Britam Asset Managers (K) Ltd

Britam Money Market Fund

 Diversified Financial Services

Britam Holdings Plc

Insurance 0.6 Banking Property Asset

| Unit Trust Funds | Wealth Management | Pensions | Property
Business Business Business
| Discretionary Management | Offshore Investments | Alternative
Management
Investments
1.0%
1.0%

 Life Insurance  Equity Group  Britam  Unit Trust Funds

 General Plc – 7.9% Properties-100%  Wealth
Insurance Management
 Health Insurance  Housing  Pensions
 Pension Finance Group  Discretionary
Business Plc – 48.4%  Property
 Diaspora
Services
 Strategic Partnerships

| Unit Trust Funds | Wealth Management | Pensions | Property

| Discretionary Management | Offshore Investments | Alternative
Investments
*AfricInvest is a joint consortium
consisting of the below entities:-

a) DEG - German Investment &

Development Corporation
b) Proparco – French Development
Finance Corporation
c) FMO - Netherlands Development
Finance Company
 Introduction to Britam Asset Managers

| Unit Trust Funds | Wealth Management | Pensions | Property

| Discretionary Management | Offshore Investments | Alternative
Investments



 Financial Services Offering

Asset Management Businesses

Real Estate /
Retail Institutional
| Unit Trust Funds | Wealth Management | Pensions | Property Property
| Discretionary Management | Offshore Investments | Alternative
Investments

• Unit Trust Funds • Pensions • Development

• Discretionary • Discretionary Funds
• Private Wealth • Endowment and • Income Funds
Management Gratuity Funds
 KES. 220 Bn** in Assets Under Management

Growth in Assets Under Management - Billion KES

250
220
200

150 | Unit Trust Funds | Wealth Management | Pensions | Property

143
129
109 | Alternative
| Discretionary Management | Offshore Investments
100 Investments 90
54
50 28 36

0
2012 2013 2014 2015 2016 2017 2018 2019
| Unit Trust Funds | Wealth Management | Pensions | Property
| Discretionary Management | Offshore Investments | Alternative
Investments

Britam Money Market Fund

 Background

 Britam Asset Managers is the market leader in the provision of low risk, fixed
income investment solutions

 We invest client funds in the below fixed income assets;

 Listed Treasury Bills
 Listed Treasury Bonds
 Bank Deposits

 The fund is largely appreciated by Individual and Institutional clients owing to

benefits including;
 Capital Preservation
 Enhanced returns
 Diversification of Risk
 Effective cash flow management
 Fund Access timelines
 Fund Overview
 Well diversified, low risk fund. Capital is fully protected

 Suitable for ** short to medium term investment goals and emergency fund savings

 The fund operates like a call deposit i.e. no fixed lock-in period

 Daily Interest Compounding - Interest accrues daily and is re – invested

 Interest rate fluctuates daily depending on market performance.

 Average return is between 9.00 – 9.50% p.a.

 Funds are availed within 48 working hours of request.

 ** Interest can be paid out monthly upon request

 Monthly savings can be achieved via bank standing orders, check off system or Mpesa

 Minimum initial investment and top up amounts – Kes. 1,000

 USSD Investment Platform - *778#

 USSD Money Market - *778#
How to Invest :
1. Dial *778# and select Money Market Fund.
2. Enter your National ID or Passport No., KRA PIN, Residential Address and Occupation.
3. Accept the Terms and conditions.
4. A One Time Password (OTP) shall be sent to you via SMS.
5. Dial *778# and use the OTP to log in. Reset your PIN.
6. Select ** Money Market Fund from the Menu.
7. Select how you were introduced to Britam (e.g. Britam Financial Advisor) and enter
the intermediary's phone number.
8. Input the investment amount and M-Pesa PIN (Minimum initial investment Kes. 1,000).
9. You shall receive confirmation message from Britam.

Using the *778# platform you can...

1. Invest & Top up any time at your convenience via M-Pesa (Minimum of Kes. 1,000).
2. Check your account balance real time
3. Withdraw your funds straight to M-Pesa (Within16 working hours)
4. Change your PIN.
 The Importance of starting early…

Effect of inflation: What could Kes 5,000 buy…?

1970
1980
1990
2000
Car
2010
Motorbike
Bicycle
Shoe
Bus Fare
In 2020?……
 The Power of compounding interest

Starting to save/invest early benefits from the power of compounding. The chart below shows
the accumulated savings and interest values of a monthly investment of Kes.5,000 assuming
an 8% interest annual growth with daily interest compounding.

**Sample Emergency Fund Savings and Passive Income Source

Accumulated Age, Savings and Interest
45 Years 50 Years 60
Starting
Age Savings Interest Savings Interest Savings Interest

25 1,200,000 1,774,339 1,500,000 3,307,089 2,100,000 9,519,612

30 900,000 845,756 1,200,000 1,774,339 1,800,000 5,741,110

40 300,000 70,090 600,000 322,176 1,200,000 1,774,339

** Monthly savings can be achieved via bank standing orders, check off system or Mpesa
 Documents Required For Individual/Joint Investment

 Filled in individual application form

 Copy of ID/Current Passport

 Copy of PIN

 Proof of bank details: ATM Card Copy or, Bank statement not more than 3 months old

or, Cancelled cheque leaf or, Certified letter from the bank confirming bank details

 Proof of Residential Address: Utility bill not more than 3 months old (Water or

Electricity Bill) or a filled in Address Verification Letter provided by Britam

 Investment Cheque or Deposit slip in the correct Fund

*** In the event the investment is for joint investors documents for both parties have to be

provided
 Documents Required For Company/Group Investment

 Filled in company application form

 Certificate of Incorporation Copy

 Resolution/Mandate authorizing the investment: Either minutes of a meeting or letter

showing that the entity is authorized to invest.

 Copy of PIN of the organization

 Proof of bank details: Bank statement not more than 3 months old or, Original Cancelled

cheque leaf or, Certified letter from the bank confirming account details

 Investment Funds cheque or deposit slip in the correct fund

 Copy of ID/Current Passport for Authorized Representatives

 Proof of Residential Address for Authorized Representatives: Utility bill not more than 3

months old (Water or Electricity Bill) or a filled in Address Verification Letter provided by

Britam
 Britam Money Market Fund account details

*******Payments for investment into the Britam Money Market Fund can be made through:

1. Personal Cheque or Bankers Cheque written in favor of Britam Money Market Fund

2. Cash deposit, EFT or RTGS to the account details below

• BANK: Standard Chartered Bank

• BRANCH: CSC Head Office (Code 078)
• ACCOUNT NAME: Britam Money Market Fund
• ACCOUNT NUMBER: 0105016761600
• CLEARING CODE: 02
• SWIFT CODE: SCBLKENXSSU

3. Bank standing orders and Mpesa transfer for top ups to Paybill Number 500005

4. USSD *778#
 THANK YOU
With you every step of the way