.58
Cost to Income Ratio 38.52 39.91 38.68 39.07
Net Profit 25.49 21.43 18.53 11.39
Return on Assets 1.55 1.54 1.58 1.08
Return on Equity 11.47 10.89 12.35 8.72
Total advances 86.44 85.65 80.49 96.23
Total Deposits 4.73 4.69 4.86 5.07
Loans to deposit ratio 6.09 5.81 6.46 6.66
CASA Ratio 52.49 50.75 43.99 38.06
Gross NPA 2.14 2.22 2.59 2.36
Net NPA 0.75 0.98 1.26 1.06
Provision coverage Ratio
Capital Adequacy Ratio 17.45 18.22 16.77 16.34