Top reasons to invest in this policy today

A unique insurance Guaranteed monthly Multiple annuity

cum investment plan
with an option to
receive immediate and
deferred annuity
Guaranteed Annuity -
addition in deferred options and modes
whether immediate or
annuity to enhance available to suit your
deferred option chosen
your life cover financial needs

Death benefit (in

Available for individual
applicable options) Liquidity - Surrender Pay premium once -
as well as joint lives
available to the Value and Loan enjoy guaranteed financial
(spouse or close family
nominee in lump sum available peace forever
relatives)
or in installments

Benefits Illustration specially prepared for Mr. Anwar

Age 60 Years 2nd Annuitant - Investment ₹ 5,09,000 Annuity Mode Yearly

Immediate Annuity Deferred Annuity - 1 Years

Annuity Annuity Death Annuity Annuity Death

Option Amount Benefit Option Amount Benefit

A - On death annuity ceases and nothing is Purchase Price + GA - Annuity Paid OR

payable 1 29,450 110% of Purchase Price (whichever is
higher)
B -
Annuity guaranteed for 5 / 10 / 15 / 20
Joint Life: On death of 1st annuitant, survivor
C - years from inception in option B / C / D / E
2 - continues to receive annuity. On survivor’s
respectively irrespective of survival of the
death nominee gets death benefit as
annuitant. If death occurs thereafter then
D - mentioned above
annuity ceases and nothing is payable
E - Eligibility Conditions

F - On death annuity ceases. Purchase price 30 - 85 (Imm. Ann. except opt F)

paid to nominee
Annuity increases @ 3% p.a.On death
G -
annuity ceases and nothing is payable
Joint Life. On death of primary annuitant
H - 50% annuity continues to the 2nd
annuitant. Annuity ceases on death of 2nd
annuitant
Joint Life. On death of primary annuitant
I - 100% annuity continues to the 2nd
annuitant. Annuity ceases on death of 2nd
annuitant
Joint Life. On death of primary annuitant
100% annuity continues to the 2nd
J - annuitant. Annuity ceases on death of 2nd
annuitant but purchase price is paid to the
nominee
Age at entry
30 - 100 (Imm. Ann. opt F)
(last birthday) 30 - 79 (Deferred Annuity)
1,50,000 to no limit (min. Annuity -1,000 p.m.)
Pur. Price
Def. Period 1 to 20 years (def. option only)
Vesting Age 31 to 80 years (def. option only)
Presented By
ROBERTRONALDFERNANDES
CLIA- CORPORATE CLUB- COT-MDRT(USA)
Reon Consultancy Services
Hotel Pancharathna International
Moodbidri- Mangalore-574227
Phone:- 919620084318, +919448216661
 13/10/2020

Detailed Benefits Illustration for Mr. Anwar

Age 60 Years 2nd Annuitant - Investment ₹ 5,09,000 Deferment 1 Years

Policy Accrued Death Death Cover Guaranteed Annuity Cash Loan

Year Age Guar. Addition Cover as % of Inv. Annuity as % of Inv Value Available
1 61 27552 550000 110.00% - - 375000 155000
2 62 27552 550000 110.00% 29450 5.89% 360782 155000
3 63 27552 550000 110.00% 29450 5.89% 362963 155000
4 64 27552 550000 110.00% 29450 5.89% 365270 155000
5 65 27552 550000 110.00% 29450 5.89% 367695 155000
6 66 27552 550000 110.00% 29450 5.89% 370272 155000
7 67 27552 550000 110.00% 29450 5.89% 372926 155000
8 68 27552 550000 110.00% 29450 5.89% 375916 155000
9 69 27552 550000 110.00% 29450 5.89% 379165 155000
10 70 27552 550000 110.00% 29450 5.89% 382647 155000
11 71 27552 550000 110.00% 29450 5.89% 386342 155000
12 72 27552 550000 110.00% 29450 5.89% 390213 155000
13 73 27552 550000 110.00% 29450 5.89% 394336 155000
14 74 27552 550000 110.00% 29450 5.89% 398664 155000
15 75 27552 550000 110.00% 29450 5.89% 403139 155000
16 76 27552 550000 110.00% 29450 5.89% 407866 155000
17 77 27552 550000 110.00% 29450 5.89% 411940 155000
18 78 27552 550000 110.00% 29450 5.89% 416132 155000
19 79 27552 550000 110.00% 29450 5.89% 420420 155000
20 80 27552 550000 110.00% 29450 5.89% 424872 155000
21 81 27552 550000 110.00% 29450 5.89% 429441 155000
22 82 27552 550000 110.00% 29450 5.89% 432447 155000
23 83 27552 550000 110.00% 29450 5.89% 435426 155000
24 84 27552 550000 110.00% 29450 5.89% 438278 155000
25 85 27552 550000 110.00% 29450 5.89% 441060 155000
26 86 27552 550000 110.00% 29450 5.89% 443772 155000
27 87 27552 550000 110.00% 29450 5.89% 446362 155000
28 88 27552 550000 110.00% 29450 5.89% 448885 155000
29 89 27552 550000 110.00% 29450 5.89% 451336 155000
30 90 27552 550000 110.00% 29450 5.89% 453665 155000
31 91 27552 550000 110.00% 29450 5.89% 455918 155000
32 92 27552 550000 110.00% 29450 5.89% 458153 155000
33 93 27552 550000 110.00% 29450 5.89% 460255 155000
34 94 27552 550000 110.00% 29450 5.89% 462275 155000
35 95 27552 550000 110.00% 29450 5.89% 464210 155000
36 96 27552 550000 110.00% 29450 5.89% 466110 155000
37 97 27552 550000 110.00% 29450 5.89% 467920 155000

ROBERTRONALDFERNANDES
 13/10/2020

Detailed Benefits Illustration for Mr. Anwar

Age 60 Years 2nd Annuitant - Investment ₹ 5,09,000 Deferment 1 Years

Policy Accrued Death Death Cover Guaranteed Annuity Cash Loan

Year Age Guar. Addition Cover as % of Inv. Annuity as % of Inv Value Available
38 98 27552 550000 110.00% 29450 5.89% 469630 155000
39 99 27552 550000 110.00% 29450 5.89% 471297 155000
40 100 27552 550000 110.00% 29450 5.89% 472913 -

27552 1148550 229.71%

Notes :
1. The above illustration is based on the annuity option - 1 - Option 1.
2. The percentage of death cover and annuity are computed on the basis of basic purchase price

ROBERTRONALDFERNANDES