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  • Bank financial metrics comparison 2016-2019

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    The document provides financial data for two banks, SBI and Bank of Baroda, over multiple years from 2016-2019. It includes key metrics such as interest income, net interest income, net profit, total advances, deposits, non-performing assets, capital adequacy ratios, and return on assets/equity. For most metrics, the values fluctuate over the years for each bank, with some increasing and some decreasing.

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    SBI and BOB.xlsx

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    The document provides financial data for two banks, SBI and Bank of Baroda, over multiple years from 2016-2019. It includes key metrics such as interest income, net interest income, net profit, total advances, deposits, non-performing assets, capital adequacy ratios, and return on assets/equity. For most metrics, the values fluctuate over the years for each bank, with some increasing and some decreasing.

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    16 views4 pages

    Bank financial metrics comparison 2016-2019

    Uploaded by

    santu
    The document provides financial data for two banks, SBI and Bank of Baroda, over multiple years from 2016-2019. It includes key metrics such as interest income, net interest income, net profit, total advances, deposits, non-performing assets, capital adequacy ratios, and return on assets/equity. For most metrics, the values fluctuate over the years for each bank, with some increasing and some decreasing.

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    © All Rights Reserved
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    of 4

    PARTICULARS Bank 2016 2017

    1. INTEREST INCOME: SBI 221854.84 230447.49


    2. NET INTEREST INCOME: SBI 56110.65 62239.36
    3. NET INTEREST MARGIN: SBI 0.02178 0.02128
    4. COST TO INCOME RATIO: SBI 56111 62239
    5. NET PROFIT SBI -5415.45 -387.02
    6. RETURN ON ASSETS(ROA) SBI 0.39% 0.00%
    7. RETURN ON EQUITY(ROE) SBI -2.99% -0.18%
    8. TOTAL ADVANCES: SBI 1870260 1896886
    9. TOTAL DEPOSITS SBI 2,253,857.56 2,599,810.60
    10. LOANS TO DEPOSIT RATIO SBI
    11. CASA RATIO SBI 40.62% 43.70%
    12. GROSS NPA's: SBI 98172 112343
    13. NET NPA's: SBI 55807 58277
    14. PROVISION COVERAGE RATIO(PCR) SBI
    15. CAPITAL ADEQUACY RATIO(CAR) SBI 13% 13%
    2018 2019
    228970.28 253322.14
    63780.85 59553.11
    0.02028 0.0178
    63781 59553
    8045.5 2147.41
    -0.12% 0.05%
    3.49% 0.91%
    1960118 2226853
    2,722,178 2,940,541.06

    44.45% 0%
    223427 172753
    110854 658947

    13% 13%
    BANK OF BARODA
    PARTICULARS 2016
    1. INTEREST INCOME: INTEREST EARNED 45798.99
    2. NET INTEREST INCOME: INTEREST EARNED-INTEREST EXPENDED 9721.32
    3. NET INTEREST MARGIN: NET INTEREST INCOME/INTEREST BEARING ASSETS 0.0186
    4. COST TO INCOME RATIO: OPERATING EXPENSES TO OPERATING INCOME 9721
    5. NET PROFIT 1173.58
    6. RETURN ON ASSETS(ROA) NET PROFIT/TOTAL ASSETS -0.73%
    7. RETURN ON EQUITY(ROE) NET PROFIT/NET WORTH 2.76%
    8. TOTAL ADVANCES: ADVANCES 391486
    9. TOTAL DEPOSITS 586690.47
    11. CASA RATIO 26.41%
    12. GROSS NPA's: GROSS NPA 40521.04
    13. NET NPA's: NET NPA 19046.46
    14. PROVISION COVERAGE RATIO(PCR)
    15. CAPITAL ADEQUACY RATIO(CAR) PERCENTAGE(%) 13%
    2017 2018 2019
    44473.45 46056.42 52906.25
    12464 13561.57 15518.61
    0.0233 0.0221 0.0228
    12464 13561 15518.61
    -1243.93 191.61 -436.51
    0.25% -0.25% 0.13%
    -2.89% 0.41% -0.87%
    392262 437941 484215
    617256.87 607451.36 665588.69
    32.08% 35.62% 34.60%
    42719 56480 48232.76
    18080 23483 15609.5

    13% 12% 13%

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