JD for NPD Manager R&D (Mahindra & M

Business Unit
Job Title
Incumbment Name
Supervision Received
Supervision Excercised

Education

Roles and Responsibilities

Qualification and Experience

Skills Required

Position Holder
Name
Signature
JD for NPD Manager R&D (Mahindra & Mahindra)

Operations
NPD Manager Operations and R&D
Pratirup Biswas
HR Head
R&D Team

MBA/PGDM with Marketing or Oprations with having BE or B.Tech in

Mechanical is more prefered

Conducting Market & Customer research and Competition benchmarking to come up with New
small ticket loan products for Mahindra Finance customers in rural & semi-urban areas

Handling the Pilot Launch, Product Design, Process Design; setting up Partnerships and
alliances and Go-to Market Strategy for the following loan products :
Card Based Fuel Loan with IOCL
Agri Input Financing loan and Small Ticket Personal Loan
Tyre Loan for CV customers

Review and approve product design/development and changes. Constantly keep track of change
requests to understand the product cost, effort, timeline and financial impact.

Identifies marketing opportunities by analyzing and defining the total market, market share,
competitor market share, and available market share by product market.
Contribute to overall business strategy and annual budget process. Commercial and financial
acumen, experience in managing budgets and tracking.

Creates and manages the new product development pipeline portfolio, to ensure successive
annual roll-outs of value-added profitable products, to achieve 5-year plan growth targets.
Collaborates cross-functionally to drive the Customer to Concept process to bring new products
to market.

Part of the core Product team liasioning with various IT teams to build the loan origination and
loan management systems, FOS Mobile App, CRM integration, Analytics Models for Credit
Evaluation etc. for all future small ticket loan products
Overhauling and digitising various stages of Customer journey such as On-boarding,
Underwriting, Documentation and Collections

Driving special quarter end projects on enhancing collection efficiency and NPA reversals
Minimum of 5-6 years of business experience in the field of marketing, product management or
oprations. Experience in Project management, leading cross function teams, and using a product
development process preferred. Having Knowledge in Automobile industry is prefered

Working knowledge of the Automobile industry. Requires strong written and oral
communication skills, planning and organization skills, and strong analytical abilities.

Can interpret syndicated market data and research, and recommend appropriate actions.
Capable of working independently and staying organized while assuming multiple
responsibilities and tasks.

Able to motivate, problem solve, deal with ambiguity and effectively prioritize business needs.
Proficient in Microsoft Office applications (Excel, Word, PowerPoint, Outlook, One Note) and
other related operating systems.