Date : 20/05/2020

MS VANGALA MADHAVI LATHA

W/O MR VANGALA SIVA KUMAR REDDY
D.NO. 31-8-11, F.NO. 104, SURYA CLASSIC
TOWERS, ELURU ROAD, VIJAYAWADA
MACHAVARAM
KRISHNA - 520004

Sir/Madam,

Re: Contract No. M004200524

Greetings from Sundaram Finance Ltd.

We hope that this letter finds you in good health and spirit.
As you are aware, due to the outbreak of Covid – 19 and consequential lockdown, Reserve Bank of
India has come out with a policy which permits the lending institutions to grant moratorium on the
instalments falling due between March 01, 2020 to May 31, 2020 thereby extending the tenure of the
loan for three months without prejudice to the collection of interest for the said period.

In line with the said policy, we offered to extend the moratorium to you through SMS/E-mail/web portal
and you have also opted for availing the moratorium. As such, we have extended the tenure of your
loan period by another three months by rescheduling the second schedule to the loan agreement.
Consequently, no instalment is payable for the months of March, April and May. Accordingly,
Agreement closure date will be extended by 3 months and interest at the contracted rate is payable for
the additional period.

The revised repayment structure is enclosed with this letter for your reference. Please note that the
change in schedule of repayment by extending the tenure of the loan agreement does not alter the
other terms of the loan agreement referred to above. The sanction letter already issued to you shall
be deemed to be modified ipso facto accordingly. The change in repayment schedule is without
prejudice to our right to collect additional interest accrued if any and any other charges payable under
the loan agreement.

In case you have paid March/April instalment already, we shall be treating the same as advance for
June/July and shall be cancelling any NACH/mandate for June/July, if given by you.

We hope that our initiative will benefit you and help you to overcome the challenges of the lockdown
due to COVID-19 and expect the continued co-operation and support from you.

Thanking you,
Yours truly,
For SUNDARAM FINANCE LIMITED
K KUMAR
Sr.AGM (CCPD)

Authorised Signatory

Encl: Revised schedule of repayment

Sundaram Finance Limited
Regd.office:21,Patullos Road,Chennai-600002,India Ph:(O)91-44-28521181 Fax:91-44-28586641 www.sundaramfinance.in PAN:AAACS4944A
 Repayment schedule

Sl.No. Due Dates (Monthly) Amount (Rs.) Total Amount(Rs.)

1 10-Dec-2017 14756 ... 14756 * 1 14756.00

2 10-Jan-2018 to 10-Apr-2022 14600 each ... 14600 * 49 715400.00

3 10-May-2022 to 10-Jun-2022 18780 each ... 18780 * 2 37560.00

4 10-Jul-2022 18788 ... 18788 * 1 18788.00

Total Amount Due 786504.00

Details of Interest and Principal Break up Contract No : M004200524

Customer Code : M0386984

SlNo Due Date Due Amount Principal Interest Insurance Loan Principal
1 10/12/2017 14756.00 6484.00 8272.00 0.00 593516.00
2 10/01/2018 14600.00 8713.00 5887.00 0.00 584803.00
3 10/02/2018 14600.00 8799.00 5801.00 0.00 576004.00
4 10/03/2018 14600.00 9442.00 5158.00 0.00 566562.00
5 10/04/2018 14600.00 8980.00 5620.00 0.00 557582.00
6 10/05/2018 14600.00 9248.00 5352.00 0.00 548334.00
7 10/06/2018 14600.00 9161.00 5439.00 0.00 539173.00
8 10/07/2018 14600.00 9425.00 5175.00 0.00 529748.00
9 10/08/2018 14600.00 9345.00 5255.00 0.00 520403.00
10 10/09/2018 14600.00 9438.00 5162.00 0.00 510965.00
11 10/10/2018 14600.00 9696.00 4904.00 0.00 501269.00
12 10/11/2018 14600.00 9628.00 4972.00 0.00 491641.00
13 10/12/2018 14600.00 9881.00 4719.00 0.00 481760.00
14 10/01/2019 14600.00 9821.00 4779.00 0.00 471939.00
15 10/02/2019 14600.00 9919.00 4681.00 0.00 462020.00
16 10/03/2019 14600.00 10463.00 4137.00 0.00 451557.00
17 10/04/2019 14600.00 10121.00 4479.00 0.00 441436.00
18 10/05/2019 14600.00 10363.00 4237.00 0.00 431073.00
19 10/06/2019 14600.00 10324.00 4276.00 0.00 420749.00
20 10/07/2019 14600.00 10562.00 4038.00 0.00 410187.00
21 10/08/2019 14600.00 10531.00 4069.00 0.00 399656.00
22 10/09/2019 14600.00 10636.00 3964.00 0.00 389020.00
23 10/10/2019 14600.00 10866.00 3734.00 0.00 378154.00
24 10/11/2019 14600.00 10849.00 3751.00 0.00 367305.00
25 10/12/2019 14600.00 11075.00 3525.00 0.00 356230.00
26 10/01/2020 14600.00 11066.00 3534.00 0.00 345164.00
27 10/02/2020 14600.00 11176.00 3424.00 0.00 333988.00
28 10/06/2020 14600.00 1480.00 13120.00 0.00 332508.00
29 10/07/2020 14600.00 11409.00 3191.00 0.00 321099.00
30 10/08/2020 14600.00 11415.00 3185.00 0.00 309684.00
31 10/09/2020 14600.00 11528.00 3072.00 0.00 298156.00
32 10/10/2020 14600.00 11738.00 2862.00 0.00 286418.00
33 10/11/2020 14600.00 11759.00 2841.00 0.00 274659.00
34 10/12/2020 14600.00 11964.00 2636.00 0.00 262695.00
35 10/01/2021 14600.00 11994.00 2606.00 0.00 250701.00
36 10/02/2021 14600.00 12113.00 2487.00 0.00 238588.00

PTO
Details of Interest and Principal Break up Contract No : M004200524
Customer Code : M0386984

SlNo Due Date Due Amount Principal Interest Insurance Loan Principal
37 10/03/2021 14600.00 12464.00 2136.00 0.00 226124.00
38 10/04/2021 14600.00 12357.00 2243.00 0.00 213767.00
39 10/05/2021 14600.00 12548.00 2052.00 0.00 201219.00
40 10/06/2021 14600.00 12604.00 1996.00 0.00 188615.00
41 10/07/2021 14600.00 12790.00 1810.00 0.00 175825.00
42 10/08/2021 14600.00 12856.00 1744.00 0.00 162969.00
43 10/09/2021 14600.00 12984.00 1616.00 0.00 149985.00
44 10/10/2021 14600.00 13161.00 1439.00 0.00 136824.00
45 10/11/2021 14600.00 13243.00 1357.00 0.00 123581.00
46 10/12/2021 14600.00 13414.00 1186.00 0.00 110167.00
47 10/01/2022 14600.00 13507.00 1093.00 0.00 96660.00
48 10/02/2022 14600.00 13641.00 959.00 0.00 83019.00
49 10/03/2022 14600.00 13857.00 743.00 0.00 69162.00
50 10/04/2022 14600.00 13914.00 686.00 0.00 55248.00
51 10/05/2022 18780.00 18250.00 530.00 0.00 36998.00
52 10/06/2022 18780.00 18413.00 367.00 0.00 18585.00
53 10/07/2022 18788.00 18585.00 203.00 0.00 0.00
Total 786504.00 600000.00 186504.00 0.00