A SYNOPSIS on

‘’A STUDY ON MICRO FINANCE”

Submitted in partial fulfillment of the requirement for the

Award of the Degree of

“MASTER OF BUSINESS ADMINISTRATION”

of
BANGALORE CENTRAL UNIVERSITY

Submitted by:

Reg No: MB1

Under The Guidance Of

VIVEKANANDA INSTITUTE OF MANAGEMENT

Dr. Rajkumar road Rajajinagar Bangalore 560055
2019-2020
TITEL OF THE STUDY

‘‘’A STUDY ON MICRO FINANCE”

Introduction

Microfinance is the provision of loans and other financial services to the poor. The
microfinance has evolved due to the efforts of committed individuals and financial
agencies to promote self-employment and contribute to poverty alleviation and
provision of social security. India has been able to develop its own model of
microfinance organizations in the form of savings and credit groups known as the
Self Help Group (SHGs), which are bank-linked. These SHGs are mainly formed
and managed by women and this has become an instrument, which has led to
women's empowerment and social change. Most of the microfinance institutions in
India attempt to go beyond savings and credit groups to provide microfinance
services in the form of savings and insurance

STATEMENT OF THE PROBLEM:

This study focuses on determining the factor affecting the operational

sustainability, financial sustainability, loan delinquencies outreach to poor and
women clients and moreover to determine the trade off between outreach and
sustainability.

NEED FOR THE STUDY:

This study attempted to highlight the very important issue for microfinance
practitioner researcher and policy makers this study contribute to the knowledge of
sustainability outreach mission drift and loan repayment performance of India.
OBJECTIVES OF THE Study

1. To identify the effect of increasing interest rate of loan deliquesces.

2. To find the determinants of operational and financial sustainability of micro
finance
3. To find out the tradeoff between sustainability and outreach of micro finance
4. To examine the causes of micro finance loan

RESEARECHS METHODOLOGY

TOOLS DATA COLLECATION

SOURCES OF DATA

 Primary data

Primary Data will be collected by interacting with the customers and by observing
them.

1 Interview 2 Observations.

 SECONDARY DATA

Secondary data which is already existing information.

 News papers and books

 website
 company website
 Articles
PLAN OF ANALYSIS

The data which is collected through interview and observation and with the help of
secondary data, will be theoretically analyzed which will be used for the
presentation of research. Based on the analysis findings, suggestions and
conclusion will be given.

SIGNATURE OF GUIDE SIGNATURE OF

STUDENT