LET’S END FINANCIAL

ILLITERACY
Students who attend the public schools of America
are expected to excel in many subjects: like STEM
classes, language arts, and even physical
education.

However, once they reach the real word and are

out of their high school safety net, they realize they
are unequipped for financial literacy. Credit card
Start your
financial
companies and loan officers will get in contact with
newly graduated students as soon as one starts
building credit.

Without the proper education, more and more education today!

people are getting into debt fast. Having a constant
financial literacy class for students from 9-12 grade
will give them the proper tools to make educated
decisions with their money.

DZEPEDA1@BRUINMAIL.SLCC.EDU
WHAT IS FINANCIAL DISTRIBUTING
LITERACY? INFORMATION
“Financial literacy is knowledge and
Financial literacy should be taught in public schools
understanding of financial concepts and risks,
BENEFITS
from the ages of at least 14-18. Studies show that
and the skills, motivation, and confidence to
in most countries, boys and girls have the same
apply such knowledge and understanding in
knowledge when it comes to finances, with some
order to make effective decisions across a
Financial literacy is a skill that anyone students of higher socioeconomic status knowing
rand of financial contexts, to improve the
can benefit from. People from all ages more than their lower counterparts.
financial well-being of individuals and society,
will live richer lives if they chose to learn
and to enable participation in economic life” This makes it especially important to locate schools
about money.
(Lusardi.) with smaller budgets and distribute information.
However, because of recent escalation
According to the journal, “Financial skills for the
of bankruptcies, large credit card debt,
21st Century, Evidence from PISA,” there are three
keys to understanding financial literacy and mortgage foreclosures in our
society, it is most important for students
Content: in high school to learn about money
before stepping into full adulthood.
 Money and transactions
 Planning and managing finances Some benefits include:
 Risk and reward
 Less people living in poverty
 Financial landscape
 Less people in debt
Processes:  More people making educated
choices of how to spend and
 Identifying financial information
save their money
 Analyzing information in a financial
context
 Evaluation financial issues
 Applying financial knowledge and
understanding

Context:

 Education and work

 Home and family
 Individual
 societal