DUO FINANCIAL SOLUTIONS LIMITED

LOAN AGREEMENT

This loan agreement is made this ..........day of.........2020

BETWEEN
Dual Financial Solutions Limited
AND
..............................................................................in Uganda whose
WHEREAS the Borrower has voluntarily applied for a loan from DUO FINANCIAL
SOLUTIONS LIMITED AND WHEREAS DUO FINANCIAL SOLUTIONS LIMITED is
willing to extend an Individual Loan to the Borrower on the basis of representations made
by it upon the terms and conditions hereinafter appearing.

NOW THIS AGREEMENT WITNESSETH AS follows:

LOAN TERMS

Principal amount ............................................................................

Amount in words................................................................................
.........................................................................................................
Payment Period:..................................................................................
Installment ........................................Full Amount .............................
LOAN PRODUCT: RESCUE LOAN

Loan Purpose..................................................................................
REPAYMENT
The Borrower shall repay the loan in installments according to schedule attached hereto,
the first payment will be done on........................................ All payments shall be made
by the Client
Directly depositing on bank account in equity Bank

Sending mobile money to Duo Financial Solutions Ltd-

IN WITNESS THEREOF, the parties have executed this agreement as of the date and
year first above written.

Signed for and on behalf of DUO FINANCIAL LTD by the hand of its authorized signatory:
_____________________________ ____________________________
BRANCH MANGER SIGNATURE
_____________________________ ____________________________
NAMES OF BORROWER SIGNATURE
_____________________________ ____________________________
NAMES OF GUARANTOR SIGNATURE

DRAWN BY:
DUO FINANCIAL SOLUTIONS LTD UGANDA
P.O.BOX..... KAMPALA
NOTE: ATTACH THE FOLLOWING
1. Application Fees 10,000/-

2. Borrowers National ID

3. Guarantor and His /Her National Id\

4. LCI /Market C/P Letter (a Must)

5. Borrower Passport Photos (2)

 DFS LTD
Your Funding Relief
INDIVIDUAL LENDING SCREENING FORM
Screening Form#________________________Date _____________________2020
Please ensure all the questions have been answered below before giving the
client an application

1. General Information
a. Applicant name’s and age:...........................................................................
b. Homes telephone:.......................................................................................
c. Applicant’s address :...................................................................................
d. Martial status and number of dependents:..................................................
2. Business Information
a. Business name:..........................................................................................
b. Business telephone:....................................................................................
c. Business address:.......................................................................................
d. Type of address:.........................................................................................
e. How many years have you owned this business, excluding periods of
inactivity?...................................................................................................
f. Is the business currently running? Yes or No if not period of inactivity............
Months.
g. Company’s legal status: .........................Registration # and date #..............&
....................../.........../...................
h. Number of owners: ....................Names:.....................................................
i. .................................................................................................................
j. Present numbers of employees: ..................................................................
k. Does the client have other resources of income other than the business in
question? ? Yes ? No
3. Desired Loan
a. Project purpose:.....................................................................................
b. Project amount : shs......................owner’s contribution Ushs...................
c. Loan amount: Ushs...............................Term:..............................Months
d. Have you ever taken a loan before? ? yes ?No How much.........................
4. Security /collateral to be pledged?................................................................
5. Do you have financial card yes................No....................Note : pls attach a
photocopy?
6. Do you have saving accounts? Bank, Account Name, branch and account number:
a......................................................................................................................
b.....................................................................................................................
7. Do you have a current account? Yes........no........kindly list your current accounts,
bank, and branch and account number.
a.......................................................................................................................
b.......................................................................................................................
 DFS LTD

OFFER AND ACCEPTANCE FORM

Date:............./...........2020

Dear Sir/Madam,

RE: LOAN APPROVAL.

We are pleased to inform you that a loan worth UGX....................(.......................

...................................................... has been approved for you/your members
with the following terms and conditions:

1. Loan period...............(...........) months.

2. Repayment frequency: Weekly Bi-monthly Monthly
3. Insurance: 1% 4%
4. Loan administration fees 2.5% 3%
5. Fully signed Postdated Cheques leaves where applicable.
6. Penalty fees for default are 0.25% per day on amount in arrears. This excludes legal
costs.
Please note:

a) You are requested to sign accepting or rejecting the loan offer before loan
disbursement.
b) This offer is valid for 30 days

Yours faithfully,
.......................................
BRANCH MANAGER.............................................BRANCH

Enclosed herein are copies of:

 Payment schedule

ACCEPTANCE /REJECTION of the offer by the borrower.

i.......................................................................sign: .........................do hereby
accept/ reject the loan offer with terms and conditions as started above.
Date: ................./................../................... witnessed by Dynamic Company
Limited official,
Name;...............................................Sign........................Date......./......./..........