Inland Marine Appetite Guide

Inland Marine Coverages on an Admitted Basis

Products

Target Industries
Construction, Transportation and Specialty

Territory United States and its territories

Capacity $50,000,000

Working Limit
Up to $25,000,000

Minimum Premium
$2,500

Carrier
Berkshire Hathaway Specialty Insurance Company
A++ from AM Best, AA+ from Standard & Poor’s

Policy Forms
Market Standard Wordings (AAIS)

Transportation
Preferred Classes Potential Classes Limited Classes Undesirable Classes
Motor Truck Cargo
- Short Haul (<50 miles)
- Couriers/Package Delivery
Warehouse Legal Liability
- Short Term (<30 days)
Motor Truck Cargo
- Intermediate (51-250 miles)
- Specialty Carriers
Warehouse Legal Liability
- Intermediate Storage
(31-90 days)
Motor Truck Cargo Motor Truck Cargo
- Long Haul (>251 miles) - High Value Goods*
- Heavy Equipment Carriers - Moving & Storage
- Refrigerated & Frozen
Goods
- Automobiles
Warehouse Legal Liability Warehouse Legal Liability
- Long Term (>90 days) - Same as above

Inland Transit Inland Transit Inland Transit Inland Transit

-Common Carrier Shipments -Owner’s Goods Shipments - Air/Rail Shipments -Same as above
 Construction
Preferred Classes
Builder’s Risk
- Fire Resistive Construction
Installation Floater
- Commercial Electric
- Commercial Plumbing
- Commercial Painting
- Drywall & Plastering
Contractors Equipment
- Street/Road Contractors
- Excavation Contractors
- Warehouse Operators
Specialty
Preferred Classes
Miscellaneous Floaters
- Small Tools Floaters
- Exhibition Floaters
- Musical Instruments
- Scheduled Articles Floaters
Other Inland Coverages
- Electronic Data Processing
- Accounts Receivables
- Valuable Papers
* High Valued Goods include Alcohol, Consumer Electronics, Designer Clothes/Shoes, Fine
Arts, Furs, Jewelry, Perfumes, Pharmaceuticals and Tobacco Products
** Highly Engineered Risks include Sewage/Water Treatment plants, Stadiums, Concert Halls
and other unique or specialized construction - these risks may be eligible to be covered
elsewhere in BHSI
CONTACTS
John M. Evans
VP, Marine
917.960.2446 O
347.417.3841 M
john.evans@bhspecialty.com
www.bhspecialty.com | info@bhspecialty.com
Potential Classes Limited Classes Undesirable Classes
Builder’s Risk Builder’s Risk Builder’s Risk
- Masonry - Frame Construction - Highly Protected Risks
& Non-Combustible - Highly Engineered Risks**
- High Rise Construction
- Renovations/Rehabilitations
Installation Floater Installation Floater Installation Floater
- Commercial Heating/AC - Heavy Lift - Residential Contractors
- Machinery/Equipment - Riggers Exposure - Roofing Contractors
Installers - Specialized Lifts, ie Tandem,
- Elevators/Escalators Copter or Waterborne
Contractors Equipment Contractors Equipment Contractors Equipment
- Pipeline Contractors - Cargo Handling Equipment - Crane Only Schedules
- Utility Service Contractors - Above Ground Mining - Logging Equipment
- Oil Field Service Contrators - Waterborne Equipment - Underground Mining
- Combines/Harvesters
- Draglines/Tunnel Borers
Potential Classes Limited Classes Undesirable Classes
Miscellaneous Floaters Miscellaneous Floaters Miscellaneous Floaters
- Bailees Floaters - Salesman’s Samples - Livestock/Animal Floaters
- Patterns & Die Floaters - Mobile Medical Equipment - Highly Specialized
- Medical Instruments - Mobile Electronics Equipment
- Cameras/Theater Floaters - Fine Arts - Underwater Equipment
Other Inland Coverages Other Inland Coverages Other Inland Coverages
- Installment Sales - Rolling Stock - Jeweler’s Block
- Leased Equipment - Floor Plan Coverage - Furrier’s Block
- Mortgagee’s Interest - Museums/Collections - Pipe/Power Line
Transmission
Berkshire Hathaway Specialty Insurance (www.bhspecialty.com)
provides commercial property, casualty, healthcare professional liability,
executive and professional lines, surety, travel, programs, and home-
owners insurance. It underwrites on the paper of Berkshire Hathaway’s
Charles Hamilton National Indemnity group of insurance companies, which hold financial
Senior Marine Underwriter strength ratings of A++ from AM Best and AA+ from Standard & Poor’s.
617.902.7109 O Based in Boston, Berkshire Hathaway Specialty Insurance has offices in
617.763.3064 M Atlanta, Boston, Chicago, Fort Lauderdale, Houston, Los Angeles, New
York, San Francisco, San Ramon, Stevens Point, Auckland, Brisbane,
charles.hamilton@bhspecialty.com Hong Kong, Melbourne, Singapore, Sydney and Toronto. For more
information, contact info@bhspecialty.com.
The information contained herein is for general informational purposes
only and does not constitute an offer to sell or a solicitation of an offer
to buy any product or service. Any description set forth herein does not
include all policy terms, conditions and exclusions. Please refer to the
actual policy for complete details of coverage and exclusions.
11/12/2015